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California’s Housing Divide

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California’s Housing Divide


The housing disaster in California impacts residents of all races and ethnicities, however the lack of inexpensive housing is especially acute for African Individuals and Latinos. Skyrocketing rents in lots of California metro areas impose rising monetary burdens, limiting alternatives for financial savings. Mixed with rising residence costs and rates of interest, proudly owning a house has grow to be more durable to afford over the previous yr, whilst many noticed progress in wages. Given the disproportionate influence of the COVID-19 pandemic on households of shade, disparities in homeownership are anticipated to widen. To deal with these gaps, coverage actions that concentrate on the causes of those longstanding inequities are needed.

Earlier than the pandemic, the racial homeownership hole in California was massive, however it seemed to be narrowing. In 2019, the Latino homeownership price stood at 44.1%, or 19.2 factors beneath that of white households. The Black homeownership price was much more worrisome at 36.8%, or 26.4 factors beneath the speed for white households. Nonetheless, Latino and Black households additionally noticed massive positive aspects in homeownership between 2014 and 2019 (2.2 and a pair of.3 proportion factors, respectively). In the meantime, homeownership amongst Asians grew essentially the most on this interval (2.5 proportion factors) and, at 59.8%, was solely 3.4 factors beneath the white homeownership price in 2019. As a result of residence fairness makes up the vast majority of wealth for low- and middle-income households, gaps in homeownership charges enlarge wealth inequality.

Most owners begin as renters who then save their method into shopping for a home—however when rents are excessive, possibilities to avoid wasting are low. African American and Latino renters usually tend to pay a large share—30% or extra—of their family earnings on gross lease, making the prospect of saving for homeownership daunting. (Even amongst owners, African Individuals and Latinos usually tend to spend a excessive share of their earnings on mortgages.)

To a big extent, the racial homeownership hole displays persistent earnings inequalities: median earnings for white households in California is 45% increased than for Latino households and 65% increased than for African American households. However different components, corresponding to much less wealth and fewer intergenerational wealth, decrease (or no) credit score scores, and lack of know-how in regards to the home-buying course of, additionally make it tougher for Black and Latino adults to purchase properties. Furthermore, the historic legacy of racially discriminatory practices—in addition to present racial disparities within the credit score indicators that drive lending outcomes—are a key driver of the homeownership hole.

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As housing costs proceed to rise rapidly within the aftermath of the pandemic, there’s concern that these inequities could develop, leaving many—particularly youthful, lower-income, and nonwhite Californians—with out the significant alternative to personal a house. Nonetheless, pre-pandemic developments present that narrowing the racial homeownership hole is feasible. Given rising costs and the uneven financial impacts of the pandemic, policymakers ought to take into account expanded efforts to make sure that this progress continues.

Over the brief time period, policymakers ought to goal the structural limitations in housing markets—for instance, by rising help for small-dollar mortgage mortgage applications and revising credit-scoring practices—that create distinctive disadvantages for aspiring Black and Latino owners. Just lately, Fannie Mae determined to permit lenders to contemplate candidates’ rental funds in evaluating credit score threat, a transfer which will present extra profit to debtors of shade with no or restricted credit score histories.

Over the long term, addressing the underlying causes of earnings inequality, corresponding to disparities in instructional attainment and entry to higher jobs, can enhance the percentages of homeownership—and supply a pathway to constructing wealth. Furthermore, after many years of underbuilding, continued efforts to extend the provision of inexpensive housing can even be needed if proudly owning a house is to be an attainable aim for middle-class households.



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Biden’s new California monuments will ban drilling on 849,000 acres

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Biden’s new California monuments will ban drilling on 849,000 acres


President Joe Biden is signing off on two new national Native American monuments in California that will ban drilling on 849,000 acres of land.

Chuckwalla National Monument will sit in the south and Sáttítla National Monument in the north of the state.

Why It Matters

Biden is using the final weeks of his presidency to build on long-established policy targets, in this instance conserving at least 30 percent of U.S. lands and waters by 2030 through his “America the Beautiful” initiative. The Chuckwalla and Sáttítla National Monuments join a growing list of protected areas under Biden’s administration.

However, this isn’t the first environmentally-charged proposition to come from the Biden administration during his last month in power—on Monday, he announced a ban on new offshore oil and gas drilling in most U.S. coastal waters.

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President-elect Donald Trump claims last-minute calls like this only serve to make their power transition more complicated.

U.S. President Joe Biden speaks during a reception for new democratic members of the United States Congress in the State Dining Room of the White House on Jan. 5, 2025 in Washington, DC. The designations…


Kent Nishimura/Getty Images

What We Know

The White House emphasized that these monuments will protect water resources, preserve culturally significant sites, and ensure access to nature for communities.

The designations block development activities such as mining and drilling, safeguarding ecosystems that are home to diverse plant and animal species.

Both monuments will be co-stewarded with tribes, enhancing tribal sovereignty and involvement in land management, continuing a trend of comanagement that began with Utah’s Bears Ears National Monument.

Why the Land is Important to Native Americans

The Chuckwalla National Monument covers 624,000 acres in Southern California, spanning from the Coachella Valley to the Colorado River. Sáttítla National Monument includes 225,000 acres of pristine landscapes in Northern California.

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Native Americans revere the land because of its deep cultural and spiritual importance, including the Cahuilla, Mohave, Pit River, and Modoc tribes.

Sáttítla is near California’s northern border with Oregon. It encompasses mountain woodlands, meadows, and habitats for rare wildlife. Chuckwalla National Monument, named after the large desert lizard native to the region, protects public lands south of Joshua Tree National Park.

