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Tax season scams surge as filing confusion grows

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Tax season scams surge as filing confusion grows

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Tax season already brings stress. In 2026, it brings added confusion. Changes to tax filing programs and the discontinuation of the free government-run filing system have left many taxpayers unsure about what is legitimate. That uncertainty has created an opening for scammers who move quickly when people hesitate. 

“Every tax season we see scammers ramp up their activity, and with likely confusion now that the free government-run filing system is discontinued, we’re sure scammers will take advantage,” said Lynette Owens, vice president of consumer marketing and education at Trend Micro.

In past years, scammers have leaned heavily on impersonation. Fake IRS emails promising refunds, text messages claiming accounts have been flagged under new rules and fraudulent tax help offers that promise faster returns continue to circulate, Owens said. As February begins, many taxpayers feel pressure to file quickly. That urgency creates the perfect conditions for fraud.

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WHY SCAMMERS OPEN BANK ACCOUNTS IN YOUR NAME

Scam emails often pose as IRS notices and demand immediate action to protect a refund. The IRS does not contact taxpayers this way. (Kurt “CyberGuy” Knutsson)

Why scammers thrive when tax rules feel unclear

Uncertainty is one of the most effective tools scammers have. When taxpayers are unsure how filing rules work or whether a message is legitimate, criminals step in with communications designed to sound official and helpful. The goal is not clarity. It is speed.

“Scammers aim to create a heightened sense of anxiety among the people they are targeting,” Owens said. “When taxpayers don’t feel confident about what’s real, whether it’s new filing options, eligibility rules or program updates, criminals step in with messages that sound official and helpful.” They often pose as the IRS, a tax prep service, or even government support. Once trust is established, the message quickly turns transactional, asking for clicks, personal data or payments.

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The most common IRS impersonation scams right now

While the delivery methods change, the core message rarely does. Something is wrong, and it must be fixed immediately. 

“The most common tactic we’re seeing is fake refund or account alert messages that claim something is wrong and demand immediate action,” Owens said. Other scams go a step further. Some direct victims to fake IRS login pages designed to steal credentials.

Others promote fraudulent tax assistance, presenting themselves as government-backed or low-cost help in order to collect personal and financial information. These scams arrive by email, text message, phone calls and fake websites. Many are polished enough to appear legitimate at first glance.

Why phrases like new rules and urgent issues work

Language plays a central role in tax scams. Phrases such as new rules or urgent account issues are designed to trigger panic before logic has a chance to catch up. They suggest the recipient has missed something important or risks losing money.

“Those phrases work because they can trigger panic and urgency, and people are more likely to react emotionally than logically,” Owens said. “New rules suggest you may have missed something important, and an urgent account issue creates fear of penalties, delays or losing a refund.” 

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The safest response is to pause. Do not click links, reply to messages or call phone numbers included in the alert. Instead, go directly to a trusted source like IRS.gov using your own browser.

A real tax scam message that looks legitimate

Many tax scams follow a familiar structure. A common example reads: “IRS Notice: Your tax refund is on hold due to a filing discrepancy under updated 2026 rules. Verify your identity now to avoid delays.” 

At first glance, messages like this may appear credible. They often include official-looking logos, reference numbers and links that resemble real government pages.

“It may include a convincing IRS-style logo, a case number and a link that looks legitimate at a glance,” Owens said. “But the red flags are usually the same.” The message pressures immediate action, directs users to non-government websites, and requests sensitive information such as Social Security numbers, bank details or login credentials.

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Fake IRS alerts use urgent language like “account issue” or “new rules” to trigger panic. Scammers rely on fear to push quick decisions. (Kurt “CyberGuy” Knutsson)

What happens after someone falls for a tax scam?

The damage rarely ends with a single click. 

“The most serious consequences are identity theft and financial loss,” Owens said. “Once scammers have personal information, they can file fraudulent tax returns, steal refunds, open credit accounts and access bank funds.”

Victims often spend months working to recover lost money, repair credit damage and restore their identities.

How the IRS really communicates with taxpayers

Despite repeated warnings, many people still believe the IRS might email or text them. 

