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Landline identity theft leads to major bank fraud

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Landline identity theft leads to major bank fraud

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Landline identity theft is an emerging threat that gives scammers backdoor access to your accounts. 

An outdated phone number, especially a forgotten landline, can help them bypass security and drain your savings. 

Here’s how it happens and how to stop it.

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IS YOUR PHONE HACKED? HOW TO TELL AND WHAT TO DO

A man on a phone call using a landline telephone (Kurt “CyberGuy” Knutsson)

How forgotten landline identity theft drained a bank account

Richard from Reno, Nevada, shared a troubling story. His friend lost money to scammers because their old landline number was still linked to a bank account.

It started with a credit alert asking whether the friend had opened a new card. They said no and thought the issue was resolved.

But soon after, they couldn’t access their bank or investment accounts. Despite having transaction alerts enabled, the money was already gone.

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WHAT IS ARTIFICIAL INTELLIGENCE (AI)?

The scammer didn’t hack a password. Instead, they used a security loophole, an outdated landline still listed on file.

“My friend had an old but active landline linked to their bank account,” Richard said. “The thief convinced the phone company to port the number to a mobile device. Then they used it to intercept security codes and drain the account.”

The scammer requested a password reset. The bank sent a verification code to the old number, now controlled by the scammer. That code let them change the login, lock the victim out, and move the funds.

Credit monitoring caught the new credit inquiry but failed to detect the fraud inside the existing accounts. By the time access was restored, the money had disappeared.

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A man screaming into a phone receiver of a landline phone  (Kurt “CyberGuy” Knutsson)

Why landline identity theft is so easy to pull off

This scam highlights how identity thieves evolve. They don’t always need advanced tools. Sometimes, they just use the details you’ve forgotten.

The role of number porting

The attacker used number porting, a process meant to help people keep their number when switching carriers. It’s legitimate, until scammers exploit it.

In this case, the thief pretended to be the victim and asked the phone company to transfer the landline number to a mobile device. Once the number was active, they received calls and texts, including two-factor authentication (2FA) codes.

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How old contact info creates new risks

Many people forget to update recovery settings after creating an account. But an outdated phone number or email can still receive security codes. If a scammer gains control of those recovery tools, your accounts are wide open.

The overlooked weaknesses that made this attack work

Even small gaps in your security settings can lead to big problems. These were the key vulnerabilities in this case:

Old phone numbers stay linked too long

Scammers can hijack even inactive numbers through porting. If those numbers still connect to your bank or email, they become an easy target.

Credit monitoring can miss real-time fraud

Tools that monitor new credit accounts won’t always detect unauthorized transactions in your existing bank or investment accounts.

Weak 2FA setups can be hijacked

2FA is helpful, but only when the linked phone number or email is secure. If a scammer controls that method, they can bypass your protections.

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An older style landline telephone next to smartphone  (Kurt “CyberGuy” Knutsson)

How to prevent landline identity theft

You can’t stop scammers from trying, but you can make it much harder for them to succeed. Use these steps to reduce your risk.

1. Audit your account recovery options: Check your recovery settings on every important account. Delete old phone numbers or backup emails. Keep only active, secure options on file.

2. Use an authenticator app: Authenticator apps like Google Authenticator, Authy, or Microsoft Authenticator generate one-time login codes on your device. This is safer than relying on text messages, which scammers can intercept.

3. Freeze number porting with your carrier: Contact your phone provider and ask about port-out protection. This feature blocks scammers from transferring your number without extra identity verification like a PIN or in-person request.

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4. Remove your info from data broker sites: Scammers gather personal details like old numbers from public broker listings. Use a data removal service to erase this info from the web. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com/Delete.

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com/FreeScan.

5. Monitor your bank activity directly: Set up alerts through your bank for every transaction. Log in regularly, even if you haven’t received any warnings, to catch fraud faster.

6. Use a password manager: A strong, unique password protects each account. A tool like a password manager creates and stores complex passwords for you. It also tracks password health and alerts you to possible breaches. Get more details about my best expert-reviewed Password Managers of 2025 at Cyberguy.com/Passwords.

7. Consider full identity theft protection: Even with strong passwords and 2FA, your personal info can still be exposed. An identity theft protection service offers dark web monitoring, account alerts, and some offer up to $1 million in identity theft insurance. See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com/IdentityTheft.

