Louisiana
NSSF Applauds Louisiana Gov. Landry for Signing Second Amendment Financial Privacy Act
June 17, 2024
WASHINGTON, D.C. — NSSF®, The Firearm Industry Trade Association, applauds Louisiana Gov. Jeff Landry for signing SB 301, the Second Amendment Financial Privacy Act, into law last week. This NSSF-supported law protects the privacy and sensitive financial information of people purchasing firearms and ammunition in The Pelican State. With Louisiana, there are now 16 states with laws that protect the Second Amendment financial privacy of their citizens.
The law prohibits financial institutions from requiring the use of a firearm code, also known as a Merchant Category Code (MCC), from being assigned to firearm and ammunition purchases at retail when using a credit card. The law also forbids discriminating against a firearm retailer as a result of the assigned or non-assignment of a firearm code and disclosing the protected financial information. Additionally, the law prohibits keeping or causing to be kept any list, record or registry of private firearm ownership.
“Governor Jeff Landry’s signature on the Second Amendment Financial Privacy Act is a powerful statement that the Second Amendment rights of Louisianans are not negotiable. This law will protect Louisiana’s citizens from unlawful intrusion on their private purchases when purchasing firearms and ammunition with a payment card,” said Darren LaSorte, NSSF’s Director, Government Relations – State Affairs. “‘Woke’ Wall Street banks, credit card companies and payment processors won’t be able to collude with government entities to spy on Louisianans’ private finances when they exercise their rights. No American should fear being placed on a government watchlist because they choose their Constitutionally-protected rights to keep and bear arms.”
NSSF worked closely with Louisiana legislators to protect private and legal firearm and ammunition purchases from political exploitation. The Second Amendment Financial Privacy Act is designed to protect the privacy of lawful and private firearm and ammunition purchases from being abused for political purposes by corporate financial service providers and unlawful government search and seizure of legal and private financial transactions. NSSF is grateful to state Sen. Blake Miguez and state Rep. Troy Romero for guiding this legislation to passage and enactment.
The U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) admitted to U.S. Sen. Tim Scott (R-S.C.) in a letter that it violated the Fourth Amendment rights of law-abiding citizens that protect against illegal search and seizure when it collected the credit card purchase history from banks and credit card companies of individuals who purchased firearms and ammunition in the days surrounding Jan. 6, 2020. Treasury’s FinCEN had no probable cause, and sought the information without a warrant, to place these law-abiding citizens on a government watchlist only because they exercised their Second Amendment rights to lawfully purchase firearms and ammunition.
The idea of a firearm-retailer specific MCC was borne from antigun New York Times’ columnist Andrew Ross Sorkin and Amalgamated Bank, which has been called “The Left’s Private Banker” and bankrolls the Democratic National Committee and several antigun politicians. Amalgamated Bank lobbied the Swiss-based International Organization for Standardization (ISO) for the code’s creation. NSSF has called on Congress to investigate Amalgamated Bank’s role in manipulating the ISO standard setting process for political purposes.
Sorkin admitted creating a firearm-retailer specific MCC would be a first step to creating a national firearm registry, which is forbidden by federal law.
Louisiana joins a growing list of states that are standing against the invasion of financial privacy when exercising Second Amendment rights, including Alabama, Georgia, Tennessee, Iowa, Kentucky, Wyoming, Indiana, Utah, Florida, Idaho, Mississippi, Montana, North Dakota, Texas and West Virginia. These states passed laws protecting citizens’ Second Amendment privacy. Other states are considering similar legislation. U.S. Sen. Bill Hagerty (R-Tenn.) introduced S. 4075, the NSSF-supported Protecting Privacy in Purchases Act in the Senate. U.S. Rep. Elise Stefanik (R-N.Y.) introduced H.R. 7450, with the same title in the U.S. House of Representatives. Only two states – California and Colorado – have laws requiring payment card processors to report purchases by a firearm retailer-specific MCC. New York’s legislature passed similar legislation, which is expected to be signed into law by Gov. Kathy Hochul.
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About NSSF
NSSF is the trade association for the firearm industry. Its mission is to promote, protect and preserve hunting and the shooting sports. Formed in 1961, NSSF has over 10,5000 members including manufacturers, distributors, firearms retailers, shooting ranges, sportsmen’s organizations and publishers nationwide. For more information, visit nssf.org.
________________________
NSSF Media contact:
Mark Oliva
202-220-1340
Categories: BP Item, Featured, Press Releases
Louisiana
Should Shreveport homeowners buy earthquake insurance in Louisiana?
Louisiana’s ‘largest’ ever earthquake rattles home security camera
A security camera captured the moment a 4.9-magnitude earthquake shook homes in northwest Louisiana.
Thursday’s earthquake that shook furniture and rattled pipes in the Shreveport region may have some property owners wondering whether they should consider buying insurance to cover them from potential stronger movement in the future.
The 4.9 magnitude earthquake that struck just north of Coushatta at 5:30 a.m. March 5 was the strongest onshore event in Louisiana history.
No structural damage has been reported from Thursday’s earthquake so far, but the strength of the movement may have been enough to raise concern.
“If people are concerned they should call their insurance agent and explore pricing and options,” Louisiana Insurance Commissioner Tim Temple said in an interview with USA Today Network.
“It’s not an issue that has come up often in Louisiana, but if coverage can alleviate anxiety and risk it’s absolutely something homeowners and property owners should consult their agent about,” he said.
Earth movement or subsidence insurance is generally excluded from homeowners’ policies, as is flood insurance, but property owners can secure the coverage through their insurers as an add-on, called an endorsement.
