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Louisiana homeowners insured by Florida-based UPC might have to find new coverage

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Louisiana homeowners insured by Florida-based UPC might have to find new coverage


NEW ORLEANS (WVUE) – Extra Louisiana owners are vulnerable to shedding their insurance coverage and the state’s Insurance coverage Commissioner is urging policyholders to take motion.

Florida-based United Property and Casualty Insurance coverage (UPC) is within the newest firm to seek out itself in hassle and can cease writing new insurance policies in Louisiana on Jan. 1.

“That’s as a result of their monetary ranking has been downgraded, to the purpose the place they’re really not eligible for Freddie Mac-backed mortgages,” Louisiana Insurance coverage Commissioner Jim Donelon stated.

Donelon stated UPC’s new ranking nonetheless is sweet sufficient for Fannie Mae-backed mortgages, so not all of UPC’s 37,000 Louisiana policyholders might be initially affected. However these with mortgages backed by Freddie Mac might be force-placed by the lender into way more costly protection.

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“We’re going to permit these residents, these policyholders, to buy 60 days from the date of the discover of cancellation from their lender to discover a firm with a ranking that will forestall them from being forced-placed,” Donelon stated.

If they can’t discover a new coverage, Donelon stated they’ll be capable to get a Louisiana Residents coverage that has retroactive protection again to the date of cancellation..

Donelon stated the identical goes for greater than 10,300 Weston policyholders within the state, who might be cancelled Sept. 7.

“These two will not be as threatening as what we simply went via with Southern Constancy, Lighthouse and Maison, from a numbers standpoint,” Donelon stated. “We must be OK.”

To date, Donelon says about 131,000 policyholders throughout the state have been affected. Louisiana Residents has gone from 50,000 policyholders to greater than 100,000, including about 400 new prospects every day.

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“They’re good for this season,” Donelon stated. “Now, their problem might be subsequent 12 months, in the event that they nonetheless have these 100,000-plus insurance policies.”

Donelon stated if a extreme hurricance hits, Residents policyholders could be vulnerable to evaluation, which suggests their premiums would go up.

Donelon stated to keep away from that, the state wants extra corporations to get again into the market. He stated he hasn’t heard of any extra potential firm failures.

“Hopefully, we’ve seen the top of it, however I’ve stated that earlier than,” he stated. “So, I don’t make any guarantees in that regard. However I’m cautiously optimistic that that is the top of it.”

Donelon stated UPC policyholders must open any correspondence from their mortgage firm, in case it incorporates a discover of force-placed protection. In that occasion, they need to contact their agent instantly or name the Louisiana Division of Insurance coverage at 800-259-5300.

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Louisiana (LHSAA) high school football playoffs: quarterfinals schedule, matchups, times, scores, 2024 brackets

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Louisiana (LHSAA) high school football playoffs: quarterfinals schedule, matchups, times, scores, 2024 brackets


The Louisiana high school football playoffs continued last week, and now it’s time for Round 3 — the state quarterfinals.

Stick with High School on SI for complete coverage of the 2024 LHSAA football playoffs.

Here are the Louisiana high school football playoff brackets, with matchups and game times for every LHSAA division:

(1) Vermilion Catholic vs. (8) St. Edmund

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Friday

7 p.m.

(12) Kentwood vs. (13) Southern Lab

Friday

7 p.m.

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(3) Covenant Christian vs. (11) Ouachita Christian

Friday

7 p.m.

(2) Ascension Catholic vs. (7) Riverside Academy

Friday

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7 p.m.

(1) Haynesville vs. (9) Welsh

Friday

7:30 p.m.

(4) Jeanerette vs. (12) General Trass

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Friday

7 p.m.

(6) Logansport vs. (19) Franklin

Friday

7 p.m.

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(2) South Plaquemines vs. (7) Mangham

Friday

7 p.m.

(1) Dunham vs. (9) Lafayette Christian

Friday

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7 p.m.

