Technology
Fake agent phone scams are spreading fast across the US
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A disturbing wave of fake agent phone scams is sweeping across the United States, catching people off guard and draining their savings. These criminals do not just pretend to be someone you trust; they impersonate federal agents, threaten arrest, and demand payment on the spot. As the schemes become more sophisticated, the FBI and other law enforcement agencies are issuing urgent warnings. Moreover, the scams are spreading rapidly and becoming increasingly difficult to spot.
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A woman receiving a fake scam phone call. (Kurt “CyberGuy” Knutsson)
How fake agent phone scams trick victims into sending money
Often, it begins with a phone call that appears legitimate. The number might display familiar initials, such as “FBI,” “US Marshals,” or even your local police department. Scammers use spoofing technology to fake caller IDs, making the call look official. During the call, the scammer creates panic with claims like:
- Your Social Security number has been frozen.
- A loved one is in jail and needs money for GPS monitoring.
- You missed a jury duty summons and now face arrest.
To avoid immediate legal trouble, victims are often instructed to pay immediately, usually through prepaid gift cards, cryptocurrency ATMs, or wire transfers. These demands are designed to be untraceable and irreversible. Importantly, the US Marshals will NEVER call you to collect money, the agency emphasized in a public warning.
Fake agent phone scams are targeting victims across the United States
Reports of these calls have come in from New York, Illinois, Virginia, and nearly every other state. Some victims have lost thousands of dollars. In Michigan, scammers increased their credibility by using the real names and ranks of local officers. Meanwhile, in Maryland, suspects posing as FTC agents even showed up in person twice to collect cash. This scam is not limited to phone calls. Text messages, known as “smishing” attacks, are also on the rise. One version targeted iPhone users with fake DMV payment demands. According to cybersecurity firm Guardio, smishing surged 773% in just one month.
Why fake agent phone scams succeed and how they manipulate trust
Fraudsters know how to exploit fear effectively. They count on the fact that most people will do almost anything to avoid arrest or protect a family member. By spoofing official numbers, they undermine our first line of defense: trust. However, it is not just about technology. Experts also warn of an emotional manipulation crisis. These scammers don’t just steal your money, they steal your identity too. As a result, victims feel violated, scared, and uncertain about whom to trust.
A man receiving a fake scam phone call. (Kurt “CyberGuy” Knutsson)
Fake agent phone scams are evolving with AI and new tech tricks
Concerns are growing about how far these scams could go. Law enforcement and cybersecurity experts warn that scammers may soon use:
- AI voice cloning to mimic real officials.
- Malicious apps that mimic legitimate agencies.
- Smartphone voice assistants, cameras, or microphones to harvest data.
While there’s no direct evidence of those advanced tactics yet, experts agree they’re coming, and fast.
A woman receiving a fake scam phone call. (Kurt “CyberGuy” Knutsson)
How to protect yourself from fake agent phone scams and spoofed calls
These scams are designed to trigger panic and override your judgment. But a few simple actions can protect you and your loved ones from falling victim. Stay sharp, stay skeptical, and follow these smart steps:
Hang up immediately
If someone calls claiming to be from a government agency and demands money, don’t explain or ask questions; just hang up. Real law enforcement will never ask for payment over the phone, and they won’t threaten you into silence.
Never pay with gift cards, crypto, or wire transfers
No legitimate government agency will ever ask you to settle a legal issue with a prepaid gift card or a trip to a Bitcoin ATM. These are hallmark signs of a scam, designed to move your money fast and leave no trace.
Don’t trust caller ID
The number on your screen might look official, but spoofing technology can fake any number, even 911 or the FBI. If the caller creates pressure or fear, hang up and verify using an official number from the agency’s website.
Report the call
Even if you don’t fall for the scam, reporting it can help authorities track these operations. Contact your local FBI field office, your state’s Attorney General, or file a report at reportfraud.ftc.gov. Every report helps build a stronger case.
