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Did Apple just help your kids get access to your credit cards?

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Did Apple just help your kids get access to your credit cards?

Apple not too long ago despatched out an alert by way of iOS to the first account holders of Apple Household Buy Sharing. I’ve an Apple One plan that I share with my household and acquired a regarding alert that claims, “Household Buy Sharing Replace” with a crimson notification image.

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I do not need others to share my bank card on Apple

Thoughts you, I’ve by no means opted to share my bank card with the remainder of the household within the Apple One household sharing.  While you click on the notification, it doesn’t mean you can choose out till you apparently choose in to this operate that allows others within the household to make use of your fee card.

This alert particulars a change to the default settings, which, if not addressed by the first account holder, permits any person of that Apple Household Buy Sharing Plan to cost the bank cards that the first account holder has saved to be used with their Apple providers. This contains shopping for apps, video games, music, merchandise, equipment and extra.

So, in case your children are in your Apple Household Buy Sharing plan, until parental restrictions have been beforehand arrange, which means they will merely use your bank cards related to the sharing plan with out your permission to make purchases.  

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Apple One means that you can share your bank card data with the remainder of the household. (CyberGuy.com)

How does Household Sharing work with making purchases?

Apple Household Sharing comes with Buy Sharing, which permits as much as six members of the family to share purchases made on the App Retailer, iTunes Retailer, and Apple Books utilizing a single fee technique. These purchases should all fall below the fee technique stored on file, and there’s no approach for every individual on the account to have their very own approach of paying once they need to buy one thing. The household organizer units up the fee technique and invitations members of the family to affix the group, which allows them to entry the organizer’s fee technique for making purchases.

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Methods to disable your bank card buying within the household on Apple

If you’re the household organizer and also you select to maintain the brand new default setting, try to be conscious of the potential threat and monitor your transactions recurrently. If you’re the household organizer and need to change the brand new default setting, you’ll be able to comply with these tricks to disassociate your bank card from the account in order that nobody else in your Household Buy Sharing Plan might have unchecked entry to it. 

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This is disassociate your bank card from the account in your Apple system.

  • Open the Settings app
  • Scroll down and faucet Pockets & Apple Pay 
  • Underneath the “Fee Playing cards” part, faucet on the cardboard that you simply wish to disassociate.
  • Then Faucet Information tab
  • Faucet on Cease Utilizing This Card after which affirm your choice by tapping Cease Utilizing and Take away

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This is cease buy sharing with your loved ones

  • Go to Settings
  • Faucet your identify
  • Faucet Household Sharing
  • Faucet Buy Sharing, then flip off Share Purchases with Household by tapping Cease Buy Sharing

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Purchasing sharing screen on an iPhone.

There may be an choice to cease buy sharing by going to settings. (Apple)

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Household Fee Methodology Different

There may be additionally a approach so that you can pay for issues with out having to make use of the Household Fee Methodology.

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Screenshot of the Apple ID Suggestions page on Apple.

Purchases may be made on Apple with out having to make use of Household Fee Methodology. ( )

Methods to add funds to your Apple ID

For those who use an Apple Household Sharing account and you aren’t the organizer, you’ll be able to nonetheless add funds to your individual Apple ID. These funds can be used up first earlier than funds in your purchases resume being charged to the organizer’s main fee technique. 

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This is set it up.

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Screenshot of iOS apps.

Including funds to your Apple ID is a approach to make purchases earlier than the first fee technique is used. ( )

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Screenshot of the Settings screen.

Directions on add funds to your Apple ID. ( )

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Screenshot of the Settings screen.

Directions on choose “Media & Purchases” in apple iOS. ( )

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Screenshot of the Apple ID page.

Methods to choose “View Account” on an iOS system. ( )

  • Use Face ID or enter your password if prompted to go to the subsequent web page
  • Click on Add Cash to Account 

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Screenshot of the Account Settings page.

Methods to add cash to your Apple account. ( )

  • Choose the quantity you need to add or press Different to do a customized quantity

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Screenshot of the "Add Money to Account" page.

Methods to choose an quantity so as to add to your Apple ID account. ( )

  • Upon getting the quantity, click on Subsequent

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Screenshot of the "Add Money to Account" page.

Methods to affirm an added quantity in your Apple ID account.

  • Verify the quantity and press Accomplished 

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Methods to change the bank card related to Household Sharing

If there’s a particular fee you need to use and it is not the one you at the moment have in place (i.e. you get a brand new bank card or just need to swap playing cards), you’ll be able to change the bank card you might have on file in your Household Sharing account by following these steps.

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Screenshot of the home screen on an iPhone.

Methods to choose the Settings app from the house display screen. ( )

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Screenshot of the Settings screen.

Methods to choose your profile on the iOS settings display screen. ( )

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Screenshot of "Settings" on Apple iOS

Directions on choose “Media & Purchases” on an iPhone. ( )

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Screenshot of the "Media & Purchases" screen.

Directions on choose view account on Apple iOS. ( )

  • Use Face ID or enter your password if prompted to go to the subsequent web page
  • Click on Handle Funds 

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Screenshot of the Account Settings screen.

Directions on choose Handle Funds on iOS. ( )

  • Click on Add Fee Methodology 

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Screenshot of the "Manage Payments" screen.

Methods to add a fee technique to your Apple ID account. ( )

  • Enter bank card data and press Accomplished

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Screenshot of the "Add Payment" page.

Directions on add fee data to your Apple ID account. (CyberGuy.com)

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Remaining ideas

Whether or not you acquired the alert by way of iOS or not, now you’re conscious of this new default setting to your Apple Household Buy Sharing Plan. If you wish to change the default setting or swap to a special fee technique, comply with the steps outlined on this article. 

