Technology
Don’t click that link! How to spot, prevent phishing attacks in your inbox
‘CyberGuy’: Don’t take the bait
Kurt Knutsson provides advice on how to identify safe email links and tips for safeguarding your email account against phishing attacks.
Imagine this nightmare scenario. You receive an email from your health insurance provider, let’s say it’s Blue Shield, asking you to update your personal information by clicking on a link. You think it’s a routine request, so you click on the link and enter your name, date of birth, and social security number. The next thing you know, your identity is stolen, and your credit score is ruined.
This is a common occurrence of a phishing attack, a type of online scam that targets your email account. Phishing attacks are designed to trick you into clicking on malicious links, opening infected attachments, or providing personal information to hackers who want to steal your money, identity, or data. It’s definitely a concern of Don, from Michigan, who wrote to us asking,
“You mention not to tap/select links in emails, how do I know if email links are OK to select? (like Blue Cross Blue Shield??)” — Don, Michigan
Well, Dan, that is a great question that we will answer and share some tips on how to protect yourself from these attacks.
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A person typing on a laptop (Kurt “CyberGuy” Knutsson)
How do I know if an email link is safe to select?
Here are three simple and effective ways to check if an email link is safe to select. These tips will help you avoid clicking on links that could lead you to phishing websites or malware downloads.
1) Inspect the link
One of the best ways to check if a link is safe to select is to inspect the link before clicking on it. To do this, you can carefully hover your mouse over the link and look at the web address that appears. If the web address looks suspicious, misspelled, or unfamiliar, don’t click on it.
When in doubt, go directly to the company’s website by manually typing in the web address, or searching for the site in a search engine. Most often, the first or second result that comes up is legitimate. If you see the word “Sponsored “above the search result, take a beat before clicking it and consider clicking on the result below it.
Example of inspecting a link in an email (Kurt “CyberGuy” Knutsson)
2) Verify the sender of the email
Another way to check if an email link is safe to select is to verify the sender of the email. Make sure that the email is from a legitimate source and not a spoofed or fake one. Scammers often use slight variations or impersonate legitimate sources. You can do this by looking at the sender’s email address and name. If the email address or name doesn’t match the sender’s identity, don’t trust the email.
If you’re still unsure about the authenticity of an email or a link, you can contact the sender directly and ask them to confirm. Don’t use the contact information provided in the email, but look for it on their official website or other trusted sources. Whatever you do, do not click on any links or provide personal information.
Example of how to check who an email is from (Kurt “CyberGuy” Knutsson)
MORE: HOW TO PROTECT YOUR IPHONE FROM CYBERATTACKS WITH LOCKDOWN MODE
3) Before you click on any links or email attachments, ask yourself 3 questions
Pause before clicking. Before you click on any link or open any attachment, take a moment to evaluate it and ask yourself these 3 questions:
- Do I know the sender?
- Do I trust them?
- Did I expect them to send me a link or an attachment?
If the answer is no to any of these questions, then you should absolutely not click on any link or open the attachment. These links or attachments may look harmless, but they can actually contain harmful malware that can damage your device or steal your data. It’s better to be safe than sorry when it comes to email attachments.
Person typing on a smartphone (Kurt “CyberGuy” Knutsson)
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How to secure your email account from phishing attacks
Here are 6 tips to protect your email account from phishing attacks.
#1 CyberGuy tip: Use antivirus software: This is perhaps one of the best investments you can make for yourself to protect yourself from phishing scams. Having antivirus software actively running on your devices will make sure you are stopped from clicking on any malicious links or from downloading any files that will release malware into your device and potentially have your private information stolen. Read my review of my best antivirus picks here.
2) Enable two-factor authentication (2FA): Whenever possible, enable 2FA for your online accounts. This adds an extra layer of security by requiring a second form of verification, such as a unique code sent to your phone, in addition to your password.
3) Keep software up to date: Regularly update your operating system, web browsers, and antivirus software to ensure they are equipped to detect and prevent the latest threats. You can regularly check for these updates on your device’s settings app for software updates, and you can go to your App Store or Google Play Store (depending on the device you have) to check for updates on individual apps. Follow these steps here.