Talk to your loved ones
Scammers often target people who are more likely to believe a false threat, especially seniors or non-native English speakers. Have a conversation with family and friends so they know what to look out for and what to do if they receive a suspicious call or message.
Scrub your personal data from the internet
Many scammers do their homework before making contact. They might already know your name, address, or even a relative’s name to sound more convincing. Using a reputable personal data removal service can reduce the chances of your private information being misused. The less data available online, the fewer hooks criminals have to grab onto.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap – and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com/Delete.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com/FreeScan.
Don’t click suspicious links
Some scams are shifting from voice calls to text messages. If you receive a message claiming to be from the DMV, IRS, or law enforcement, don’t click any links. These texts (known as “smishing” attacks) can trick you into entering personal info or downloading malware.
The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.
Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android & iOS devices at CyberGuy.com/LockUpYourTech.
Kurt’s key takeaways
These criminals are getting smarter, but so can we. Staying informed and understanding what real law enforcement will never do is key to protecting yourself and your family. Authorities will not threaten you over the phone, demand gift cards or cryptocurrency, or ask you to prove your innocence with money. If something feels off, trust your gut. Also, spread the word, because the more people who know, the harder it is for these criminals to succeed.
Should the government be doing more to protect us from fake agent phone scams? Let us know by writing us at Cyberguy.com/Contact.
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Copyright 2025 CyberGuy.com. All rights reserved.
Technology
SpaceX cuts a deal to maybe buy Cursor for $60 billion
SpaceX and Cursor are now working closely together to create the world’s best coding and knowledge work AI.
The combination of Cursor’s leading product and distribution to expert software engineers with SpaceX’s million H100 equivalent Colossus training supercomputer will allow us to build the world’s most useful models.
Cursor has also given SpaceX the right to acquire Cursor later this year for $60 billion or pay $10 billion for our work together.
Technology
Fake Windows update installs hidden malware
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If you’ve ever clicked “Check for updates” and trusted what you saw, you’re not alone. That’s exactly what this latest scam is counting on.
The page mimics official branding, includes a believable knowledge base number and presents a big blue download button that feels familiar.
The catch? The download installs malware designed to steal passwords, payment details and account access.
According to researchers at Malwarebytes Labs, a cybersecurity research and threat intelligence team inside Malwarebytes, the site uses a typosquatted domain that looks close enough to a real Microsoft URL to fool a quick glance. That small trick is often all it takes.
APPLE APP PASSWORD SCAM EMAIL WARNING
Cybersecurity researchers warn a fake Microsoft update site uses a look-alike URL and a familiar download button to deliver data-stealing malware. (Michael Nagle/Bloomberg via Getty Images)
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Why this fake Windows update malware slips past detection
At first glance, nothing seems off. The file looks like a standard Windows installer. It even lists “Microsoft” in its properties. That’s where this attack gets clever. Instead of using obvious malicious code, the attackers built the installer with legitimate tools and layered the attack in stages. Each piece looks harmless on its own.
Here’s what’s happening behind the scenes:
- The installer launches what appears to be a normal app
- That app quietly runs hidden scripts
- A disguised process loads a full Python environment
- Data theft tools activate in the background
Because each step looks routine, many security tools fail to flag it right away. Researchers also noted that antivirus engines initially showed zero detections for key parts of the attack. That does not mean the file is safe. It means the malicious behavior is well hidden.
What this fake Windows update malware is stealing
Once installed, the malware gets to work fast. It collects details about the infected device, including location and IP address. Then it reaches out to remote servers to receive instructions and upload stolen data.
The targets include:
- Saved browser passwords
- Login sessions and cookies
- Payment details
- Discord account tokens
It even tries to shut down other processes on your system to avoid interference while it works. In some cases, it modifies apps like Discord to intercept account activity in real time.