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Kurt’s key takeaways

Landline identity theft shows that forgotten account settings can turn into serious threats. Take a few minutes to review your recovery options. Switch to authenticator apps. Set up port-out protection. And don’t rely on credit monitoring alone, it can’t catch everything. These simple steps can help you stay ahead of evolving scams and protect your most important accounts.

Have you experienced a similar scam or spotted a new tactic? Let us know by writing us at Cyberguy.com/Contact.

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Copyright 2025 CyberGuy.com. All rights reserved.  

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NASA launched an emergency mission to stop the Swift Observatory from crashing to Earth

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NASA launched an emergency mission to stop the Swift Observatory from crashing to Earth

The Swift Observatory was launched in 2004, but recent solar storms have pushed its orbit lower, and it’s in danger of burning up in Earth’s atmosphere as soon as this year. To try and stave off its demise, NASA has enlisted Katalyst Space Technologies. The company’s Link spacecraft launched Friday with the goal of intercepting Swift, which has no propulsion system, and boosting its orbit back to its original position. Right now, Swift is circling at an altitude of 224 miles, and Link is aiming to raise that by about 150 miles.

Using a three-armed spacecraft to lift a satellite 150 miles higher into orbit is challenging enough, but the speed with which Katalyst pulled the mission together makes it even more impressive. NASA required the company to rush the job because Swift would be too low to save by October. $30 million and nine months later, help is on the way for the $500 million Swift.

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Flatbush Zombies’ Erick the Architect misses his BlackBerry keyboard

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Flatbush Zombies’ Erick the Architect misses his BlackBerry keyboard

Erick the Architect is a founding member of, and the primary producer for, the legendary Flatbush Zombies. He’s toured the world, performed on Kimmel and Fallon, played Coachella, and collaborated with everyone from Joey Bada$$ and the Rza to James Blake and hardcore punk band Trash Talk. But perhaps the most unexpected collab was with Apple, when Erick popped up following Tim Cook’s final WWDC presentation to rap about apps. That was just a precursor to him dropping his new disco and reggae-tinged single, “No Doubt (I’m In Love).”

The new track, produced by Yeti Beats and Federico Vindver, is definitely a shift in tone from the darker, grittier, more boom-bap-grounded sounds Erick is known for. But that’s part of what makes it so compelling. Erick is still looking to experiment and expand his palette this deep into his career. That sense of adventure doesn’t stop him from getting a bit nostalgic for physical phone keyboards and the GameCube, though. It also turns out that Erick was one of just a handful of unfortunate souls who spent their hard-earned money on the Nokia N-Gage.

What is your most indispensable tool?

A moleskine book and a pen.

What is the first app you install on a new phone or computer?

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I usually go for Dropbox first so I can pull up the thousands of files I have stored floating around on the internet somewhere.

What is one thing you wish you could change about your phone?

I miss typing on my phone with a physical keyboard like I used to do using a BlackBerry.

What sites do you have pinned to your tab bar?

ESPN, Behance, MyFonts, Fanatics, Topps, eBay, Discord, UPS, FedEx, Whatnot, Plex

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How many tabs do you have open right now?

What is your happy place online?

Uh… the screen that says “Your order has been placed” when you buy something online

What is your favorite gadget you’ve ever owned?

Which was the most disappointing?

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What game do you have the fondest memories of?

Resident Evil 4 for GameCube. I played this game so many times until my eyes were bloodshot red, and my fondest memory was the huge TV that I played it on. The TVs back then were so big they were actually pieces of furniture. When it came time to move it, you needed like four people to lift up those big tube TVs. Anyhow, I love that game, and I think I’m probably one of the best people at it!

Which tech trend do you wish would go away?

I’m not really a fan of virtual reality and putting things over my eyes to augment my reality… sorry to anyone who is obsessed with those things!

What is one thing you wish you had created?

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I wish I had created the song “Bohemian Rhapsody.” It’s such a ridiculous song in the most beautiful way. I can’t compare it to any other piece of music. If I did, I’d have to reference a ton of different songs to make this one. I think if I were the creator of it, people would have no idea what song to expect from me, and that’s pretty cool.

What creation are you most proud of?

If I had a child, my answer would be that — but since I don’t, I would have to say the project I released in 2011 called “Almost Remembered.” It was the catalyst for all of the music I eventually learned how to create, and it gave me the confidence to continue to pursue being a producer and artist. I considered myself an amateur back then, but it was the most creative I’ve felt to date in terms of experimenting with new sounds.

