Idaho
Montana, Idaho pass Cal as most unaffordable for homebuyer
Tim Henderson
(Stateline) At 43, Sharon Reese is a housing market refugee — forced to return to her Ohio hometown after 18 years in Las Vegas, despite a successful career training dancers for nightclub acts.
“If you don’t have between $600,000 and $800,000, you’re not buying a house out there,” Reese said. “Las Vegas has a lot of opportunity, and it was affordable in 2006, but it’s become unaffordable. We quit our jobs and moved across the country. We’re hoping this is the right decision for us.”
Reese and her family are unpacking at her parents’ Youngstown home, a temporary stop until she and her husband, who was a casino worker in Las Vegas, can find jobs and a house of their own with their young daughter. Youngstown is one of the last two metro areas in the country where a household with nearly any income should be able to find a single-family home they can afford to buy, according to an analysis of April data by the National Association of Realtors.
Before the pandemic, there were 20 states that were considered affordable as a whole under the group’s definition, including the presidential election swing states of Michigan, Pennsylvania and Wisconsin. As of this year, there is none. Even the states with the closest match between income and home prices — Iowa, West Virginia, Ohio, Indiana and Michigan — didn’t make the cut.
Since the pandemic, two states, Montana and Idaho, have surpassed California as the most unaffordable states for local homebuyers, according to the analysis. Hawaii and Oregon round out the list of the five least affordable states.
The Realtors’ analysis assigns affordability scores to states and large metro areas on a scale of 0 to 2. A score of 0 means that no household can afford any home on the market.
A score of 1 means that homes on the market are affordable to households in proportion to their position on the income ladder — in other words, 100% of families can afford at least some homes on the market. And a score of 2 would mean that all households can afford all homes on the market, but no state or metropolitan area even reached a 1.
The least affordable metro area was Los Angeles, which scored only 0.3, while the metro areas of Youngstown (0.97) and Akron (0.95) in Ohio were rated most affordable.
According to the latest estimates from July by real estate company Redfin, median single-family home sale prices were $175,000 in Youngstown and $239,500 in Akron. That compared with $487,000 in Las Vegas, $490,000 in Boise and $1 million in the Los Angeles area.
The Las Vegas area, where the Reese family had lived for 18 years, had a score of 0.5 on the Realtors’ scale. No state earned an overall score of 1, though Iowa, West Virginia and Ohio came close, at nearly 0.9. The least affordable states, Montana, Idaho, California, Hawaii and Oregon, all had scores around 0.4.
Nationwide, home affordability has evaporated over the past three years as interest rates have gone up, according to a monitoring index maintained by the Federal Reserve Bank of Atlanta. It measures affordability more simply than the Realtors’ analysis, focusing solely on the ability of a homebuyer with the median household income to buy the median-priced house.
By that measure, the national affordability percentage was above 100% between January 2019 and April 2021. But it fell as low as 67% last year and remained below 70% in June, meaning a homebuyer with the median income had only two-thirds of the earnings needed to buy the median-priced house.
Home prices have increased by nearly 50% since 2020
Home prices have increased by 47% nationwide just since 2020, according to a June report by the Harvard Joint Center for Housing Studies. A major factor is that there aren’t many homes for sale: Many current homeowners are reluctant to sell because they’re locked into historically low interest rates. Meanwhile, investors have gobbled up single-family starter homes, reducing the supply.
Lawrence Yun, chief economist for the National Association of Realtors, said there are signs of more houses coming up for sale. For example, there was a 20% increase in houses and condos for sale in July compared with July 2023, according to the association.
“We are still short on inventory, but I think the worst is over,” Yun said. “We have seen mortgage rates begin to decline, so it’s less of a big financial penalty to move and give up a low interest rate. And the second factor is just the passage of time — life-changing events always occur, a death, a divorce, a new child or just job relocation, and that means changing residence.”
Along with high prices and interest rates, home buyers are getting slammed by higher property taxes and insurance costs, according to the Harvard Joint Center for Housing Studies.
Home prices in northeast Ohio might be lower because the area has a stable population, curbing competition and bidding wars, said Alison Goebel, executive director of the Greater Ohio Policy Center, a Columbus nonprofit aimed at revitalizing Ohio cities.
“Our population numbers have remained fairly steady in the last several decades, so we don’t have egregious demand and supply issues like you see on the West Coast and other rapidly growing areas,” Goebel said.