How the fake Windows update malware stays on your system
This malware is designed to stick around. It creates entries that look like normal system processes, so they blend in. One registry entry mimics Windows Security Health, which most users would ignore. It also drops a shortcut in your startup folder with a familiar name like Spotify. That makes it easy to overlook. Two different persistence tricks mean it can survive a reboot and keep running.
FAKE WINDOWS UPDATE PUSHES MALWARE IN NEW CLICKFIX ATTACK
A fake Windows update page is tricking users into downloading malware that steals passwords, payment details and account access. (Beata Zawrzel/NurPhoto)
Why this fake Windows update scam feels so real
There’s a bigger trend behind this. Researchers say campaigns like this often target regions where large data breaches have already exposed personal information. When attackers already know your name, provider or habits, they can build scams that feel tailored to you. That makes a fake Windows update page far more believable than a generic phishing email.
It also highlights something important. Today’s malware often hides inside legitimate tools and trusted frameworks. That makes it harder to detect and easier to trust. This campaign shows how far scammers have come. They are no longer relying on sloppy emails or obvious fake links. Instead, they are building layered attacks that look and behave like trusted software.
Even experienced users can get caught off guard when everything appears normal. The biggest takeaway is simple. A clean scan result or a familiar interface does not guarantee safety.
Microsoft says it’s aware of the threat
Microsoft confirmed it is tracking this type of activity and urges users to be cautious when downloading updates from unfamiliar sources.
“We are aware of reports of fraudulent websites impersonating Microsoft, and we actively work to detect and disrupt malicious activity across the internet,” A Microsoft spokesperson told CyberGuy. “We encourage customers to be cautious of unexpected prompts or downloads and to verify that they are interacting with legitimate Microsoft domains. As a best practice, we recommend users verify the legitimacy of a link by going directly to our website from your own saved favorite, from a web search, or by typing the domain name yourself.”
For more guidance on how to protect against online phishing scams, you can refer to Microsoft’s official support page at support.microsoft.com.
MICROSOFT CROSSES PRIVACY LINE FEW EXPECTED
A convincing Windows update scam is spreading malware that can grab saved passwords, cookies, payment data and Discord tokens. (Todor Tsvetkov/Getty Images)
Ways to stay safe from fake Windows update malware
You don’t need to be a security expert to avoid this. A few habits make a big difference.
1) Only update Windows from your settings
Go to Settings > Windows Update and check for updates there. Avoid downloading updates from websites.
2) Double-check the URL
Real Microsoft pages use microsoft.com. Anything else, even if it looks close, should raise a red flag.
3) Be cautious with urgent update prompts
If a site or message pressures you to install an update, stop and verify it manually.
4) Use strong antivirus software with behavior detection
Traditional antivirus software, which often comes built into your device or as basic security software, mainly looks for known threats using signature matching, which means it can miss new or well-hidden attacks like this one. Strong antivirus software uses behavior detection to monitor what programs are doing in real time, helping flag suspicious activity even if the malware hasn’t been seen before. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com.
5) Use a data removal service to limit your exposure
If your personal information is already circulating online from past breaches, it can make scams like this more convincing. A data removal service helps reduce how much of your information is publicly available, making it harder for attackers to target you with tailored phishing attempts. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
6) Turn on two-factor authentication
Two-factor authentication (2FA) adds a second layer of protection if your passwords are stolen.
7) Avoid downloading installer files from unknown sites
Legitimate updates rarely require manual downloads.
Kurt’s key takeaways
Fake updates are one of the most effective tricks because they tap into something we all trust. Keeping your system secure should not put you at risk, yet that’s exactly what attackers are exploiting here. The safest move is to slow down, verify where updates come from and stick to built-in tools whenever possible.
Are tech companies doing enough to keep fake updates from putting your data at risk? Let us know your thoughts in the comments below. Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
The Vergecast Vergecast, 2026 edition
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Oh, and also, in case you missed it yesterday, be sure and check out our emergency pod on the news that Tim Cook is stepping down as Apple CEO. We’ll be talking more about the future of Apple on Friday’s show, too, so send questions if you have ’em!
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