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Student loan forgiveness applications open in Education Dept. beta test

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Student loan forgiveness applications open in Education Dept. beta test


Pupil mortgage debtors started making use of for as much as $20,000 in debt forgiveness on Friday after the Training Division launched a beta take a look at of its web site forward of the complete rollout of the reduction program.

Anybody who submits an utility through the beta take a look at can have it processed when the shape formally launches, in line with the division. The federal company mentioned it’s accepting functions to assist refine the method forward of the official type launch.

The portal — obtainable at https://studentaid.gov/debt-relief/utility — will probably be obtainable on and off through the beta take a look at, the company mentioned. The division’s technical crew will probably be pausing the positioning at varied factors for assessments, refinements and upkeep. The company is encouraging debtors unable to entry the shape to strive once more later or wait till the applying is out there to everybody. There’s no benefit to making use of earlier than the complete launch, the company mentioned.

“Debtors is not going to have to reapply in the event that they submit their utility through the beta take a look at, however no functions will probably be processed till the positioning formally launches later this month,” a spokesperson for the division mentioned. “This testing interval will permit the Division to observe web site efficiency via real-world use, take a look at the positioning forward of the official utility launch, refine processes, and uncover any doable bugs previous to official launch.”

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The division has continued to put the groundwork for the rollout because the forgiveness plan faces a number of authorized challenges. The applying is ready to open to all debtors later this month.

Earlier this week, the Biden administration gave an early have a look at the applying type for the president’s plan to forgive as much as $20,000 in federal mortgage debt for eligible debtors. It had beforehand mentioned that the applying can be brief and that debtors wouldn’t be required to supply paperwork or a federal pupil identification quantity.

White Home shares early have a look at pupil mortgage forgiveness utility

The applying would require debtors to provide their Social Safety numbers and attest that they earned lower than the earnings caps set for reduction. The forgiveness is proscribed to debtors who earned lower than $125,000 in 2020 or 2021, or lower than $250,000 for married {couples}. Practically 95 p.c of debtors with federal pupil loans meet the earnings requirement for this system and qualify for reduction, in line with the White Home.

Debtors have been clamoring for extra details about the forgiveness plan since President Biden unveiled it in August. They crashed the Training Division’s web site on the day of the announcement. Testing out the applying portal might assist the administration keep away from a repeat.

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Washington Capitals schedule for 2025-26 regular-season released

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Washington Capitals schedule for 2025-26 regular-season released


The Washington Capitals have officially announced their 2025-26 schedule.

The Caps will kick off their season on October 8 at home against the Boston Bruins before hitting the road to face the New York Islanders and New York Rangers.

The Capitals will play three four-game homestands in 2025-26 from October 14-21, November 22-28, and March 14-22. Their longest road trip will see them go west for a six-game stretch between January 19 and 29.

