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4 best ways to save on bills

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4 best ways to save on bills

Are you feeling the pinch of those monthly bills? Well, you’re not alone. From internet and cellphone charges to utilities and security expenses, it seems like everyone’s looking for ways to trim the fat from their budget. But here’s the good news: You’ve got more power to slash those costs than you might think.

We’re going to dive into some clever tricks and insider tips to help you save big on your essential services. 

Whether you’re dealing with internet monopolies, considering a cellphone switch, navigating utility options or thinking about home security, we’ve got you covered. So, let’s explore how you can keep more money in your pocket without sacrificing the services you need. Ready to become a bill-busting pro? Let’s get started.

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A person cutting a cord. (Kurt “CyberGuy” Knutsson)

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1. How to save more money on your internet service bill

Unfortunately, certain companies have a monopoly in particular areas as an internet service provider. In fact, some locations only have one choice of an internet service provider. Where there is more than one provider, use one company’s offer and pricing against the current provider. You can ask your current provider to terminate your service, and they will usually try to keep you as a customer by giving you discounts to lower your bill. Some companies, such as Spectrum, give you deeper discounts if you bundle your services and sign up for additional services, such as mobile or TV services.

While the Affordable Connectivity Program (ACP) has ended, there are still other ways to save on your internet bill. 

The Lifeline Program is a federal initiative that offers a monthly discount on phone or internet service for eligible low-income households. Although the discount is smaller than the ACP, it can still help reduce your monthly costs. Additionally, many internet providers offer their own discounted plans for low-income households. Companies like AT&T, Spectrum and Xfinity have programs that provide reduced rates if you meet certain income requirements or participate in federal programs like SNAP or the National School Lunch Program. By exploring these options, you can still find ways to reduce your internet bill and keep more money in your pocket.

A couple trying to save on bills. (Kurt “CyberGuy” Knutsson)

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2. How to save more money on your cellphone bill

Gone are the days when you had to keep your cellphone provider if you wanted to keep your mobile phone number. Now, with a surge of new cellphone providers, there is no better time to save. 

While it is easiest to stay with your current cellphone provider, it likely will not save you the most money. Most cellphone providers focus their biggest savings on attracting new customers, not their current ones. You can use this to your advantage by moving to a new provider for huge cost savings for nearly identical provisions. 

Additionally, some legacy cellphone providers own smaller cellphone providers. For instance, Verizon owns Visible. The cost difference, however, between them is pretty stark, with Verizon often costing upwards of $70 per month, depending on the plan, whereas Visible starts at $25 per month for unlimited talk, text and data. 

If you’re looking for affordable cellphone plans, there are several providers that offer budget-friendly options without sacrificing quality. Companies like Consumer Cellular, AT&T, Verizon, Mint Mobile, Visible, Tello, Cricket Wireless, Boost Mobile and US Mobile provide a range of plans to suit different needs and budgets. For example, Mint Mobile offers plans starting at $15 per month, while Visible provides unlimited data for just $25 per month. By exploring these options, you can find a plan that fits your budget and helps you save money on your cellphone bill. Check out the top affordable cellphone plans.

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A person holding a past due notice. (Kurt “CyberGuy” Knutsson)

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3. How to save more money on your utility bills

Depending on where you live, some states have deregulated the utility service marketplace, which gives the consumer a great advantage. If your state permits it, you will be able to choose between a variety of companies for your utility services. Most states publish the energy rates across providers at the beginning of the month. You can use this information to either lock down a favorable rate or switch providers. 

Extreme temperatures this year have led to higher electricity prices, especially during peak hours. To save money on your electricity bill, consider using less energy, finding out your electric company’s peak hours, programming your thermostat, investing in smart plugs and upgrading to energy-efficient appliances. These strategies can help you reduce your electricity usage and lower your monthly bills, regardless of the season. Check out the 7 best ways to save money on your electricity bill.

