Finance
Bajaj Finance vs Jio Financial: Which stock should you buy after Q4 results?
Bajaj Finance reported a decent double-digit rise in profit and interest income year-on-year. Jio Financial, on the other hand, reported a single-digit sequential rise in profit and interest income.
Jio Financial debuted on bourses in August last year, so its Q4 numbers were not comparable year-on-year.
Bajaj Finance reported its March quarter earnings on Thursday, April 25. Its share price plunged 7.73 per cent to ₹6,729.85 the following day.
Also Read: Why Bajaj Finance shares have tanked 8% despite double-digit YoY growth in PAT, NII in Q4?
Jio Financial reported its Q4 earnings on Friday, April 19. In the subsequent sessions on April 22 and 23, the stock rose 3.54 per cent and 1.27 per cent. However, it witnessed profit booking thereafter and closed in the red in the next three days. Still, for the week, Jio Financial share price climbed over 3 per cent.
Also Read: Jio Financial Services stock gains by over 73% in 6 months; what’s driving the rally?
Q4 result: Key numbers of Jio Financial and Bajaj Finance
Jio Financial Services reported a 6 per cent quarter-on-quarter (QoQ) jump in Q4 consolidated net profit to ₹310.6 crore. The revenue from operations increased 1 per cent QoQ to ₹418.1 crore from ₹413.6 crore in Q3FY24.
Its net interest income (NII) rose 4.5 per cent QoQ from ₹269 crore in Q3FY24 to ₹281 crore in Q4FY24.
Pre-provisioning operating profit for the quarter under review inched up to ₹317 crore against ₹315 crore QoQ.
Also Read: Jio Financial Services Q4 results: Net profit jumps 6% QoQ to ₹310.6 crore, net interest income at ₹280.7 crore
Bajaj Finance reported a 21 per cent year-on-year (YoY) rise in consolidated net profit to ₹3,825 crore in Q4FY24.
Its net interest income (NII) for Q4FY24 saw a 28 per cent YoY rise to ₹8,013 crore against ₹6,254 crore in Q4 of FY23.
However, the lender’s net interest margin (NIM) shrunk 21 basis points (bps) in Q4 over Q3.
Also Read: Bajaj Finance Q4 hit by rural loan losses, RBI restrictions
Which stock should you buy?
Jio Financial and Bajaj Finance have their own strengths and weaknesses. While Jio Financial has strong promoter backing, Bajaj Finance has an impressive performance history.
Jio Financial has aggressive growth plans. Recently, the company signed an agreement with BlackRock Inc and BlackRock Advisors Singapore Pte Ltd to form a 50/50 joint venture for setting up wealth management and broking businesses in India.
Experts find both stocks attractive for the long term and suggest one should pick between them according to their risk appetite.
Amit Goel, Co-Founder and Chief Global Strategist at Pace 360, prefers Jio Financial to Bajaj Finance, considering its strong growth potential.
“Choosing between Bajaj Finance and Jio Financial depends on an investor’s risk appetite and investment goal. Jio Financial, backed by Reliance Industries, is a rising star with ambitious plans to dominate the Indian financial landscape. Jio Financial presents a riskier yet potentially faster growth opportunity. We would recommend Jio Financial Services between these two,” said Goel.
Jignesh Shial, the director of research and the head of the BFSI sector at InCred Capital underscored that Jio Financial Services is at an initial stage, and it is early to predict about the stock.
“Jio Financial enjoys a strong brand name and promoter backing though there is intense competition in all segments,” Shial pointed out.
Bajaj Finance is Shial’s preferred pick given the resilient growth metrics, management track record of dealing with roadblocks and consistency in performance.
“We have an add rating on Bajaj Finance with a target price of ₹9,000 as we continue to bet on the NBFC’s aggressive customer acquisition and flawless diversity into new business,” said Shial.
Also Read: TCS vs HCL Tech vs Wipro vs Infosys: Which stock to buy after Q4 results 2024?
Some technical analysts point out that technical charts also favour Bajaj Finance at this juncture.
Riyank Arora, a technical analyst at Mehta Equities, pointed out that Jio Finance is trading in uncharted territory and near its all-time highs. A pullback towards the ₹300-310 zone should offer an excellent long-term buying opportunity for the stock.
However, the technical indicators and chart structure of Bajaj Finance show more stability, and any move towards the ₹6,000 to ₹6,200 zone should be an excellent long-term buy for the stock, Arora observed.
“At current levels, if we compare the technical chart structure of both stocks, then on any 8-10 per cent downside from the current levels, one can look to accumulate Bajaj Finance with a long-term vision for targets of ₹10,000 and above,” said Arora.
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Disclaimer: The views and recommendations above are those of individual analysts, experts and broking companies, not Mint. We advise investors to check with certified experts before making any investment decisions.
