Pennsylvania

6 Reasons You Need at Least $665K (Plus Social Security) To Retire in Pennsylvania

Published

1 year ago

July 30, 2024

6 Reasons You Need at Least 5K (Plus Social Security) To Retire in Pennsylvania

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Where you choose to live is the single biggest factor in how much money you can expect to spend on housing, utilities, groceries, healthcare, transportation and other common budget items. This is true whether you are working or retired.

Learn More: 8 States To Move to If You Don’t Want To Pay Taxes on Social Security

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In retirement, however, location takes on even greater importance because most retirees live on a fixed income that’s no longer bolstered by work raises or bonuses. If you choose to retire in Pennsylvania, you can expect to spend near the national average on living costs.

Pennsylvania landed right in the middle of the pack nationally — No. 25 out of 50 states — in a cost of living study conducted by GOBankingRates. The study determined the annual expenditure cost for a retired person in each state by analyzing data from the U.S. Bureau of Labor Statistics and the Missouri Economic Research and Information Center.

According to the GBR study, you need a minimum of $664,894 — including Social Security benefits — to retire comfortably in Pennsylvania for 20 years. That’s below the national average of $725,025, though the average skews much higher due to extremely high costs in states like Hawaii, Massachusetts, California, New York and Alaska. Retirees in Pennsylvania need at least $831,118 for 25 years of retirement and just less than $1 million for 30 years of retirement.

Because Pennsylvania landed in the middle, its retirement costs can serve as a median for the entire country. In some spending categories, its costs are higher than average, while in others, its costs are lower.

According to the Missouri Economic Research and Information Center’s data series, the Keystone State had a cost of living index score of 94.8 as of the 2023 third quarter. That number rose slightly to 95.6 during the 2024 first quarter. Any score below 100 indicates that living costs are lower than the national average, while any score above 100 means living costs are higher than average.

If you are considering retiring in Pennsylvania, here are six reasons you’ll need a minimum of $665,000 to retire there for 20 years.

Overall living costs: You can expect to spend $54,811.46 a year on overall cost of living expenditures in Pennsylvania, which is below the national average of $57,818. When you back out Social Security income, the average total expenses in Pennsylvania are $33,244.70. You’ll need to cover these costs with retirement savings or side gigs.
Housing costs: Pennsylvania has a housing cost of living index score of 82.1, meaning you’ll spend much less on rent or home purchases here than in much of the country. Its annual cost of housing averages $9,559.13 vs. the U.S. average of $11,692.
Utilities cost: This is one of the categories where you can expect to spend more than the national average if you retire in Pennsylvania, partly because of its cold winters. The Keystone State has a utility index score of 106.6 and an average utility cost of $4,515.58 per year versus the national average of $4,236.
Grocery cost: By retiring in Pennsylvania, you can expect to spend a little less than average on groceries. Its yearly cost of groceries averages $4,715.45 compared with the national average of $4,797.
Healthcare costs: Healthcare expenses are a major budget item in retirement, and you’ll likely save money by retiring in Pennsylvania. The Keystone State’s healthcare index score is 92.3, with average annual expenditures of $6,959.42. That’s nearly $600 less than the national average of $7,540.
Transportation costs: The cost of getting around in Pennsylvania is slightly higher than the national average, with an index score of 104.1. Its average annual cost of transportation is $5,145.66 vs. the national average of $4,943.

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This article originally appeared on GOBankingRates.com: 6 Reasons You Need at Least $665K (Plus Social Security) To Retire in Pennsylvania

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Pennsylvania

How Pennsylvania became a leader in Christmas tree farming, now growing 720,000 a year

Published

5 hours ago

December 17, 2025

Press Room

How Pennsylvania became a leader in Christmas tree farming, now growing 720,000 a year

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Pennsylvania

Bill would create alert when children with autism go missing in Pennsylvania

Published

17 hours ago

December 17, 2025

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Bill would create alert when children with autism go missing in Pennsylvania

(WHTM) — Legislation is in the works for a statewide warning system to locate missing children with autism.

State Rep. Robert Leadbeter (R-Columbia County) announced the formal introduction of a bill to create a “Purple Alert” system. It would quickly notify police and community members when a child with autism, or other cognitive issues, is missing.

His bill is called “Aiden’s Law,” named for a young boy in Columbia County, who disappeared earlier this year and drowned in the Susquehanna River. Leadbeter said a “Purple Alert” system would fill a gap in Pennsylvania.

“So, individuals with cognitive disabilities are able to then, if they go missing, have an alert go out to law enforcement organizations that work directly with them and that’ll save time expand resources, and ideally result in a safe return home for the missing individual,” Leadbeter said.

In this bill, the system would mirror others like Amber Alerts for missing children in danger and Silver Alerts for missing seniors.

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Pennsylvania

Bethlehem man sentenced under Pennsylvania’s new AI child porn law

Published

1 day ago

December 16, 2025

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Bethlehem man sentenced under Pennsylvania’s new AI child porn law

A Bethlehem man is among the first to be sentenced under a Pennsylvania law passed last year, making it a crime to possess AI-generated child sex abuse material.

On Monday, Lehigh County Court of Common Pleas Judge Kristie M. Marks sentenced 35-year-old Adam Erdman to two years, four months to 10 years.

Erdman in September pleaded guilty to felony possessing child sex abuse material. He faced a possible sentence of 5 to 10 years in prison.

Lehigh County District Attorney Gavin Holihan announced the sentencing in a news conference Monday afternoon. The DA credited U.S. Rep. Ryan Mackenzie, who introduced the new legislation and state Sen. Tracy Pennycuick, who championed the final version of the law last year.

“Before this law was passed, the use of AI to generate child sexual abuse materials went unpunished,” Holihan said. “Prosecutors like me need legislation like this to arrest and convict the criminals who use evolving technology to victimize others.”

Macungie-based attorney Michael Ira Stump, representing Erdman, couldn’t immediately be reached for comment Tuesday morning.

Bethlehem police on March 31 were called by Erdman’s estranged wife, who reported finding three AI-generated nude images of juvenile girls on his personal computer.

Prosecutors said Erdman downloaded photos of the children on vacation from their parent’s social media account, and then used artificial intelligence photo-editing software to make the children appear naked.

Erdman was charged on April 17.

The case was investigated by Bethlehem Police Det. Stephen Ewald and was prosecuted by Lehigh County Senior Deputy District Attorney Sarah K. Heimbach.

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