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What to know: ACA open enrollment kicks off Nov. 1 in the Delaware Valley

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What to know: ACA open enrollment kicks off Nov. 1 in the Delaware Valley


Plan prices and cost saving options

The actual amount someone will pay for their monthly premium depends on if they are eligible for federal tax credits, which reduce monthly premium costs. They are calculated based on someone’s income and household size during the online enrollment process and are immediately applied to monthly premium charges after plans are selected and coverage begins in 2025.

Many people received boosted tax credit amounts during the COVID-19 pandemic when Congress passed additional funding for ACA financial assistance.

After tax credits were applied, the average monthly premium in Delaware for 2024 coverage was about $147, and about 17% of all enrollees paid $10 or less a month, according to state officials.

In Pennsylvania, about nine in 10 ACA enrollees qualify for these tax credits.

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“Without the tax credits, without those financial savings, a lot of the health plans would cost $500 a month,” Trolley said. “And what we see many people pay is $10, $50, $100. It’s really significant savings.”

But as pandemic-era funding runs out, state insurance officials warn that this open enrollment period for coverage in 2025 could be the last year of those enhanced, boosted tax credits if Congress does not appropriate more money going forward, which means many people could see their premium costs rise significantly in 2026.

In addition to federal tax credits, people in New Jersey can also apply for a state subsidy called the New Jersey Health Plan Savings, which also reduces monthly premium costs for eligible residents.

Justin Zimmerman, the commissioner of the New Jersey Department of Banking and Insurance, said residents will also benefit from new state laws that cap some out-of-pocket prescription costs.

“All Get Covered New Jersey health plans will cap the out-of-pocket costs of insulin at $35 a month as well as cap out-of-pocket costs for EpiPens at $25 and asthma inhalers at $50 for a monthly supply,” Zimmerman said.

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Delaware announces plan to tackle climate warming emissions

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Delaware announces plan to tackle climate warming emissions


This story is part of the WHYY News Climate Desk, bringing you news and solutions for our changing region.

From the Poconos to the Jersey Shore to the mouth of the Delaware Bay, what do you want to know about climate change? What would you like us to cover? Get in touch.


Delaware’s top environmental regulators have proposed steps to reduce climate-warming fossil fuel pollution, while protecting residents from threats like extreme heat and floods.

The state’s Department of Natural Resources and Environmental Control on Wednesday released its 2025 Climate Action Plan. The nonbinding proposal outlines a path to achieve net zero emissions by 2050, as required by the state’s Climate Change Solutions Act.

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Officials said Delaware residents continue to experience the impacts of climate change including severe storms like the 2021 Hurricane Ida, which forced people out of their homes, with some remaining unhoused a year later. In addition, sea level rise and beach erosion has flooded coastal communities and damaged critical infrastructure.

“Flooding, extreme storms and heat damage infrastructure that wasn’t built to withstand these conditions, including our energy systems,” said Susan Love, the agency’s climate and sustainability section administrator. “Sea level rise is drowning wetlands and uplands, and impacting water quality and availability. Damage from storms has increased costs for infrastructure and insurance coverage, and all of these impacts can negatively impact human health as well.”

Recommendations include strategies to reduce emissions from vehicles, industrial activities and electricity production — the source of the state’s top climate emissions.

The plan, which builds on similar goals set in 2021, comes as President Donald Trump’s administration has cut clean energy funding and prioritized U.S. reliance on fossil fuels.

“There is no doubt that the reduced funding in a lot of these areas from the federal government makes these goals and strategies harder to implement,” said DNREC Secretary Greg Patterson. “It is up to us to keep trying to work towards them, even knowing that it’s going to be a little harder to do without the federal resources that even a year ago we thought we could count on.”

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Delaware officials plan to promote public transit, electric vehicles and clean hydrogen

The plan calls for increased bus and train ridership while improving access to electric vehicles and charging stations. Though lawmakers repealed a mandate that would have required manufacturers to produce a set number of electric vehicles, DNREC wants to expand programs that incentivize the optional sale of electric vehicles.