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Published: 28 Apr 2024, 10:00 AM IST
RALEIGH, N.C. (WTVD) — Families are navigating the already stressful college planning process, and a new set of financial grades is prompting many to look more closely at the stability of the schools they are considering.
Forbes’ annual financial report card for private, nonprofit colleges and universities is putting a spotlight on how well schools can manage their finances. The rankings are based on each institution’s ability to cover immediate expenses with cash on hand — a measure that is increasingly resonating with parents.
In the Triangle, the grades vary widely. Duke University received an A+, while Meredith College earned a B-. Shaw University was rated C-, and Saint Augustine’s University received a D.
For families, those grades are becoming an important part of the decision-making process, alongside academic and campus life.
“This college experience is much more than the books and the tuition,” Wake Forest parent Meranda Van Ningen said.
Van Ningen said a school’s financial condition is now a key factor as she — and many other parents — evaluate long-term value and security.
“We had to really lean in and ask the questions, make sure that we were getting the answers we appreciated,” she said. “They want us. They want our money to come in and to pay for that next year.”
She said the financial grades offer insight into how well schools can navigate economic challenges.
“Show that they can handle this tough, tough economy, to be honest, and that they know how to roll with it because campuses have good years and bad years as well,” Van Ningen said.
Financial planners say that shift in focus is well-founded, especially as some colleges across the country face financial strain or closure.
“A lot of smaller colleges are closing throughout the country,” said Gray Pendleton, president of Pendleton Financial. “I think it’s important to look at the financial health of the school.”
Experts say the added scrutiny reflects the high stakes of higher education, often one of the largest investments a family will make. Along with reviewing financial grades, they encourage families to thoroughly research institutions before committing.
They also stress the importance of early financial preparation to manage rising costs.
“Even like, $10 to $100 a month,” Pendleton said. “The NC 529 savings plan is great. And that’s an aggressive, age based plan. That’s a good opportunity.”
As financial grades draw more attention, families are increasingly weighing not just where students will thrive academically, but also which schools are best positioned to remain financially secure over the long term.
Copyright © 2026 WTVD-TV. All Rights Reserved.
Investors and analysts said the market was moving beyond the smaller hotel conversions that dominated the past two years, with more sizeable transactions expected as financing conditions improve, distressed sales accelerate, and buyers hunt for assets capable of generating stable income.
“This year and next year, there will be more sizeable transactions,” said Kavis Ip, CEO of Centaline Investment.
Unlike earlier student housing projects typically backed by smaller private investors, the Regal deal was structured with an equity partner and sized for eventual exit to institutional buyers such as insurers, sovereign wealth funds and private equity firms.
“We always wanted to do deals of this size,” Ip said. “Large institutional-grade assets create a completely different buyer pool when you eventually exit.”
In February and March 2026, Snowflake was the stock Wall Street couldn’t quite figure out. The stock was down 50% from the early January high to early April 2026, according to TradingView data. Snowflake was caught between a decelerating core business and an AI narrative that kept getting pushed further into the future.
Then Snowflake reported earnings. And the stock jumped 37% in a single session. Goldman Sachs responded with one of its most dramatic price target increases on a major software stock this year, raising its Snowflake (SNOW) target in a note shared with me at TheStreet.
SNOW is now trading at $255.37, up 16.42% year-to-date after the post-earnings surge, according to Yahoo Finance.
The Goldman note identified two specific dynamics converging inside Snowflake’s business right now that the market had been underpricing. Once you understand both, the 37% single-day move starts to look less like euphoria and more like a rational repricing.
Goldman Sachs raises Snowflake price target to $278 from $216
Right after earnings, Goldman Sachs raised its Snowflake (SNOW) target to $278 from $216 in a note shared with me at TheStreet, while maintaining its Buy rating. The two AI inflections Goldman mentioned in the note are compounding simultaneously within Snowflake’s business.
The first is external: the proliferation of AI coding tools is making it dramatically easier for enterprises to migrate from legacy data platforms to modern ones like Snowflake. Migrations that previously required months of engineering work are being compressed.
More Wall Street:
The cost of switching has fallen. The urgency to switch has risen as companies need governed, structured data environments to run AI applications. Snowflake is the direct beneficiary of both forces.
The second is internal: Cortex Code. That’s Snowflake’s own AI coding product, launched in general availability in mid-February 2026, which embeds a context-aware AI coding agent directly into the development workflow.
It enables customers to build, deploy, and iterate on data pipelines, analytics, and AI agents faster while remaining fully governed within the Snowflake environment.
Related: Snowflake stock analyst reveals surprising stock forecast
Adoption has been the fastest of any Snowflake product in company history, with over 7,100 accounts already using it — approximately 50% penetration — according to the Q1 earnings release report and the note.
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