Technology
Ghost-tapping scam targets tap-to-pay users
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A new scam called ghost tapping is spreading across the country. The Better Business Bureau (BBB) warns that scammers are using this tactic to steal money from people who use tap-to-pay credit cards and mobile wallets.
This scam exploits wireless technology to withdraw money without your awareness. Many victims only realize something is wrong after small, unnoticed transactions slowly drain their accounts.
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The Better Business Bureau warns of a new “ghost-tapping” scam draining money from tap-to-pay cards and mobile wallets. (Clara Margais/picture alliance via Getty Images)
How the ghost-tapping scam works
Scammers use near-field communication (NFC) devices that mimic legitimate tap-to-pay systems. In busy places such as festivals, markets, or public transportation, they move close enough to your wallet or phone to trigger a transaction.
The BBB reports that some scammers pose as charity vendors or market sellers who only accept tap payments. Once you tap your card or phone, they charge far more than the agreed amount.
Because the first few withdrawals are usually small, they often go undetected by fraud systems. Victims may not notice until much later, when more money has been taken.
Real-life cases and warnings
A Missouri resident reportedly lost $100 after being approached by a person carrying a handheld card reader. The BBB Scam Tracker has recorded many similar cases across the nation, with losses sometimes exceeding $1,000.
Officials warn that scammers may pressure you to complete payments quickly, preventing you from verifying the amount or merchant name. Some even carry portable readers that can pick up signals through thin wallets or purses.
How to protect yourself from ghost tapping
While the threat of ghost tapping may sound alarming, protecting yourself is easier than you think. A few smart habits and security tools can greatly reduce your risk of falling victim.
1) Use RFID-blocking technology
Invest in an RFID-blocking wallet or card sleeve to create a physical barrier between your card and potential scanners. These inexpensive tools prevent scammers from reading your card information through clothing, bags, or wallets. Look for sleeves or wallets specifically designed to block wireless communication.
2) Verify before you tap
Always check the merchant name and transaction amount displayed on the payment terminal before tapping. Scammers often rush you to avoid scrutiny. Take an extra second to confirm what you see matches what you agreed to pay. If something looks off, cancel the transaction immediately.
3) Set up instant alerts
Enable instant transaction alerts from your bank or credit card provider. This lets you know the moment a payment is made, giving you a chance to spot unauthorized activity right away. Quick detection can prevent further charges and make it easier to dispute fraudulent transactions.
Bonus protection: Even if you stop a scam early, your personal data can end up for sale online. Our No. 1 identity theft company monitors your credit and financial information, alerting you if your details appear on the dark web or in a data breach.
See my tips and best picks on how to protect yourself from identity theft at Cyberguy.com.
You can also use a data removal service to automatically delete your personal information from data broker sites that sell it, keeping you off scam lists before the next attack.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
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The BBB says reports of “ghost tapping” are rising, with some victims losing more than $1,000 to contactless theft. (M. Scott Brauer/Bloomberg via Getty Images)
4) Be cautious in crowded areas
Crowded environments such as festivals, public transportation, or street fairs create perfect conditions for scammers to blend in. Limit tap-to-pay use in these situations. Instead, use chip or swipe methods, which require physical contact and are harder to exploit.
5) Monitor your accounts regularly
Make it a habit to check your financial accounts at least once a week. Review each transaction carefully and report anything suspicious to your bank immediately. Even small unexplained charges could signal a larger problem.
6) Use payment app security features
Most mobile wallet apps allow you to set PINs, facial recognition, or fingerprint verification before authorizing a transaction. Make sure these protections are enabled. This adds another barrier that prevents criminals from initiating payments without your consent.
7) Keep your payment apps and devices updated
Regularly update your smartphone’s software and mobile wallet apps. Updates often include security patches that protect against newly discovered vulnerabilities scammers might exploit. Outdated software can leave your data exposed.
Stay protected from payment-stealing malware:
In addition to keeping your apps updated, protect your device from hidden threats with strong antivirus software. It scans for malicious apps and spyware that can hijack your tap-to-pay data or record sensitive information.
Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
8) Avoid saving multiple cards on mobile wallets
While convenient, storing several cards in one app can increase your exposure if your phone is compromised. Keep only the cards you use most often connected to your mobile wallet. This reduces the impact of potential fraudulent activity.
9) Report suspicious activity promptly
If you ever suspect ghost tapping or notice a strange charge, contact your bank immediately and report the scam to the BBB Scam Tracker. Quick action can help prevent additional losses and assist authorities in identifying scam trends.
Victims of “ghost tapping” often lose money through small, unnoticed transactions before realizing they’ve been scammed. (Leonie Asendorpf/picture alliance via Getty Images)
Kurt’s key takeaways
As contactless payments become more common, scammers are getting more creative. Staying informed and cautious can help protect your money. Small steps like checking your transaction history and using protective gear can make a big difference. If you notice unauthorized charges, contact your bank immediately, freeze your card and report the scam to the BBB Scam Tracker. Technology offers convenience but can also create new risks. The ghost-tapping scam shows how quickly and easily payments can invite hidden dangers. Awareness and prevention remain the best ways to keep your finances safe.