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“A legitimate tax service or the IRS won’t reach out unexpectedly by email, text or social media, and they won’t pressure you to act immediately,” Owens said.

Scam messages often share the same warning signs. They sound urgent, include links or attachments and ask for sensitive information right away. If a message creates panic or demands fast action, that alone is reason to be skeptical. The IRS primarily communicates by official mail. Unexpected digital contact should always raise concern.

What to watch for next as scams evolve

Tax scams continue to grow more sophisticated each year. 

“Taxpayers should watch for scams that feel more real than ever,” Owens said. “That includes highly polished phishing emails, refund texts designed for quick mobile clicks, fake tax help ads and cloned websites that mimic real IRS or tax prep portals.”

The biggest mistake people still make is treating an unexpected tax message like an emergency. 

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“In tax season, speed is the scammer’s advantage,” Owens said. “Taking 30 seconds to double-check the source can prevent months of financial and identity damage.”

What to do if you clicked or responded by mistake

If someone realizes too late that a message was fraudulent, fast action can limit the damage. 

“First, stop engaging immediately,” Owens said. “Don’t click links, download attachments or reply.”

Next, report the incident. Forward phishing emails to phishing@irs.gov and file a report at reportfraud.ftc.gov.

After that, monitor financial accounts closely, change passwords and consider placing a fraud alert or credit freeze if necessary.

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To learn more about how to do this, go to Cyberguy.com and search “How to freeze your credit.” 

SCAMMERS TARGET RETIREES AS MAJOR 401(K) RULE CHANGES LOOM FOR 2026 TAX YEAR AHEAD NATIONWIDE

Tax scammers target personal and financial data to steal refunds or commit identity theft. (Kurt “CyberGuy” Knutsson)

Ways to stay safe during tax season

Scammers count on rushed decisions. The good news is that a few smart habits can dramatically lower your risk.

1) Slow down before responding to tax messages

Urgency is the scammer’s favorite tool. Messages that demand immediate action aim to short-circuit your judgment. 

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“Scammers rely on fear, urgency or false promises, especially during tax season,” Owens said. “It’s important to slow down, verify information through official channels, and use trusted security tools.” If a message pressures you to act fast, stop. Take a breath before doing anything else.

2) Verify filing changes through official IRS channels

Scam messages often reference new rules, updated policies or eligibility changes. That language sounds credible when filing programs shift. Always confirm changes by typing IRS.gov directly into your browser or signing in to your trusted tax provider account. Never rely on links or phone numbers included in a message.

3) Protect tax accounts with strong credentials

Tax portals hold valuable personal and financial data. Weak passwords make them easy targets. Use strong and unique passwords for every tax-related account. A password manager can help generate and store secure credentials without relying on memory.

Next, see if your email has been exposed in past breaches. Our #1 password manager (see Cyberguy.com) pick includes a built-in breach scanner that checks whether your email address or passwords have appeared in known leaks. If you discover a match, immediately change any reused passwords and secure those accounts with new, unique credentials.

Check out the best expert-reviewed password managers of 2026 at Cyberguy.com

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4) Watch for pressure tactics and refund promises

Scammers know refunds motivate quick action. Messages claiming your refund is waiting, delayed or at risk often signal fraud. Be cautious of promises like faster refunds, guaranteed results or special access to government-backed assistance. Legitimate services do not operate that way.

5) Avoid links and secure your devices with strong antivirus software 

Clicking a single link can expose login credentials or install malware. Do not click on links in unexpected tax messages. Also, use strong antivirus software to help block malicious sites and detect threats before damage occurs.

The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have strong antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.

Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com

6) Reduce your digital footprint

Personal data fuels tax scams. The more information criminals can find online, the easier impersonation becomes. Using a data removal service can help limit exposed personal details across data broker sites. Less data means fewer opportunities for scammers to exploit your identity.

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While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com

Get a free scan to find out if your personal information is already out on the web: Cyberguy.com

Kurt’s key takeaways

Tax season pressure makes even cautious people vulnerable. In 2026, filing confusion adds fuel to the fire. Scammers know this and design messages to look official, urgent and helpful. Pausing, verifying and trusting official sources remains the strongest defense. When something feels rushed, it is usually for a reason.