Capitals’ 2025-26 regular-season schedule

Game Day Date Visitor Home Time (ET)
1 Wed October 8 Boston Washington 7:30 PM
2 Sat October 11 Washington N.Y. Islanders 7:00 PM
3 Sun October 12 Washington N.Y. Rangers 7:00 PM
4 Tue October 14 Tampa Bay Washington 7:00 PM
5 Fri October 17 Minnesota Washington 7:00 PM
6 Sun October 19 Vancouver Washington 12:30 PM
7 Tue October 21 Seattle Washington 7:00 PM
8 Fri October 24 Washington Columbus 7:00 PM
9 Sat October 25 Ottawa Washington 7:00 PM
10 Tue October 28 Washington Dallas 8:30 PM
11 Fri October 31 N.Y. Islanders Washington 7:00 PM
12 Sat November 1 Washington Buffalo 7:00 PM
13 Wed November 5 St. Louis Washington 7:30 PM
14 Thu November 6 Washington Pittsburgh 7:00 PM
15 Sat November 8 Washington Tampa Bay 7:00 PM
16 Tue November 11 Washington Carolina 7:00 PM
17 Thu November 13 Washington Florida 7:00 PM
18 Sat November 15 New Jersey Washington 7:00 PM
19 Mon November 17 Los Angeles Washington 7:00 PM
20 Wed November 19 Edmonton Washington 7:00 PM
21 Thu November 20 Washington Montreal 7:00 PM
22 Sat November 22 Tampa Bay Washington 7:00 PM
23 Mon November 24 Columbus Washington 7:00 PM
24 Wed November 26 Winnipeg Washington 7:00 PM
25 Fri November 28 Toronto Washington 5:00 PM
26 Sun November 30 Washington N.Y. Islanders 1:00 PM
27 Tue December 2 Washington Los Angeles 10:30 PM
28 Wed December 3 Washington San Jose 10:00 PM
29 Fri December 5 Washington Anaheim 10:00 PM
30 Sun December 7 Columbus Washington 7:00 PM
31 Thu December 11 Carolina Washington 7:00 PM
32 Sat December 13 Washington Winnipeg 7:00 PM
33 Tue December 16 Washington Minnesota 8:00 PM
34 Thu December 18 Toronto Washington 7:00 PM
35 Sat December 20 Detroit Washington 12:30 PM
36 Sun December 21 Washington Detroit 1:00 PM
37 Tue December 23 N.Y. Rangers Washington 6:30 PM
38 Sat December 27 Washington New Jersey 7:00 PM
39 Mon December 29 Washington Florida 7:00 PM
40 Wed December 31 N.Y. Rangers Washington 12:30 PM
41 Thu January 1 Washington Ottawa 1:00 PM
42 Sat January 3 Chicago Washington 7:00 PM
43 Mon January 5 Anaheim Washington 7:00 PM
44 Wed January 7 Dallas Washington 7:00 PM
45 Fri January 9 Washington Chicago 8:00 PM
46 Sun January 11 Washington Nashville 7:00 PM
47 Tue January 13 Montreal Washington 7:00 PM
48 Thu January 15 San Jose Washington 7:00 PM
49 Sat January 17 Florida Washington 7:00 PM
50 Mon January 19 Washington Colorado 4:00 PM
51 Wed January 21 Washington Vancouver 10:00 PM
52 Fri January 23 Washington Calgary 9:00 PM
53 Sat January 24 Washington Edmonton 10:00 PM
54 Tue January 27 Washington Seattle 10:00 PM
55 Thu January 29 Washington Detroit 7:00 PM
56 Sat January 31 Carolina Washington 5:00 PM
57 Mon February 2 N.Y. Islanders Washington 7:00 PM
58 Tue February 3 Washington Philadelphia 7:00 PM
59 Thu February 5 Nashville Washington 7:00 PM
60 Wed February 25 Philadelphia Washington 7:00 PM
61 Fri February 27 Vegas Washington 7:00 PM
62 Sat February 28 Washington Montreal 7:00 PM
63 Tue March 3 Utah Washington 7:00 PM
64 Sat March 7 Washington Boston 12:30 PM
65 Mon March 9 Calgary Washington 7:00 PM
66 Wed March 11 Washington Philadelphia 7:30 PM
67 Thu March 12 Washington Buffalo 7:00 PM
68 Sat March 14 Boston Washington 3:00 PM
69 Wed March 18 Ottawa Washington 7:30 PM
70 Fri March 20 New Jersey Washington 7:00 PM
71 Sun March 22 Colorado Washington 12:30 PM
72 Tue March 24 Washington St. Louis 8:00 PM
73 Thu March 26 Washington Utah 9:00 PM
74 Sat March 28 Washington Vegas 10:30 PM
75 Tue March 31 Philadelphia Washington 7:00 PM
76 Thu April 2 Washington New Jersey 7:00 PM
77 Sat April 4 Buffalo Washington 7:00 PM
78 Sun April 5 Washington N.Y. Rangers 7:00 PM
79 Wed April 8 Washington Toronto 7:30 PM
80 Sat April 11 Washington Pittsburgh 3:00 PM
81 Sun April 12 Pittsburgh Washington 3:00 PM
82 Tue April 14 Washington Columbus 7:00 PM

Washington will look to repeat a strong regular-season showing from 2024-25 that saw it lead the Eastern Conference with a 111-point (51-22-9) record, besting the team’s 2023-24 performance by 20 points. Captain Alex Ovechkin also sits just three goals away from 900 as he enters what could be his final NHL season.

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The Caps will hit the ice for several holiday games over the season, including on Halloween (October 31 vs New York Islanders), Black Friday (November 28 vs Toronto), and New Year’s Eve (December 31 vs New York Rangers).

With NHL players returning to the Olympics in February 2026 for the first time since 2014, the league will pause from February 6 to 24. Martin Fehervary became the first Capitals player named to an 2026 Olympic roster and will represent his native Slovakia at the Games.