Which are you least proud of?

I don’t want anyone to google the name of the thing I am least proud of hahaha

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What’s the best piece of advice you’ve ever received?

My mom told me that everybody has a season, and although it may not be your season now… You have to consider that when it is, that season may last forever. Be patient and wait on it.

What is your current obsession?

What do you do when you need to focus?

Turn my phone off or pretend I don’t have one anymore.

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What do you do when you’re feeling stuck?

Again, turn my phone off or pretend I don’t have one anymore.

When was the last time you went somewhere without your phone?

I take walks without my phone all the time, and I use my digital audio player that isn’t connected to the internet whatsoever. I can focus on the music entirely and not be distracted by incoming texts, emails, or social media.

What’s the last piece of physical media you bought?

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I bought a bunch of records at VinylCon! a couple of months ago, and I’ve been collecting Absolute Batman and Invincible comics.

What do you think is worth splurging on?

Food and anything you like to collect.

What would the tagline for your biopic be?

“The man with too much on his mind.”

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What’s the last GIF or meme you used?

No arguments.
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While you’re watching the World Cup, the feds may be watching you

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While you’re watching the World Cup, the feds may be watching you

It’s a big year for America. It’s the semiquincentennial, otherwise known as America250, and the United States is cohosting the World Cup. But spectators at these events — and the millions of people who live in the cities hosting them — may not realize that they, too, are being watched.

From Kansas City to New York, the US cities hosting the World Cup have been ramping up their surveillance capabilities in the months leading up to the tournament. Security measures are at an all-time high in Washington, DC, which isn’t hosting the World Cup, but is home to a series of spectacles this summer. The Fourth of July festivities in the nation’s capital will have an unprecedented level of surveillance. Law enforcement agencies say they can’t take any risks during these once-in-a-lifetime events — but privacy advocates warn that some of this surveillance won’t be limited to this summer’s celebrations.

Both the Fourth of July fireworks on the National Mall and the July 19th World Cup final in New Jersey have been designated National Special Security Events (NSSE) by the Department of Homeland Security, the most stringent security designation the agency gives. This isn’t unusual for major sporting events — the Super Bowl is always given an NSSE designation — but it’s a first for the Fourth of July. The UFC fight at the White House in June was also an NSSE, as was the official UFC watch party on the Ellipse.

Attendees at the Fourth of July fireworks show on the National Mall will have to pass through airport-style security checkpoints and won’t be allowed to bring folding chairs or coolers. Counter-drone measures will be in place, The Washington Post reports, as will bomb technicians, countersnipers, and medical personnel from several federal agencies. While attendees will notice these security measures, others could be close to invisible — including camera networks that track their biometrics.

The measures at the National Mall appear to be a response to criticisms of lax security at the White House Correspondents’ Dinner, which was infiltrated by a gunman who allegedly shot at a Secret Service agent.

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There will be similar measures in place at the World Cup final, which Donald Trump is expected to attend — and where he will reportedly present the trophy to the winning team.

“This is going to be security-o-rama regardless of whether the president goes,” Jules Boykoff, author of Red Card: The 2026 World Cup, Sportswashing, and the FIFA Greed Machine, told The Verge. “If the president goes, that’s just an extra lacquering of security.”

Boykoff, a professor of political science at Pacific University, said there may be an increased ICE presence at the World Cup final as well, and pointed out that ICE arrested rapper 21 Savage at the 2019 Super Bowl — another NSSE — claiming he overstayed his visa.

Anne Toomey McKenna, an attorney who specializes in privacy and biometric surveillance, said the NSSE declaration may also make it easier to justify collecting communications data under the looser standard of Section 702 of the Foreign Intelligence Surveillance Act, instead of the more stringer requirements of the Wiretap Act.

Andrew Giuliani, executive director of the White House task force for the World Cup — and son of Rudy Giuliani — has said there will be heightened security at all the World Cup matches, even the ones Trump doesn’t attend. “You’ll have multiple perimeter checks from security. You’ll have checks while you get onto public transportation to make sure you’re a valid ticket holder,” Giuliani told the Atlantic Council’s Frederick Kempe. “Soccer fans — or futból fans — they generally like to come to stadiums late, in the 15, 20 minutes or so before the game.” But Giuliani said ticket holders should know that gates open three hours before kickoff and plan to arrive early so they don’t miss kickoff.

