From its opening minutes, Moves of the Diamond Hand is upfront about what it offers: You’re going to have a lot of strange conversations, and you’re going to roll a lot of dice. Get on board with this proposition, and the reward is one of the most creative roleplaying games I’ve seen in years, even if its many mysteries won’t be resolved until 2027.
Technology
Tax scams through the years and what to know this year
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Tax scams rarely stay the same for long. Each filing season brings new tactics designed to trick taxpayers into revealing personal information or claiming refunds they are not entitled to receive. In recent years, fraud tied to unemployment systems, stimulus payments and identity theft caught many taxpayers by surprise. Some people did not discover the problem until their legitimate tax return was rejected, or unexpected tax forms arrived in the mail.
Two years later, promoters marketed confusing credits such as the Employee Retention Credit to businesses that did not qualify, collecting fees to file improper claims. By 2025, misleading guidance spread widely on social media, encouraging taxpayers to misuse forms like 4136 or modify wage information through consumer tax software.
Each of these scams relies on confusion around tax rules and filing systems. Understanding how they work can help you spot red flags before submitting your return this year.
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IRS WARNS TAXPAYERS OF NEW MAILING REFUND SCAM
Tax scams have evolved from unemployment fraud to social media “tax hacks,” with the IRS warning of new threats for the 2026 filing season. (Michael Bocchieri/Getty Images)
2021 tax scams: Unemployment fraud and stimulus payment theft
In 2021, identity theft linked to unemployment programs created widespread tax problems. Criminals used stolen Social Security numbers to file benefit claims through state systems. Because unemployment income is taxable, Form 1099-G notices were sent to victims for payments they never received. The IRS advised taxpayers not to report fraudulent income and to contact the issuing state agency to correct the records.
Stimulus payments were also targeted. Scammers filed early tax returns using stolen personal data to claim Recovery Rebate Credits or redirect refunds. When legitimate filers later submitted their returns, some were rejected because a return tied to their Social Security number had already been processed. Federal agencies, including the FBI, warned of high levels of unemployment fraud during this period. The IRS also encouraged taxpayers to sign up for an Identity Protection PIN, which adds an extra layer of verification when filing.
Worried your SSN may have been stolen? Many tax fraud cases begin with data pulled from breaches. You can run a free scan with our top Identity Theft Protection pick to check whether your information appears in known data-leak records. The scan looks for matches tied to your email address and shows the results in real time. See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.
2023 tax scam warning: Ghost preparers filing fraudulent returns
The IRS later flagged a rise in returns prepared by so-called ghost preparers. These individuals charge fees to prepare tax returns but refuse to sign them or include a valid Preparer Tax Identification Number. Under federal tax rules, anyone paid to prepare a return must sign it. When a preparer does not, the taxpayer, not the preparer, remains responsible for the filing.
In many flagged cases, ghost preparers inflated tax credits, fabricated income figures or altered withholding amounts to generate larger refunds. Some charged fees based on the size of the refund, which created an incentive to push questionable claims rather than follow tax rules.
2025 tax scams: Social media tax ‘hacks’ and improper filings
By 2025, misleading tax advice began circulating widely on short-form video platforms and social media. Some posts encouraged people to file Form 4136 to claim a fuel tax credit for gasoline used in personal vehicles. The IRS says this credit applies only to certain business and off-highway uses, not everyday driving. Filing the form improperly can trigger an IRS review.
Other posts instructed taxpayers to modify wage or withholding numbers inside consumer tax software to inflate refund amounts. The IRS has repeatedly warned that taxpayers remain responsible for the accuracy of their returns, regardless of where the advice originated. Filing incorrect income information or claiming unsupported credits can delay refunds and potentially lead to penalties.
ELON MUSK ALLEGES $50B IN FRAUD AT TREASURY AFTER JUDGE BLOCKS DOGE AUDIT
Identity theft and fraudulent tax filings remain top concerns for the Internal Revenue Service as criminals exploit confusion around credits and filing rules. (Andrew Harrer/Bloomberg via Getty Images)
2026 IRS warning: Tax scams expected this filing season
The IRS recently released its 2026 “Dirty Dozen” list of tax scams it expects to circulate during the filing season. Phishing and text message scams remain among the most common threats. Scammers often impersonate the IRS or tax software companies and claim there is a refund issue or account problem in an attempt to collect Social Security numbers, bank details or login credentials.