Have you received a suspicious IRS message this tax season, and what made you question whether it was real? Let us know by writing to us at Cyberguy.com

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Copyright 2026 CyberGuy.com.  All rights reserved.

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Xiaomi 17 is a small(ish) phone with a big(ish) battery

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Xiaomi 17 is a small(ish) phone with a big(ish) battery

Xiaomi has just given a global launch to two of its latest flagship phones, the Xiaomi 17 and 17 Ultra, along with a Leica-branded Leitzphone edition of the Ultra. There’s no sign, however, of the 17 Pro, which launched in China with an additional display mounted next to the rear cameras.

The 17 and 17 Ultra will apparently be available soon in the UK, Europe, and select other markets. The 17 — pitched as a rival to the likes of the iPhone 17 and Samsung Galaxy S26 — will cost £899 / €999 (about $1,200), while the larger and more capable Ultra starts from £1,299 / €1,499 ($1,750). The limited-edition Leitzphone will be substantially more expensive at £1,699 / €1,999 ($2,300), though it includes 16GB of RAM and 1TB of storage, along with a few extra accessories.

I like the simple, sleek aesthetic of the phone.
Photo of Xiaomi 17 homescreen on a wooden table outdoors

The 6.3-inch display isn’t tiny, but it does make the phone small by modern standards.
Closeup on Xiaomi 17 rear camera

All three of the phone’s rear cameras are 50-megapixel.

The 17 is an extremely capable small-ish flagship, with a 6.3-inch OLED display, Qualcomm Snapdragon 8 Elite Gen 5, and large 6,330mAh silicon-carbon battery (though sadly smaller than the 7,000mAh version launched in China). I won’t be writing a full review of the 17, but did spend a week using it as my main phone, and found that the battery cruised past the full-day mark, though wasn’t quite enough for two full days of my typical usage. That’s far better battery life than you’d find in similarly sized phones from Apple, Samsung, or Google.

The cameras impress too, with 50-megapixel sensors behind each of the four lenses, selfie included. Pound for pound, you won’t find many better camera systems in any phone this size.

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1/10

I’ve been largely impressed by the Xiaomi 17’s cameras.

The Ultra, unsurprisingly, takes things to another level. It’s much larger, with a 6.9-inch display, and weighs a hefty 218g. Despite that, the 6,000mAh is actually smaller, though I found it delivered pretty similar longevity.

Photo of Xiaomi 17 and 17 Ultra on a table, closeup on the cameras

The 17 Ultra is larger in just about every respect, but strangely has a smaller battery.

The enormous camera is, as ever for Xiaomi’s Ultra phones, the highlight. There are 50-megapixel sensors for each of the main, ultrawide, and selfie cameras, with a large 1-inch-type sensor behind the primary lens. The periscope telephoto is even more impressive: 200-megapixel resolution, a large 1/1.4-inch sensor, and continuous optical zoom from 3.2x to 4.3x, the equivalent of 75-100mm. Xiaomi isn’t the first to pull off a true zoom phone — Sony’s Xperia 1 IV got there first in 2022 — but the telephoto camera here is far more capable than that phone’s, with natural bokeh and impressive performance even in low light.

Photo of Xiaomi 17 Ultra Leitzphone outdoors

This is the Leica-branded Leitzphone version of the 17 Ultra.

The camera capabilities are supported by Xiaomi’s ongoing photography partner Leica, but it’s the pair’s Leitzphone that really emphasizes that. Slightly redesigned from the 17 Ultra Leica Edition that was released in China last December, this includes Leica branding across the hardware and software, a range of Leica filters and shooting styles, and a rotatable rear camera ring that can be used to control the zoom. It’s the first Leica Leitzphone produced by Xiaomi — after a trio of Japan-only Sharp models — and comes with additional branded accessories, including a case with a lens cap and a microfiber cleaning cloth.

Xiaomi has plenty of other announcements alongside the 17 series phones at MWC this year, including a super-slim magnetic power bank, the Pad 8 and Pad 8 Pro tablets, and a smart tag that supports both Google and Apple’s tech-tracking networks.