By taking these precautions, you’ll be able to assist shield your self from unauthorized purchases and be certain that your loved ones’s purchases are charged to the fitting account. Additionally, to make sure your Apple Household Buy Sharing Plan is safe, it is necessary to watch your transactions recurrently.

FOR MORE OF MY TECH TIPS, SUBSCRIBE TO MY FREE CYBERGUY REPORT NEWSLETTER BY HEADING TO CYBERGUY.COM/NEWSLETTER 

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Netflix’s next game show is Million Dollar Secret

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Netflix’s next game show is Million Dollar Secret

Netflix has a new game show on the way called Million Dollar Secret. Netflix says that the eight-episode series will set 11 contestants on the hunt for a 12th one who’s been given a $1 million prize in an effort to be the last person standing (and win that prize).

The show seems to be aimed at the same audience that made the similarly dystopian-in-tone Squid Game: The Challenge the 15th-most watched TV show on Netflix in the second half of 2023 with over 33 million views (enough to slightly edge out CoComelon S1, Suits S1, and The Crown S6 but still well short of CoComelon S8).

Once the $1 million prize holder is found and eliminated by another contestant, the money goes to them, Netflix wrote. But it involves some strategy: players who find that prize early will become everyone else’s target, but if they wait, they stand less of a chance of finding the person who has the cash. Netflix apparently calls it “a game of strategy and alliances.”

British actor Peter Serafinowicz will host Million Dollar Secret. If you don’t know Serafinowicz’s name, you may know his face. He starred as Shaun’s grumpy, responsible roommate (and, later, shower zombie) in Shaun of the Dead, for instance, and as the titular blue hero of Amazon’s canceled-too-soon The Tick. Netflix hasn’t said when the show will premiere yet.

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Cyberscammers use AI to manipulate Google search results

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Cyberscammers use AI to manipulate Google search results

In the digital age, where searching online has become second nature, even the simplest inquiries can expose you to risks. 

Advanced artificial intelligence scams are lurking behind innocuous search engine queries, leveraging what’s known as “search engine optimization” to deceive users, according to expert advice from GuidePoint Security, highlighting how cybercriminals manipulate these systems.

A woman searching online (Kurt “CyberGuy” Knutsson)

How a Google search scam works

These schemers purchase ads to position their bogus websites atop your search results, cunningly disguised as trustworthy sites.

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Take “PayPal” as an example; a superficial glance might show promising results, but a deeper investigation reveals deceit. Ads promising secure account access might redirect you to fraudulent sites cleverly designed to mimic PayPal’s login page, but their true intent is to pilfer your money and personal information.

This sophistication in scams calls for more than the usual precautions, like spotting spelling errors. The dishonesty has evolved with technology, such as a letter “U” intentionally distorted to resemble a horseshoe, which is subtle enough to trick the untrained eye and entice enough to make you click.

Another alarming case involved “Quicken Tech Support.” The top “sponsored” result failed to link to Quicken’s actual website despite promising round-the-clock support, showing just how deceptive these links can be.

Even when such fraudulent ads are flagged and removed, new ones often emerge to take their place, perpetuating this digital game of cat and mouse.

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SEO SEARCH

An illustration of an SEO search (Kurt “CyberGuy” Knutsson)

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4 ways to protect against these Google search scams

1) Bookmark or save URLs of frequently visited sites, particularly social media and financial platforms, to avoid counterfeit pages.

2) Always type the website address directly into your browser’s address bar. Avoid clicking on links.

3) Opt to use official apps from reputable companies, providing an added layer of security and authenticity.

4) Routinely run antivirus protection on all of your devices to remove any ad-generating malware.

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Google search

Image of Google search engine (Kurt “CyberGuy” Knutsson)

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If you notice any deceptive ads, run reputable antivirus protection asap

While SEO search scams often occur when scammers buy ads in search results, another source of these types of scams can come from malware on your device or a compromised browser extension. So, if you see any of these trick ads in search or appearing on any website, immediately run reputable antivirus protection software to help identify and remove them.

For instance, typing “Lowes” might display what seems to be the official site at the top of the search results. However, this can lead to a nefarious site disguised under a veneer of legitimacy. By the time you realize the site is a sham, your sensitive information could already be compromised.

The best way to protect yourself from clicking malicious links that install malware that may get access to your private information is to have antivirus protection installed on all your devices. This can also alert you of any phishing emails or ransomware scams

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WOMAN Typing on laptop

A woman working on her laptop (Kurt “CyberGuy” Knutsson)

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Kurt’s key takeaways

Although Google is effective at removing a vast majority of these SEO scam ads, some still sneak through before they are caught. It’s up to you and me to watch out for ourselves by embracing the tools needed to be resilient against getting compromised. You need to stay vigilant and informed to navigate the online world safely, shielding yourself from the ever-evolving threats posed by cyberscammers.

Can you share a time when you almost fell for an online scam and what red flags helped you avoid it? Let us know by writing us at Cyberguy.com/Contact.

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For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.

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Zotac teases OLED gaming handheld to rival the Steam Deck

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Zotac teases OLED gaming handheld to rival the Steam Deck

Zotac is getting into portable PC gaming. The company has started to tease the Zotac Zone, a gaming handheld with a seven-inch, high-refresh-rate, touch-enabled screen and two-stage adjustable triggers. Its display will also come with one spec many of its rivals lack: OLED.

Zotac will reveal more details about the handheld during its appearance at Computex next week. But it doesn’t seem like the Zotac Zone is ready to launch just yet, as Zotac says it will have “functional prototypes” at the event for visitors to try.

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