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The surveillance isn’t limited to one-off events and in fact involves building up a massive apparatus across the country. Through FEMA, the Department of Homeland Security gave $250 million in grants to states that are hosting World Cup matches, much of which was used to buy counter-drone equipment, according to The New York Times. The FBI has also been training local law enforcement agencies on drone mitigation. According to Giuliani, the Fan Fests in all 11 host cities will be covered by counter-drone technology. It’s unclear whether these cities are using the same tech that led to an airspace closure in El Paso earlier this year.

This is going to be security-o-rama regardless of whether the president goes.

New York City — technically one of the host cities, even though the matches are taking place across the river in New Jersey — spent $6.5 million on counter-drone technology. In Kansas City, Missouri, authorities have confiscated at least 16 drones since the World Cup began.

“The general rule with the World Cup and Olympics is that local and national police forces use the sports mega event like their own private cash machine,” Boykoff said. “The World Cup creates a state of exception that allows for all manner of securitization processes.” And in many cases, once these tools are in place, they remain. Paris, for example, enabled AI video surveillance ahead of the 2024 Olympics — and is keeping it in place through the end of 2027 despite privacy concerns.

Similar camera systems have been installed throughout the US ahead of the World Cup, even in areas far beyond stadiums. Kansas City also planned on putting cameras equipped with facial recognition on some city buses, even though the state government refused to fund the project over privacy concerns. The city initially went through with the program anyway, saying it would help identify missing persons and could thwart human trafficking attempts during a major international sporting event. City officials said that the images captured are checked against active missing persons alerts and only retained if there’s a match.

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“Privacy is always a tricky thing,” Tyler Means, chief mobility and strategy officer at Kansas City Area Transportation Authority, told The Washington Post. “We’ve always had cameras on our buses. It’s just new technology. I think in time it’ll smooth over and people will realize, ‘Well, it didn’t really feel any different.’”

The cameras aren’t operational yet because of backlash and technical delays, but Kansas City plans on implementing the program later this year — even though the World Cup will be over by then.

The America250 celebrations will be monitored by thousands of law enforcement officers, including National Guard troops and FBI agents, many of whom will be wearing body cameras. Several cities have expanded or reactivated CCTV systems ahead of the World Cup. Seattle reportedly reactivated dormant cameras after FBI and Seattle Police Department officials briefed the mayor on “credible threats” during the games.

McKenna said the increase in surveillance at these events isn’t unwarranted given the increased level of risk, but said there’s an issue with how biometric data is gathered and retained. McKenna noted that British Columbia, which is also hosting the World Cup, has regulations around how long surveillance footage from matches and other events can be retained — rules the US lacks.

Though CCTV has been around for decades, advances in camera technology — and AI integrations — have made these systems incredibly sophisticated. Early footage “told us a lot about what was happening, but it really wasn’t that different from what a police officer standing on the street could see themselves,” McKenna said. “That’s how the law in the US reached the conclusion that CCTV systems are okay — because it happens in a public space, so there’s no real reasonable expectation of privacy risk under the Fourth Amendment, which protects against unreasonable searches and seizures.”

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But cameras reach much farther than they used to — they can tilt, pan, or zoom, and can often see several miles away. They can be equipped with thermal imaging devices and facial recognition technology, all of which may be accessible to law enforcement. Some AI software can even analyze people’s facial expressions and claim to predict a person’s behavior, McKenna said.

“We have increasingly advancing AI systems with analytical capabilities that can merge so much data and detect things from the footage that before we wouldn’t know,” McKenna said. “An officer on the street wouldn’t be able to identify every person walking by, but facial recognition technology software is very common, and it can be utilized together with the footage that is being taken and collected by CCTV systems.”

All of this information can be sent to federal fusion centers, where information is shared between local law enforcement and federal agencies like ICE and the FBI. McKenna explained that when there’s more information-sharing between local law enforcement and federal security agencies, “we lose control over how that information is used.”

“That’s part of the protection we’re supposed to have under our laws — that information that’s been collected for national security purposes not be used for domestic law enforcement purposes,” McKenna said. “We have increasingly seen a blurring of national security measures becoming part of domestic law enforcement.”

There are still a couple weeks left in the World Cup. But there’s no telling how long all the surveillance data gathered around the matches will be stored, or how it will be used.

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