The agency emphasizes that it does not initiate contact through email, text messages or social media to request sensitive information. The 2026 list also includes ghost preparers and misleading tax advice shared online, including content that pushes improper credit claims. Identity theft refund fraud remains part of the enforcement picture, with criminals filing returns using stolen data before legitimate taxpayers do.
How to protect yourself from tax scams
A few simple habits can reduce your risk during filing season.
1) Monitor your personal data and credit activity
Identity theft refund fraud remains a major concern. Criminals sometimes file tax returns using stolen personal information before the legitimate taxpayer submits theirs. Because many tax fraud cases begin with personal data exposed in breaches, keeping track of where your information appears online can help you catch warning signs earlier.
Identity theft services scan known data breach records for matches tied to your email address, Social Security number and other identifiers.
These services also monitor credit files across the three major U.S. credit bureaus and alert you to new accounts, hard inquiries or other changes to your credit report. If suspicious activity appears, members receive real-time alerts as soon as it is detected.
See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.
2) Work only with legitimate tax preparers
Anyone paid to prepare a tax return must sign it and include a valid Preparer Tax Identification Number. Avoid preparers who promise unusually large refunds or refuse to sign your return.
3) Ignore unexpected IRS messages
The IRS does not contact taxpayers through email, text messages or social media to request personal information. Messages claiming to be from the IRS asking for sensitive data are usually scams.
AVERAGE TAX REFUND TOPS $3,700 MIDWAY THROUGH FILING SEASON, TREASURY SAYS
From stimulus payment theft to ghost preparers, taxpayers face shifting fraud tactics each year during tax season. (John Moore/Getty Images)
4) File your return early
Identity thieves often attempt to file fraudulent tax returns before the real taxpayer does. Filing earlier in the season can reduce that risk.
5) Consider an IRS Identity Protection PIN
This six-digit code adds an extra layer of security to your tax return. Without it, criminals cannot file a return using your Social Security number.
What to do if someone files a tax return in your name
If the IRS rejects your return because one has already been filed using your Social Security number, you may need to complete IRS Form 14039, Identity Theft Affidavit. The IRS may also require identity verification before processing your return. In some cases, affected taxpayers must submit a paper return while the agency investigates the suspected fraud.
Kurt’s key takeaways
Tax scams change every year, but the pattern stays the same. Criminals look for confusion around tax rules, new programs or trending online advice and use that uncertainty to push fraudulent claims or steal personal information. The best protection is slowing down before you file. Verify tax advice through trusted sources such as the IRS, work only with legitimate tax preparers and keep a close eye on your personal data and credit activity. A little caution during filing season can help prevent months of headaches if your return gets flagged for fraud.
Have you ever received a suspicious tax message, questionable filing advice online or discovered a tax return filed in your name? Let us know by writing to us at Cyberguy.com.
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Moves of the Diamond Hand is an Early Access videogame available on PC, macOS, and steamOS (including the Steam Deck, where I played it) from musician and game designer Cosmo D. The game looks and feels like a 2000s-era first-person RPG or immersive sim: environments are grimy, stark, and blocky; characters’ features are stretched over smooth heads a bit too small for their faces; an eerie soundtrack pulses over all. You’ll arrive on a train and immediately meet an old mentor, disgraced by some kind of political scandal. You convey your desire to join a powerful organization called Circus X, then declare which of several wildly different paths you’ll take into its fold — you can try joining the city council, but could find equal success crafting the perfect sandwich or joining the best band.
These options help introduce the central mechanic. The game gives you one upgradeable die for each of seven stats, ranging from standard fare like Physique and Observation to the more idiosyncratic Cooking and Music. To set a challenge, it will roll a die corresponding to one of those attributes, and you’ve got to match or beat it with your own roll.
Once you emerge into the train station, the complexity quickly multiplies. There are a plethora of sub-mechanics including cooking, performing music, laundering disguises, and mixing cocktails — all of which add additional dice with unique quirks. You can selectively re-roll dice in a manner similar to Yahtzee, introducing an element of strategy within each encounter, and your final score (win or lose) is translated into experience points. The basic system was introduced in Cosmo D’s last game, Betrayal at Club Low, but in a less flexible and elegant form; Diamond Hand feels like its evolution. (Disclosure: My husband has provided outside feedback for Cosmo D’s games.)
