Technology
Data broker opt-out steps widows should take in 90 days
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Three weeks after her husband’s funeral, Carol’s phone rings. The caller knows her husband’s name, their address and their daughter’s name, even mentioning that she lives across town.
He says he’s calling from a life insurance company and that there’s a policy ready to be paid out. He just needs Carol’s Social Security number and bank routing details to process it.
This scenario draws from real scams reported by fraud investigators and elder abuse advocates across the country. The details change, but the playbook stays the same.
The reason these attacks work so well comes down to something most grieving families never think to check.
HOW SCAMMERS TARGET YOU EVEN WITHOUT SOCIAL MEDIA
Scammers build detailed profiles using obituaries, public records and data broker sites often within days of a loss. (Kurt “CyberGuy” Knutsson)
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Why scammers target widows and how they find you so fast
Losing a spouse creates a perfect storm for scammers. Grief can leave you overwhelmed, and at the same time, you are handling financial decisions, paperwork and major life changes. That combination makes it easier for someone to catch you off guard.
THE ONE THING SCAMMERS CHECK BEFORE TARGETING YOU ONLINE
Meanwhile, your personal information becomes easier to find. Obituaries often include names, relationships and locations. Death records get filed with the Social Security Administration and added to the Death Master File. Probate filings can reveal property transfers, beneficiaries and account details.
Data brokers collect all of this and turn it into detailed profiles that almost anyone can access. According to research from a data privacy company analyzing five years of FBI Internet Crime Complaint Center data, about 52.5% of crimes reported by Americans over 60 in 2023 were either enabled or worsened by personal data available online. Widows, especially those managing estates alone, sit high on that target list.
Here’s what you should do in the first 90 days
Despite being in a high-risk group, taking these protective steps should keep scammers at bay. I know how overwhelming this time can be, so I recommend asking a trusted family member or friend for assistance setting things up. Though you should always refrain from sharing sensitive details like account numbers and your Social Security number.
THE DATA BROKER OPT-OUT STEPS EVERY RETIREE SHOULD TAKE TODAY
Days 1-30: Limit what enters the system
The first month is when the most damaging data gets published. So your first job is damage control.
1) Be strategic about the obituary
Obituaries are the single most accessible data source scammers use after a death. A traditional obituary lists full names, survivor relationships, hometowns and sometimes even ages. That’s a complete family map, and in the wrong hands, it can be a powerful weapon.
You don’t have to skip the obituary. But consider removing or abbreviating the exact home city (use the region instead), names of minor grandchildren and the surviving spouse’s first and last name combined with their address. “Carol of Cleveland” is safer than “Carol Patterson of 114 Birchwood Lane, Cleveland.”
HOW TO REMOVE YOUR PERSONAL INFO FROM PEOPLE-SEARCH SITES
2) Search your name on people-finder sites
Before you can remove anything, you need to see what’s already there.
Go to Spokeo, Whitepages, BeenVerified and Intelius. Search your name and your spouse’s name. What you find will likely include your address, phone number, email addresses, relatives’ names and property records.
This snapshot is your starting point. Take screenshots. You’ll need them.
10 SIGNS YOUR PERSONAL DATA IS BEING SOLD ONLINE
3) Set up a Google Alert for your name and address
It takes two minutes, and it’s free. Go to google.com/alerts and create alerts for:
- Your full name
- Your spouse’s full name
- Your street address.
If your information gets published anywhere new, you’ll get an email notification. This is your early warning system.
REMOVE YOUR PERSONAL INFO FROM THE WEB — STOP IT FROM COMING BACK
Days 31-60: Start removing and automating what you can’t do manually
People-search sites can expose your address, relatives and contact details, making it easier for scammers to target you. (Kurt “CyberGuy” Knutsson)
By now, your information has had weeks to spread. Manual opt-outs are worth doing, but here’s the reality: there are hundreds of data broker sites. Each one has its own removal process. Many require you to submit ID, wait days for confirmation and then re-submit when your data reappears, because it will.