(4) Jewel Sumner vs. (5) Bunkie

Friday

7 p.m.

(3) Calvary Baptist vs. (6) Episcopal

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Friday

7 p.m.

(2) Isidore Newman vs. (7) Catholic – N.I.

Friday

7 p.m.

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(1) St. James vs. (9) Pine

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7 p.m.

(4) Kinder vs. (5) Union Parish

Friday

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7 p.m.

(3) Oak Grove vs. (6) Sterlington

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7 p.m.

(7) Jena vs. (15) Loreauville

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Friday

7 p.m.

(1) Archbishop Shaw vs. (8) John F. Kennedy

Friday

7 p.m.

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(5) Madison Prep vs. (13) Istrouma

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7 p.m.

(3) E.D. White vs. (6) Vanderbilt Catholic

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7 p.m.

(7) Leesville vs. (18) Booker T. Washington – N.O.

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7 p.m.

(1) Franklinton vs. (8) Lakeshore

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Friday

7 p.m.

(4) Franklin Parish vs. (5) Iowa

Friday

7 p.m.

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(6) Plaquemine vs. (14) Opelousas

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7 p.m.

(7) North DeSoto vs. (18) Cecilia

Friday

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7 p.m.

(1) Edna Karr vs. (8) St. Thomas More

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7 p.m.

(4) Catholic – B.R. vs. (5) Archbishop Rummel

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Friday

7 p.m.

(6) Teurlings Catholic vs. (19) John Curtis Christian

Friday

7 p.m.

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(2) Alexandria vs. (10) C.E. Byrd

Friday

7 p.m.

(1) Neville vs. (24) Chalmette

Friday

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7 p.m.

(4) Central – B.R. vs. (21) West Monroe

Friday

7 p.m.

(3) Ruston vs. (6) Southside

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Friday

7 p.m.

(2) Airline vs. (10) Destrehan

Friday

7 p.m.

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To get live updates on your phone — as well as follow your favorite teams and top games — you can download the SBLive Sports app: Download iPhone App | Download Android App



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Genetic testing shows more Gulf of Mexico shrimp at Louisiana seafood market, festival • Louisiana Illuminator

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Genetic testing shows more Gulf of Mexico shrimp at Louisiana seafood market, festival • Louisiana Illuminator


A joint WVUE-TV Fox and Louisiana Illuminator investigation into shrimp sold at festival and market vendors in the New Orleans area found most of the samples to be domestic.

The results could indicate retailers and event organizers are becoming more careful about how they label and present their dishes.

The samples of shrimp were collected from nine vendors at an area seafood market in early November and from five vendors Oct. 6 at the Gretna Heritage Festival. Only one of the samples, which came from a non-restaurant vendor at the Gretna Fest, tested positive as foreign. All nine samples from the seafood market were from the Gulf of Mexico, the analysis found.

The testing was performed by SeaD Consulting, a food safety technology company that recently developed a rapid seafood species identification test. Dave Williams, a Houston resident, developed the process in collaboration with Florida State University microbiologist Prashant Singh.

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“I grew up in the fishing communities,” Williams said. “It’s important to me.”

Their technology examines tissue for specific DNA markers unique to a species of Asian shrimp commonly raised in aquaculture farms.

The Illuminator and WVUE-TV Fox 8 independently collected the shrimp samples and shipped them to Singh’s laboratory at Florida State, following an industry standard chain-of-custody protocol.

Last month, SeaD Consulting used its own team to collect seven samples from the inaugural Louisiana Shrimp Festival in New Orleans. Testing from that event showed all seven samples were domestic, though that was expected considering the event served as a fundraiser for local shrimpers.

Those results are a far cry from those seen at the Louisiana Shrimp & Petroleum Festival in Morgan City, where four out of five vendors evaluated during the Labor Day weekend event were serving shrimp that tested positive for foreign genetic markers.

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A similar story unfolded a few weeks later at the National Shrimp Festival in Gulf Shores, Alabama, on Oct. 12. Testing by SeaD Consulting at that event revealed four out of five samples were farm-raised imports.

