The amount of state funding headed to Kentucky’s largest city to support downtown renewal, education, health care and other priorities shows that the days of talking about an urban-rural divide in the Bluegrass State are “now behind us,” Louisville’s mayor said Monday.

The new two-year state budget passed by the Republican-dominated legislature will pump more than $1 billion into Louisville, reflecting the city’s role as an economic catalyst that benefits the entire state, lawmakers said.

KENTUCKY LAWMAKERS APPROVE BILL TO FILL SENATE VACANCY BY SPECIAL ELECTION RATHER THAN BY DEMOCRATIC GOVERNOR

Republican legislators and Louisville’s first-term Democratic mayor, Craig Greenberg, spoke of the collaboration they achieved during the 60-day legislative session that ended two weeks ago.

“For far too long, folks have talked about this urban-rural divide that has divided Louisville and the rest of the state,” Greenberg said at a news conference attended by a number of lawmakers in downtown Louisville. “Well those days are now behind us.”

“We may not agree on every issue,” he said. “What we have shown this session is that’s OK. There is so much common ground. There is so much that we do agree on.”

There was no mention of divisive issues — past and present — that prompted some Democratic lawmakers and others to proclaim that the predominantly rural GOP legislature was waging a “war on Louisville.” During the just-ended session, Republican lawmakers enacted a measure to make mayoral elections nonpartisan in Louisville, the state’s most Democratic city. And lawmakers undid efforts in Louisville and Lexington to ban landlords from discriminating against renters who use federal housing vouchers.

Perhaps the most explosive issue is still pending. Lawmakers agreed to create a task force to review the public school system that encompasses Louisville. The review could potentially lead to efforts next year to split up Jefferson County Public Schools, the state’s largest school system.

Sen. Gerald Neal, the state Senate’s top-ranking Democrat, noted at Monday’s event that there remain “some unanswered questions” regarding the legislature’s relationship with Louisville. But Neal praised his colleagues for approving the funding for his hometown, referring to the $100 million over two years for downtown Louisville as a “home run.”

Other projects winning legislative funding will make improvements at Louisville’s airport, support a community center for teens and adults with disabilities, build on the Louisville Orchestra’s statewide presence and support the Kentucky Exposition Center, which hosts trade shows throughout the year.

University of Louisville President Kim Schatzel said the session produced historic levels of funding for the school. The budget supports development of a new health sciences building in downtown Louisville that will produce more health professionals and advance cutting-edge research, she said.

The state also will help develop a cybersecurity center at UofL that will put the city and state “on the map as a national leader in this emerging and incredibly important technology field,” Schatzel said.

“Construction and cranes on campus, well, they warm a president’s heart like nothing else, as they signal confidence in a very bright future for the university and the communities that we serve,” she said.

Lawmakers passed a more than $128 billion main budget for the state executive branch over the next two fiscal years. They also approved tapping into the state’s massive budget reserves for nearly $3 billion in spending on one-time investments in infrastructure and community projects.

House Speaker David Osborne said the Louisville investments resulted from disciplined budgeting since the GOP gained House control in 2017, consolidating Republican dominance of the legislature.

For successive budget cycles after that, “this legislative body has spent less money than we have taken in,” the Republican speaker said. “That is not an easy thing to do.”

Republican Senate President Robert Stivers said that Louisville serves a mission stretching far beyond its boundaries in education, health care, transportation, tourism and the humanities. Stivers, who represents an eastern Kentucky district, said the state’s investments in Louisville were a matter of economics.

“You don’t turn away from 18 to 19% of your population and your revenues that you take in to the state coffers,” he said.

Californians who obtained federally backed student loans from private banks can have some or all of their remaining debt forgiven by the Biden administration, but they need to act fast: The deadline for qualifying is Tuesday.

The relief is available for students enrolled in income-driven repayment plans or the Public Service Loan Forgiveness program. It’s also available for some parents who borrowed through the Federal Family Education Loan program.

This is not a new initiative, however — instead, it’s the last chance to participate in one of the administration’s first and most successful efforts to reduce the mountain of student debt.

The Education Department launched the Income Driven Repayment One-Time Adjustment initiative in 2022 to address complaints about loan servicing companies losing track of payments, not giving borrowers proper credit for their work in public-service jobs, and steering struggling borrowers into costly forbearance or deferment programs instead of payment plans based on their income.

After completing its review of payment records last year, the department granted all or partial forgiveness automatically to the borrowers who qualified — no application was required. The Education Department estimated that 3.6 million borrowers would receive credit for at least three additional years of payments, moving them that much closer to having their remaining debt wiped out.

Under income-driven repayment plans, borrowers pay a monthly amount that’s a percentage of their income, regardless of the size of their debt. Those who stay current on their payments have all the remaining debt canceled after 10 years if they’re in the Public Service Loan Forgiveness program; otherwise, those in income-based plans would have their debt canceled after 20 to 25 years of payments.

The recalculation applied only to loans issued directly by the federal government, however. That left out borrowers with federally backed loans issued by banks through the Perkins Loan, Federal Family Education Loan and Health Education Assistance Loan programs.

Those borrowers have one last chance to qualify. for a one-time adjustment. If they combine their federally backed loans into a federal direct consolidation loan before Wednesday, their previous payments on those loans will automatically be eligible for review.

Borrowers can apply online to consolidate their loans at the studentaid.gov website. To meet the deadline, the application just has to be submitted by the end of the day Tuesday — the approval can come later, said Celina Damian, the student loan servicing ombudsperson for the California Department of Financial Protection & Innovation.

As part of the one-time adjustment, the Education Department gives borrowers credit for the entire period when repayments were paused because of the pandemic. That’s a little more than three years’ worth of credits.

In addition, the department is giving credits for payments made under any other type of repayment plan that the borrower was in before opting for an income-based plan. And it credits borrowers for months they spent in deferment or in lengthy periods of forbearance.

Borrowers whose adjusted payment counts push them over the 20-year (for most undergraduate loans) or 25-year (for graduate loans) thresholds will automatically have their remaining debt forgiven.

Although the Supreme Court rejected President Biden’s bid to provide debt relief to roughly 40 million borrowers in 2023, the administration has two other major efforts available or in the works. It has proposed a set of rules that would shrink the debt owed by about 30 million borrowers, and it has rolled out a new income-based repayment plan that has lower monthly payments and accrues less interest.