Connect with us

Nevada

Six ways Nevada policymakers are trying to tackle the housing crisis – Carson Now

Published

on

Six ways Nevada policymakers are trying to tackle the housing crisis – Carson Now


By Lizzie Ramirez — When Emma Goabel moved into her first apartment, her washer, dryer, dishwasher and back door lock were all broken. 

It took a month for the landlord to fix the appliances and replace the locks. 

“We couldn’t lock our door at night,” said Goabel, 20. “We just locked our bedroom doors at night [and] pray[ed] for the best. They said it wasn’t that big of an issue.”

Many renters face similar issues. But finding a new place with a better landlord isn’t easy in Nevada’s pricey rental market.

Advertisement

A recent report from the Guinn Center for Policy Priorities, a nonpartisan policy research center, shows that housing unaffordability in Nevada has reached an all-time high. More than half of Nevada renters are considered cost burdened, defined as spending at least 35 percent of their gross monthly income on housing. Statewide rental costs started increasing dramatically relative to income starting in 2020.

This year, the Legislature is responding to the housing crisis by bringing new bills back for consideration, and reviving some of the concepts Gov. Joe Lombardo vetoed last session. The Republican governor himself has used one of his five main policy bills to help address the housing issues.

Common themes this session include renter protections, easing construction burdens for new housing and helping first-time homebuyers.

“I do hope to be able to [own a house], but I know the ages at which people are able to buy houses, it’s getting older and older,” Goabel said. “Maybe by the time I’m 40 or 50, I want to have a house.”

Capping rent hikes

Advertisement

Several bills aimed at shielding renters from price hikes have drawn pushback, including AB280, which would cap rent increases at 5 percent annually for tenants who are 62 and older, or who rely on Social Security payments, for a year and a half starting in July. The bill was passed out of committee in late March.

The measure sponsored by Assm. Sandra Jauregui (D-Las Vegas) is identical to a bill she proposed in 2023 that passed with some bipartisan support but was vetoed by Lombardo.

“I brought back the same bill. It’s a very simple bill,” Jauregui told The Nevada Independent in an interview. “It is a pilot program to stabilize rent and give those people who need the most assistance, the assistance right now.”

Opponents, including Realtors and landlords, argue that any form of rent control will hurt Nevada’s housing market and have made the policy the focus of a major ad campaign. Instead, they say the Legislature should focus on building more housing units to increase supply and satisfy demand. 

The Nevada Realtors supported the idea of rent caps for seniors last legislative session, but now oppose the bill. 

Advertisement

“It’s no longer a pandemic … we need to let the market figure itself out,” Azim Jessa, an executive board member for the Realtors, said in an interview.

Jessa said he believes the housing market is already fixing itself — rental rates are down 1.4 percent in Southern Nevada and down 9.5 percent in Northern Nevada from July 2023 to December 2024.

But a former employee of Adult Protective Services (APS), who requested anonymity for fear of repercussions, believes AB280 would greatly help the senior population, especially those with disabilities. They cited a client in Fallon who was unable to get their landlord to fix their home and was evicted. 

“It was in complete disarray. There were holes in the roof, holes in the walls, there was a mice infestation. There were mushrooms growing in the walls,” they told The Nevada Independent.

The former employee said the landlord didn’t do anything about the habitability issues and even increased the rent. The client’s husband was bed-bound, causing the client to refuse to leave the home once APS got involved. A week later, the client was hospitalized, and then diagnosed with cancer. The APS employee said the client’s case was still open when they left and that they hope AB280 passes this session “our duty [is to] to protect our elderly, our disabled, as a community.”

Advertisement

The Northern Nevada Central Labor Council (NNCLC), a union whose members include laborers in the construction industry, is also lobbying for the bill on behalf of retirees. 

“We’re not doing a good enough job of taking care of our older community and at a national level, we’re actively working to make sure that they’re even worse off personally,” NNCLC President Ross Kinson said.

Housing for rent in Reno on April 7, 2025. (David Calvert/The Nevada Independent)

Tightening renter protections

Similarly, proponents say another bill, AB223, would create safer and healthier living conditions by giving Nevada renters more recourse when a home is in disrepair. The bill was passed out of committee in late March.

This bill would remove vague terms such as “adequately” and “materially” from state law dealing with a landlord’s responsibilities when a home is in disrepair.  Sponsor Assm. Venicia Considine (D-Las Vegas) said it would close loopholes that allow unsafe conditions to persist.