It’s all a little intimidating at first. But the game allows you to ease into its options, which happens quickly, since you’re rolling for virtually every action and verbal exchange from making small talk to opening a door. There’s a meaningful element of chance to all this, without descending into unbounded randomness. Some rolls can be mathematically impossible to win or lose at a given skill level, but it’s possible to still damage your health or gain an unwelcome status effect with safe challenges, preventing them from becoming purely rote. You can retry most actions if you fail them, but they’ll become slightly more difficult on a second attempt, so there’s a constant balancing act of deciding when to take the initial leap. The ambient low-level risk makes even simple spaces feel substantive and engaging — it negates the common RPG urge to speed through environmental detail and flavor text while looking for the “real” parts of the game.
Through countless skill checks, you’ll internalize the odd logic of the game’s world. The setting, Off-Peak City, is a garish metropolis shaped by the machinations of sinister corporations, corrupt politicians, and shady operatives, but also musicians, restaurateurs, and literally and figuratively underground tailors — a neon retro-future for streetwise aesthetes. What might be niche skills in any other game prove extraordinarily powerful here. The Music stat, whose uses include sewing (machines can, among other options, be literally operated by improvisation), calming aggressive animal-human hybrids (by whistling tunes), and mixology (which can be performed “rhythmically”), is arguably the single strongest power in the game.
Circus X, you’ll soon learn, is a secretive arts institution that influences everything from politics to the sandwich supply chain — imagine the Factory crossed with the Freemasons. While pursuing membership, you’re embroiled in a local election between a scandal-plagued technocrat, a former boy-band star, and the corporate-controlled clone of a mayor from decades past. In place of a Maltese Falcon, everyone’s scheming for control of a sentient Big Mouth Billy Bass. And meddling behind the scenes is the mysterious, anarchic Diamond Hand, frequently alluded to but not explained.
Diamond Hand’s story evokes real-world parallels, but as a jumping-off point for something that’s rich and alive in its own right. In perhaps the most obvious example, a company in Off-Peak City is pumping the place full of clones, supplanting human artists with corporate-guardrailed regurgitations of old media. But rather than stop at commentary, the game walks this out to explore the idea that clones are also conscious beings who are frustrated by their creative limits and lack of autonomy, while letting human characters reflect on their own relationship with nostalgia and artistic taste.
Put this all together and you’ve got a hard-boiled sci-fi thriller involving subway busking, finding library books, stumping for politicians, harvesting lettuce, arguing about jazz, and doing laundry, infused with the lizard-brain appeal of a nonstop game of chance. It’s irresistible.
Most of Diamond Hand’s main quests end in roadblocks, because its Early Access build includes only the first two of six chapters, with the next scheduled for this summer and a full launch set for the spring of 2027. But even in its current state, Diamond Hand is dense and tantalizing, delivering a string of absurd premises and dry humor with a straight face. (Among many tossed-off jokes that are also actual game mechanics, local pizza-makers require everyone to bake their own pie, so if you don’t like your order, you have only yourself to blame.) You’re granted experience points for letting characters ramble through their backstories and opinions — which lands somewhere between a sly gag about RPG infodumping and a straightforwardly clever decision — but the dialogue pays off even without that prize.
And for all its dystopian elements, there’s something idealistic about a world where art, for good or ill, deeply matters. Diamond Hand may be a work in progress, but it’s a recipe for becoming obsessed with skill and perfection, chasing the world’s greatest sandwich and the string of lucky dice rolls that will get you there.
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Getting hacked once is scary enough. But getting hacked again after changing carriers, replacing cards and trying to recover your accounts can make it feel like the criminals are always one step ahead. That is exactly what happened to Lela in Ohio, who reached out after a frightening string of account takeovers.
“All my accounts have been hacked,” Lela said. “I had my phone number transferred to another carrier, AT&T, and I’m experiencing it again. They have hacked my phone number again.” She said criminals accessed her checking accounts, credit cards and even started charging new cards before she received them.
Then she asked the question anyone in her situation would be asking: “Should I be just getting a new phone number instead of trying to recover the number I’ve had for 20 years?”
The answer is maybe, but changing your number should rarely be the first move. A new number can help in some cases. However, if hackers still control your email, bank login, recovery settings or wireless account, they may keep breaking back in.