Important home games (per the Capitals):

  • Oct. 8 – Home opener at Capital One Arena versus the Boston Bruins
  • Oct. 14 – The Capitals face the Tampa Bay Lightning
  • Oct. 31 – Washington hosts the New York Islanders on Halloween
  • Nov. 19 – Connor McDavid and the Edmonton Oilers make their lone visit to Capital One Arena
  • Nov. 28 – The Capitals host Auston Matthews and the Toronto Maple Leafs the day after Thanksgiving
  • Dec. 11 – The Capitals face the Carolina Hurricanes in a Metropolitan Division clash
  • Dec. 23 – The New York Rangers make their first of two visits to Capital One Arena for the Capitals’ final game before the holiday break
  • Dec. 31 – The New York Rangers return to D.C. for a New Year’s Eve matinee
  • Jan. 3 – The Capitals face Connor Bedard and the Chicago Blackhawks
  • Jan. 13 – The Capitals host the Montreal Canadiens in a rematch of last season’s First Round series
  • Jan. 17 – The Capitals face the two-time defending Stanley Cup champion Florida Panthers
  • Jan. 31 – The Carolina Hurricanes make their second of two trips to D.C.
  • Feb. 27 – The Capitals face the Vegas Golden Knights on Friday night
  • March 20 – The Capitals host the New Jersey Devils for a Friday night divisional contest
  • March 31 – The Capitals face Metropolitan Division rival Philadelphia
  • April 12 – Washington completes its 2025-26 home regular-season schedule against Sidney Crosby and the Pittsburgh Penguins

The Caps will begin their preseason on September 21 and will play six exhibition games before Opening Night, including a game at the Hershey’s Giant Center on September 25 against the Philadelphia Flyers. See the full preseason schedule here.

Here’s the press release from the Capitals:

Capitals Announce 2025-26 Regular-Season Schedule

Washington hosts the Boston Bruins in season opener on Oct. 8 at Capital One Arena

ARLINGTON, Va. – The National Hockey League today announced the 2025-26 regular-season schedule for its 32 member clubs. The Washington Capitals will open the season at home against the Boston Bruins on Wednesday, Oct. 8 at 7:30 p.m. at Capital One Arena.

The Capitals have six homestands of at least three games on the schedule, the longest being three four-game homestands at Capital One Arena from Oct. 14-21, Nov. 22-28 and March 14-22. Washington also has five stretches of at least three consecutive road games, including a season-long six-game road trip from Jan. 19-29. In addition, the Capitals will have 14 sets of back-to-back games.

Eighteen of the Capitals’ 41 home games at Capital One Arena fall on weekends, which include five games on Friday, nine on Saturday and four on Sunday. The schedule features holiday home games on Halloween (Oct. 31 vs. NY Islanders) and New Year’s Eve (Dec. 31 vs. NY Rangers). Last season, the Capitals posted the seventh best home record in the NHL (26-9-6) and ranked fourth in the League in goals per game at home (3.68).

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The Capitals’ schedule will pause for a 17-day break from Feb. 6-22 for the Olympic Winter Games Milano Cortina 2026, which will take place on Feb. 6-22.

Television broadcast plans will be released at a later date. All Capitals games can be heard on the Capitals Radio Network, 106.7 The Fan, WashingtonCaps.com and on the Washington Caps mobile app.



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The Washington counties where home prices are increasing the most

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The Washington counties where home prices are increasing the most


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Home prices are on the rise in Washington state.

Statewide, the median sales price of a home in Washington during the first quarter of 2025 was $636,200, representing a 1.6% increase from the same period in 2024, according to the Washington Center for Real Estate Research at the University of Washington.

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The center’s latest housing market report stated that home prices increased in all of the state’s 16 metropolitan counties compared to a year ago. Zooming out for a statewide view, rural Lincoln County in Eastern Washington saw the biggest relative increase at 22.1%. The median home price in Lincoln was $274,500 in the first quarter of this year.

In Kitsap County, the relative increase was 2.1% and the median home price was $543,600. In King County, the increase was 1.1% and the median home price was $940,900, representing the highest median price in the state.

“Washington state’s housing market was mixed in the first quarter of 2025, with sales and inventory increasing and new building permits declining compared with a year ago,” the report stated. Approximately 7,500 building permits were issued in the first quarter of 2025, representing an 18.9% decrease from the same period last year.

Here’s more on the report and where home prices are increasing the most in the state.

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Where have housing prices increased the most in Washington state?

These are the 10 counties in Washington state that saw the biggest relative increases in home prices in the first quarter of 2025 compared to a year ago, according to the housing market report:

  1. Lincoln County
    • % change by year: 22.1
    • Median home price Q1 2025: $274,500
  2. Pacific County
    • % change by year: 19.4
    • Median home price Q1 2025: $358,300
  3. Columbia County
    • % change by year: 17.7
    • Median home price Q1 2025: $268,700
  4. San Juan County
    • % change by year: 17.5
    • Median home price Q1 2025: $866,700
  5. Skamania County
    • % change by year: 15.5
    • Median home price Q1 2025: $531,200
  6. Wahkiakum County
    • % change by year: 12.1
    • Median home price Q1 2025: $467,500
  7. Klickitat County
    • % change by year: 11.1
    • Median home price Q1 2025: $437,500
  8. Grant County
    • % change by year: 10.5
    • Median home price Q1 2025: $372,200
  9. Skagit County
    • % change by year: 10.3
    • Median home price Q1 2025: $610,000
  10. Cowlitz County
    • % change by year: 10
    • Median home price Q1 2025: $413,700

What are the least and most affordable counties in Washington?

