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Miami sued by insurance company for paying Commissioner Joe Carollo's legal fees

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Miami sued by insurance company for paying Commissioner Joe Carollo's legal fees


The city of Miami may be on the hook for millions of dollars in a new lawsuit arising out of Commissioner Joe Carollo’s longstanding legal battle with Little Havana property owners.

QBE Specialty Insurance Company, a firm that provides legal insurance coverage for municipalities, this week sued the city in federal court. The company seeks to recover the millions of dollars it has paid to the city since 2018 to cover the legal costs of defending Carollo in a series of lawsuits.

“This action seeks a declaration that QBE has no duty under the … Policies to defend the City, Carollo or any of the other individuals who are defendants in the Underlying Lawsuits,” QBE wrote in its 66-page complaint. (A copy of the complaint is embedded at the end of this story.)

The decision to have the city pay Carollo’s legal fees was one of the foremost reasons former City Attorney Victoria Méndez was pushed out of her position last month. A staunch defender of Carollo, Méndez said it was the responsibility of the city to pay for his legal representation, despite arguments from critics that his actions fell outside the scope of his duties as a city commissioner.

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READ MORE: U.S. Marshals set to auction Joe Carollo’s home over $63.5 million federal judgment

Little Havana entrepreneurs William Fuller and Martin Pinilla sued Carollo in federal court in 2018. They accused Carollo of repeatedly sending code enforcement, police and the city’s fire department to their properties to satisfy what they called a “vendetta” against them. Fuller and Pinilla had supported Carollo’s political opponent Alfie Leon in 2017. They argued Carollo was angry at them for backing his rival, and when he took office, he took it out on their businesses.

Last June, the two businessmen won their lawsuit against the commissioner after a Broward jury found Carollo liable for violating their First Amendment right to free speech. Carollo was ordered to pay $63.5 million in damages to Fuller and Pinilla, a decision the commissioner has since appealed.

In the intervening years, Fuller and his business partners — including Mad Room LLC, which represents the ownership of the Ball & Chain Bar on Calle Ocho — have brought other lawsuits against Carollo and the city of Miami with the same allegations.

Throughout all of the lawsuits, the City of Miami has paid the bill for Carollo’s legal defense out of their insurance policy with QBE.

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Millions of dollars in defense

According to the insurer’s complaint, the cost of defending the city in all of the lawsuits has exceeded $10 million.

QBE argues it has no responsibility to insure the city for the facts alleged in Carollo’s lawsuits because they are predicated on “willful” and “deliberate” acts by the commissioner to deprive the plaintiffs of their individual rights.

“The fundamental premise underlying each and every one of the Underlying Lawsuits is that Carollo — through his own actions and by conscripting others to do his bidding — engaged in a years-long campaign of retaliation and harassment with the conscious objective of inflicting harm on the underlying plaintiff,” QBE wrote.

The complaint also alleges that the city was not entitled to make insurance claims for these lawsuits under their Law Enforcement Liability (LEL) policies, because none of the defendants named in the Fuller group’s lawsuits are law enforcement officials. Those defendants include Carollo, Méndez, City Manager Art Noriega, City Building Director Asael Marrero and Assistant City Attorney Rachel Dooley.

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Jose A. Iglesias

/

El Nuevo Herald

City of Miami Attorney Victoria Méndez speaks during a City of Miami Commission meeting on Jan. 12, 2023.

“None of the individual defendants (natural persons) in the Underlying Lawsuits hold any of the ‘Positions to be Insured’ that are listed on the applications for the LEL Policies,” QBE wrote.

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The complaint also names Fuller, Pinilla and the other plaintiffs in their various lawsuits against the City of Miami as defendants in QBE’s case. The insurance company wants a federal judge to declare that QBE has no responsibility to insure the city for these cases, and give it permission to recover the funds it has already paid out.

City of Miami officials could not immediately respond to a request for comment from WLRN for this story.





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Miami, FL

Miami‑Dade crowds join nationwide protests after deadly ICE shooting

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Miami‑Dade crowds join nationwide protests after deadly ICE shooting


Across the country, demonstrators gathered Saturday to demand accountability after the deadly ICE shooting in Minnesota earlier this week. In Miami‑Dade, crowds met at a well‑known gathering spot for Venezuelans, calling for justice and the release of detainees. Similar protests unfolded in Washington, D.C., and in Manhattan, where people took to the streets to voice concerns directed at federal leadership and agencies.



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It’s Indiana and Miami in a college-football title matchup that once seemed impossible

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It’s Indiana and Miami in a college-football title matchup that once seemed impossible


It looked improbable two months ago.

Two years ago — impossible.

But against the odds, Miami and Indiana have a date in the College Football Playoff final — a first-of-its-kind matchup on Jan. 19 in the second national title game of the expanded-playoff era.

The Hoosiers (15-0), the top-seeded favorite in the 12-team tournament, stomped Oregon 56-22 on Friday night to reach the final. The Hurricanes (13-2), seeded 10th and the last at-large team to make the field, beat Mississippi 31-27 the night before.

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Indiana opened as a 7 1/2-point favorite, according to the BetMGM Sportsbook.

The game is set for Hard Rock Stadium in South Florida — the long-ago-chosen venue for a game that happens to be the home of the Hurricanes. Indiana quarterback Fernando Mendoza is a Miami native who grew up less than a mile from the campus in Coral Gables.

“It means a little bit more to me,” Mendoza said of the title game doubling as a homecoming.