SCAMMERS TARGET WIRELESS CUSTOMERS IN NEW PHONE SCHEME
A SIM swap or port-out scam can let criminals take over your phone number and intercept security codes for sensitive accounts. (Jacob Wackerhausen/Getty Images)
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Why your phone number matters so much
Your phone number may feel harmless. After all, it is how friends, family, doctors and businesses reach you. But today, that number is also connected to some of your most important accounts. It may be tied to your bank accounts, credit cards, email accounts, Apple ID, Google account, medical portals, shopping accounts and password resets.
That makes it valuable to criminals. If a scammer takes control of your number, they may receive your calls and text messages. That includes security codes meant only for you. From there, they can reset passwords, break into email, access financial accounts and keep returning even after you think you fixed the problem.
What is a SIM swap or port-out scam?
A SIM swap scam happens when a criminal tricks your mobile carrier into moving your phone number to a SIM card or eSIM they control. A port-out scam happens when they move your number to another carrier.
Once that happens, your phone may suddenly lose service. Meanwhile, the scammer may start receiving your calls and texts. That can give them access to verification codes for email, banking, credit cards and other accounts.
In some cases, victims do not realize what happened until money disappears or accounts get locked.
Should Lela get a new phone number?
Maybe, but not immediately. If Lela gives up her long-time number too fast, she could lose access to accounts that still use that number for recovery. Even worse, if a criminal still controls the old number, they may continue receiving password reset codes for accounts tied to it. Before changing the number, she should secure the number she has and update her most important accounts.
A new number may make sense if the number keeps being targeted despite carrier protections. It may also help if hackers keep using it to reset accounts, the carrier confirms unauthorized SIM swaps or too many accounts tied to that number have already been compromised. A new number may also be worth considering if the old number is widely exposed on the dark web or data broker sites. Still, keeping the number may be safer for now if she needs it to recover critical accounts.
First, lock down the wireless account
Lela should call AT&T directly using the official number on AT&T’s website or on her bill. She should avoid numbers from texts, emails or voicemails. She should ask AT&T to check for SIM swap attempts, port-out requests, unauthorized account changes, new devices, call forwarding, number transfer activity and unknown authorized users.
Then she should ask AT&T to add stronger protections, including a strong account PIN, port-out freeze or number transfer lock, SIM lock if available and extra account verification. She should also remove any unknown authorized users. This makes it much harder for criminals to move her number again.
Secure your email before changing everything else
Your email is often the master key to your digital life. If a hacker controls your email, they can reset passwords for banks, credit cards, shopping accounts and social media. Before changing every password, Lela should make sure her main email account is clean and secure.
She should change her email password from a safe device, sign out of all sessions, check recovery email addresses, review recovery phone numbers and remove unknown forwarding rules. She should also review connected apps and devices and turn on stronger two-factor authentication (2FA). If email remains compromised, a hacker can keep undoing every recovery step.
Stop relying on text message codes
Text message codes are better than having no protection. However, they become risky when criminals target your phone number. For important accounts, use an authenticator app, a security key or passkeys where available.
This matters most for email, banking, credit cards, Apple ID, Google account, social media, password managers, tax accounts and government accounts. This makes your accounts much harder to break into, even if a criminal gets control of your phone number.
ARE BANK TEXT CODES ENOUGH TO PROTECT YOU?
Hackers can use a stolen phone number to reset passwords, break into email and access bank or credit card accounts. (Kurt “CyberGuy” Knutsson)
Change passwords from a safe device
If your phone, tablet or computer has malware, changing passwords from that device may hand the new passwords right back to the hacker. Before resetting passwords, make sure the device is safe. Update the operating system. Delete unknown apps. Run strong antivirus protection. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at CyberGuy.com.
Avoid links in suspicious texts or emails. Then use a password manager to create unique passwords for every important account. Never reuse old passwords after a hack. Check out the best expert-reviewed password managers of 2026 at CyberGuy.com.
Protect bank accounts and credit cards next
Since Lela said criminals charged new cards before she received them, she should treat this as possible identity theft or account takeover. She should call each bank and credit card company directly and ask for the fraud department. She should explain that her accounts, phone number or identity may have been compromised.
Ask each bank to cancel compromised cards, issue new card numbers, review recent activity, add verbal passwords or extra verification and remove unknown devices from online banking. She should also turn on transaction alerts and ask whether wire transfers, Zelle or other payment tools need temporary limits. Finally, she should check whether criminals opened any new accounts in her name.