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Photography by Dominic Preston / The Verge

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Google dismantles 9M-device Android hijack network

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Google dismantles 9M-device Android hijack network

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Free apps are supposed to cost you nothing but storage space. But in this case, they may have cost millions of people control over their own internet connections.

Google says it has disrupted what it believes was the world’s largest residential proxy network, one that secretly hijacked around 9 million Android devices, along with computers and smart home gadgets. Most people had no idea their devices were being used since the apps worked normally, and nothing looked broken.

But behind the scenes, those devices were quietly routing traffic for strangers, including cybercriminals.

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STOP GOOGLE FROM FOLLOWING YOUR EVERY MOVE
 

Google says it disrupted a massive residential proxy network that secretly hijacked about 9 million Android and smart devices. (AaronP/Bauer-Griffin/GC Images)

How your device became part of a proxy network

According to Google’s Threat Intelligence Group, the network was tied to a company known as IPIDEA. Instead of spreading through obvious malware, it relied on hidden software development kits, or SDKs, that were embedded inside more than 600 apps. These apps ranged from simple utilities to VPN tools and other free downloads. When you installed one, the app performed its advertised function. But it also enrolled your device into a residential proxy network.

That means your phone, computer or smart device could be used as a relay point for someone else’s internet traffic. That traffic might include scraping websites, launching automated login attempts or masking the identity of someone conducting shady online activity. From the outside, it looked like that activity came from your home IP address. You wouldn’t see it happening, and in many cases, you wouldn’t notice any major performance issues.

Google says in a single seven-day period earlier this year, more than 550 separate threat groups were observed using IP addresses linked to this infrastructure. That includes cybercrime operations and state-linked actors. Residential proxy networks are attractive because they make malicious traffic look like normal consumer activity. Instead of coming from a suspicious data center, it appears to come from someone’s living room.

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What Google did to shut it down

Google says it took legal action in a U.S. federal court to seize domains used to control the infected devices and route proxy traffic. It also worked with companies like Cloudflare and other security firms to disrupt the network’s command-and-control systems. Google claims it also updated Play Protect, the built-in Android security system, so that certified devices would automatically detect and remove apps known to include the malicious SDKs.

However, Google also warned that many of these apps were distributed outside the official Play Store. That matters because Play Protect can only scan and block threats tied to apps installed through Google Play. Third-party app stores, unofficial downloads and uncertified Android devices carry far greater risk.

IPIDEA has claimed its service was meant for legitimate business use, such as web research and data collection. But Google’s research suggests the network was heavily abused by criminals. Even if some users knowingly installed bandwidth-sharing apps in exchange for rewards, many did not receive clear disclosure about how their devices were being used.

Google’s investigation also found significant overlap between different proxy brands and SDK names. What looked like separate services were often tied to the same infrastructure. That makes it harder for consumers to know which apps are safe and which are quietly monetizing their connection.

300,000 CHROME USERS HIT BY FAKE AI EXTENSIONS
 

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Hidden software inside more than 600 apps allegedly turned phones and computers into internet relays for cybercriminals. (David Paul Morris/Bloomberg via Getty Images)

7 ways you can protect yourself from Android proxy attacks

If millions of devices can be quietly turned into internet relay points, the big question is, how do you make sure yours isn’t one of them? These steps reduce the risk that your phone, TV box or smart device gets pulled into a proxy network without you realizing it.

1) Stick to official app stores

Only download apps from the Google Play Store or other trusted app marketplaces. Some apps hide small pieces of code that can secretly use your internet connection. These are often spread through third-party app stores or direct app files called “APKs,” which are Android app files installed manually instead of through the Play Store. When you sideload apps this way, you bypass Google’s built-in security checks. Sticking to official stores helps keep those hidden threats off your device.

2) Avoid “earn money by sharing bandwidth” apps

If an app promises rewards for sharing your unused internet bandwidth, that’s a major red flag. In many cases, that is exactly how residential proxy networks recruit devices. Even if it sounds legitimate, you are effectively renting out your IP address. That can expose you to abuse, blacklisting or deeper network vulnerabilities.

