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Illinois SNAP benefit fraudsters draining Link cards of food funds; experts say more security needed

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Illinois SNAP benefit fraudsters draining Link cards of food funds; experts say more security needed


CHICAGO (WLS) — Since the I-Team uncovered issues with Illinois food stamp fraud and Link card draining in 2022, they have received nearly a dozen people who said the same thing happened to them.

Laura Downs said she was left with only 52 cents to her name last year after a fraudster drained her Link card.

“It was devastating to me and it was Christmas time,” she said. “I had to go to food pantries to make it.”

When she checked her account, there was a $195 transaction made at 1:31 a.m.

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“By somebody in New York by a strange market I’d never been to before,” Downs sad. She doesn’t know anyone in New York.

Downs said she had her physical Link card with her and never shares her PIN. She went to the Illinois Department of Human Services to report the fraud.

“They gave me a new card with a new PIN, but they told me, ‘Girl, you ain’t going to get your money back,’” said Downs.

Even more people have contacted the I-Team with claims that someone, somehow, took the funds from their Link cards, which helps families in need pay for food through the Federal Supplemental Nutrition Assistance Program, or SNAP.

Haywood Talcove, CEO of the government branch of the data analytics company LexisNexis Risk Solutions, said his firm has been tracking SNAP fraud for the last two years. He said this year alone there have been nearly 250,000 police reports nationwide involving SNAP benefit fraud.

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“We pay very close attention to the dark web,” he said. “The same groups that were pilfering money from unemployed insurance are now pilfering money from the SNAP program.”

He said criminals are installing skimmers onto card machines, which allows them to steal card information. Talcove said thieves are also stealing funds through phishing attacks, when scammers trick users into clicking links that allow thieves to tap into people’s SNAP accounts.

He said until the government requires merchants to have more sophisticated machines, adds chips to SNAP cards, and puts in place a two-factor verification system, he believes this type of fraud could be catastrophic.

“This is going to escalate into a $20 billion program over the next six months,” Talcove said.

The Illinois Department of Human Services said it recently launched a SNAP fraud unit to track reports of card skimming.

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The USDA, which oversees the federal SNAP program, said it is pursuing multiple approaches to fraud protection, including educating states and grocery stores about how skimming works.

They said some states are exploring adding chips to the SNAP cards.

Meanwhile, Downs said her food benefits still haven’t been returned by the state.

“I said they messed with the wrong girl, because I’m going to advocate,” she said.

To protect yourself, LexisNexis said you should change your PIN every time you use your card. While they acknowledge it’s tedious, they say it’s necessary until a real solution is implemented.

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As for reimbursement, Congress passed a law in 2022 requiring the USDA to replace SNAP benefits to people whose funds were stolen. The law only allows victims two reimbursements per ear, but the rollout of the process is taking some time.

The USDA said if someone thinks they are the victim of card skimming, they should contact their local SNAP office. USDA encourages SNAP participants to take actions that may help prevent card skimming such as avoiding simple PINs, beware of phishing, and checking their EBT account regularly for unauthorized charges. For more information, click here

Statement from the Illinois Department of Human Services

At IDHS, our mission is to enhance the health and well-being of all whom we serve, by providing health and human services and by fostering medicine, public health, and social services to those in need. We serve more than 2 million SNAP customers annually and understand how critical these benefits are to vulnerable populations, including families with children trying to use their cards for groceries, or elderly and their caregivers who try to get medical care items. IDHS established a SNAP fraud unit to monitor fraud reports in Dec. 2022. We track all skimming reported. We encourage customers to keep their pin numbers confidential and sign up for alerts when the card is used for tracking purposes. IDHS deeply cares for persons facing food insecurity. We work closely with food pantries across the State to provide resources for those in need.

Additionally, IDHS is neutral on HB 2214. The legislation will allow the agency to have up-to-date information related to the scale and impact of SNAP fraud in Illinois.

SNAP is a federal program. IDHS follows all security requirements for EBT Cards as outlined in the Code of Federal Regulations. IDHS is always considering best approaches to handling LINK card security. The decision to add a chip to an EBT/LINK card involves many factors such as cost-benefit analysis, State and Federal regulations, EBT contractor technologies, and retailer adoption.

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Illinois

You Decide 2024: Illinois House of Representatives District 67 race

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You Decide 2024: Illinois House of Representatives District 67 race


(WIFR) – With about a month left before the Nov. 5 general election, some northern Illinois voters have a chance to cast their ballot in the House of Representatives District 67 race. Incumbent Democrat Maurice West and Republican candidate Glen Oland will face off in a rematch.

In 2022, West beat the Republican challenger by 10% of the vote. As the two face off again, West believes he can build on his successes as he looks to win a fourth term.

“I want to ensure that the west side and south side of Rockford is getting the same opportunities as the east side of Rockford,” says West. “I want to make sure that Loves Park, Cherry Valley and New Milford know I’m not just not a Rockford rep, I’m a rep for even the smaller municipalities in my District.”

Oland believes it is time for change, specifically when it comes to the SAFE-T Act.

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“We are the only state in the nation that has that law,” states Oland. “I want to repeal that, and it’s a terrible thing to have to repeal stuff but that’s kind of where I’m at right now.”

Both candidates also prioritize bringing jobs to the district but, they have much different ways going about it.

