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What student loan cancellation means for D.C. borrowers

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What student loan cancellation means for D.C. borrowers


President Biden yesterday introduced the cancellation of as much as $10,000 in federal pupil loans and $20,000 for Pell Grant recipients, providing some aid to debtors in our space.

Why it issues: D.C., Maryland, and Virginia residents are among the many highest common pupil mortgage debt debtors within the nation.

By the numbers: In response to information from the Federal Scholar Assist Workplace, D.C. debtors prime the charts in pupil mortgage debt, owing a mean of $55,500.

  • Maryland debtors owe a mean of $43,600.
  • Virginia debtors owe a mean of $39,800.

The way it works: Roughly 20 million People might have their debt utterly canceled underneath Biden’s announcement, Axios’ Sophia Cai and Erin Doherty report.

  • The debt forgiveness for Pell recipients is along with the cancellation of as much as $10,000 in pupil debt for different debtors.
  • It is going to cap month-to-month funds at 5 % of a borrower’s month-to-month discretionary revenue and forgive mortgage balances after 10 years of funds for debtors with mortgage balances of $12,000 or much less, amongst different measures.
  • The $10,000 in debt aid additionally applies to households that earn $250,000 a yr or much less.
Knowledge: Federal Scholar Assist. Word: Contains excellent principal and curiosity balances from direct loans, Federal Household Schooling loans, and Perkins loans. Desk: Simran Parwani/Axios

Between the traces: D.C.’s millennials and residents of shade might stand to achieve essentially the most from mortgage forgiveness.

  • District residents ages 25-34 owe essentially the most federal pupil mortgage debt at $2.8 billion, adopted by ages 35-49 at $2.5 billion.

Nationally, Black and African American graduates owe $25,000 extra in debt than their white counterparts, in accordance with the Schooling Knowledge Initiative.

  • They’re additionally extra prone to have greater funds, with almost a 3rd of debtors making month-to-month funds of $350 or extra.

What they’re saying: Some Washingtonians inform us that Biden’s pupil mortgage announcement is a game-changer that can assist them lower your expenses for down funds or pay down automobile loans. Nevertheless, others say that $10,000 is a mere drop within the bucket.

Trianna Downing, a 23-year-old residing in Columbia Heights, owes simply over $16,000 from attending George Washington College.

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  • The cancellation makes her extra comfy about making use of to graduate faculty — but additionally leaves her torn.
  • “Black girls owe a lot in loans and I really feel so lucky to not have a lot to owe, however I really feel for my sisters who do,” Downing instructed Axios.

Janel Forsythe, a 29-year-old D.C. resident, feels equally, noting that the forgiveness plan eliminates a fraction of the $90,000 she owes.

  • “I used to be raised to worth schooling from my household and group, particularly as a younger Black girl on this nation. However we’re disproportionately saddled with all this debt for making an attempt to higher ourselves,” she instructed Axios.

Sarah Sabatke, a 26-year-old Marylander with a mixed $89,000 in federal and personal loans, additionally calls Biden’s announcement a drop within the bucket, however “higher than nothing,” particularly since she figures it’ll lower one yr off of her reimbursement plan, even with curiosity.

Sure, however: For others, $10,000 of mortgage forgiveness will make little distinction in any respect. Sabrina Thunder, a 28-year-old Columbia Heights resident, has $58,000 in non-public loans and has already paid off her federal loans.

Angel Fitzpatrick, a 51-year-old Marylander, has carried her debt for years, she says, working to pay down $400,000 in pupil mortgage debt. The cancellation means “next-to-nothing,” she tells Axios.

  • Over time, she says, the circumstances of her loans have modified, impacting her credit score rating and her skill to take out a mortgage.
  • “Scholar loans have prevented me from pursuing ‘the American Dream’ and have continued to disenfranchise me and tens of millions of different girls and minorities on this nation,” she wrote in an e mail to Axios.



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Washington, D.C

Still need help shoveling? DC's ‘Snow Heroes' are a phone call away

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Still need help shoveling? DC's ‘Snow Heroes' are a phone call away


As D.C. continues to dig out of Monday’s snow storm, there are many residents who need help clearing their sidewalks, walkways and driveways.

Even a little snow can be problematic for seniors and people with disabilities.

That’s where D.C.’s “Snow Hero” program comes in.

More than 200 volunteers from all walks of life signed up with the D.C. government to lend a hand.

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Nigle Brake and his team with the environmental organization Ward 8 Woods are some of them.

“Well, it’s about taking care of your community and giving back when you can,” Brake said.

Brake and his team were called to shovel at one home in Southeast D.C. Wednesday morning, but noticed the neighbors’ sidewalks also needed shoveling.

“We noticed that next door there were two houses, and that house had a veteran sign on it. So we looked at that house, knocked on the door. But then we saw the elevator lift, and saw that the individual is possibly in a wheelchair. So, we took the opportunity to knock on the door,” Brake said.

Hundreds of residents called the city for help clearing their steps and walkways after Monday’s snow storm dumped several inches on the city.