Advertisement

Under the proposal, tenants could also reduce or withhold rent if their home doesn’t comply with habitability laws. The bill also empowers tenants to file a complaint in court of unhealthy living conditions not being fixed by the landlord, and the tenant could use that complaint as a defense against eviction.

AB223 received more than 50 opposition letters, largely through a letter-writing campaign coordinated by the Nevada State Apartment Association. Opponents argued there already is a fair balance between tenants and landlords; one critic wrote that Considine is trying to “impress the more extreme-left wing” — an assertion she rebuked.

“Tenants that are living with no air conditioning, with doors that don’t lock, they’re not left-wing people,” Considine told The Nevada Independent. “They’re working class people that are trying to live in a safe environment.” 

Building more housing

Lawmakers are also focused on speeding up delays in housing development, which stem from building slowdowns during the 2008 Great Recession and the COVID-19 pandemic, along with the rising costs of housing materials, zoning regulations, permitting processes and widespread federal land ownership.

Advertisement

Many bills this session are focused around building more housing in nontraditional areas as a solution until more federal land opens up in Nevada.

Another Jauregui measure, AB241, would expedite approval of multifamily homes to be built on commercial properties. The bill was passed out of committee in early April.

Supporters say the measure will help create more walkable, all-encompassing communities, similar to Northern Nevada’s Reno Experience District (RED), which has faced criticism for being unaffordable for the average renter in the city. 

Though NNCLC’s Kinson acknowledged the bill would accelerate housing development, he said he was worried that the bill failed to include project labor agreement requirements or other labor standards.

“We should be building local. We should be buying local. We should be staying local because that helps our local communities continue to grow,” Kinson said.

Advertisement

Opening up more federal land

Another popular approach to the housing shortage is urging the federal government to release federally owned land, which accounts for 85 percent of land in the Silver State. Lombardo advocated for this during his State of the State address.

Lawmakers in both parties support the idea. Jauregui introduced AJR10, urging the federal government to release land for housing. 

However, the Guinn Center warns that it could take years for Congress to release the land, and construction costs will continue to rise in the meantime.

Kinson said continuing to build outward would create additional problems and instead urged lawmakers to support concepts such as a light rail system. AB256, a bill sponsored by Assm. Selena La Rue Hatch (D-Reno), would start the process of creating a regional train system in Nevada. The bill was passed out of committee in late March. 

Advertisement

“Good cities become great cities because they invest in their infrastructure [and] public transit,” Kinson said. 

Incentivizing more projects

Lombardo also introduced his own housing bill, AB540, which would put forward $250 million in state money to support housing projects. This bill also creates a new tier of affordable housing eligibility, known as attainable housing, for homeowners earning between 120 percent and 150 percent of an area’s median household income. The bill has yet to pass out of committee.

When developers undertake affordable and attainable housing, they can tap into certain government incentives and expedited processes for their projects. However, the bill exempts attainable housing developed from the Nevada State Infrastructure Bank funding from prevailing wage requirements — which is a sort of minimum wage for construction workers based on the local standard for that kind of work. 

Wendy Colborne, chief of staff for the Building & Construction Trades Council of Northern Nevada, called that problematic. 

Advertisement

“You actually make the problem worse because you’re not paying people enough to live in the very homes that they’re building,” Colborne said. 

Tina Frias, CEO of the Southern Nevada Home Builders Association, said during the AB540 hearing last week that prevailing wage requirements would make it “extremely difficult” to construct attainable housing. 

Frias contends higher labor costs would increase home prices beyond what low- and middle-income families could afford, pointing to a University of California, Berkeley study that found prevailing wage increases residential construction costs by $94,000 per unit. 

Nevada Realtors are also on board with Lombardo’s bill, arguing that more supply is key to resolving the state’s housing crisis

“It doesn’t matter how much people earn, because there’s not going to be availability or homes for them to be able to buy,” Jessa told The Nevada Independent. “We are really trying to help the working folks in Nevada … We want the people who work in Nevada to be able to buy a home in Nevada, and this is a bill that will get us there.”

Advertisement

Tackling high interest rates

With rising interest rates in the last few years further driving up the cost of buying a home, Sen. Fabian Doñate (D-Las Vegas) is hoping  to minimize those burdens through his bill SB193, which would require the state’s housing division to establish a pilot program to help eligible families buy down the interest rate on mortgage loans. The bill passed out of committee in early March.

