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NJ looks to quell crisis in care by offering student loan relief to health workers

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NJ looks to quell crisis in care by offering student loan relief to health workers



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  • New Jersey is offering up to $50,000 in student loan relief to healthcare and social service professionals.

New Jersey announced $17 million in student loan relief for group home aides and other health care workers, part of an effort to attract and retain staff in fields fraught with turnover and vacancies.

Up to $50,000 in student loan relief is available to health care and social service professionals who commit to one year of service at designated agencies, the state said. Gov. Phil Murphy said the program should improve services for New Jersey residents with medical, mental health, and disability needs. 

“This student loan redemption program further bolsters our home and community-based services workforce, and it is key in supporting qualified service providers to bring their skills and expertise to communities across the state,” he said.

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“In addition to alleviating the financial burdens of this workforce, this program also builds the capacity to deliver care in the community for more New Jerseyans,” Murphy said.

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The New Jersey departments of Human Services and Children and Families announced the relief, along with the state’s Higher Education Student Assistance Authority.

The program aims to assist a wide range of professionals, including psychiatrists, psychologists, social workers, nurses, and counselors, among others. 

Funding comes from the federal Centers for Medicare and Medicaid Services and is part of a $100 million effort by the state to grow a workforce that has faced significant staffing shortages due to low pay and poor benefits.

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In addition to the student loan redemption program, the Murphy administration said the money will help establish recruitment, training, and certification programs for direct care staff, as well as more community-based housing options for individuals with disabilities or behavioral health conditions.

“We continue to invest in innovative approaches to strengthen and prioritize independence and person-centered care that will help individuals live in their own homes and remain active in their communities,” Human Services Commissioner Sarah Adelman said in a statement. 

“This new student loan redemption program will benefit caregivers who provide vital supports to people with disabilities and with behavioral health needs, as well as older adults living in the community,” she said.

How to apply for NJ loan forgiveness program

The application process for the loan forgiveness program opens on July 1. Selection of recipients will be on a first-come, first-serve basis, with decisions announced by Oct. 1.  Applicants must meet such criteria as being employed full-time in a qualifying role, holding the necessary certifications, and not participating in similar loan forgiveness programs.

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For more information on how to apply and detailed eligibility requirements, interested candidates can visit the New Jersey Higher Education Student Assistance Authority website starting July 1. 

“We are proud to offer this new benefit to dedicated workers who support individuals with disabilities and older adults in the community,” said Kaylee McGuire, Deputy Commissioner for Aging and Disability Services. “Creative steps such as a loan redemption program will help attract and retain workers and build a stronger foundation for the future.”

The one-time student loan redemption program provides:

Visit here for applications.

Gene Myers covers disability and mental health for NorthJersey.com and the USA TODAY Network. For unlimited access to the most important news from your local community, please subscribe or activate your digital account today.

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Email: myers@northjersey.comTwitter: @myersgene





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You stayed in New Jersey your whole life — and now retirement may force you out

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You stayed in New Jersey your whole life — and now retirement may force you out


A few weeks ago I wrote about staying in New Jersey feeling like a bad relationship. The love is real. The memories are real. But the bills keep coming and the promises from Trenton keep not arriving. And most people keep saying just one more year.

Here is the part of that story I did not get to. For a lot of New Jersey residents, the “just one more year” conversation does not end with a decision to leave. It ends with retirement — and the sudden realization that the math that was already hard just got impossible.

The friends who are no longer here

I think about this a lot because I see it in my own life. Friends and relatives I grew up with — people who are approaching retirement or are already there — are gone. Not gone as in passed away. Gone as in New Jersey made them leave. Financially bullied out of the state they built their lives in.

Off the top of my head I can place friends and family in western Pennsylvania, Illinois, Arizona, Tennessee, North Carolina, South Carolina, Hawaii — and of course Florida, always Florida. A few landed in Delaware, close enough to drive back for a long weekend. Most are not that lucky. When you move to Scottsdale or Nashville or Maui, Sunday dinner with the grandkids is no longer twelve minutes down the road. It is a flight.

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Thank goodness for social media. It is the only reason we stay connected.