4) Be cautious with personal information: Be wary of sharing sensitive information online, especially if it’s unsolicited or seems suspicious. Legitimate organizations rarely ask for personal details via email.
5) Report suspicious emails: If you receive a suspicious email claiming to be from a specific organization, report it to that organization’s official support or security team so they can take appropriate action.
6) Educate yourself and others: Stay informed about the latest phishing tactics and share this knowledge with friends, family, and colleagues. Awareness is a powerful tool in preventing scams.
MORE: FACEBOOK ACCOUNTS HIT WITH MALICIOUS AD ATTACK WITH DANGEROUS MALWARE
What should you do if you’ve clicked a link and installed malware on your device?
If you’ve been hacked, it’s not too late. There are several ways you can protect yourself from hackers, even when they have access to your information.
Scan your device for malware
First, you’ll want to scan your computer with a reputable and legitimate antivirus program. See my expert review of the best antivirus protection for your Windows, Mac, Android & iOS devices.
Change your passwords immediately
If you’ve inadvertently given your information to hackers or malicious actors, they could have access to your social media or banking accounts. To prevent this, you should change your passwords for all your important accounts as soon as possible. However, you should not do this on your infected device, because the hacker might see your new passwords. Instead, you should use ANOTHER DEVICE, such as your laptop or desktop, to change your passwords. Make sure you use strong and unique passwords that are difficult to guess or break. You can also use a password manager to generate and store your passwords securely.
Monitor your accounts and transactions
You should check your online accounts and transactions regularly for suspicious or unauthorized activity. If you notice anything unusual, report it to the service provider or the authorities as soon as possible. You should also review your credit reports and scores to see signs of identity theft or fraud.
Use identity theft protection
Phishing emails target your personal information. Hackers can use this information to create fake accounts in your name, access your existing accounts, and pretend to be you online. This can cause serious damage to your identity and credit score.
To avoid this, you should use identity theft protection services. These services can track your personal information, such as your home title, Social Security Number, phone number, and email address, and notify you if they detect any suspicious activity. They can also help you freeze your bank and credit card accounts to stop hackers from using them. Read more of my review of best identity theft protection services here.
Contact your bank and credit card companies
If hackers have obtained your bank or credit card information, they could use it to make purchases or withdrawals without your consent. You should contact your bank and credit card companies and inform them of the situation. They can help you freeze or cancel your cards, dispute any fraudulent charges, and issue new cards for you.
Alert your contacts
If hackers have accessed your email or social media accounts, they could use them to send spam or phishing messages to your contacts. They could also impersonate you and ask for money or personal information. You should alert your contacts and warn them not to open or respond to any messages from you that seem suspicious or unusual.
Restore your device to factory settings
If you want to make sure that your device is completely free of any malware or spyware, you can restore it to factory settings. This will erase all your data and settings and reinstall the original version. You should back up your important data before doing this, and only restore it from a trusted source.
MORE: HOW HACKERS ARE TARGETING X VERIFICATION ACCOUNTS TO TRICK YOU
Kurt’s key takeaways
Making you and your family resilient from these growing dangers needs to be your number one priority. Protecting yourself from phishing attacks is crucial. Falling victim to such scams can result in identity theft, financial losses, and data breaches. Don’t let yourself become a target. By following the steps we’ve outlined above and staying vigilant, you can significantly reduce the risk of falling prey to phishing attacks. Your online security is in your hands, so make informed choices to protect your personal information and data.
Have you ever encountered a suspicious email or phishing attempt? How did you handle it, and what did you learn from the experience? Let us know by writing us at Cyberguy.com/Contact.
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Copyright 2024 CyberGuy.com. All rights reserved.
Microsoft Edge is adding a new feature that will allow its Copilot AI chatbot to gather information from all of your open tabs. When you start a conversation with Copilot, you can ask the chatbot questions about what’s in your tabs, compare the products you’re looking at, summarize your open articles, and more.