Housing prices, rent soar in ‘Zoom boom towns’ like Boise, Bozeman
Montana and Idaho are the least affordable states: Housing prices are exploding in both, as deep-pocketed newcomers — many of them white-collar employees working in high-wage jobs based out of state — have driven up prices beyond what longtime residents can afford.
The city of Boise scored 0.4 on the Realtors’ affordability scale, on par with the New York City area. Like Montana, Idaho has natural beauty that is attracting people who are cashing out of more expensive areas, said Nicki Hellenkamp, Boise’s director of housing and homelessness policy.
“It’s one of the Zoom boom towns, where it’s beautiful but the wages are low, and the cost of living is low. If you sell your house in Los Angeles and buy two houses here, as my uncle did, then you can have a very different standard of living,” Hellenkamp said.
It’s not just home prices — rents are up 40% in Boise since the pandemic began, she added.
“Obviously wages didn’t go up 40%, so some people have been displaced,” Hellenkamp said.
The city is working on modest proposals to help with down payments and to create more affordable apartments, she said, but building more affordable housing will mean state and federal cooperation to help solve labor shortages and soaring material costs.
“We can’t do this alone as a city. This issue is a big one,” Hellenkamp said.
A state housing task force in Montana made recommendations in June to streamline construction of houses and apartments statewide and create incentives for cities to loosen zoning and allow denser housing.
A member of the task force, Kendall Cotton, said he personally found it impossible to buy a house in Montana, but was happy to recently purchase half a duplex for his growing family.
“We were thrilled to have that as an option, just to get our foot in the door and start on our journey to homeownership,” Cotton said. “Montana is an in-demand place. We’ve been kind of discovered in the last couple of years.”
Republicans and Democrats have come together to support fighting restrictive zoning, said Cotton, director of the Frontier Institute, a nonprofit policy and educational organization.
“We’re a free-market organization that tends to lead from right of center, but when I was at the governor’s press conference to support these issues, I was standing shoulder to shoulder with a Democratic socialist city council member and we were all united on this,” Cotton said.
Shallon Lester, a YouTube influencer who moved from New York to Montana and paid $1 million for a five-bedroom house in Bozeman in 2022, said she likes the lower cost of living and the lifestyle there. Locals tend to think she’s an outsider “invading” the area, she said, but “people like me take nothing from this economy — we only give. We spend and spend.”
“People who are remote workers are sick of the cost of living in cities,” Lester added. “There’s a mass return to the concept of the simple life.”
Even in the Youngstown metro area, which includes a slice of Pennsylvania, housing can be a challenge for residents with low incomes. A forthcoming regional housing study has found a 4,000-unit shortage for households making less than $25,000 a year; 7,500 people are on a waiting list for subsidized housing. Black and Hispanic residents are more likely to struggle with housing costs, as are older people, young singles and families with young children, according to preliminary conclusions discussed in April.
But for many, Youngstown is a rare island of affordability. Jim Johnston, 40, a digital account executive at media company Nexstar in Youngstown, said many of his high school classmates from the area, who now live in places such as Montana, Illinois and Maryland, envy his decision to stay there and buy a $250,000 house in 2022 when interest rates were lower.
“One of them has a mortgage payment three times mine for the same size house, and a child care bill that’s bigger than my mortgage,” said Johnston. “They could put an extra $50,000 or $60,000 a year in their pockets. Remote work has opened up new possibilities for them, and they’re considering this very seriously.”
Idaho
Legislative Notebook: Idaho lawmakers consider pay raises for judges, 25,000 state employees • Idaho Capital Sun
In an effort to help Idahoans follow major bills, resolutions and memorials through the legislative process, the Idaho Capital Sun will produce a “legislative notebook” at the end of each week to gather information in one place that concerns major happenings in the Legislature and other news relating to state government.
Here is our quick rundown of the major happenings during the second week of the Idaho Legislature’s 2025 session.
Idaho Supreme Court chief justice gives the annual State of the Judiciary address
Chief Justice G. Richard Bevan went before the Idaho House of Representatives and the Idaho Senate on Wednesday to make the case for increasing pay for the state’s judicial branch.
Data released by the court this month showed that salaries for Idaho Supreme Court justices ranked 50th among the United States and its territories, according to a July 2024 survey published by the National Center for State Courts. Bevan, in his speech, said pay for Idaho district judges ranks 48th out of 53 states and territories.
Bevan said his concerns extend beyond paying judges a fair salary for their work. He said low pay, increased caseloads and the complexity of cases all place a great strain on the court system.
“Experienced judges are leaving office early,” Bevan said. “Experienced attorneys are less interested in replacing them.”