“Once we get more people in the work force, now there’s more income tax coming in, there’s more of a tax base, now we can talk about lowering our taxes, now we can talk about lowering crime, that’s how we flank these issues,” explains West.

“He is always tax and spend, that’s not going to be the answer. Lowering taxes makes more jobs happen, and lowering taxes makes it so companies can be more profitable and so they can hire more people, and that’s the way it works, it doesn’t work the other way,” says Oland.

Stateline residents are reminded to make sure they are registered to vote in the Nov. 5 election. If you are unsure whether you’re registered, the Illinois State Board of Elections has a Registration Lookup Tool on its website. If you’re registered, it will also tell you your Election Day polling place. If you need to register to vote, you can find more information here.

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Early voting is underway in Illinois and continues through Monday, Nov. 4. For more information on early voting, click here.



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Capitol Briefs: Federal agency opposes new state law; Pritzker to lead trade mission to Japan | Capitol News Illinois

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Capitol Briefs: Federal agency opposes new state law; Pritzker to lead trade mission to Japan | Capitol News Illinois


The Biden administration is asking a federal judge to halt Illinois’ first-in-the-nation law curtailing credit card “interchange fees” before it goes into effect next summer.

When fully implemented in July 2025, the law will curtail banks’ ability to charge those fees on the tax and tip portion of debit and credit card transactions.

After a coalition of financial institutions sued over the law in federal court this summer, federal officials this week sided with the banks. The Office of the Comptroller of the Currency – an independent bureau within the U.S. Department of Treasury – wrote in a legal brief that Illinois’ law is both “bad policy” and in conflict with federal law.

The filing, published Wednesday, frames interchange fees as a “core feature of an intricately designed nationwide payments system.”

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“The Illinois Interchange Fee Prohibition Act is an ill-conceived, highly unusual, and largely unworkable state law that threatens to fragment and disrupt this efficient and effective system,” the brief said. “Although the IFPA’s requirements are vague and ambiguous in many respects, this much is clear: the IFPA prevents or significantly interferes with federally-authorized banking powers that are fundamental to safe and sound banking and disrupts core functionalities that drive the Nation’s economy.”

The law, which Gov. JB Pritzker and Democrats in the General Assembly approved as part of the state’s budget process earlier this year, was a concession to the Illinois Retail Merchants Association. Retailers had been opposed to the governor’s proposed cap on a tax deduction historically granted to them for collecting the state sales tax.

IRMA leaders defended the law last week, while Pritzker on Thursday said the Biden administration’s filing was “not something that I’m deeply concerned about.”

“When things get brought to court, you never know how they’ll turn out,” he said at an unrelated event. “I think this one is one that can be defended well and we’ll end up with the law we have on the books being affirmed.”

 

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Pritzker’s Japan trade mission

Pritzker is also set to join state legislative and business leaders on a trade mission to Japan next week to explore clean energy, manufacturing, life sciences, quantum, and other “key growth industries,” according to the governor’s office.

Members of the delegation will meet with their counterparts in Tokyo to discuss strengthening economic ties between the state and the island nation.

The delegation represents what the governor’s office calls “Team Illinois” – a group of government and business officials that work to secure business and economic development partnerships. While it started informally, it’s now a key element of the Pritzker administration’s five-year plan for attracting businesses to the state.

In total, about four dozen lawmakers, economic development officials, academics and businesspeople will join the governor on the trip. Among them are House Speaker Emanuel “Chris” Welch, D-Hillside, and Senate President Don Harmon, D-Oak Park.

Christy George, the CEO of Intersect Illinois, is also joining the delegation. Intersect Illinois is the private economic development organization started by then-Gov. Bruce Rauner that has since become a go-between for businesses looking to relocate to Illinois and state government. It works on marketing and site selection in partnership with the state’s Department of Commerce and Economic Opportunity.

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George stepped into the role in mid-September after working as the executive director of the Democratic National Convention’s 2024 Host Committee. Prior to that, George worked in Pritzker’s administration as an assistant deputy governor and as the executive director of the Illinois Commerce Commission.

Others heading to Japan include representatives of PsiQuantum and TCCI, both of which have received multimillion-dollar tax incentives from DCEO since last summer. The heads of the state’s major utilities, representatives from the University of Illinois and University of Chicago, and heads of several business-related lobbying organizations are also set to join the delegation.

The Pritzker administration has led similar trade missions to the United Kingdom and Canada in recent years. The governor’s first trade mission, in 2019, was also in Japan.

Since then, Illinois exports to Japan have increased 31.7% while imports from Japan have fallen 22.4%, according to the governor’s office.

 

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Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.



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Illinois and Indiana lottery players win $1 million in Powerball

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Illinois and Indiana lottery players win  million in Powerball


An Illinois Lottery player won a $1 million prize on a Powerball ticket.

The winning ticket Wednesday matched all five numbers: 1-2-21-37-43 and was purchased online via the Illinois Lottery app. The person has one year to claim their money.

While nobody hit the $274 million Powerball jackpot, another player in Indiana also matched five out of five numbers, winning $1 million as well. The next Powerball drawing is Oct. 5 and the estimated jackpot is $295 million.

Powerball tickets are $2 each.

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More: After $2.04 billion Powerball win, Edwin Castro bought 2 multimillion-dollar homes in 2 weeks

More: Visitor wins over $38K on slot machine bet at East Peoria casino

This article originally appeared on Journal Star: Illinois lottery player wins $1 million on Powerball ticket



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