These were not people who wanted to leave. They coached Little League. They served on school boards and rescue squads. They wore badges and volunteered at firehouses. Stand-up citizens who would have gone on contributing to their communities for another twenty years. New Jersey pushed them out anyway.

SEE ALSO: Staying in NJ is starting to feel like a bad relationship 

Photo by Zac Gudakov on Unsplash

Photo by Zac Gudakov on Unsplash

When paying off your house becomes a rude awakening

For many of them the realization came at the worst possible moment — the moment they should have been celebrating. Paying off your house is supposed to be the reward of a well-lived life. Decades of mortgage payments finally done. You own it. Free and clear.

Except in New Jersey, that moment of triumph comes with a brutal clarity. The property tax bill that was quietly folded into your monthly mortgage payment is now sitting on your kitchen table all by itself. No mortgage to soften the blow. Just a number. A big one.

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The average New Jersey property tax bill tops $9,800 a year statewide. In Bergen, Morris and Essex counties it pushes well past $12,000. That is the bill you get for owning something you already paid for. Pay it or face consequences. It is not quite Tony Soprano showing up at your door — but the message is not entirely different. Pay up, or we make things very difficult for you.

Social Security was not designed to absorb that number. Most pension checks were not either. (For those who worked hard and were fortunate to receive them.) For many residents who paid into their 401k…it sadly just does not cut it here.

The Stay NJ promise that isn’t

What makes it sting even more is that relief was supposed to be coming. Governor Sherrill’s proposed budget cuts the Stay NJ property tax relief program — $500 million gone. That program was supposed to cut property tax bills nearly in half for eligible homeowners over 65. People built their retirement plans around it. Stayed in their houses because of it.

Now it may not happen. And for retirees sitting on a house worth four times what they paid for it, the calculation is shifting fast. Cash out. Head south. Let someone else argue with the tax assessor.

What Trenton owes this generation

The people facing this decision did not fail New Jersey. They showed up for decades. They raised families here, served their communities, paid their taxes, and stayed through every rate hike, toll increase and broken promise of reform.

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They deserve better than a retirement that forces them to choose between financial survival and the only home they have ever known.

New Jersey is still worth loving. The Shore, the food, the neighborhoods, the culture — none of that has changed. What has changed is the price the state charges for the privilege of staying.

For a generation that gave everything they had, that price has finally gotten too high.

LOOK: Here’s where people in every state are moving to most

Stacker analyzed the Census Bureau’s 2019 American Community Survey data to determine the three most popular destinations for people moving out of each state.

Gallery Credit: Amanda Silvestri

 

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New Jersey’s most paranoid apps — and the alerts that prove it

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New Jersey’s most paranoid apps — and the alerts that prove it


I will admit it. I have way too many notifications turned on.

It is an occupational hazard. As a talk show host and content provider for NJ 101.5, I need to stay on top of local news, national news, weather alerts for towns I visited three years ago — and yes, Ring and Nextdoor. Both of them. All notifications. All the time.

They wake me up in the middle of the night and I let them, because of FOMO. It is a terrible affliction and I am not proud of it.

Ring, Nextdoor and the anxiety they call features

But I am seriously considering turning them off. Because just about every alert that comes through turns out to be nothing. The guy in sunglasses and a Giants hoodie walking down the street. The strange car parked in front of someone’s house. The rotten egg smell nobody can identify. The contractors who showed up wanting to pave the driveway, fix the roof, and install new windows all in one visit.

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And the granddaddy of them all: “Was that a gunshot, a car backfiring, or fireworks at 11pm?”

These apps do not give me peace of mind. They give me anxiety!

SEE ALSO: Financial anxiety is crushing NJ residents 

Photo by Konstantin Shmatov on Unsplash

Photo by Konstantin Shmatov on Unsplash

 

The top 10 alerts guaranteed to flood your New Jersey feed

“Was that gunshots or fireworks?” The undisputed champion. Loud bang at night, instant neighborhood panic. Thunderstorms, construction, a truck with a bad muffler — all submitted as possible gunfire. Never gets resolved.