In its announcement, Microsoft says you can “select which experiences you want or leave off the ones you don’t.” The company is retiring Copilot Mode as well, which could similarly draw information from your tabs but offered some agentic features, like the ability to book a reservation on your behalf. Microsoft has since folded these agentic capabilities into its “Browse with Copilot” tool.
Several other AI features are coming to Edge, including an AI-powered “Study and Learn” mode that can turn the article you’re looking at into a study session or interactive quiz. There’s a new tool that turns your tabs into AI-powered podcasts as well, similar to what you’d find on NotebookLM, and an AI writing assistant that will pop up when you start entering text on a webpage.
You can also give Copilot permission to access your browsing history to provide more “relevant, high-quality answers,” according to Microsoft. Copilot in Edge on desktop and mobile will come with “long-term memory” as well, which can tailor its responses based on your previous conversations. And, when you open up a new tab, you’ll see a redesigned page that combines chat, search, and web navigation, along with the Journeys feature, which uses AI to organize your browsing history into categories that you can revisit.
Meanwhile, an update to Edge’s mobile app will allow you to share your screen with Copilot and talk through the questions about what you’re seeing. Microsoft says you’ll see “clear visual cues” when Copilot is active, “so you know when it’s taking an action, helping, listening, or viewing.”
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If you bought a newer iPhone because Apple made Siri sound like it was about to become your personal artificial intelligence sidekick, you may want to pay attention.
Apple has agreed to pay $250 million to settle a class-action lawsuit over claims that it misled customers about new Apple Intelligence and Siri features. The case centers on the iPhone 16 launch and certain iPhone 15 models that were marketed as ready for Apple’s next wave of AI. The settlement still needs court approval, and Apple denies wrongdoing.
The lawsuit argues that Apple promoted a smarter, more personal Siri before those features were actually available. For some buyers, that was a big deal. A new iPhone can cost hundreds of dollars, and many people upgrade only when they think they are getting something meaningfully new.
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WHY IPHONE USERS ARE THE NEW PRIME SCAM TARGETS
U.S. buyers of certain iPhone 16 and iPhone 15 Pro models may qualify for payments if a judge approves Apple’s proposed settlement. (Getty Images)
What Apple is accused of promising
Apple introduced Apple Intelligence in June 2024 and promoted it as a major step forward for iPhone, iPad and Mac. A key part of that pitch was a more personalized Siri that could understand context, work across apps and help with everyday tasks in a more useful way.
The lawsuit claims Apple’s marketing made consumers believe those advanced Siri features would arrive with the iPhone 16 or soon after. Instead, buyers received phones that had some Apple Intelligence tools, but not the full Siri overhaul that many expected.
That gap is the heart of the case. Plaintiffs say customers bought or upgraded devices based on AI features that were not ready. Apple says it has rolled out many Apple Intelligence features and settled the case, so it can stay focused on its products.
How much money could iPhone owners get?
The proposed settlement creates a $250 million fund. Eligible customers who file approved claims are expected to receive at least $25 per eligible device. That amount could rise to as much as $95 per device, depending on how many people file claims and other settlement factors.
That means this will not be a huge payday for most people. Still, if you bought one of the covered phones, it may be worth watching for a claim notice. A few minutes of paperwork could put some money back in your pocket.
Which iPhones may qualify?
The proposed settlement covers U.S. buyers who purchased any iPhone 16 model, iPhone 15 Pro or iPhone 15 Pro Max between June 10, 2024, and March 29, 2025.
Covered iPhone 16 models include the iPhone 16, iPhone 16 Plus, iPhone 16 Pro, iPhone 16 Pro Max and iPhone 16e. The settlement also includes the iPhone 15 Pro and iPhone 15 Pro Max, but not every iPhone 15 model.
The key details are the device model, the purchase date and whether the phone was bought in the United States.
HOW YOU CAN GET A SLICE OF APPLE’S $250M IPHONE SETTLEMENT
Apple has agreed to pay $250 million to settle claims it misled customers about Apple Intelligence and Siri features on newer iPhones. (Michael Nagle/Bloomberg)
How will you file a claim?
