Maryland
‘Paralyzing’ E-ZPass fines balloon into tens of thousands in debt as lawmakers push fix
MARYLAND (WBFF) — Essex resident Breezy Ludwig says a daily $1.40 commute through the Fort McHenry Tunnel spiraled into a staggering $54,000 in tolls and fines — a debt she still can’t fully explain.
Ludwig’s case is not isolated. Across Maryland, drivers are reporting toll debt ballooning into the tens of thousands of dollars. Some dispute the accuracy of their E-ZPass charges or say they weren’t aware of them, while others say they simply can’t afford the high penalties.
Now, bipartisan lawmakers are stepping in with legislation aimed at giving the state more flexibility to reduce what some call “egregious” debt.
Ludwig said she first noticed duplicate toll charges in 2020, along with an unexpected switch to pay-by-plate and video toll rates of $4 and $6 per trip. As fines of $25 per unpaid toll piled up, she spent hours trying to resolve the issue through the E-ZPass call center.
Over time, the charges grew to what she described as a “paralyzing” $54,000. The Maryland Transportation Authority (MDTA) ultimately agreed to settle with her for $8,000.
“I kind of felt like I was losing it when this happened to me,” Ludwig said. “It balloons to this inflated number that’s terrifying and feels immobilizing.”
The MDTA confirmed that it settled with Ludwig and her husband to reduce their fines but said they can’t comment further on their case due to privacy concerns. Call center wait times have significantly decreased to about 30 seconds – much faster than they were during the COVID-19 pandemic and their transition to a new call center and system, according to MDTA.
Ludwig’s experience mirrors complaints from other drivers who say relatively small toll balances quickly snowball into overwhelming debt. Some have taken their concerns directly to lawmakers in Annapolis.
A bill sponsored by Republican Senator J.B. Jennings would allow MDTA to reduce debts even after they’ve been transferred to the Department of Budget and Management’s Central Collection Unit (CCU).
Jennings said constituents are often told that once debt is sent to CCU, it is out of MDTA’s control. His bill is intended to provide flexibility, not eliminate responsibility.
“You have to pay your toll. And you should pay some, you know, your interest, and somewhat of a fine,” Jennings said during a bill hearing. “But sometimes it just gets so egregious.”
Charges as high as $100,000
Jennings’ office regularly hears from constituents who owe $10,000 or more in E-ZPass debt, according to Rebecca Powell, Jennings’ communications director. And Ludwig’s case is not the most extreme story lawmakers have heard.
At recent hearings, Marylanders described debts that escalated dramatically:
Heather Gerry said she owes nearly $100,000.
Brett Wilson said $900 in tolls grew to $30,000 before he realized there was a problem.
Nursing student Shawniece Turner said she is “completely scared” to drive because she cannot renew her registration with $35,000 in outstanding fines and tolls.
“The tolls still must be paid, but the penalties should reflect the actual cost of collection, not trap people in a cycle of debt,” Powell said in a text message.
Democratic Del. Jen Terrasa, who cross-filed the bill, said errors and rapid notices can quickly compound.
“The notices come so fast and furious, and if your information is wrong in the first place, it can add up and move on, and you owe so much more than you ever would have owed in the first place.”
The legislation gained momentum this week after inquiries from Spotlight on Maryland, passing out of the Senate Judicial Proceedings Committee Tuesday and passing the full Senate on Thursday. Its future remains uncertain with just over a week left in the legislative session and no response from Gov. Wes Moore’s office on whether he would sign it.
Impact on state revenues
It’s unclear what impact the bill could have on the state’s revenues.
The MDTA told Spotlight it referred a little more than $43 million in video toll debt and approximately $158 million in civil penalty debt to CCU in the 2024 fiscal year.
“We’re not saying that much is going to be relieved, at all,” Jennings said. “It’s just giving them the ability, should a constituent go to them, or they work it out with a constituent.”
State analysts say the impact on revenue may be limited.
A Department of Legislative Services fiscal note found that while MDTA and CCU warned of potential revenue loss, the effect would likely be minimal because MDTA already has authority to recall delinquent accounts. The bill could instead streamline how debt is reduced.
CCU currently collects a 17% fee on outstanding debt, with a portion going to the state’s general fund.
In a statement, MDTA said any changes must balance relief with “maintaining fairness to the 95% of the population that pays their tolls.”
For drivers like Ludwig, that balance still feels out of reach.
“I mean any penalty – civil penalty – that is four times the original violation amount is meant to punish and to paralyze,” Ludwig said. “‘Predatory’ is the perfect word for it.”
Have a news tip? Contact Brooke Conrad at bjconrad@sbgtv.com or 443-578-2126, or contact the Spotlight team at SpotlightOnMaryland@sbgtv.com or 410-467-4670. Spotlight on Maryland is a joint venture by The Baltimore Sun, FOX45 News
The state said the five recently traveled together to “a location in the U.S. experiencing an active measles outbreak.”
Maryland health officials confirmed five more measles cases, all in Carroll County.
“These individuals recently traveled together to a location in the U.S. experiencing an active measles outbreak,” the state Department of Health said in a release.
The agency said others may have been exposed on the afternoon of July 13 in the emergency department waiting room at Carroll Hospital Center in Westminster.
Another measles case recently prompted warnings from health officials in Maryland, Virginia and the District. On June 17, a Maryland resident traveled through Dulles International Airport and visited a D.C. urgent care clinic.
Measles is highly contagious. It can spread through the air through coughs, breathing, and sneezes. Early symptoms can include fevers of over 101 degrees, coughs, runny noses, watery eyes and face or body rashes.
It can take up to 21 days after exposure for the first symptoms to appear, and those who are not fully vaccinated or otherwise immune to measles are especially vulnerable.