Will you keep using tap-to-pay after learning about ghost tapping, or switch back to more traditional payment methods? Let us know by writing to us at Cyberguy.com.
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Copyright 2025 CyberGuy.com. All rights reserved.
Technology
Nothing cancels this year’s CMF phone due to RAM prices
Nothing’s next budget phone is the latest victim of RAMageddon. As 9to5Google reports, Nothing co-founder Akis Evangelidis announced in a post on X that a follow-up to the CMF Phone 2 Pro won’t be coming this year:
We were working on a successor but with memory prices where they are right now, we can’t build a phone that feels like a genuine step forward at a price that makes sense for CMF. As a result, we’ve decided not to launch a new CMF phone this year.
Last week, Nothing CEO and co-founder Carl Pei also said the RAM shortage has impacted the cost of the company’s mid-range phone, stating, “For Phone 4A, memory costs doubled between when we decided to build the device and when it launched. They’ve doubled again since.” According to Pei, “memory is now the most expensive component in a smartphone.” Nothing is far from the only company facing RAM pricing challenges — earlier this week, Tim Cook announced Apple will be raising prices, saying “the situation has become unsustainable.”
While there won’t be a new CMF phone this year, Evangelidis added in his post that CMF still has “several new products launching as well as some entirely new categories.” He also hinted that “the smartphone launch season at Nothing isn’t over yet.”
Technology
China’s brain chip breakthrough raises big questions
China approves world’s first commercial brain chip
Apple unveils new child safety tools, enabling parents to manage kid accounts, media access, communication, apps, and browsing. Tech companies like Meta, Roblox, YouTube and TikTok enhance safety with age verification, content moderation and time limits. China approves the world’s first commercial brain chip, raising privacy concerns.
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A coin-sized brain chip in China could help people with paralysis control devices using their thoughts. China has approved a brain-computer interface called NEO for commercial medical use in certain patients with paralysis caused by spinal cord injuries. That moves brain-chip technology out of research trials and closer to real-world medical care.
Developed by researchers at Tsinghua University and Shanghai-based Neuracle Technology, NEO sits under the skull but rests on the brain’s protective outer layer rather than piercing deep into brain tissue. That design could make it less invasive than some competing implants.
For patients who have lost movement, this kind of technology could be life-changing. It could help restore a level of independence that once felt out of reach. But here’s where we need to slow down a bit. If a brain chip can turn your brain signals into digital commands, we need to ask who controls that data and how well it is protected.
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BRAIN IMPLANT ENABLES ALS PATIENT TO COMMUNICATE USING AI
China’s NEO brain implant could help some paralysis patients control devices, like prosthetic hands, with their thoughts while raising concerns over brain data privacy. (Tsinghua University)
What is China’s NEO brain chip?
NEO is a brain-computer interface, often called a BCI. These systems read brain activity and translate it into commands for an external device. In this case, the implant uses sensors placed near the brain’s motor-control area. Those signals can help a patient operate equipment such as a robotic glove or computer interface.
What makes NEO especially notable is its placement. Brain-computer interfaces can be designed in different ways, and some go deeper into the brain than others. The company most people know in this space is Neuralink, the brain-chip startup co-founded by Elon Musk. Its implant uses tiny threads that enter the brain’s cortex. NEO takes a less invasive approach by placing electrodes on the dura mater, which is the protective membrane around the brain.
That design matters because every brain implant carries medical risk. Surgery can cause bleeding, swelling, infection or tissue damage. Even a small complication in the wrong part of the brain can affect speech or movement.
China’s approval does not mean brain chips are suddenly available for anyone who wants one. This remains a medical device for a narrow group of patients. Right now, the focus centers on helping people with severe paralysis regain some digital or assisted movement control.
Why China’s brain chip breakthrough matters
The medical upside here is hard to deny. More than three billion people worldwide live with neurological conditions, according to the World Health Organization. That includes people dealing with stroke, epilepsy, Parkinson’s disease, spinal cord injuries and other serious conditions.
For someone who has spent years unable to move freely or communicate easily, even a small amount of restored control could feel enormous. That is why brain-computer interfaces are getting so much attention. They could give some patients a new way to interact with the world around them.
Neuralink has already shown what that can look like in real life. Audrey Crews, a Neuralink trial participant who has been paralyzed for years, publicly shared that she wrote her name using the implant by controlling her computer.
ELON MUSK SHARES PLAN TO MASS-PRODUCE BRAIN IMPLANTS FOR PARALYSIS, NEUROLOGICAL DISEASE
How China’s brain chip compares with Neuralink
Elon Musk’s Neuralink has attracted most of the public attention in the U.S. brain-chip race. Musk has talked openly about restoring movement, helping people communicate and one day addressing vision loss.