President Biden California Native American Land Protection
A stock image of Joshua Trees (Yucca brevifolia) during golden hour in the Mojave Desert mountains of Joshua Tree National Park, California, Jan. 16, 2016. The Chuckwalla National Monument will sit on 624,000-acres near Joshua…


GaryKavanagh/Getty Images

What People Are Saying

President and CEO of the nonprofit Trust for Public Land Carrie Besnette Hauser said the designation of the monuments “marks a historic step toward protecting lands of profound cultural, ecological and historical significance for all Americans.”

A statement from Fort Yuma Quechan Tribe read: “The protection of the Chuckwalla National Monument brings the Quechan people an overwhelming sense of peace and joy [ …] tribes being reunited as stewards of this landscape is only the beginning of much-needed healing and restoration, and we are eager to fully rebuild our relationship to this place.”

President-elect Donald Trump’s spokesperson, Steven Cheung, told Newsweek in an email [regarding the ban on offshore oil and gas drilling]: “It’s despicable what Joe Biden is doing, and he is going against the will of the people who gave President Donald Trump a historic mandate to Make America Great Again.”

Donald Trump wrote on Truth Social “Biden is doing everything possible to make the TRANSITION as difficult as possible, from Lawfare such as has never been seen before, to costly and ridiculous Executive Orders on the Green New Scam and other money wasting Hoaxes.”

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President Biden California Native American Land Protection
A group of environmental activists projects a slide on a building with a silhouette depicting U.S. president-elect Donald Trump that reads, “Climate crisis won’t stop for a climate denier” on Nov. 18, 2024, in Rio…


LUIS ROBAYO/AFP via Getty Images

What’s Next

With Biden’s term nearing its end, additional conservation announcements may follow as the administration seeks to solidify its environmental legacy.

Trump appears determined to unravel that, declaring on Monday to conservative radio host Hugh Hewitt that, after he’s inaugurated on Jan. 20, Biden’s drilling ban will “be changed on day one.”

This article includes reporting from The Associated Press



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Biden creates 2 new national monuments, setting a conservation record

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Biden creates 2 new national monuments, setting a conservation record


A chuckwalla lizard sunbathes in this 2007 file photo from Amboy Crater National Natural Landmark in southern California. The lizard is the namesake for the new Chuckwalla National Monument.

David McNew/Getty Images


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President Biden is creating two new national monuments in California on Tuesday, preserving the lands from development and setting a record for the most land and waters conserved by any president, the White House said.

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The Sáttítla Highlands National Monument covers more than 224,000 acres in Northern California, and includes the ancestral homelands of the Pit River Tribe and Modoc Peoples. A dormant volcano is at its center, and it is home to the longest-known lava tube system in the world.

The Chuckwalla National Monument covers more than 624,000 acres south of Joshua Tree National Park in southern California, and includes sacred sites important to five groups of indigenous peoples and 50 rare species of plants and animals, including the Chuckwalla lizard.

The Chuckwalla monument is part of a corridor of protected lands stretching about 600 miles west through a total of close to 18 million acres in California, Nevada, Arizona and Utah that the White House is calling the Moab to Mojave Conservation Corridor.

In total, the White House said Biden protected 674 million acres of land and waters through monuments and other designations during his four years in office.



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California Winds Drive Severe Fire Danger in Rain-Starved LA

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California Winds Drive Severe Fire Danger in Rain-Starved LA


(Bloomberg) — Exceptionally powerful, dry winds expected across Southern California this week are set to send wildfire risk skyrocketing in a region that’s endured more than eight months without significant rain.

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Forecasters predict the strongest Santa Ana wind event of the season will start Tuesday and extend late into the week. As offshore winds race down local mountain ranges, they’ll bring gusts of up to 80 miles (129 kilometers) per hour to densely-populated communities in Los Angeles and Ventura counties, putting more than 4.5 million residents at risk, according to the US Storm Prediction Center. Downtown Los Angeles hasn’t seen more than a half-inch of rain since April, according to National Weather Service data.

“This is one of those patterns that make the hair stand up a little bit,” said climatologist Daniel Swain at the University of California Los Angeles, who called the event an “atmospheric blow dryer.” The winds, he said Monday, would be strong enough to topple trees and power lines, block roads, trigger blackouts and cancel flights at airports. “This will probably affect more people more substantially than a major rainstorm.”

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In a post on X Monday, forecasters for the National Weather Service in Los Angeles warned of “life-threatening, destructive” winds in areas not typically affected by Santa Ana events. Some of the region’s most affluent and exclusive communities — such as Beverly Hills and Malibu — are included.

In some mountain passes and foothill communities, gusts could reach 100 mph, drying the air and pushing humidity levels as low as 4%, said Nick Nauslar with the US Storm Prediction Center.

“That’s going to continue for two, three, perhaps four days,” said Nauslar, the center’s fire weather science and operations officer. With this combination of factors, he said, “you’re getting into the upper echelon of Santa Ana wind events in the last couple decades.”

Months without rain have parched the Southern California landscape, leaving dry grasses, shrubs and trees that can fuel wildfires. The amount of moisture stored inside local vegetation — which can prevent it from burning — is now “well below normal and approaching record low for this time of year,” Nauslar said.

Red flag fire warnings have been issued for much of the Los Angeles area and its suburbs. But high winds will extend far beyond the city, with strong gusts expected from Shasta County in far northern California all the way to the Mexican border. Wind advisories were also posted for the hills above the San Francisco Bay Area wine country, which has suffered a series of devastating fires in recent years.

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