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An image of a security camera. (Kurt “CyberGuy” Knutsson)

5 EASY WAYS TO SAVE MORE MONEY NOW

4. How to save more money on your security bills

While there are many security services out there, the most cost-effective option is security systems you can install yourself. If monitoring services are included in the system, make sure to double-check the cost. Unless these systems offer low-cost monitoring services, it could end up costing you a lot more in the long run. Home security camera systems are available from companies such as Vivint, ADT, SimpliSafe and Comcast, complete with monitoring and a variety of packages and financing options. Check out our picks for the best home security systems.

6 BEST OUTDOOR SECURITY CAMERAS

Kurt’s key takeaways

Whether it is your internet or utility bill, there is always an opportunity to save more money. Comparing costs and calling your provider takes a little bit of work, but if you’re willing to make the effort, the savings can really add up.

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What strategies have you found most effective in negotiating or managing your bills? Let us know by writing us at Cyberguy.com/Contact

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OpenAI keeps shuffling its executives in bid to win AI agent battle

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OpenAI keeps shuffling its executives in bid to win AI agent battle

OpenAI announced yet another reorganization Friday, consolidating certain areas and making company president Greg Brockman the official lead of all things product.

In a memo viewed by The Verge, Brockman wrote that since OpenAI’s product strategy for this year is to go all-in on AI agents, the company is combining its products to “invest in a single agentic platform and to merge ChatGPT and Codex into one unified agentic experience for all.”

To do this, the company is making a suite of org chart changes, although it’s still operating under some of the same ones from last month. That’s when AGI boss Fidji Simo went on medical leave and OpenAI announced that Brockman would be in charge of product strategy and CSO Jason Kwon, CFO Sarah Friar, and CRO Denise Dresser would take control of business operations.

It’s all part of OpenAI’s recent strategic shift to focus on key revenue drivers like coding and enterprise and stop pouring resources into “side quests” ahead of its potential IPO later this year and amid investor pressure to turn a profit.

In Simo’s continued absence, Brockman’s role leading product strategy is now official, as well as the company’s “scaling” arm. Under Brockman will be four different pillars. The first is core product and platform, led by Thibault Sottiaux, who has been OpenAI’s engineering lead for Codex, and the second is critical enterprise industries, led by ChatGPT head Nick Turley. Third is the consumer pillar, such as health, commerce, and personal finance, which will be led by Ashley Alexander, who has been its healthcare products VP. The fourth pillar — core infrastructure, ads, data science, and growth — will be led by Vijaye Raji, who has been OpenAI’s CTO of applications.

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Brockman wrote in the memo that OpenAI’s goal is now to “bring agents to ChatGPT scale, in order to give individuals and organizations significantly more value and utility from our products.”

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Is that traffic ticket text a scam or real?

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Is that traffic ticket text a scam or real?

NEWYou can now listen to Fox News articles!

You’re going about your day when your phone buzzes. A text hits your phone. It looks official. It sounds urgent. And suddenly, you are being told you owe money for a traffic violation. That is exactly what Todd from Texas experienced. He emailed us and said:

“I received this text message today. It was so baffling because I haven’t lived in California for nearly a decade. I didn’t click on anything or respond. How can I tell if this is for real or if this is a scam?”

If you’ve gotten a message like this, you are not alone. This type of scam is spreading fast, and it is designed to pressure you into acting before you think. Let’s break down what is really going on.

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  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.

FAKE AGENT PHONE SCAMS ARE SPREADING FAST ACROSS THE US

This message may look official, but several red flags show it is likely a scam designed to pressure you into paying quickly. (Kurt “CyberGuy” Knutsson)

What the traffic ticket scam text looks like

At first, the message seems convincing. It claims to be a “final reminder” from the California DMV, and it warns of penalties like license suspension and added fees. It even includes a link that appears somewhat official. However, once you slow down and take a closer look, the red flags quickly start to pile up.

The biggest red flags in this message

Here are the key warning signs to watch for in messages like this.

9 WAYS SCAMMERS CAN USE YOUR PHONE NUMBER TO TRY TO TRICK YOU

1) The phone number makes no sense

The message comes from a number with a +63 country code. That is the Philippines, not California. Government agencies in the U.S. do not send official legal notices from international numbers. That alone is a major warning sign.

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2) No name, just “Dear Driver”

Legitimate notices from a DMV or court almost always include your full name or at least some identifying information. “Dear Driver” is vague on purpose. It allows scammers to send the same message to thousands of people.