Just before the 2025 legislative session began, the Idaho Supreme Court released its official proposal for judges’ salary increases.
The proposed new wages for judges are:
- $215,000 per year, for Idaho Supreme Court justices, up from the current level of $169,508.
- $207,000 for a Court of Appeals judge, up from $161,508 currently.
- $201,000 for a district court judge, up from $155,508 currently.
- $193,000 for a magistrate judge, up from $147,508 currently.
The Idaho Legislature’s powerful budget committee, the Joint Finance-Appropriations Committee, is the body that will ultimately decide on those proposals and send its recommendations on to the full Idaho House and Senate for consideration.
Proposals for pay increases for Idaho state employees hits a snag in budget committee
Pay increases for the judicial branch aren’t the only compensation for state employees that the budget committee will consider this year.
JFAC is also debating pay increases for Idaho’s 25,000 state employees, but those discussions devolved on Thursday and the committee didn’t take action on any of the considered proposals.
Some of the proposals considered included pay increases for teachers, others left teacher pay out completely, setting it aside for a separate decision at a later date. Some proposals included targeted pay increases for all IT and engineering staffers and others only included it for some IT and engineering staffers.
On Dec. 20, the Idaho Division of Human Resources recommended raises of 4% for state employees – saying turnover is an issue for the state and that state employees are so underpaid they all could go do the same job virtually anywhere else and be paid better.
In conjunction with his State of the State address, Gov. Brad Little recommended raises of 5% or $1.55 per hour for all state employees.
Last week, the Idaho Legislature’s Change in Employee Compensation Committee recommended raises of $1.55 per hour for all state employees. The Change in Employee Compensation Committee also recommended additional, targeted raises totaling 8% for Idaho State Police troopers, a 4.5% increase for IT and engineering staff and increases of $1.55 per hour or 3%, whichever is greater, for health care and nursing professionals.
JFAC did not set a new date to consider state employee pay, saying instead it will take up the pay increases later once more of the state’s financial projections have been analyzed.
Legislation of interest during the second week of the 2025 session
- House Bill 11: Sponsored by Rep. Jaron Crane, R-Nampa, the bill introduced Tuesday would replicate a 2023 Texas law creating a new immigration-related crime called illegal entry. The bill would allow local law enforcement officers to check the documentation status of individuals. The first instance of a person being discovered as unauthorized by law enforcement would result in a misdemeanor charge, and a second occurrence would lead to a felony charge and deportation. The bill may be taken up by the House State Affairs Committee in the coming days of the session.
- House Bill 10: Sponsored by Rep. Ted Hill, R-Eagle, the bill introduced Tuesday would ban flags or banners in Idaho public school classrooms that “represent a political viewpoint, including but not limited to flags or banners regarding a political party, race, sexual orientation, gender, or a political ideology.” The bill will be on the House’s third reading calendar on Monday. It will be heard by the full House in the coming days of the session.
- House Bill 7: The Idaho House State Affairs committee held a public hearing, which included two hours of testimony, on Wednesday on the bill that would implement a $300 minimum fine for adults possessing three ounces or less of marijuana. The committee voted 10-4 in favor of the bill and sent it to the full House floor for consideration with a recommendation that it pass. The bill will be on the House’s third reading calendar on Monday. It will be heard by the full House in the coming days of the session.
- Senate Bill 1004: Idaho Senate Minority Leader Melissa Wintrow, D-Boise, introduced the bill to add housing and workforce anti-discrimination protections for LGBTQ+ Idahoans. She introduced it as a personal bill, a legislative maneuver that doesn’t follow the traditional path of a bill being introduced by a legislative committee. Wintrow said she introduced the legislation, which would add the words “sexual orientation” and “gender identity” to the Idaho Human Rights Act, as a personal bill because GOP leadership in the Legislature has refused – for a decade – to hold a hearing on the legislation. The bill has essentially no way forward in the GOP supermajority-dominated Legislature and has little chance of passing.
- Senate Bill 1001: Sponsored by Sen. Brian Lenney, R-Nampa, the anti-SLAPP (which stands for strategic lawsuits against public participation) bill introduced Monday aims to protect free speech and curtail frivolous lawsuits. The bill may be taken up by the Senate Judiciary and Rules Committee for a full public hearing in the coming days of the session.
- Senate Bill 1002: Sponsored by Sen. Brandon Shippy, R-New Plymouth, the bill introduced Thursday would decrease the fee for seniors to obtain a driver’s license from $35 to $30. He sponsored the bill after a constituent told him that seniors pay a higher cost for a four-year driver’s license than the general adult population. The bill may be taken up by the Senate Transportation Committee for a full public hearing in the coming days of the session.