To participate, families must meet criteria such as being first-time homebuyers, having a household income not exceeding 160 percent of the county’s median income, and qualifying under certain underwriting standards.

The bill is aimed at helping buyers such as Olivia Claypool, a self-employed cosmetologist who recently bought her first home. New to the process, Claypool was confused about what interest rates were and what role they played when she was signing her mortgage contract. 

Claypool was offered two options — a conventional loan or an unconventional loan. She learned through the experience that if she took out the unconventional loan, her interest rate would have increased by 2 percent, which equates to paying an extra $100,000 over the course of Claypool paying off her mortgage. 

Advertisement

Doñate said his bill will help families who make too much to be eligible for affordable housing, but are still struggling to afford groceries and additional bills they may have. 

If approved, eligible Nevadans would be given between $10,000 and $15,000 to buy down their interest rate.

It’s estimated homeowners would save about $300 per month, and between $50,000 to $100,000 over the course of a 30-year loan, he said. 

“People want to buy a home. They just don’t feel like the economy allows them to, and that’s what we’re trying to do right now,” Doñate said. 

Reporter Tabitha Mueller contributed to this article. This story is used with permission of The Nevada Independent. Go here for updates to this and other Nevada Independent stories.

Advertisement



Source link

Nevada

How the strikes on Iran could impact gas prices in northern Nevada

Published

on

How the strikes on Iran could impact gas prices in northern Nevada


The United States and Israel launched targeted attacks on Iran on Saturday. The move brought new uncertainty into global energy markets, as northern Nevadans could be paying more at the pump in the coming weeks.

Following the strikes, oil prices increased. Brent crude, the international benchmark, jumped to roughly $73 a barrel, while the national benchmark, West Texas Intermediate, traded above $67.

Much of the concern centers around the Strait of Hormuz, a narrow waterway between Iran and Oman. which carries about a fifth of the world’s oil supplies.

Patrick de Haan, head of petroleum analysis with GasBuddy, a price tracking company, spoke on the current questions in the region.

Advertisement

“The known would reduce oil prices if there becomes clarity, but it’s the unknown that is stoking fears…. If there is some sort of clarity in the days ahead, whether from Iran, the United States, or Israel, on how long this would last. We’d be able to put potentially an end date for the potential impacts that we’re seeing,” said de Haan.

Experts say for every $5 to $10 increase in oil prices, drivers could pay 15 to 25 cents more per gallon.

According to Triple-A, the average price of a gallon of gas in Nevada on Sunday comes in at $3.70, which comes in above the national average of roughly $2.98.

Over at the Rainbow Market on Vassar Street, prices sat just below four dollars a gallon on Sunday. Reno resident Abran Reyes talked about gas prices potentially going up.

“Whether it’s to work, to maybe run errands, to do stuff that helps you, gas is essential…. That gas price really hits, especially in today’s economy, where gas prices are extraordinary…. I just hope everyone’s safe. I hope our soldiers and all of our troops can be okay,” said Reyes.

Advertisement



Source link

Continue Reading

Nevada

Nevada debuts public option amid federal health care shifts

Published

on

Nevada debuts public option amid federal health care shifts


More than 10,000 people have enrolled in Nevada’s new public option health plans, which debuted last fall with the expectation that they would bring lower prices to the health insurance market.

Those preliminary numbers from the open enrollment period that ended in January are less than a third of what state officials had projected. Nevada is the third state so far to launch a public option plan, along with Colorado and Washington state. The idea is to offer lower-cost plans to consumers to expand health care access.

But researchers said plans like these are unlikely to fill the gaps left by sweeping federal changes, including the expiration of enhanced subsidies for plans bought on Affordable Care Act marketplaces.

The public option gained attention in the late 2000s when Congress considered but ultimately rejected creating a health plan funded and run by the government that would compete with private carriers in the market. The programs in Washington state, Colorado, and Nevada don’t go that far — they aren’t government-run but are private-public partnerships that compete with private insurance.

Advertisement

In recent years, states have considered creating public option plans to make health coverage more affordable and to reduce the number of uninsured people. Washington was the first state to launch a program, in 2021, and Colorado followed in 2023.