However, Love emphasized the state “can’t EV our way out of transportation emission.”

“A lot of work needs to be done as well to reduce the amount that we drive vehicles, by good land use choices, mass transit and making it easier for people to walk, bike and roll to their destinations,” she said.



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Can you legally ride e-bikes and scooters in Delaware

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Can you legally ride e-bikes and scooters in Delaware


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Sure, cars and motorcycles are popular ways to get around. But if you can’t afford either one, an electric bike might save the day like Delaware’s own Superman.

Then again, is it legal to cruise around on an electric bike or electric scooter in Delaware?

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Here’s a guide to help you stay out of trouble when traveling in the Small Wonder:

What are Delaware laws for riding electric bikes?

An electric bicycle may be ridden anywhere bicycles are allowed (unless posted otherwise), which includes streets, highways, roadways, shoulders and bicycle lanes.

Delaware prohibits anyone under the age of 16 from operating an electric bicycle, which features pedal assist only and tops off at 28 mph.

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Difference between electric scooter, triped and moped explained

A motorized skateboard or scooter is any vehicle with two wheels on the ground, handlebars and a hand-controlled throttle or brake, designed to be stood or sat upon by the operator, according to Delaware law.

While mopeds and tripeds are similar in design and size, mopeds have two wheels and tripeds have three wheels.

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Where can you legally ride motorized vehicles?

Delaware law states that motorized skateboards or scooters can be used on public streets or highways as long as they are in the neutral position or the powertrain function is disengaged. However, in Newark, you can be fined $100 for riding motorized scooters on streets and sidewalks.

Mopeds and tripeds are prohibited on interstates and operating railroads, according to the Delaware Division of Motor Vehicles.

Do you need insurance for a triped or moped?

No motor vehicle insurance is required for operating a moped or triped, according to the Delaware Division of Motor Vehicles.

What rules are there for riding a scooter?

Delaware state law states that a person cannot operate a motorized skateboard or scooter while under the influence of alcohol or any drug.

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Are there license and registration requirements for electric bikes?

If you want to operate scooters, they must be tagged and registered by the Division of Motor Vehicles, and the operator must have a valid driver’s license.

The Delaware DMV states that a basic driver’s license is required to travel with a moped or triped on public roadways.

The state of Delaware does not have any licensing or registration requirements for electric bikes.

Who can legally ride an electric scooter?

The minimum age to operate a scooter is 16.  No person under 12 can operate a scooter unless they are under adult supervision or a parent or legal guardian.

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Is there a law for wearing a helmet on a motorized scooter or skateboard?

To operate a motorized skateboard or scooter, bicycle-type helmets are required for those under 16, according to Delaware State law.

If you have an interesting story idea, email lifestyle reporter Andre Lamar at alamar@gannett.com. Consider signing up for his weekly newsletter, DO Delaware, at delawareonline.com/newsletters



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Delaware County Council chooses new leadership

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Delaware County Council chooses new leadership


Monday also coincided with the swearing-in ceremony of Womack, Controller Louis Rosenthal, District Attorney Tanner Rouse, Sheriff Siddiq Kamara and first-term Councilmember Joanne Phillips.

“I remain inspired by what the voters told me during this election,” Phillips said in the press release. “They told me to keep working hard, use my common sense, keep moving the county forward, implement changes as efficiently and effectively as we can, use our resources wisely, and take care of our people.”

First-term Delaware County Councilmember Joanne Phillips gets sworn in at the induction ceremony on Jan. 5, 2026. (Courtesy of Delaware County Communications and Public Affairs Department)

Among its first orders of business, County Council voted to reappoint Barbara O’Malley as executive director for a two-year term to oversee the day-to-day operations of government departments.

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County Council’s first official meeting is Wednesday.



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