Freeze your credit and file an identity theft report
If criminals have enough information to keep attacking your accounts, a credit freeze can help stop them from opening new credit in your name. Place a credit freeze with Equifax, Experian and TransUnion. You can also place a fraud alert.
Then file an identity theft report at IdentityTheft.gov. That report can help create an official recovery plan. It can also provide documentation if banks, lenders or credit bureaus need proof.
Check whether your personal information is exposed
If scammers already have your phone number, email, address, date of birth or other personal details, they may use that information to impersonate you.
A data removal service can help reduce the amount of personal information exposed on people-search sites and data broker sites. Data removal will not fix a hacked account by itself. Still, it can reduce the information scammers use to target you again. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.
Warning signs your phone number may still be under attack
Even after you lock things down, keep watching for signs that criminals are still trying to use your number or accounts. These red flags should get your attention fast.
1) Your phone suddenly loses service
If your phone switches to SOS mode, loses service or stops receiving calls and texts, contact your carrier right away. That can be a sign of a SIM swap or port-out attempt.
2) You receive password reset codes you did not request
Random security codes can mean someone is trying to break into one of your accounts. Do not share the code with anyone. Go directly to the account website or app and change your password from a safe device.
3) Your carrier sends account change alerts
Take any wireless account alert seriously. This includes alerts about a new SIM, eSIM, device, PIN change or number transfer request.
HOW SIM SWAPPING LED TO A $1.8M CYBER FRAUD CASE
A new phone number may help after repeated attacks, but victims should first secure email, banking and wireless account settings. (Kurt “CyberGuy” Knutsson)
4) Your bank alerts show strange activity
Watch for small test charges, declined transactions, new payees or changes to contact information. Criminals often test an account before making bigger moves.
5) Your email shows unfamiliar logins
Check recent login activity, connected devices, forwarding rules and recovery options. If anything looks unfamiliar, remove it and change your password.
When changing your number may be the right move
If the warning signs keep showing up after you lock things down, then changing your number may be worth considering. Changing the number may help if the current number remains a constant attack path. But before switching, Lela should update her phone number on critical accounts first.
That includes email, bank accounts, credit cards, Apple ID, Google account, Social Security account, IRS account, password manager, medical portals, insurance accounts, investment accounts, utilities and shopping accounts. Then she should remove the old number from account recovery settings wherever possible.
Do not forget account recovery settings
A common mistake after a hack is changing the password but forgetting the recovery options. If the scammer added their email, phone number or device, they may still be able to get back in.
Check every important account for recovery phone numbers, recovery email addresses, trusted devices, backup codes, linked apps, forwarding settings, authorized users and payment methods. Remove anything unfamiliar.
Kurt’s key takeaways
A new phone number can help, but it is no magic fix. If hackers still have access to Lela’s email, bank logins, recovery settings or personal information, they may keep getting back in even with a new number. The smarter order is to lock down the wireless account first. Then secure email, stop using text codes, change passwords from a safe device and protect bank accounts. After that, freeze credit, file an identity theft report and remove exposed personal information from the web. Only then should you decide whether changing your number is necessary. Your phone number may feel personal, especially if you have had it for 20 years. But once criminals use it as a doorway into your life, the real goal is cutting off every way they can use it against you.
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Have you ever had your phone number, email or bank account hacked? What was the first sign that something was wrong? Let us know by writing to us at CyberGuy.com.
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Nothing’s next budget phone is the latest victim of RAMageddon. As 9to5Google reports, Nothing co-founder Akis Evangelidis announced in a post on X that a follow-up to the CMF Phone 2 Pro won’t be coming this year:
We were working on a successor but with memory prices where they are right now, we can’t build a phone that feels like a genuine step forward at a price that makes sense for CMF. As a result, we’ve decided not to launch a new CMF phone this year.
Last week, Nothing CEO and co-founder Carl Pei also said the RAM shortage has impacted the cost of the company’s mid-range phone, stating, “For Phone 4A, memory costs doubled between when we decided to build the device and when it launched. They’ve doubled again since.” According to Pei, “memory is now the most expensive component in a smartphone.” Nothing is far from the only company facing RAM pricing challenges — earlier this week, Tim Cook announced Apple will be raising prices, saying “the situation has become unsustainable.”
While there won’t be a new CMF phone this year, Evangelidis added in his post that CMF still has “several new products launching as well as some entirely new categories.” He also hinted that “the smartphone launch season at Nothing isn’t over yet.”
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