The least affordable county in Washington state is San Juan County, according to the report. Garfield County in southeastern Washington is the most affordable. The median home price in Garfield was $212,200 in the first quarter of 2025.

However, all “the state’s 39 counties, and especially those in the central Puget Sound region, present affordability issues for first-time buyers,” the report stated.

What are the best cities to buy a home in the US?

A new report from the personal finance company WalletHub examined the best and worst places for first-time home buyers in the country. It took 300 cities and compared them across a number of factors, including affordability, market attractiveness and quality of life, according to the report.

Palm Bay on the eastern coast of Florida ranked as the best place for first-time home buyers in the country, according to the report. “It’s among the leading cities in the country when it comes to active home listings per capita and new building permits per capita, so there are plenty of older and brand-new homes to choose from,” the report stated. “In addition, while it’s a stereotype that millennials struggle to buy homes, Palm Bay has the fifth-highest millennial home-ownership rate.”

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But several Washington locations also ranked relatively highly as being good places to buy a home. Spokane Valley ranked 33rd, Yakima ranked 45th and Spokane ranked 46th.

Housing data shared by Redfin showed the median sale price of a home in Spokane Valley was $430,000 in May 2025. Yakima had a median sale price of $360,000, and Spokane had a median sale price of $390,000.

How much do you need to earn to buy a home in Washington state?

A January 2025 report from Realtor.com found that home buyers in 36 states needed to earn a six-figure income to reasonably afford a home. Washington ranked sixth among states where buyers needed the highest incomes to buy a home. The median household income recommended to buy a house in Washington was $176,669.

Realtor based its findings on the median monthly mortgage payments in each state.

“The calculation uses median home list prices from December 2024 and a 6.93% mortgage rate for a 30-year fixed loan,” the report stated. “It includes estimated property taxes and insurance costs. It also assumes buyers put down 10% and didn’t spend more than 30% of their gross income on their mortgage payments each month.”

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According to the U.S. Census Bureau, the median household income in Washington state in 2023 dollars was $94,952.



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Rowdy teens prompt youth curfew in Laurel

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Rowdy teens prompt youth curfew in Laurel


There’s a new curfew in Laurel, Maryland, after fights, illegal fireworks and a shooting disrupted the city’s Fourth of July festivities.

Thousands attended Laurel’s Independence Day Celebration at Granville Gude Park on Saturday.

Large groups of teens disrupted the event by getting into fights, setting off illegal fireworks. One teen was shot, authorities said.

“It was organized chaos, I call it,” Laurel Mayor Keith Sydnor said.

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Videos on TikTok show much of the chaos happened at the Laurel Town Centre.

“It’s been a trend in various cities throughout the state of Maryland with juveniles coming into the city on purpose and causing disruption. And they happened to come into our city on July the 5th and cause some disruption that made us review some of our curfew policies,” Sydnor said.

The new temporary curfew began Friday night and will be in effect every night through August 31.

Children under the age of 17 can’t be out without an adult from 11 p.m. to 5 a.m.

Sydnor said if police see children violating the curfew they will interview the child to find out why they’re out past 11 p.m. before taking them home or having a parent or guardian pick them up.

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“Not for us to try to grab kids and lock ’em up. We want to just push the kids along. We want the parents to deliver the message. Know where your kid is at all times,” Sydnor said.

Opinions about the curfew are mixed. One man who attended the Fourth of July celebration said he didn’t see any problems.

“A lot of times it’s done on your feelings and emotions. You need to kind of set those feelings and emotions aside and have some good common sense and logic. Don’t just put a curfew or put something in because on this particular day this happened,” he said.

A grandmother who was out shopping with her grandkids on Monday told News4 teens need to be home and she supports the curfew.

“These kids don’t have no structure, no discipline, no nothing. This would help with crime with teenagers,” she said.

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Sydnor said the city has activities for teens, including drop-in events at recreation centers, a safe summer nights program and “real talk” sessions for kids 13 to 17 to hear their concerns.

“We have safe spaces for them to come in and … learn stuff at the same time and have fun,” Sydnor said.

Police said no one has been arrested in connection with the shooting during the Fourth of July celebration.



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