Washington and Colorado’s programs have run into challenges, including a lack of participation from clinicians, hospitals, and other care providers, as well as insurers’ inability to meet rate reduction benchmarks or lower premiums compared with other plans offered on the market.

Nevada law requires that the carriers of the public option plans — Battle Born State Plans, named after a state motto — lower premium costs compared with a benchmark “silver” plan in the marketplace by 15% over the next four years.

But that amount might not make much difference to consumers with rising premium payments from the loss of the ACA’s enhanced tax credits, said Keith Mueller, director of the Rural Policy Research Institute.

Advertisement

“That’s not a lot of money,” Mueller said.

Three of the eight insurers on the state’s exchange, Nevada Health Link, offered the state plans during the open enrollment period.

Insurance companies plan to meet the lower premium cost requirement in Nevada by cutting broker fees and commissions, which prompted opposition from insurance brokers in the state. In response, Nevada marketplace officials told state lawmakers in January that they will give a flat-fee reimbursement to brokers.

The public option has faced opposition among state leaders. In 2024, a state judge dismissed a lawsuit, brought by a Nevada state senator and a group that advocates for lower taxes, that challenged the public option law as unconstitutional. They have appealed to the state Supreme Court.

Federal Policy Impacts

Recent federal changes create more obstacles.

Advertisement

Nevada is consistently among the states with the largest populations of people who do not have health insurance coverage. Last year, nearly 95,000 people in the state received the enhanced ACA tax credits, averaging $465 in savings per month, according to KFF, a health information nonprofit that includes KFF Health News.

But the enhanced tax credits expired at the end of the year, and it appears unlikely that lawmakers will bring them back. Nationwide ACA enrollment has decreased by more than 1 million people so far this year, down from record-high enrollment of 24 million last year.

About 4 million people are expected to lose health coverage from the expiration of the tax credits, according to the Congressional Budget Office. An additional 3 million are projected to lose coverage because of other policy changes affecting the marketplace.

Justin Giovannelli, an associate research professor at the Center on Health Insurance Reforms at Georgetown University, said the changes to the ACA in the Republicans’ One Big Beautiful Bill Act, which President Donald Trump signed into law last summer, will make it more difficult for people to keep their coverage. These changes include more frequent enrollment paperwork to verify income and other personal information, a shortened enrollment window, and an end to automatic reenrollment.

In Nevada, the changes would amount to an estimated 100,000 people losing coverage, according to KFF.

Advertisement

“All of that makes getting coverage on Nevada Health Link harder and more expensive than it would be otherwise,” Giovannelli said.

State officials projected ahead of open enrollment that about 35,000 people would purchase the public option plans. Of the 104,000 people who had purchased a plan on the state marketplace as of mid-January, 10,762 had enrolled in one of the public option plans, according to Nevada Health Link.

Katie Charleson, communications officer for the state health exchange, said the original enrollment estimate was based on market conditions before the recent increases in customers’ premium costs. She said that the public option plans gave people facing higher costs more choices.

“We expect enrollment in Battle Born State Plans to grow over time as awareness increases and as Nevadans continue seeking quality coverage options that help reduce costs,” Charleson said.

According to KFF, nationally the enhanced subsidies saved enrollees an average of $705 annually in 2024, and enrollees would save an estimated $1,016 in premium payments on average in 2026 if the subsidies were still in place. Without the subsidies, people enrolled in the ACA marketplace could be seeing their premium costs more than double.

Advertisement

Insights From Washington and Colorado

Washington and Colorado are not planning to alter their programs due to the expiration of the tax credits, according to government officials in those states.

Other states that had recently considered creating public options have backtracked. Minnesota officials put off approving a public option in 2024, citing funding concerns. Proposals to create public options in Maine and New Mexico also sputtered.

Washington initially saw meager enrollment in its Cascade Select public option plans; only 1% of state marketplace enrollees chose a public option plan in 2021. But that changed after lawmakers required hospitals to contract with at least one public option plan by 2023. Last year the state reported that 94,000 customers enrolled, accounting for 30% of all customers on the state marketplace. The public option plans were the lowest-premium silver plans in 31 of Washington’s 39 counties in 2024.

A 2025 study found that since Colorado implemented its public option, called the Colorado Option, coverage through the ACA marketplace has become more affordable for enrollees who received subsidies but more expensive for enrollees who did not.