1) Opt out of people-search sites
Prioritize manual opt-outs from the sites that appear in your Google search results. These carry the most weight because scammers often start with whatever Google surfaces first.
You can find these exposures quickly and easily with Incogni’s free scanner. This tool will scan the web for your personal information and email you a report with a list of results you can start with.
HOW TO HAND OFF DATA PRIVACY RESPONSIBILITIES FOR OLDER ADULTS TO A TRUSTED LOVED ONE
If you’d rather go about it on your own, some of the most common sites include:
- Spokeo: spokeo.com/opt_out/new
- Whitepages: whitepages.com/suppression_requests
- BeenVerified: beenverified.com/opt-out
- Intelius: intelius.com/opt-out.
Each one will ask you to verify your email. Follow through on every confirmation; unconfirmed requests don’t get processed.
Keep in mind that removing your information takes time and persistence. There are hundreds of data broker sites, and many of them re-list your information after it has been removed, especially when new public records become available.
Because of that, some people choose to use automated data removal services that send ongoing opt-out requests on their behalf. These services can help reduce the workload by continuously monitoring and removing listings as they reappear.
No matter which approach you take, consistency matters. Checking your information regularly and following up on removals helps limit what scammers can find.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
2) Update security questions on all financial accounts
This step is urgent, and most people skip it entirely.
Data broker profiles almost always contain the exact answers to your bank’s security questions. Mother’s maiden name. Previous address. City where you were born. Scammers use these to impersonate you and access your accounts.
WHAT HACKERS CAN LEARN ABOUT YOU FROM A DATA BROKER FILE
Call your bank, brokerage and insurance companies. Ask to update your knowledge-based authentication questions. Use answers that are completely made up, something only you know and store them in a password manager. Don’t use any answer that appears anywhere in a data broker profile.
Days 61-90: Lock down the perimeter
By now, the most urgent exposure has been addressed. These final steps close the remaining gaps and protect you in the long term.
1) Place a credit freeze on your account and your spouse’s
A credit freeze prevents new credit accounts from being opened in your name. It’s free at all three major bureaus: Equifax, Experian and TransUnion.
HOW TO SAFEGUARD YOUR CREDIT SCORE IN RETIREMENT AS FRAUD AND IDENTITY THEFT RISE AMONG SENIORS
Critically: freeze your spouse’s credit too. After a death, identity thieves frequently open new accounts in the deceased person’s name before the credit bureaus are updated. This is called ghosting, and it can haunt an estate for years.
To freeze a deceased spouse’s credit, contact each bureau individually and provide the death certificate. It’s a few phone calls. It’s worth every minute.
2) Request removal from the Social Security Death Master File
Families can submit a request to limit access to a deceased person’s Social Security data in certain contexts. Visit ssa.gov for current guidance. This won’t scrub the record entirely, but limiting access to the Death Master File reduces the pool of parties who can use it to enrich your data broker profile.
3) Review all joint account access and update beneficiary information
This isn’t directly a data privacy step, but it protects you from a related threat. Scammers who know about an estate sometimes pose as financial advisors, attorneys or government representatives to intercept beneficiary changes. Confirm all account changes directly through institutions you contact yourself, never through a number someone else gives you.
4) Set up simple safeguards to stop scams early
By this stage, your data is more controlled. Now the focus shifts to stopping scams before they escalate. Start by setting clear expectations with your family. Let them know you will never ask for money through an unexpected call, text or email. Creating a simple code word or check-in rule can stop panic-driven decisions, which is exactly what scammers rely on.
Next, slow down any urgent financial request. Scammers create pressure to force quick action. If someone claims there is a payout, problem or deadline, pause and verify it using a phone number or website you trust, not one they provide. It also helps to keep a short list of your financial institutions and their official contact details in one place. That way, you always know how to reach them directly without relying on incoming calls or messages.