3) Review app permissions carefully

Before installing any app, check what permissions it requests. A simple wallpaper app should not need full network control or background execution privileges. After installation, go into your phone’s settings and audit which apps have constant internet access, background activity rights or special device permissions.

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4) Install strong antivirus software

Today’s mobile security tools can detect suspicious app behavior, unusual internet activity and hidden background services. Strong antivirus software adds an extra layer of protection beyond what’s built into your device, especially if you’ve installed apps in the past that you’re unsure about. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.

5) Keep your devices updated

Android security updates patch vulnerabilities that proxy operators may exploit. If you’re using an older phone, tablet or Android TV box that no longer receives updates, it may be time to upgrade. Unpatched devices are easier targets for hidden SDK abuse and botnet enrollment.

6) Use a strong password manager

If your device ever becomes part of a proxy network or is otherwise compromised, attackers often try to pivot into your accounts next. That’s why you should never reuse passwords. A password manager generates long, unique passwords for every account and stores them securely, so one breach does not unlock your email, banking or social media. Many password managers also include breach monitoring tools that alert you if your credentials appear in leaked databases, giving you a chance to act before real damage is done. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.

7) Remove apps you don’t fully trust

Go through your installed apps and delete or uninstall anything you don’t recognize or haven’t used in months. The fewer apps running on your device, the fewer opportunities there are for hidden SDKs to operate. If you suspect your device has been compromised, consider a full reset and reinstall only essential apps from trusted sources.

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Threat groups and state-linked actors allegedly used compromised devices to mask online activity and automate attacks. (Photo Illustration by Serene Lee/SOPA Images/LightRocket via Getty Images)

Kurt’s key takeaway

Residential proxy networks operate in a gray area that sounds harmless on paper but can quickly become a shield for cybercrime. In this case, millions of everyday devices were quietly enrolled into a system that attackers used to hide their tracks. Google’s takedown is a major move, but the broader market for residential proxies is still growing. That means you need to be cautious about what you install and what permissions you grant. Free apps are rarely truly free. Sometimes, the product being sold is you and your internet connection.

Have you ever installed an app that promised rewards for sharing bandwidth, or used a free VPN without thinking twice about it? Let us know your thoughts by writing to us at Cyberguy.com.

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Copyright 2026 CyberGuy.com.  All rights reserved.

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Defense secretary Pete Hegseth designates Anthropic a supply chain risk

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Defense secretary Pete Hegseth designates Anthropic a supply chain risk

This week, Anthropic delivered a master class in arrogance and betrayal as well as a textbook case of how not to do business with the United States Government or the Pentagon.

Our position has never wavered and will never waver: the Department of War must have full, unrestricted access to Anthropic’s models for every LAWFUL purpose in defense of the Republic.

Instead, @AnthropicAI and its CEO @DarioAmodei, have chosen duplicity. Cloaked in the sanctimonious rhetoric of “effective altruism,” they have attempted to strong-arm the United States military into submission – a cowardly act of corporate virtue-signaling that places Silicon Valley ideology above American lives.

The Terms of Service of Anthropic’s defective altruism will never outweigh the safety, the readiness, or the lives of American troops on the battlefield.

Their true objective is unmistakable: to seize veto power over the operational decisions of the United States military. That is unacceptable.

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As President Trump stated on Truth Social, the Commander-in-Chief and the American people alone will determine the destiny of our armed forces, not unelected tech executives.

Anthropic’s stance is fundamentally incompatible with American principles. Their relationship with the United States Armed Forces and the Federal Government has therefore been permanently altered.

In conjunction with the President’s directive for the Federal Government to cease all use of Anthropic’s technology, I am directing the Department of War to designate Anthropic a Supply-Chain Risk to National Security. Effective immediately, no contractor, supplier, or partner that does business with the United States military may conduct any commercial activity with Anthropic. Anthropic will continue to provide the Department of War its services for a period of no more than six months to allow for a seamless transition to a better and more patriotic service.

America’s warfighters will never be held hostage by the ideological whims of Big Tech. This decision is final.

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