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XRP’s role in US Digital Asset Stockpile raises questions on token utility — Does it belong?

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XRP’s role in US Digital Asset Stockpile raises questions on token utility — Does it belong?

Ripple’s XRP (XRP), the third-largest cryptocurrency by market cap, gained national recognition after President Donald Trump mentioned the “valuable cryptocurrency” alongside BTC, ETH, SOL, and ADA as part of a planned US strategic crypto reserve.

Trump’s executive order on March 6 established a new structure for the altcoins — the Digital Asset Stockpile, managed by the Treasury. 

While the crypto community remains divided on whether XRP is truly as valuable as President Trump suggests, a closer look at the altcoin’s utility is warranted. 

XRP’s potential role in banking

Launched in 2012 by Ripple Labs, the XRP Ledger (XRPL) was designed for interbank settlements. It initially offered three enterprise solutions: xRapid, xCurrent, and xVia, all later rebranded under the RippleNet umbrella. XCurrent is real-time messaging and settlement between banks, xVia is a payment interface allowing financial institutions to send payments through RippleNet, and xRapid, now part of On-Demand Liquidity (ODL), facilitates cross-border transactions.

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Only ODL actually requires XRP; the other services allow banks to use RippleNet without ever holding the token. This means bank adoption of Ripple technology does not always drive XRP’s price.

Some of the world’s largest banks have used xCurrent and xVia, including American Express, Santander, Bank of America, and UBS. There is less data on the entities that use XRP-powered ODL service. Known adopters include SBI Remit, a major Japanese remittance provider, and Tranglo, a leading remittance company in Southeast Asia.

XRP’s role in Web3

XRP is also used as a gas token. However, unlike the Ethereum network, where fees go to validators, a small amount of XRP is burned as an anti-spam mechanism.

XRP’s role in Web3 is minimal. Unlike Ethereum, Ripple does not support complex smart contracts or DApps. It offers only basic Web3 functionality, such as a token issuance mechanism and native NFT support under the XLS-20 standard, introduced in 2022.

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The XRPL Web3 ecosystem is small. Its modest DeFi sector holds $80 million in total value locked (TVL), according to DefiLlama. XRPL’s tokens have a combined market cap of $468 million, according to Xrpl.to. Most of them are DEX tokens (SOLO) and memes (XRPM), as well as wrapped BTC and stablecoins.

So far, XRPL’s Web3 sector remains niche and trails true smart contract platforms like Ethereum and Solana.

Crypto pundits split hairs on XRP’s role in a strategic reserve

Ripple Labs representatives have long advocated for equal treatment of cryptocurrencies, with CEO Brad Garlinghouse reiterating this on Jan. 27. 

Garlinghouse said,

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“We live in a multichain world, and I’ve advocated for a level-playing field instead of one token versus another. If a government digital asset reserve is created—I believe it should be representative of the industry, not just one token (whether it be BTC, XRP or anything else).”

However, not all cryptocurrencies serve the same purpose. Bitcoin’s primary role is to be a “geopolitically neutral asset like gold,” in the words of crypto analyst Willy Woo. XRP’s purpose remains less clear, but few in the crypto space would argue that it could qualify as independent money.

This is primarily due to one of Ripple’s most uncomfortable aspects—its permissioned nature. Unlike Bitcoin or Ethereum, Ripple does not rely on miners or staked tokens to secure the network. Instead, it uses a Unique Node List—a group of trusted validators responsible for approving transactions. While this optimizes speed and efficiency, it raises concerns about censorship, corruption, and security risks.

Bitcoin proponent and co-founder of Casa Jameson Lopp didn’t hold back when discussing XRP’s potential:

“There’s Bitcoin, then there’s Crypto, then there’s Ripple. Ripple has attacked Bitcoin at a level rivaled only by BSV’s lawsuits. Ripple explicitly wants to power CBDCs. They have always been focused on servicing banks. Few projects are as antithetical to Bitcoin.”

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There’s no love lost between Bitcoiners and Ripple supporters, especially after Ripple co-founder Chris Larsen partnered with Greenpeace to fund an anti-Bitcoin campaign. 

However, Lopp’s comparison to CBDCs holds some weight, given XRPL’s permissioned nature. It reflects a common view in the crypto community that XRP functions more like a banking tool than a truly independent cryptocurrency.

While the XRPL blockchain sees widespread use in banking, XRP’s utility remains a point of concern. It is underscored by the fact that approximately 55% of the 100 billion pre-mined coins are still held by Ripple Labs. This concentration raises concerns about potential market manipulation and the coin’s long-term stability. 