What to expect next week at the Idaho Statehouse
MLK Jr. Day celebration
The public is invited to celebrate Martin Luther King Jr. Day on Monday at the Idaho Capitol Building in Boise. The event will feature guest speakers, dancers, singers and other performers from noon to 1 p.m. on the second floor of the Statehouse’s rotunda. Attendees are encouraged to bring donations for service projects to benefit Idaho organizations.
Idaho Senate confirmations
On Monday, multiple Idaho Senate committees will hold hearings for gubernatorial appointments and reappointments to state boards and commissions, including the reappointment of former legislator Shawn Keough to the State Board of Education, former legislator Luke Malek to the State Board of Correction and former legislator Marc Gibbs to the Idaho Water Resources Board. For a full list of the appointments to be considered, check out the full agendas for those committees online.
House Transportation and Defense Committee
On Monday, the committee is expected to hold a public hearing for House Bill 13, which would “establish an exemption for persons under eighteen years of age from the requirement to wear a helmet when riding in UTVs equipped with a roll cage and seat belts.”
Quote of the week
“My oncology teams have told me plenty of times that if they could legally allow me to use medicinal cannabis, they would, and it would be beneficial for my circumstances. ” – Jeremy Kitzhaber, a U.S. Air Force veteran with disabilities, in his public testimony opposing House Bill 7, noting marijuana would have been used to ease pain and stimulate his appetite when he lost more than 40 pounds during his 150 rounds of chemotherapy and treatments for stage four cancer
Social media post of the week
Biden’s Green New Deal is trying to saddle Idaho with 241 windmills on 100,000 acres. Luckily, Idaho has @realDonaldTrump and @DougBurgum on our side! Lava Ridge is living on borrowed time. pic.twitter.com/19BywhgqLm
— Jim Risch (@SenatorRisch) January 17, 2025
Photo of the week
How to follow the Idaho Legislature and Idaho Gov. Brad Little’s work during the session
Here are a few tools we use to track the Legislature’s business and how to let your voice be heard in the issues that matter most to you.
How to find your legislators: To determine which legislative district you live in, and to find contact information for your legislators within that district, go to the Legislative Services Office’s website and put in your home address and ZIP code. Once you’ve entered that information, the three legislators – two House members and one senator – who represent your district will appear, and you can click on their headshots to find their email address and phone number.
How to find committee agendas: Go to the Idaho Legislature’s website, legislature.idaho.gov, and click on the “all available Senate committee agendas” link and the “all available House committee agendas” link on the right side of the website.
How to watch the legislative action in committees and on the House and Senate floors: Idaho Public Television works in conjunction with the Legislative Services Office and the Idaho Department of Administration through a program called “Idaho in Session” to provide live streaming for all legislative committees and for the House and Senate floors. To watch the action, go to https://www.idahoptv.org/shows/idahoinsession/Legislature/ and select the stream you’d like to watch.
How to testify remotely at public hearings before a committee: To sign up to testify remotely for a specific committee, navigate to that committee’s webpage, and click on the “testimony registration (remote and in person)” tab at the top.
How to find state budget documents: Go to Legislative Services Office Budget and Policy Analysis Division’s website https://legislature.idaho.gov/lso/bpa/budgetinformation/.
How to track which bills have made it to Gov. Little’s desk and any action he took on them (including vetoes): Go to the governor’s website https://gov.idaho.gov/legislative-sessions/2025-session/. You can scroll down to the bottom of the site and enter your email address to get alerts sent straight to your inbox when the page has been updated.
Reporting from Idaho Capital Sun journalists Clark Corbin, Mia Maldonado and Kyle Pfannenstiel contributed to this legislative notebook.
Idaho
Hagerman boys basketball dominate at home against Murtaugh; Friday Idaho prep scores
HAGERMAN, Idaho (KMVT/KSVT) — It was a special night at Hagerman High School on Friday night as the Pirates boys basketball team (7-4) hosted the Murtaugh Red Devils (3-9).
Entering the game, senior Ky Kendall needed 20 points to reach the 1,000-point career mark.
Sitting at 17 with the fourth quarter starting, all eyes were on Kendall.
His teammates would find him quickly for a three-pointer to hit the mark.
The Pirates called a timeout and held a quick celebration for the senior.
Kendall would finish with 23 points and 16 rebounds as Hagerman would complete the regular season sweep over Murtaugh winning 70-36.