3) The link isn’t a real DMV website

The message includes this link:

ca.mnvtl.life/dmv

That isn’t a government domain. Official DMV websites in California use “.ca.gov” or similar trusted domains. Scammers often create lookalike links to trick you into clicking.

4) Urgency and threats

The message pushes you to act quickly with a deadline. It lists consequences like license suspension and extra charges. Scammers rely on fear. When you feel rushed, you are more likely to click without thinking.

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5) Asking you to reply to proceed

The text says to reply with “Y” to get instructions. That is another trap. Responding confirms your number is active, which can lead to more scam messages.

6) Generic language and odd phrasing

Parts of the message feel slightly off. The tone is formal but not quite right. That subtle awkwardness is common in scam messages sent to large groups of people.

7) Overloaded threats designed to scare you

The message piles on consequences like license suspension, added fees, court action and even credit damage. In this case, it even mentions a license suspension and a $160 late payment charge. That combination is meant to overwhelm you and push you to act fast. Real agencies usually provide clear, specific notices, not a long list of escalating threats in a single text.

INSIDE A SCAMMER’S DAY AND HOW THEY TARGET YOU

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Scam texts like this often arrive out of nowhere and try to create urgency before you have time to question them. (Kurt “CyberGuy” Knutsson)

What this means for you

Even if you have never driven in California, you could still receive this message. Scammers cast a wide net and hope someone takes the bait. If you click the link, you could be taken to a fake payment page. That page may ask for your credit card details, personal information or login credentials. In some cases, it can also install malware on your device or redirect you to credential-stealing pages. This isn’t about a ticket. It is about getting your data.  State DMVs typically do not send final legal notices or payment demands by text message.

Why these scams keep working

These messages work because they tap into something most people fear. Legal trouble, fines and losing driving privileges. They also look just real enough to pass a quick glance. That is all scammers need. As more services move online, these scams will continue to evolve.

Unlike typical DMV scams, this message impersonates a court and escalates the threats to make the situation feel more serious (Kurt “CyberGuy” Knutsson)

Ways to stay safe from traffic ticket text scams

Start with a simple rule. Never trust a payment request that shows up out of nowhere. Here are practical steps you can take:

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1) Do not click the link

If you are unsure, do not tap anything in the message. That includes links and reply options.

2) Use strong antivirus software

If you accidentally click a link, strong antivirus software can help detect malware and protect your data. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com

3) Verify directly with the DMV

Go to your state’s official DMV website by typing it yourself into your browser. Do not use the link in the text.

4) Check the sender carefully

Look at the phone number. International numbers or random strings are a clear warning sign.

5) Ignore generic greetings

Real notices will usually include your name or case details. Vague language is a red flag.

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6) Consider a data removal service

Scammers often get your number from data broker sites. Removing your personal info from those databases with a data removal service can reduce these messages. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com

7) Block and report the number

On your phone, block the sender and report it as spam. This helps reduce future attempts.

8) Turn on spam filtering

Enable spam filtering on your phone or through your carrier to catch more of these messages before they reach you.

Kurt’s key takeaways

Todd did the right thing. He paused, questioned the message and did not click. That one decision likely saved him from handing over personal information. When it comes to messages like this, skepticism is your best defense. If something feels off, trust that instinct.

Should phone carriers and tech companies be doing more to block scams like this before you ever see them? Let us know by writing to us at Cyberguy.com

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  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join. 

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Honda’s hybrid future starts with new Accord and RDX prototypes

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Honda’s hybrid future starts with new Accord and RDX prototypes

Honda revealed prototypes of two new hybrid models, an Accord sedan and the Acura RDX SUV, during its annual business briefing this week, built on a platform that it says will begin launching next year. The RDX was announced earlier this year as Honda’s first SUV to feature the next-gen version of its two-motor hybrid system.

In March, Honda announced it would take a writedown of up to 2.5 trillion yen ($15.7 billion) on its EV investments. Now Honda says its EV-related losses will be “resolved” by 2029, and that it will reevaluate its EV plans in 2030.

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