You do not need to do anything immediately. The settlement still needs a judge’s approval. Once the claims process opens, eligible customers are expected to receive a notice by email or mail with instructions on how to file through a settlement website.
That notice matters because scammers love moments like this. A real settlement notice should not ask for your Apple ID password, bank login or payment to claim your money. If you receive a message about this settlement, do not click blindly. Go slowly, check the sender and look for the official settlement administrator details once they are available.
Why this case matters beyond one Siri feature
This case hits a bigger nerve. Tech companies are racing to sell AI as the next must-have feature. That creates a problem for shoppers. You are often asked to buy now based on what a company says will arrive later.
That can be frustrating when the feature is the reason you upgraded. A smarter Siri sounds useful. A phone that can understand your personal context, search across apps and help with daily tasks could save time. But if those tools are delayed, limited or missing, the value of the upgrade changes.
This settlement also sends a message about AI marketing. Companies can talk about future features, but consumers need clear timing and plain explanations. “Coming soon” can mean very different things when you are spending $800, $1,000 or more.
We reached out to Apple for comment, but did not hear back before our deadline.
FIRST 15 THINGS TO DO OR TRY FIRST WHEN YOU GET A NEW IPHONE
Apple denies wrongdoing but agreed to settle claims tied to its marketing of Apple Intelligence and Siri features. (Qilai Shen/Bloomberg)
What this means to you
If you bought a covered iPhone during the settlement period, keep an eye on your email and regular mail. You may qualify for a payment if the court approves the deal.
You should also keep your receipt or proof of purchase if you have it. Your Apple purchase history, carrier account or retailer receipt may help if the claim process asks for details.
More broadly, this is a reminder to treat AI features like any other big tech promise. Before you upgrade, ask one simple question: Can the feature do what is being advertised today, or is the company asking me to wait?
That question can save you from buying a device for a future feature that may arrive much later than expected.
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Kurt’s key takeaways
Apple has built its brand on making technology feel polished, personal and easy to use. That is why this Siri settlement hits a nerve. People were buying phones they use every day for texts, photos, directions, reminders and everything in between. Many expected AI to make those everyday tasks easier, which is why the delay felt frustrating. The proposed payout may be modest, but the bigger issue is trust. When a company sells AI as a reason to upgrade, customers deserve to know what actually works now and what is still coming later.
Would you still buy a new phone for promised AI features, or would you wait until they actually show up? Let us know by writing to us at CyberGuy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Instagram is once again cribbing from competitors like Snapchat and BeReal with a new photo-sharing format it calls “Instants,” which are ephemeral photos that you can’t edit and that you can only share with your close friends or followers that follow you back. Instants are available globally beginning on Wednesday as a feature in the inbox in the Instagram app and as a separate app that’s now in testing in select countries.
To access Instants from the Instagram app, go to your DM inbox and look in the bottom-right corner for an icon or a stack of photos. After you post a photo, your friends can emoji react to it and send a reply to your DMs, but after they see it, the photo disappears for them. Instants also disappear after 24 hours, and they can’t be captured in screenshots or screen recordings.
However, your Instants will remain in an archive for you for up to a year, and you can reshare them as a recap to your Instagram Stories if you’d like. You can also undo sending an Instant right after you post it or delete it from your archive.
The Instants mobile app, which popped up in Italy and Spain in April, gives you “immediate access to the camera” and only requires an Instagram account, Instagram says. “Instants you share on the separate app will show up for friends on Instagram and vice versa. We’re trying this separate app out to see how our community uses it, and we’ll continue to evolve it as we learn more.”
Instagram, in its testing, has seen that people “tend to use Instants to share much more casual, much more authentic moments about their day,” according to Instagram boss Adam Mosseri. “And we know that this type of sharing of personal moments with friends is a core part of what makes Instagram Instagram, but we also know that a lot of people don’t really share a lot to their profile grids anymore.”
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