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Suspicious person walking down the street “White van driving slowly.” “Someone looking at houses.” In New Jersey this category also includes door-to-door solicitors offering to check your utility bill, inspect your roof, and repave your driveway simultaneously.

Pets, poop and the ongoing war Barking dogs. Lost cats. The eternal fury of the un-scooped lawn. Runs 365 days a year and generates more passion than most political debates.

Parking drama “Someone parked in front of my house.” Not blocking the driveway. Not illegally parked. Just in front of the house. In New Jersey this is a declaration of war.

Package theft and petty crime The actually useful one. Porch pirates, car break-ins, garage thefts with real Ring footage and real descriptions. About one in ten posts here is genuinely worth your attention.

“Did anyone else hear that?” Helicopters. Sirens. Internet going down for four minutes. All submitted as neighborhood emergencies requiring community response.

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Teens being teenagers “A group of teenagers walking around.” “Kids on bikes after dark.” “Someone rang my doorbell and ran.” Almost always harmless. Always posted as suspicious.

Smells, trash and mystery odors The rotten egg smell. Construction dust. A neighbor burning something. In denser NJ towns this category gets surprisingly heated.

Door-to-door scams and solicitors Actually one of the more legitimate categories. Fake utility workers, solar salespeople, roofing crews appearing out of nowhere. Worth reading and worth sharing.

Overreaction posts about overreaction posts The meta-complaint. People posting about people who post too much. Duplicate alerts about the same non-event. The feed eating itself.

Photo by Hamish Duncan on Unsplash

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Photo by Hamish Duncan on Unsplash

I keep thinking about what we did before these apps. We just wondered. We heard a noise and went back to sleep. We did not know about the white van and we were fine.

I am turning off the notifications. Both apps. All of them.

And I am going back to sleep.

13 apps all NJ parents need to know about

Some of these social media apps are aimed at mature users. A false birthday on either end can link young users with potential predators, if adults are not paying attention.

Gallery Credit: Erin Vogt

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Police Chief Dean Ackermann bids farewell in Glen Rock ceremony

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Police Chief Dean Ackermann bids farewell in Glen Rock ceremony


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GLEN ROCK − Police Chief Dean Ackermann headed off to retirement on March 31 after serving 40 years in the department.

A “final walk-out ceremony” was held at the Glen Rock Police Headquarters on Tuesday to honor the career of Ackermann.

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“I can’t believe it has been 40 years. I left the place better than I found it and I left it in the hands of a great leader who is going to take the department to new heights,” said Ackermann

About 100 people from the community came to see Ackermann’s farewell which included many current and former police officers along with the family and friends of the retired police chief.

Ackermann took the podium on the warm spring afternoon and first thanked his wife for being by his side throughout his career. He thanked the Glen Rock police department for their support to him and thanked everyone who showed up to the walkout.

Ackermann was named the chief of police in 2016, having prior positions of detective and sergeant. He joined local law enforcement in 1986. Prior to his time with the Glen Rock Police Department, Ackermann worked as a New Jersey Transit Police officer, assigned to look over towns Newark, East Orange and Hoboken.

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Tuesday’s ceremony was also a passing of the torch moment in Glen Rock as Ackermann introduced the new police chief, Michael Trover. Ackermann presented Trover with the chief police badge, which he said would be his last act as the Glen Rock police chief.

Trover has been a member of the Glen Rock police department for 20 years and served as captain at the department. He was officially sworn in as chief on March 25.

Like many North Jersey towns, major crime was low in Glen Rock during the years of Ackermann’s tenure as police chief. New Jersey crime statistics, which localized in 2020, show no murders and rapes were reported in the last six years in Glen Rock. From that time frame, only three robberies were reported, all in 2022.

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The Glen Rock PBA presented Ackermann with a plaque as they wished him good luck on his retirement.

“We want to wish you the very best. I know Glen Rock and the surrounding communities are indebted to you for all that you have done for all the residents,” said Assemblywoman Lisa Swain at the ceremony.

The ceremony finished with Ackermann taking photos with his family and the generations of those who worked in the Glen Rock police department.



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