Colorado requires all insurers offering coverage through its marketplace to include a public option that follows state guidelines. The state set premium reduction targets of 5% a year for three years beginning in 2023. Starting this year, premium costs are not allowed to outpace medical inflation.

Advertisement

Though the insurers offering the public option did not meet the premium reduction targets, enrollment in the Colorado Option has increased every year it has been available. Last year, the state saw record enrollment in its marketplace, with 47% of customers purchasing a public option plan.

Giovannelli said states are continuing to try to make health insurance more affordable and accessible, even if federal changes reduce the impact of those efforts.

“States are reacting and trying to continue to do right by their residents,” Giovannelli said, “but you can’t plug all those gaps.”

Are you struggling to afford your health insurance? Have you decided to forgo coverage? Click here to contact KFF Health News and share your story.

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF — an independent source of health policy research, polling, and journalism. Learn more about KFF.

Advertisement



Source link

Continue Reading

Nevada

NEVADA VIEWS: Planning for a resilient economic future

Published

on

NEVADA VIEWS: Planning for a resilient economic future


Southern Nevada has a proud history of competing — and winning — through boldness and reinvention. We have developed a world-class tourism economy, built globally recognized brands and demonstrated our ability to rebound from significant disruptions. In today’s fiercely competitive global economy, however, we must intentionally design the next chapter of our economic story. Communities worldwide are continuously enhancing their sophistication, and we must keep pace.

Since joining the Las Vegas Global Economic Alliance in late August of last year, I have consistently heard from community partners that we must diversify and enhance Southern Nevada’s economy. Our goal is to build upon and complement the strengths we already possess.

To achieve this, the alliance, as Southern Nevada’s regional economic development organization and designated Regional Development Agency, is embarking on a comprehensive strategic planning process. This initiative will guide our economic development priorities both in the near and long term, ensuring that we focus on areas that will yield the most positive impact.

The alliance has a history of reinvention, having been established in 1958 as the Southern Nevada Industrial Foundation, later becoming the Nevada Development Authority, and since 2011, operating under its current name in partnership with the Governor’s Office of Economic Development.

Advertisement

Economic development extends beyond merely attracting companies. It encompasses the ability of local families to access high-wage careers, the opportunity for young people to build their futures at home and the resilience of our economy to withstand disruptions.

Over the past decade, Southern Nevada has made significant strides toward economic diversification, with investment outcomes in 2025 surpassing those of 2024. However, our work is far from complete. While tourism will always be a foundational strength and source of pride for our region, over-reliance on any single sector poses risks. A diversified economy enhances stability, and stability creates opportunities. We are united in our desire for more accessible housing, expanded health care and education, and greater upward mobility for our residents.

This strategic planning effort aims to ensure that the alliance and its partners concentrate on the right initiatives in the right manner. It will validate the region’s target industries and subsectors, narrowing our focus on areas where Southern Nevada has genuine competitive advantages and long-term potential. The planning process will include community interviews, focus groups and surveys to ensure our final strategy reflects the real opportunities and challenges facing Southern Nevada. We will establish flagship goals and a prioritized strategy matrix to direct our attention and resources toward meaningful outcomes.

A crucial aspect of this process involves clarifying roles within the broader economic ecosystem. Economic development is a team sport — when organizations replicate efforts, operate in silos or compete for recognition, the region loses valuable time and credibility, allowing opportunities to slip away. I have witnessed this behavior in various markets, serving as a red flag for prospective companies.

We have already made strides in building partnerships, exemplified by a Memorandum of Understanding signed in November 2025 with the Economic Development Authority of Western Nevada to jointly support economic development education and advocacy for community leaders statewide.

Advertisement

Our strategic work will also include a organizational assessment of the alliance, evaluating our mission, resource deployment and engagement model. Economic impact requires operational excellence and measurable execution. Most importantly, this plan — which we anticipate completing by late April — will feature a three-year road map with clear timelines, recommended actions and meaningful metrics to transparently track our progress. A longtime mentor of mine often said, “What gets watched gets measured, and what gets measured gets done.”

Las Vegas has always taken the initiative to shape its own future. This strategic plan presents an opportunity for us to do what we do best: come together, think bigger, act smarter and create something lasting. Together, we can build a purposeful and resilient economic future for Southern Nevada.

Danielle Casey is president and CEO of the Las Vegas Global Economic Alliance.



Source link

Advertisement
Continue Reading

Trending