This article is for general information purposes and is not intended to be and should not be taken as legal or investment advice. The views, thoughts, and opinions expressed here are the author’s alone and do not necessarily reflect or represent the views and opinions of Cointelegraph.

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Next Big Cryptocurrency: Is Bitcoin Hyper ($HYPER) Going To Rip This Week?

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Next Big Cryptocurrency: Is Bitcoin Hyper ($HYPER) Going To Rip This Week?

Next Big Cryptocurrency: Is Bitcoin Hyper ($HYPER) Going To Rip This Week?

Traders looking for the next big cryptocurrency have Bitcoin Hyper ($HYPER) (https://bitcoinhyper.com/) on their radar as catalysts line up this week. The pitch is simple.

A Bitcoin Layer 2 (https://www.binance.com/en/academy/glossary/layer-2) that anchors to mainnet while importing smart contracts and low fees. The hook is speed and usability for everyday use.

The marketing is presale plus staking, with governance on top. The risk is delivery. If the team ships demos, listings and tooling, interest compounds. If not, liquidity dries up and hype fades faster than headlines.

Market Snapshot For November 2025

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November started steady. Bitcoin is near institutional interest after the October high, and that’s still guiding risk behavior across the board. Ethereum (https://coinmarketcap.com/currencies/ethereum/) and its Layer 2s are still where most smart contract activity happens, so throughput and fees on that side matter for sentiment. Liquidity is deepest on BTC and ETH, while smaller assets move harder on news. For presales, timing and venue matter most, since spreads blow out fast when order books are thin.

BTC And ETH Set The Tone

Bitcoin (https://coinmarketcap.com/currencies/bitcoin/) is still setting the tone for alt rotations. When BTC trends strongly, correlations rise and ranges compress for weaker names. When BTC stalls, capital looks for momentum elsewhere, especially where there are clear catalysts. Ethereum’s lane is where the builders and DeFi users are, and that means persistent fee pressure and predictable activity cycles. If ETH Layer 2s keep fees low and finality decent, traders take more risk on the edges. That opens up windows for new narratives that promise speed, practical UX and cleaner settlements.

Risk Appetite And Liquidity Conditions

Risk appetite is choppy not broken. Desks add exposure when depth improves and funding cools, then pull back when wicks exaggerate. In that push and pull, early stage tokens can move big, both ways. The detail that matters is refill speed on bids and how spreads behave after bumps. If buy walls rebuild fast, confidence sticks. If walls disappear, volatility punishes impatience. For presales, unlock calendars, venue rules and market making prep dictate whether hype translates into sustained trading or a quick flip.

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Why Bitcoin Hyper Is The Next Big Cryptocurrency

Bitcoin Hyper ($HYPER) (https://bitcoinhyper.com/) is a bridge between Bitcoin’s brand and high performance DeFi. The architecture claims sub second finality, tens of thousands of transactions per second and penny level fees through an SVM compatible runtime that settles back to Bitcoin. The token angle is simple. Capture protocol fees, fund staking rewards and align governance with roadmap choices. If the team pairs those promises with verifiable testnets, audits and clean bridges the story gets shelf space. Execution missteps can collapse spreads and stall further listings.

Core Proposition In One Sentence

$HYPER sells speed, settlement confidence and developer familiarity. The path to relevance runs through three checkpoints. Show working throughput under realistic load, demonstrate a secure canonical bridge to Bitcoin and deliver tooling that Solana developers can pick up in a weekend. If those pieces appear alongside an orderly listing and a transparent unlock map the token gets time to breathe. Miss those marks and the market will treat it as a momentum trade with short memory and shallow conviction among larger participants.

On Chain And Order Book Signals

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Presale structures concentrate supply so early on chain reads skew towards clustered wallets and synchronized moves. Watch claim windows, bridge activity and staking flows. A burst of transfers into exchanges without matching bid depth signals distribution pressure. Balanced flows into dApps, validators or bridges suggest organic adoption. Order books tell the truth intraday. Tight spreads plus steady bids indicate healthy curiosity. Wide spreads and lumpy walls reveal hesitant market makers and a crowd waiting for someone else to blink first.

Holders, Transfers, Median Size

Holder concentration is the first tell. If a handful of wallets dominate circulating supply unlock events can dictate the entire week. Median transfer size adds color. Shrinking medians after claims point to distribution towards smaller wallets and retail corridors. Rising medians often imply whale reshuffling or custodial movements. Pair those reads with exchange depth snapshots. If asks are thin and buys refill breakouts sustain longer. If sells stack and buys vanish after a wick prepare for chops and lower highs until liquidity improves again.