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“So far, over a thousand D.C. residents have been matched with volunteers to shovel their driveways and walkways, but we still have hundreds more that need help,” Serve D.C. Director Dominique A. Scott told News4.

“I think it shows the resilience of the community, of people giving back and caring about those in need,” Brake said.

“They’re amazing. We couldn’t do this without them. The engagement of the residents makes all the difference, and when people see that their community members are showing up for them, it warms their heart,” Scott said.

Any D.C. residents who need help shoveling their snow, or who want to volunteer, can call 311.

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Washington DC reporter Derrick Ward dies at 62: An ‘inspiration’ who ‘touched countless lives’

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Washington DC reporter Derrick Ward dies at 62: An ‘inspiration’ who ‘touched countless lives’


Community members and family members are mourning the loss of a veteran journalist from Washington, D.C. who died Tuesday.

Derrick Ward Sr., a reporter at NBC4 Washington (WRC-TV) and formerly of radio stations WPFW, WAMU and WTOP, died Tuesday from complications after a recent cardiac arrest.

“Derrick has been an inspiration and cherished member of our family and his hometown community,” the 62-year-old’s family said in a statement shared publicly by WRC-TV. 

“As a distinguished journalist, Derrick’s storytelling, prolific writing, warmth, and humor touched countless lives. Our children and our entire family will miss him dearly,” his family wrote.

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WRC-TV also issued a statement about his passing, calling him the station’s “resident DC historian and poet.”

Ward just celebrated his 62nd birthday last month, according to his Facebook page.

‘He shined when he had a pen, a microphone, or guitar in his hands’

Ward grew up in the southeast Washington, D.C. neighborhood of Marshall Heights, WRC-TV reported. 

Ward went to H.D. Woodson High School and the University of Maryland, then worked for local radio stations such as WTOP. He eventually crossed over to television news, starting at WKBW-TV in Buffalo and then making his way back to D.C. in 2006 to report for WRC-TV.

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According to the station, Ward was able to touch those around him through words and music.

“He shined when he had a pen, a microphone, or guitar in his hands,” the station wrote.

Ward lived through multiple moments in D.C. history, including the 1968 riots after Martin Luther King Jr.’s assassination. He covered events such as the Iran-Contra hearings, the September 11 attacks and the Washington sniper shootings, according to his online biography.

Although his X account has been inactive since 2023, his last post gave social media users a glimpse into the work he did.

“Descendants of enslaved and enslavers join hands at Arlington House, Lee Family Plantation house,” Ward wrote on April 22, 2023.

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His Facebook page also speaks to the journalist’s love for music as he shared clips of famed musicians performing. Up and down Ward’s timeline are clips of Caribbean band Byron Lee and the Dragonaires, soul band Geno Washington & the Ram Jam Band and Cameroonian musician Manu Dibango.

And when he wasn’t jamming and reporting, Ward loved playing golf and also spent lots of time with his three children, Derrick Jr., Ian, and Marisa, according to WRC-TV.

His family plans to share memorial information in the coming days, they wrote in their statement.

Saleen Martin is a reporter on USA TODAY’s NOW team. She is from Norfolk, Virginia the 757. Follow her on Twitter at @SaleenMartin or email her at sdmartin@usatoday.com.

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Former President Jimmy Carter funeral services draw thousands to D.C.

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Former President Jimmy Carter funeral services draw thousands to D.C.


In a poignant moment for the nation, former President Jimmy Carter has made his final journey to Washington, D.C., where he is lying in state at the U.S. Capitol ahead of his National Funeral Service on Thursday. Despite the freezing temperatures and snow, mourners from across the country have flocked to the capital to pay their respects.

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Among those braving the elements was Jill Welch from Brookhaven in Georgia, who expressed her gratitude for making it to the Capitol despite the weather challenges. Having volunteered at the Carter Center in Atlanta, Welch felt it was important to see the former president’s casket in D.C. before attending his burial in Plains.

“President and Mrs. Carter meant a lot to me,” Welch shared. “They’ve changed this world.”

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PHOTOS: Former President Jimmy Carter’s final journey | 1924-2024

Patrice Earnest from Smyrna also traveled to the nation’s capital, choosing to honor Carter on a national stage rather than at the Carter Center. She emphasized the significance of witnessing the respect and impact Carter had on a national level, sharing a personal connection through her family’s invitation to his inauguration nearly 50 years ago.

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“I knew that it would mean a lot for me, our family, just to be here,” Earnest said.

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As thousands continue to arrive at the Capitol, the shared sentiment among the visitors is a desire to honor the legacy of a globetrotting humanitarian who left a lasting mark on the world.

“Just a time to reflect on all the good works that he and Mrs. Carter did,” Welch said.

The Capitol is expected to see a steady stream of visitors until Thursday morning, as the nation bids farewell to a beloved former president.

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Jimmy Carter funeral plans, schedule of events

The Source: FOX 5 Atlanta reporter Tyler Fingert reported from the U.S. Capitol in Washington, D.C.

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