Miami quarterback Carson Beck (11) holds the offensive player of the game trophy after winning the Fiesta Bowl NCAA college football playoff semifinal game against Mississippi, Thursday, Jan. 8, 2026, in Glendale, Ariz. Credit: AP/Ross D. Franklin

He’ll be going against the program known as “The U.” Miami won five titles between 1983 and 2001 and earned the reputation as college football’s brashest renegade.

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A quarter century later, they are one side in a tale of two resurgences.

Miami’s was sparked by coach Mario Cristobal, a local boy and former ‘Cane himself who came back home four years ago to lead his alma mater to a place it hasn’t been in decades.

Among his biggest wins was luring quarterback Carson Beck to spend his final year of eligibility with the ‘Canes.

Miami head coach Mario Cristobal yells from the sideline during...

Miami head coach Mario Cristobal yells from the sideline during the second half of the Fiesta Bowl NCAA college football playoff semifinal game against Mississippi, Thursday, Jan. 8, 2026, in Glendale, Ariz. Credit: AP/Rick Scuteri

Beck, steadily rounding back to form after an elbow injury that ended his season at Georgia last year, is getting better every week. He has thrown for 15 TDs and two interceptions over a seven-game winning streak dating to Nov. 8.

“He’s hungry, he’s driven, he’s a great human being, and all he wants to do is to see his teammates have success,” Cristobal said after Beck threw for 268 yards and ran for the winning touchdown against Ole Miss.

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It was the latest step in a long climb from No. 18 in the season’s first CFP rankings on Nov. 4 — barely within shouting distance of the bubble — after their second loss of the season.

The Hurricanes haven’t lost since.

Hoosiers rise from nowhere to the edge of a title

Indiana’s climb to the top is an even longer haul. This is the program that had a nation-leading 713 losses over 130-plus years heading into the 2024 season. Since then, only two.

The turnaround is thanks to coach Curt Cignetti, who arrived from James Madison and declared: “It’s pretty simple. I win. Google me,” while explaining his confident tone at a signing day news conference in December 2023 when he landed the core of the class that has taken Indiana from obscurity to the edge of a title.

But Indiana’s biggest catch came about a year ago from the transfer portal — the oxygen that drives the current game.

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Mendoza, who went to the same high school as Cristobal in Miami, chose Indiana as the place to finish his career. So far, he has won the Heisman Trophy and is all but assured to be a top-five pick in the NFL draft.

“Can’t say enough about him,” Cignetti said.

One more win and he’ll bring a national title and an undefeated season to Indiana, an even 50 years after the Hoosiers’ 1975-76 basketball team, led by coach Bob Knight, did the same.

Lots of people could see that one coming. Hard to say the same about this.

CFP selection committee almost kept this game from happening

It might seem like ancient history, but Miami almost didn’t make the playoffs.

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In its first ranking of the season, back in November, the CFP selection committee ranked the Hurricanes eight spots behind a Notre Dame team they beat to start the season.

The history of Miami’s slow crawl up the standings, then its leapfrogging past the Irish for the last spot, has been well-documented. If Miami’s trip to the final proved anything, it’s how off-base the committee was when it started the ’Canes at 18, even if they were coming off a loss at SMU, its second of the season.

Though these programs haven’t met since the 1960s, there is familiarity.

One of the best games of 2024 was Miami’s comeback from 25 points down to beat Cal. The quarterback for the Bears: Mendoza, who threw for 285 yards but got edged out by Cam Ward in a 39-38 loss.

With Ward headed for the NFL, the Hurricanes were a consideration for Mendoza as he sought a new spot to finish out his college career. But he picked Indiana, Beck moved to Miami, and now, they meet.

Miami cashes in big

The College Football Playoff will distribute $20 million to the Big Ten and Atlantic Coast Conferences for placing their teams in the finals — that’s $4 million for making it, $4 million for getting to the quarters, then $6 million each for the semis and finals.

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While the Big Ten divvies up that money evenly between its 18 members, Miami keeps it all for itself — part of a “success initiatives program” the ACC started last season that allows schools to keep all the postseason money they make in football and basketball.



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Tributes grow as police investigate Hollywood Beach killing

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Tributes grow as police investigate Hollywood Beach killing



New details are emerging in the death of a woman whose body was found on Hollywood Beach the day after Christmas.

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Police say 56‑year‑old Heather Asendorf was discovered by a passerby. People who frequent the beach say she was a familiar sight at the bandshell near Margaritaville, where she danced most nights in brightly lit shoes.

Harrison, a frequent visitor who did not want to give his last name, said he saw her nearly every day.

“She was very friendly, polite. She loved to dance,” he said.

Suspect arrested four days later

Four days after she was found, Hollywood police arrested 28‑year‑old Brandon McCray and charged him with sexual battery, kidnapping, and battery by strangulation.

McCray was taken into custody at a Hollywood motel off Federal Highway. His permanent address is listed in Coconut Creek, where no one answered the door when approached for comment about his arrest.

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Police are still working to determine how Asendorf’s path crossed with McCray’s.

Tributes pour in from friends

Tributes for Asendorf are pouring in, especially from the annual State College Townie Reunion community in central Pennsylvania, where she had deep roots.

Among the messages shared:

  • “A beautiful friend forever in our hearts.”

  • “Unforgettable. A sweet soul.”

  • “I still can’t wrap my mind around this one. She was so amazing.”

  • “One of our shining stars has left the stage.”

Investigation remains active

Hollywood police say their investigation is ongoing, and McCray could face additional charges as detectives continue to piece together what happened.

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