Price Levels And Scenarios For This Week

Use the presale reference near thirteen tenths of a cent as a simple anchor. Prints above that figure require credible liquidity and visible catalysts to avoid round trips. Prints below invite value buyers if unlock pressure is limited. Three paths cover most outcomes. A bull path from strong listings and bridge demos, a base path with steady staking and gradual venues, and a bear path driven by unlock clusters and missed technical milestones. Update probabilities as order books and on chain reads evolve.

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Bull Scenario: Levels To Flip

The bullish script starts with a credible venue, functioning bridge paths and visible staking. That trio reduces hesitation, keeps spreads tight and invites faster market making. Price holds above the presale anchor, consolidates with higher lows and pushes into announced resistance levels with real bids. Social chatter assists only if backed by consistent depth. If dev updates arrive on schedule the window for sustained trend opens. A measured stair step grind is healthier than a single spike that evaporates by the next session.

Base Case: Range To Respect

The base case looks like controlled chop around the anchor as participants test both sides. Staking flows reduce circulating float but intermittent unlocks or small listings inject supply at awkward times. Spreads widen during quiet hours and tighten during peaks producing a sawtooth rhythm that shakes out impatient entries. In this lane disciplined traders ladder bids near support, trim into strength and let alerts manage risk. Progress depends on documentation releases and incremental tool shipments rather than splashy announcements alone.

Bear Scenario: Invalidations To Note

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The bear script is simple. Unlocks collide with thin order books, listings disappoint and technical documentation lags. Sell walls stack above obvious levels while bids fail to rebuild after dips. Median transfer size rises as larger holders rotate out and claims outpace staking deposits. In that environment price can drift back towards or below the presale reference and stay pinned. Recovery requires a pause in supply, a consolidating base and credible signals that bridges, validators and developer tooling are actually ready.

Verdict Today

Bitcoin Hyper is between upside and execution risk. The idea makes sense. A Bitcoin aligned Layer 2 that borrows SVM speed, anchors to mainnet and funnels protocol fees to a staking token is a good concept. Add an audit, a refund policy in some regions and a big presale and curiosity is natural. None of that replaces shipped code. The market pays for delivery not slogans. Testnets, bridges and tools are what buyers respect when volatility returns.

Final Take For Traders And Editors

Treat Bitcoin Hyper ($HYPER) (https://bitcoinhyper.com/) as a satellite not a core position. Size entries small, respect liquidity and plan exits before headlines hit. If listings come with real market making, staking absorbs float and dev updates verify promised throughput the path to trend opens up. If anonymity persists, docs lag or bridges slip expect fade after each pop. For a Google News audience keep the thesis simple. Proof beats promises. The next big cryptocurrency earns that label by shipping not by saying it.

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Buchenweg, Karlsruhe, Germany

For more information about Bitcoin Hyper (HYPER) visit the links below:

Website: https://bitcoinhyper.com

Whitepaper: https://bitcoinhyper.com/assets/documents/whitepaper.pdf

Telegram: https://t.me/btchyperz

Twitter/X: https://x.com/BTC_Hyper2

Disclosure: Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice.

CryptoTimes24 is a digital media and analytics platform dedicated to providing timely, accurate, and insightful information about the cryptocurrency and blockchain industry. The enterprise focuses on delivering high-quality news coverage, market analysis, project reviews, and educational resources for both investors and enthusiasts. By combining data-driven journalism with expert commentary, CryptoTimes24 aims to become a trusted global source for emerging trends in decentralized finance (DeFi), NFTs, Web3 technologies, and digital asset markets.

This release was published on openPR.

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Robert Kiyosaki Warns America Is Losing Freedom, Democracy, Capitalism—Says Bitcoin Offers Protection

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Robert Kiyosaki Warns America Is Losing Freedom, Democracy, Capitalism—Says Bitcoin Offers Protection
Robert Kiyosaki warns that America’s shift away from capitalism threatens freedom and prosperity, urging investors to safeguard wealth through bitcoin, gold, and silver as traditional systems face ideological and economic turmoil.
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Strategy Accelerates Bitcoin Expansion With €620M Euro Stock Offering

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Strategy Accelerates Bitcoin Expansion With €620M Euro Stock Offering
Strategy Inc. is accelerating its bitcoin accumulation with a bold €620 million euro-denominated stock offering, targeting stronger digital asset exposure, lucrative 10% yields, and compounded growth potential while reinforcing its position as the world’s largest bitcoin treasury.
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