Taking simple steps early, like removing your data and freezing your credit, can reduce your risk during the most vulnerable time. (Kurt “CyberGuy” Knutsson)
INSIDE A SCAMMER’S DAY AND HOW THEY TARGET YOU
Finally, be cautious in real-time conversations. Scammers often build trust by collecting small details over multiple interactions. Keeping answers brief and avoiding unnecessary personal details makes it that much harder.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com
Get a free scan to find out if your personal information is already out on the web: CyberGuy.com
Kurt’s key takeaways
The first few months after losing a spouse bring enough decisions without adding fraud risks on top. Yet that is when your personal information spreads the fastest. Public records and data broker sites can quietly build a profile that scammers use against you. Early action makes a real difference. Limiting what gets published, removing existing data and securing your accounts all reduce your exposure. Even small steps, like updating security questions or freezing credit, can stop a scam before it starts. You do not need to handle everything at once. Start with a simple search of your name and review what appears. From there, take control at your own pace and protect what matters most.
If someone can piece together your personal life within days of a loss, how much of your information are you comfortable leaving online? Let us know by writing to us at CyberGuy.comCyberguy.com
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Copyright 2026 CyberGuy.com. All rights reserved.
Meta might be the next company to make an always-on AI wearable. The company is working on prototype “super sensing” always-aware smart glasses that could continuously record audio and snap photos “every few seconds,” according to the Financial Times. The wearer could then ask Meta AI about the captured audio and images.
However, the images and audio might not be directly available to the user. Here’s how the FT describes one way the glasses could use the data:
In one proposed system, raw footage and audio would not be stored by Meta or made available to the user, several people said. Instead, the metadata from that audio and images would be extracted and uploaded to the server for Meta’s AI to query, which proponents argue would have fewer privacy implications.
But currently, Meta is planning for the LED recording indicator to remain off in “super sensing” mode, the FT reports. In a July 2025 whitepaper, the company said that it would reserve the LED indicator for “active capture” scenarios where the user is saving photos or videos, and leave it off during “AI Feature” use — such as scanning a menu — to avoid users becoming too used to the indicator. (If the indicator was on during the “super sensing” mode, it might also be harder to know when the glasses are actually recording video.)
Meta is also discussing if it would use the captured data for training its AI models. It may also bring the “super sensing” features to glasses it has already released, the FT says.
“While we don’t comment on internal prototypes, we’re committed to getting our glasses right because they need to be loved by both people wearing them and those around them,” Meta spokesperson Dave Arnold says in a statement to The Verge. Arnold also notes that “Our approach has been to develop new technologies that will help people throughout their day, with privacy built in from the ground up.”
Meta hasn’t been shy about some type of always-aware glasses being a possibility. CEO Mark Zuckerberg, in the company’s Q1 2026 earnings call, said that he was “really excited to see the glasses evolve from being able to answer questions to being able to be a personal agent that’s with you all day long, helping you remember things and achieve your goals.” In a March blog post about new Ray-Ban Meta glasses, the company wrote that “with ongoing software updates, Meta AI on glasses will transition from something you have to prompt with a question each time, to a more continuous, in-the-moment assistant that can help throughout the day.”
Even though they haven’t been officially announced yet, Samsung is giving you a chance to save some cash when you preorder what we’re expecting to be the brand’s updated Galaxy Z Fold phones. The next Galaxy Unpacked event will take place on July 22nd, 2026, and features the tagline “A new shape unfolds.” In addition to seeing updated versions of the existing Flip and Fold form factors, we anticipate the debut of a new, wider foldable phone. If you register your interest ahead of time and end up preordering one of the new phones shortly after they’re announced, Samsung will give you a $30 store credit at checkout.
There are some caveats to this offer. You have to use the credit when you preorder the phone. No saving it for later. Also, the credit can’t be applied to the cost of the phone either, so you’ll have to put it towards the cost of accessories or extra services. Samsung specifically calls out that select Galaxy rings, earbuds, watches, and tablets are eligible, or you can use it to help pay for Samsung Care Plus.