A row of food vendors at the 2024 Louisiana Shrimp & Petroleum Festival in Morgan City, La. (Photo courtesy of Erin Williams/Sea D Consulting)

News of the Louisiana Shrimp & Petroleum Festival results sparked immediate outrage from consumers and public officials who have been trying for years to address the ongoing problem of imported seafood. State Rep. Jessica Domangue, R-Houma, publicly excoriated Shrimp & Petroleum Festival organizers for allowing its vendors to undermine Louisiana’s unique culture and “openly violate Louisiana law” for years.

Williams said he believes word of his testing has gotten out to festival and market organizers, prompting them to consider stricter rules for food vendors. He has now turned his attention to the restaurant industry, which he said has been more resistant to change.

“We don’t want to stop people promoting their product in a manner that helps them sell it,” Williams said. “So if they’re going to put boats on the wall, if they’re going to have nets, if they’re going to imply that they’re local, then, for God’s sake, serve local product.”

State laws require restaurants and anyone else selling seafood in Louisiana to label it as such, but the state never adequately funded enforcement of the laws. Ambiguity in state law prevented health inspectors from levying fines even after recording more than 2,600 violations since 2019. Lawmakers rectified that issue with legislation passed in May, calling for stricter enforcement.

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Laws at the federal level have seen a recent step-up in enforcement.

Last summer, U.S. Food & Drug Administration agents arrested the owners of an iconic Mississippi Gulf Coast restaurant and their seafood wholesalers on charges related to a decades-long fish substitution scheme. The individuals pleaded guilty to felonies ranging from wire fraud to mislabeling seafood.

In the wake of that case, the Federal Trade Commission adopted new guidance in October to clarify that restaurant decor, imagery, menu descriptions and slogans that suggest their seafood is local could be illegal if the restaurant is not actually serving domestic catch, according to Reuters.

Pile of shrimp sitting on table on a boat
A batch of wild caught Gulf of Mexico shrimp sits on a sorting table on shrimper Keo Nguyen’s boat at a dock east of Lake Borgne prior to bringing it to a seafood market Tuesday, Oct. 24, 2023. (Wes Muller/Louisiana Illuminator)

According to some estimates, upwards of 80% to 90% of seafood consumed in the U.S. is imported. The foreign seafood industry has a number of problems. Some seafood companies have been caught using slave labor for commercial fishing and processing, and testing of imported seafood in Louisiana revealed the presence of banned veterinary chemicals that are potentially harmful to humans.

Louisiana shrimper and seafood retailer David Chauvin said the influx of cheap imported shrimp has decimated the domestic industry.

“For us to compete with imported shrimp, we can’t,” he said. “If we keep going down this road, we’ll be out of business.”

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Chauvin said he believes regular genetic testing at restaurants and festivals could make a big difference for the industry. He and other shrimpers have been asking for tighter regulations for years, but he said there are many big businesses making a lot of money from the status quo. The state should at least require all state institutions, such as schools and prisons, to prohibit serving imported shrimp, he said.

Chauvin’s idea was actually included in legislation Louisiana approved in May that will take effect Jan. 1. The new law will require all local school districts, state agencies and state institutions that serve seafood to use only domestic shrimp and crawfish. It will also set much stricter country-of-origin laws for restaurants, prohibitions against vague menu descriptions, clear enforcement authorizations for state agencies and much higher fines for labeling violations by retailers and wholesalers.

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Obituary for Liz Marie Cole at Kinchen Funeral Home, Inc.

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Obituary for Liz Marie Cole at Kinchen Funeral Home, Inc.


Liz Marie Cole February 3, 1969 – November 25, 2024 Scott Liz Cole passed away on November 25, 2024. She was born in Lafayette, Louisiana, on February 3, 1969, to Donald Cole and Jenelle Broussard Cole of Scott, Louisiana. Liz is survived by her mother, Jenelle Cole Michael Cluse her



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