Wyatt Mavencamp had himself a day with a double-double of 17 points and 11 rebounds. Will Mavencamp added 10 in the win.
Hagerman played with only five varsity players.
Other boy’s basketball scores
5A
Minico 58, Burley 40
Twin Falls 57, Jerome 28
- Ryker Rex scored 18 in the win for the Bruins.
4A
Gooding 54, Buhl 50
Snake River 71, Kimberly 61
2A
Butte County 50, Oakley 18
Valley 65, Raft River 29
Girls basketball scores
Highland (Poc) 48, Canyon Ridge 44
Copyright 2025 KMVT. All rights reserved.
Idaho
After destructive wildfire season, Idaho leaders say the state is actively preparing for the future • Idaho Capital Sun
As wildfires spread across homes in Southern California, Idaho Gov. Brad Little said the state of Idaho is working to prevent similar devastation from happening in Idaho.
At a press conference on Friday morning in Boise, Little and state agency leaders shared progress on how the state is implementing recommendations from the governor’s office’s inaugural Wildfire Report created in August, including financing and improving fire mitigation technology, helping utilities protect their infrastructure and supporting legislation to help protect Idaho homes and insurance rates.
“The devastating southern California fires are heartbreaking, and we continue to pray for the many families impacted,” Little said. “However, the extent of the damage is, unfortunately, not altogether surprising. The decisions of California’s elected leaders have made many places in the Golden State unsafe to live. The opposite is happening in Idaho. We are strategically and proactively reducing fire risk and ensuring Idahoans’ property is covered.”
Idaho agencies take steps to improve fire suppression technology, energy infrastructure
For the 2026 fiscal year, Little is recommending $100 million for fire management in Idaho — $60 million of which would replenish the Fire Suppression Deficiency Fund depleted during the 2024 fire season and $40 million which would cover the five-year average of fire suppression expenditures. The governor’s budget also includes funds to support wildland firefighter bonuses to help recruit workers.
Idaho Department of Lands Director Dustin Miller said Idaho’s population — which hit 2 million people last year — is growing. That means the department is seeing more human caused fires than before, and there are more fires in the wild and urban interface, he said.
Miller said the department is working to establish enhanced fire detection camera tools, satellite protection services and enhancing the state’s aviation management program.
Richard Stover, the administrator of the Idaho’s Governor’s Office of Energy and Mineral Resources, said his office is also investing in protecting utility infrastructure through its Idaho Energy Resiliency Grant Program.
This year, the grant has funded 23 projects across Idaho, costing $22 million, to help mostly small rural municipal cooperative utilities protect their power lines and transmission poles from wildfire, he said.
As for out of state partnerships, Idaho Office of Emergency Management Director Brad Richy said he is proud of Idaho’s ability to help other states during natural disasters.
“The greatest thing about Idaho is the neighbors helping neighbors,” Richy said, noting that the office has sent 104 Idaho firefighters to suppress the fires in California.
Idaho Department of Insurance director proposes bill to ease wildfire risk, insurance rates
On Wednesday, Idaho Department of Insurance Director Dean Cameron introduced a bill to help homeowners mitigate wildfire risk and stabilize the insurance market in Idaho.
This year, nearly one million acres burned from wildfires in Idaho. Additionally, 140 structures were burned by fire — 41 of which were residences — Cameron told the House Business Committee on Wednesday.
‘No agency can do this alone’: Idaho officials address goals to mitigate wildfires
At the press conference, Cameron said his office regularly receives calls from individuals whose homeowners insurance is going up or their insurance is dropping their coverage.
There are 91 insurance companies in Idaho that sell homeowners insurance. In 2023, 22 of those companies asked to discontinue or not renew their policies in Idaho, Cameron said.
“Now we’re getting calls given the California fires about how to harden their homes, how to prevent the loss of property,” he said.
The purpose of House Bill 17, called the “Idaho Wildfire Risk Mitigation and Stabilization Pool Act,” is to assist homeowners against wildfire, keep insurance rates down and attract insurance companies to Idaho.
The bill would create a financial pool from existing resources to provide grants to homeowners to create fire mitigation upgrades on their property. These upgrades may include roof replacements, mesh screen installations and shrubbery reduction, Cameron told the committee on Wednesday. It would have no impact on the general fund. Additionally, the bill would create a 12-member board consisting of state officials, insurance, forest products, and fire industry experts who would develop strategies to stabilize the insurance market.
Cameron said some southern states have implemented a similar pool of funds for hurricanes, which effectively led to a drop in insurance rates in those states.
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