There are no downsides to registering your interest, so if you think you might be interested in buying one of the upcoming phones, it’s worth filling out the form. As long as you use the same email during checkout, the credit will be automatically applied.
Anthropic’s new AI model raises alarms over safety, cybersecurity concerns
Matt Shumer, co-founder and CEO of OthersideAI, details Anthropic’s new AI model, Mythos, on ‘The Sunday Briefing’. The model’s “emergent capabilities” to find software vulnerabilities autonomously raised alarms, prompting Anthropic to restrict public access. Shumer explains the proactive move of granting major companies and the US government early access to Mythos for cyber defense, anticipating future threats to critical infrastructure and national security.
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A security update rarely feels dramatic. You see the alert, promise yourself you will install it later and then go right back to whatever you were doing. This time, Apple is giving you a stronger reason to pay attention.
Apple released iOS 26.5.2, iPadOS 26.5.2 and macOS Tahoe 26.5.2 on June 29, 2026. The updates include security fixes for vulnerabilities tied to the kernel, WebKit and WebRTC. Apple says these fixes were first made available through the iOS 26.6, iPadOS 26.6 and macOS Tahoe 26.6 betas before being pushed out early to everyone.
That is the part that should make you pause. Apple usually rolls many security fixes into larger software updates. This time, the company moved faster.
AI IS NOW POWERING CYBERATTACKS, MICROSOFT WARNS
Apple pushed out security fixes early because AI can help hackers study software flaws faster. (Nikolas Kokovlis/NurPhoto via Getty Images)
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Why Apple released this AI security update early
Apple reportedly accelerated the updates because artificial intelligence can help speed the creation of malicious hacking tools. Once a fix appears in a beta, attackers may be able to study it, reverse-engineer the weakness and move faster than before.
Apple said there was no evidence that the newly patched vulnerabilities had been exploited. Still, the company wanted to shrink the time between when fixes were first visible and when they reached your devices.
That is a major shift. It suggests Apple sees AI as a force that changes the timing of security. A flaw that once gave defenders more breathing room may now become a race.
What Apple fixed in iOS 26.5.2
Apple’s iOS 26.5.2 and iPadOS 26.5.2 notes list fixes for iPhone 11 and later, along with several supported iPad models. The security content includes kernel vulnerabilities that could let an app crash the system, corrupt kernel memory or leak sensitive kernel state.
The update also fixes multiple WebKit issues. WebKit powers Safari and web content inside many apps. Some of these flaws involved malicious web content that could lead to crashes, memory corruption, data leaks or sandbox escapes.
Apple also fixed WebRTC issues that could be triggered by malicious web content and lead to Safari or process crashes.
For Mac, Apple lists macOS Tahoe 26.5.2 as the current release. If your Mac runs macOS Sonoma or macOS Sequoia, Apple also lists Safari 26.5.2 as a June 29, 2026, security release.
A woman uses a smartphone outside an Apple Store on June 20, 2026, in Shenzhen, Guangdong Province, China. (Cheng Xin/Getty Images)
Why AI hacking tools change the security race
AI can help legitimate researchers find bugs faster. That is good when the work leads to stronger software and responsible disclosure. However, the same general capability can also help bad actors move faster. A criminal does not need to understand every line of code if an AI tool can help summarize a patch, compare software changes or suggest where a weakness may be hiding.
That is why Apple’s move is important. It shows that big tech companies may need to release security fixes sooner and more often, even when those updates do not include flashy new features. The wider AI world adds pressure here. Frontier AI companies have released or tested systems with stronger coding and cybersecurity capabilities. Some models are available only through limited previews, approved access or extra safeguards because of their potential cyber use.
Similar efforts are also emerging outside the United States. Several international AI labs and security companies now promote models designed to find vulnerabilities, analyze code and assist cyber defense. The takeaway for you isn’t that AI is automatically bad. The real point is speed. Security teams, attackers and AI tools are now moving on a shorter clock.