Eugene Montgomery, owner of Community Financial Insurance Center in northern Louisiana, said a subsidence endorsement to cover earthquake damage would generally be inexpensive in Louisiana because of the low risk.
“The coverage itself is inexpensive, but the deductible would be high,” Montgomery told USA Today Network.
That’s the case for one Shreveport homeowner who asked not to be identified. The homeowner secured a subsidence endorsement following Thursday’s earthquake that cost $120 per year after discounts with a 10% deductible.
Republican state Sen. Adam Bass, who also operates an Allstate agency in Bossier, said most people won’t buy an add-on that’s not required by their mortgage holders no matter how inexpensive it is.
Bass said he hasn’t had any inquiries about earth movement insurance during his career.
But Montgomery said he remembers a temporary spike in those policies in 1990 when climatologist Iben Brown predicted a major earthquake would strike the New Madrid Fault in Missouri on Dec. 3 of that year, a forecast that flopped.
“It really created a little bit of a panic,” Montgomery said. “Everybody wanted insurance for a short period of time.”
Montgomery doesn’t expect a similar run on earthquake after Thursday’s event, but said he won’t be surprised if some level of interest increases.
“When people can actually feel the earth moving it gets their attention,” he said.
Greg Hilburn covers state politics for the USA TODAY Network of Louisiana. Follow him on Twitter @GregHilburn1.
Louisiana
Louisiana delegation responds with mixed reaction to leadership change at DHS
WASHINGTON (WAFB) — President Donald Trump has removed Kristi Noem as secretary of the Department of Homeland Security and nominated Sen. Markwayne Mullin to replace her. Noem will take on the role of Special Envoy for the Shield of the Americas. Members of Louisiana’s congressional delegation responded to the change in leadership.
Kennedy clash preceded removal
Noem led DHS since the beginning of Trump’s second term. One of the most noted controversies of her tenure was the department’s spending of $220 million on television ads across the country, which drew scrutiny from Sen. John Kennedy during a committee hearing.
“Did the President know you were going to do this?” Kennedy asked during the hearing.
“Yes,” Noem replied.
Kennedy said the spending and other issues had weighed on him.
“You just add all of this up and the other turmoil and it’s been stuck in my craw,” Kennedy said. “I want to secure the border and I want to enforce our immigration laws, but I’m tired of trying to explain behavior that is inexplicable to me.”
Louisiana delegation reacts
Congressman Cleo Fields wrote on X that Noem “was not qualified to lead one of the most critical agencies in our federal government, and her tenure made it clear that she was not the right person for this role,” adding that “there is far too much at stake for anything less than exemplary leadership.”
Congressman Troy Carter, who held a congressional hearing in New Orleans regarding DHS issues, said that under Noem’s leadership, DHS and ICE “repeatedly carried out aggressive immigration operations without proper coordination with local leaders, disregarded due process, and created fear and instability in communities that deserve respect and protection under the law.”
Sen. Bill Cassidy said on social media that “securing the border is one of President Trump’s greatest achievements” and that he looks forward “to continue that success and ensure FEMA delivers for Louisiana families.”
As with all cabinet positions, Mullin will need to go through Senate confirmation to gain the cabinet seat. It is unclear when confirmation hearings will take place.
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Louisiana
Louisiana has the highest incidence of prostate cancer in the nation. See the parish data.
Prostate cancer is the most common cancer in American men, with an estimated 333,830 new cases and 36,320 deaths projected for 2026 for the disease, according to the American Cancer Society.
In the U.S., there are approximately 116 new prostate cancer cases per 100,000 people annually. Louisiana has the highest prostate cancer incidence rate in the country at 147.2 cases per 100,000 — a rate that has been steadily rising since 2014, according to data from the National Cancer Institute.
New prostate cancer drug can extend life expectancy by 8 months, Baton Rouge doctor says
These parishes had the highest rates, in cases per 100,000, of prostate cancer from 2018 to 2022, in descending order:
- West Feliciana Parish with 218.6 cases per 100,000;
- Iberville Parish with 182.3 cases per 100,000;
- Bienville Parish with 179.7 cases per 100,000;
- West Baton Rouge Parish with 179.4 cases per 100,000;
- Vermillion Parish with 176.5 cases per 100,000;
- Iberia Parish with 173.8 cases per 100,000;
- East Baton Rouge Parish with 173.6 cases per 100,000;
- East Carroll Parish with 172.9 cases per 100,000;
- East Feliciana Parish with 166.3 cases per 100,000;
- Tangipahoa Parish with 166.2 cases per 100,000;
- St. Martin Parish with 166 cases per 100,000;
- Jackson Parish with 165.3 cases per 100,000;
- and Lincoln Parish with 165.1 cases per 100,000.
These parishes had the lowest rates, in cases per 100,000, of prostate cancer from 2018 to 2022, in ascending order:
- Cameron Parish with 101 cases per 100,000;
- Evangeline Parish with 102.7 cases per 100,000;
- Union Parish with 106.9 cases per 100,000;
- Winn Parish with 108.2 cases per 100,000;
- Vernon Parish with 109.4 cases per 100,000;
- Grant Parish with 109.7 cases per 100,000;
- Franklin and La Salle parishes with 111 cases per 100,000;
- St. Bernard Parish with 113.9 cases per 100,000;
- Tensas Parish with 115.2 cases per 100,000;
- Terrebonne Parish with 117.5 cases per 100,000;
- Washington Parish with 121.1 cases per 100,000;
- Livingston Parish with 122.8 cases per 100,000;
- Sabine Parish with 122.9 cases per 100,000;
- Bossier Parish with 123.7 cases per 100,000;
- and La Fourche Parish with 124.8 cases per 100,000.
Data represents an annual average for all stages of prostate cancer.
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