The five new measles cases in Maryland bring the state’s year-to-date total to nine. The state health department confirmed three cases in 2025, and one in each of the previous two years.
“All Marylanders should review potential exposure times, watch for symptoms, and confirm they are up to date on their measles, mumps and rubella (MMR) vaccinations,” the health department said.
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Baltimore may be under an extreme heat alert, but residents can dream about autumn, as tickets are now on sale for the Maryland Fall Home & Garden + Craft Show returning to the Maryland State Fairgrounds in October.
This three-day celebration of home and garden takes place from Friday, Oct. 16 through Sunday, Oct. 18 from 10 a.m. to 6 p.m. each day. Expect hundreds of exhibitors, local makers, home improvement experts, family-friendly experiences and celebrity guests. The show offers everyone the chance to explore the very latest in home improvement, landscaping, outdoor living and decor, the chance to take part in hands-on experiences, and do some holiday shopping all under one roof.
This year’s show will have more than 300 exhibitors, including more than 100 crafters from around Maryland in the Makers Market. There will be unique exhibits, stage presentations and a special appearance by Chase Morrill, Ashley Morrill-Eldridge and Ryan Eldridge from Magnolia Network’s hit series “Maine Cabin Masters.” The three will have two Main Stage appearances, one on Friday, Oct. 16 at 4 p.m. and the second on Saturday, Oct. 17 at 12 p.m.
“As temperatures start to drop and the holiday season comes into view, the Maryland Fall Home & Garden + Craft Show is a place to gather ideas, meet local experts and get inspired before the busy season begins,” said Dave Paul, show manager, in a statement. “Whether attendees are planning a home project, looking for outdoor living ideas or getting a head start on holiday shopping, the show brings together resources and experiences for every kind of homeowner, maker and DIY enthusiast.”
In addition to the Makers Market and stars of “Maine Cabin Masters”, the Maryland Fall Home & Garden + Craft Show will have a petting zoo, a Kids Market where attendees can shop from local children, and much more.
Tickets are available online and at the door. Prices are as follows:
Online:
- Adults: $8
- Senior Citizens (60+): $6
- Children (ages 6-12): $4
- 4-Pack Online: $30 for four tickets, valid for one admission each and one day only
At the door:
- Adults: $10
- Senior Citizens (60+): $8
- Children (ages 6-12): $4
- Friday & Saturday: $4 after 4 p.m. at the door only
Special Offers:
- Active and retired military personnel, veterans, firefighters and police officers receive free admission all weekend, along with one guest, with valid ID at the box office.
- Attendees who show a CharmPass app, Light RailLink ticket or eligible transit pass at the box office receive free admission any day of the show. One admission is available per pass.
The Maryland State Fairgrounds is located at 2200 York Road in Lutherville-Timonium.
Related
Maryland
Maryland police arrest alleged bank robber wielding stolen cat: ‘Tried to use her as an accessory’
Law enforcement agencies are accustomed to dealing with cat burglars – but now a Maryland police department is saying it grappled with a cat-wielding bank robber.
The Prince George’s county police department said its officers arrested a man suspected of stealing a cat and then taking the animal with him to a PNC bank branch in the local community of Beltsville to rob the establishment on Monday morning.
“The cat was returned” after the suspect was arrested, the police department said in a statement to the Guardian on Tuesday. The agency said no injuries were reported, and it declined to name the suspect or release additional details, saying the case – bound for a spot in the annals of bizarre reported US crimes – remained under investigation.
Nonetheless, a social media post from rescue shelter Beltsville Community Cats provided more information.
A Beltsville Community Cats Facebook page post on Monday identified the cat at the center of the alleged botched caper as Magnolia, a three-and-a-half-month-old tuxedo kitten. The shelter recounted how the suspect first snatched Magnolia from her “adoption habitat” at Beltsville’s Pet Supplies Plus store, took her across the parking lot to a PNC branch, and “tried to use her as an accessory in [an] attempted robbery”.
“He asked the bank manager to hold the kitten while he wrote a note, then handed the note to a teller demanding all the cash,” the post continued. “Thankfully, the robbery was unsuccessful, the suspect was arrested, and Magnolia was found safe and sound in the bank manager’s office, where the two had bonded over their shared ordeal.”
Pet Supplies Plus store employees told the NBC affiliate in nearby Washington DC that Magnolia’s cat napper had come in daily for about two weeks and focused on the kitten each time.
Finally, on Monday, he managed to use a key to open a cat adoption area and whisked Magnolia away, store employees said to the outlet, WRC.
Store manager Aaron Kurkowski told WRC that Magnolia’s thief “came in and saw none of my team was nearby the front – and he just went right to her and ran right on out”.
According to WRC, Stephanie Stullich of Beltsville Community Cats then received a call from a pet store employee who alerted her to Magnolia’s plight.
That prompted Stullich to run over to the store, where she said to WRC that she “immediately saw all of these police cars and … thought, ‘Wow, that’s a heck of a response for a stolen cat’.”
“But then I realized they all were going down to the bank,” Stullich recalled to WRC. “They came back out a few minutes later and said, ‘Yes, there is a cat inside the bank.’”
Two days before her catnapping, Magnolia was the subject of a Beltsville Community Cats Facebook post inviting people to see her at Pet Supplies Plus and consider adopting her.
Magnolia as of Monday was still waiting to be adopted, Beltsville Community Cats said in its post detailing the bank robbery.
The non-profit organization offered members of the public the opportunity to apply to adopt Magnolia by emailing rescue@beltsvillecats.net.
Beltsville Community Cats’ post also joked that Magnolia’s “brief ‘life of crime’ is behind her” – except for undoubtedly “stealing” hearts, treats, toys and cuddles wherever her forever home may be.
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