How to update your iPhone or iPad
Before you update, plug in your device and connect to Wi-Fi. You may also want to back up your iPhone or iPad first.
Then do this: Open Settings > General > Software Update > Download and Install.
After the update finishes, go back to Settings > General > Software Update > Automatic Updates. Make sure automatic updates are turned on. Apple also lets your device automatically install system file updates that improve security without changing the full software version. If you do not see the update right away, check again later. Apple releases updates in stages, and your device also needs enough battery and storage.
How to update your Mac
On a Mac, start with a backup. Then click the Apple menu > System Settings > General > Software Update . Choose Update Now if macOS Tahoe 26.5.2 appears.
Next, check your background update settings. On macOS Tahoe 26 or later, go to Apple menu > System Settings > General > Software Update . Click the More Info button next to Automatic Updates and make sure Install system data files and security updates is turned on.
If your Mac runs Sonoma or Sequoia, look for Safari 26.5.2 in Software Update as well. That Safari update may be the protection your Mac needs if you are not on Tahoe.
BEWARE OF HACKERS SHOWING UP PRETENDING TO BE IT
What this Apple security update means to you
You may see more security updates that feel sudden or small. That can be annoying, especially when you are busy or your device needs to restart.
Still, these updates are becoming more important. Apple is reacting to a world where AI can help shorten the time between a public fix and a possible attack.
So, when your iPhone, iPad or Mac asks you to update, do not treat it like background noise. The update may be closing a door someone else is already trying to find.
Updating your iPhone, iPad and Mac helps close security holes before attackers get more time to exploit them. (Katharina Kausche/picture alliance via Getty Images)
How to stay safe after the Apple security update
Installing the Apple AI security update is the best first move. After that, tighten a few habits that make attacks harder.
1) Keep your apps updated
Your operating system is only part of the security picture. Outdated apps can still create risk, especially if they handle messages, web links, photos, files or account logins. Open the App Store and install available updates regularly.
2) Watch out for suspicious links
Be careful with links in texts, emails and social media messages. WebKit and browser flaws are a reminder that malicious web content can be part of an attack. When in doubt, open the official app or website yourself instead of tapping a link.
3) Use strong passwords and two-factor authentication
Use strong, unique passwords for every account and store them in a password manager. Then turn on two-factor authentication (2FA) wherever possible. If one password gets exposed, you do not want it opening the door to your email, bank or Apple account.
4) Use strong antivirus protection
Use strong antivirus protection on your Mac and other connected devices. It can help catch malicious files, phishing attempts and suspicious activity before they do damage. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at CyberGuy.com.
5) Back up your data regularly
Back up your iPhone, iPad and Mac before problems hit. A recent backup can help you recover faster if an update fails, your device gets stolen or malware locks you out of important files. CyberGuy’s guide to backing up your devices walks you through ways to protect your files using cloud storage, an external drive or both.
6) Use a personal data removal service
Use a personal data removal service to reduce how much of your personal information is floating around online. Data brokers and people-search sites can expose your name, address, phone number and relatives. Scammers can use those details to make phishing messages feel more believable. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.
Kurt’s key takeaways
Apple’s early security release shows how fast the cyber threat landscape is changing. The company says there is no evidence these newly patched flaws were exploited, but it still moved the fixes out before the wider 26.6 release. That tells me the old habit of waiting weeks to update is getting riskier. AI can help defenders, but it can also help criminals study weaknesses faster. My advice is direct: update your Apple devices now, turn on automatic security updates and stop putting off patches that protect the phone and computer you use every day.
Do you think AI will make your devices safer because companies can find flaws faster, or more vulnerable because hackers can move faster too? Let us know by writing to us at CyberGuy.com.
Automatic updates, strong passwords and a personal data removal service can make you a harder target after the update. (Silas Stein/picture alliance via Getty Images)
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Sign up for my FREE CyberGuy Report
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- For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com – trusted by millions who watch CyberGuy on TV daily.
- Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.
Copyright 2026 CyberGuy.com. All rights reserved.
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