Neuralink received approval to begin human trials, and more than 20 people have reportedly received its implant through testing. However, it has not received broad FDA approval for general commercial use.
China’s NEO approval puts a different kind of pressure on the field. It shows that China wants to move brain-computer interface technology into its health system and build a major industry around it.
This also fits a larger pattern. China has made BCI development part of its strategic technology push. The country wants breakthroughs by 2027 and a globally competitive brain-computer interface industry by 2030.
The coin-sized NEO brain chip rests on the brain’s protective outer layer, making it less invasive than implants that pierce brain tissue. (Tsinghua University)
Why brain chip privacy is such a big concern
We already worry about phones listening, apps tracking location and smart TVs collecting viewing habits. Brain-computer interfaces take that concern to another level.
A BCI collects signals from the nervous system. Today, that may mean decoding movement intent, such as whether a patient wants to move a cursor left or right. But as the technology improves, the data could become more sensitive.
That raises some big questions. Who owns the brain data? Can it be sold, shared or used to train AI systems? Could an insurer, employer or government ever demand access? What happens if a company changes its privacy policy after the implant becomes part of someone’s daily life?
Those questions sound dramatic until you remember how many connected devices began as conveniences and turned into data pipelines.
A brain chip designed for medical help should not become another ad platform, another surveillance tool or another database waiting to be breached.
YOUR HEALTH DATA IS BEING SOLD WITHOUT YOUR CONSENT
Could hackers target brain-computer interfaces?
This is where the whole brain-chip conversation gets very serious. Any device that connects to a computer raises security questions. A brain-computer interface raises even bigger ones because it deals with signals from your body and, in some cases, the devices that help you move or communicate.
The concern here is someone getting access to neural data, device settings or the commands moving between the implant and outside equipment. Think about that for a second. If a brain chip helps someone control a robotic hand, a wheelchair or a communication device, a security failure could affect far more than privacy. It could affect that person’s independence and safety. That to me is scary.
Companies building these devices need to treat cybersecurity like part of the surgery, not some software update they figure out later. Encryption, strict access controls, medical-grade testing and clear update policies should be baked in from day one.
And because a brain implant may stay inside a person’s body for years, long-term support has to be part of the deal. No one should end up with an outdated implant in their head because a company moved on to the next big product launch.
What China’s brain chip means to you
For now, this technology is geared toward patients with serious medical needs. So, no, most of us are not lining up for a brain chip anytime soon. But this should still get your attention.
We already give up a lot of personal data through our phones, watches, cars and smart home devices. A brain implant takes that to a whole different level because the data comes from inside the body. That is about as personal as it gets.
Before this technology moves beyond hospitals and medical trials, patients need plain answers before they agree to anything. They should know who can access the data, how long it gets stored, whether it can be shared and whether it can help train AI systems.
The medical potential here is incredible. Helping someone regain control or communicate again could change a life. But the privacy protections need to be just as strong as the technology itself.
NEURALINK BRAIN IMPLANT HELPS ARIZONA MAN REGAIN CONTROL OF HIS LIFE
Brain-computer interfaces, like Neuralink, pictured here, could restore independence for some patients, but experts say neural data needs strong privacy and cybersecurity protections. (Neuralink)
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Kurt’s key takeaways
China’s NEO brain chip could be a huge step forward for people living with paralysis. If this technology helps someone regain control or communicate again, that is powerful. But I also think we need to be very careful here. Once a device connects your brain signals to outside technology, the privacy stakes change fast. We are talking about data tied to your nervous system. That to me is the line we need to watch closely. Brain chips could do incredible good. But companies and governments need clear limits before this technology moves any further into everyday life. The promise is real. So are the risks. And when the data comes from inside your own head, “trust us” will never be enough.
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Would you ever consider a brain implant if it could restore movement or communication, or does the privacy risk feel too personal to accept? Let us know by writing to us at CyberGuy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
NASA selects Eric Schmidt’s rocket company for a 2028 mission to Mars
Relativity Space, the rocket company led by former Google executive Eric Schmidt, was picked to launch NASA’s Aeolus payload to Mars in 2028, as reported earlier by TechCrunch. Under a new public-private partnership, Relativity Space will provide the “spacecraft, rocket, and cruise operations” to fly Aeolus to Mars, where the payload will “provide the first integrated, daily, global view of Martian winds, temperatures, dust, and clouds.”
The Aeolus payload will have four instruments on board for studying the Martian atmosphere, which NASA says will “directly inform entry, descent, and landing systems and support safer, more predictable mission planning for astronauts.”
Schmidt, who served as CEO of Google from 2001 to 2011, became Relativity Space’s CEO in 2025, a couple of years after it launched the “world’s first 3D-printed rocket,” Terran 1, which failed shortly after launch. Relativity Space’s larger Terran R rocket isn’t scheduled to have its first launch until later this year.
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