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Happy New Year, New Jersey! These new state laws will take effect in 2025.

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Happy New Year, New Jersey! These new state laws will take effect in 2025.


It’s a new year, New Jersey. And that means we’re getting some new laws.

Beginning this year, state-regulated health insurance companies will have to decide more quickly — within 24 hours and 72 hours — whether they will cover a test or treatment recommended by a patient’s doctor.

Anyone under 21 learning to drive will have to put in 50 hours of practice behind the wheel before they get a license in the state.

And real estate appraisers here will undergo anti-bias training and be prohibited from considering race, religion and other personal factors when establishing the value of a home.

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These are some of the laws scheduled to take effect in early 2025 that likely will affect millions of New Jerseyans in big ways and small. The state Legislature passed them and Gov. Phil Murphy or Lt. Gov. Tahesha Way signed them into law over the last two years. But some didn’t take effect right away because state government needs time to implement them.

Here’s the rundown:

Reining in the pre-authorization process for health insurance companies

Insurance carriers will have tighter deadline in the state to decide whether to approve a prescribed test, medication or treatment — 24 hours for “urgent” requests and 72 hours for non-urgent requests. A prior authorization for treatment of a long-term or chronic condition shall remain valid for 180 days.

If an insurance carrier denies or limits a physician’s request, the law requires the physician who denied the treatment must belong to the same medical speciality as the doctor who would typically manage this condition under the law.

People who switch health plans will receivie care under the old plan’s prior authorization for 60 days, according to the legislation (A1255).

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“For years patients have had to endure the hardship of being left in the breach when they seek vital care only to have their access to that care interrupted by what all too often seems to be an onerous and draconian process,” Assemblyman Sterley Stanley, D-Middlesex, one of the legislation’s sponsors, said after it passed the 80-member lower house.

“This bill addresses that reality and will not only provide patients with more efficient access to care, but does so in a way that does not jeopardize the ability of insurance carriers and pharmacy benefit managers fulfill their responsibility to be good financial stewards of the care they are entrusted with managing.”

The law affects state-regulated insurance plans only, which are held by about one-third of the state’s population. The State Health Benefits Program and the School Employees’ Health Benefits Program are examples of covered plans. Companies that are self-insured are regulated by the federal government are not bound by the law.

Effective date: Jan. 1.

Rookie drivers must log 50 hours of time behind the wheel

Nearly two years ago, Murphy signed a law (S2789) to require young drivers in New Jersey who hold special learner’s permits to spend at least 50 hours behind the wheel before they get their probationary license.

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Parents or guardians would have to keep track of the hours and attest to the State Division of Motor Vehicles the driver has fulfilled the requirements, which include 10 hours of night driving.

State Sen. Nilsa Cruz-Perez, D-Camden, one of the prime sponsors, said most states already require a minimum number of hours behind the wheel. New Jersey has been putting “our roads and our children at needless risk,” she said.

State Sen. Gordon Johnson, D-Bergen, also a sponsor, noted that in 2019, there were 30,000 drivers under age 21 who were involved in auto accidents in 2019, with 7,000 resulting in death or injuries, he said.

“This bill will reduce that, and save the lives of motorists across the state,” Johnson said.

Effective date: Feb. 2

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Sexual assault victims must receive timely updates from investigators

Responding to victims’ rights groups and survivors of sexual assault who say they have felt out of the loop on the criminal investigations, this new law requires specific updates involving DNA collection in the state.

The law (S1017) will now require investigators to notify survivors if the DNA profile of an assailant was obtained from the processing of evidence, whether that evidence has been entered into any data bank, whether there is a DNA match, and whether the DNA is shared with a forensic lab in search of a match.

“This crucial legislation guarantees that survivors of sexual assault are updated with necessary information throughout the legal process of their case,” said state Sen. Declan O’Scanlon, R-Monmouth, one of the prime sponsors. “With this law in place, we are empowering survivors and ensuring that our criminal justice system is more responsive to their needs.”

The new law expands the Sexual Assault Victim’s Bill of Rights, which included a requirement that any forensic medical evidence be retained for a minimum of five years, and for survivors to receive information about the status of the evidence upon request.

“Victims of sexual violence deserve to be kept up-to-date and aware of all major developments in the investigation of their case, both for their peace of mind and for their safety,” said Sen. Linda Greenstein, D-Middlesex, chairwoman of the Senate Law and Public Safety Committee and a prime sponsor.

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Effective date: Jan. 1

Real estate appraisers must complete anti-bias training

Taking aim at systemic racism in the real estate marketplace, licensed appraisers in New Jersey must complete an anti-bias training program to renew their licenses.

The law (A2280) declares it illegal for appraisers to use personal factors including race, religion, sexual orientation and the nation origin of the sellers or buyers to diminish the value of a home.

This discriminatory practice has gone on for far too long, hurting the ability to amass wealth and pass it on to future generations, said Laura Sullivan, director of the Economic Justice Program at the New Jersey Institute for Social Justice.

“With homeownership being one of the most important ways that families build wealth, proactive steps towards reducing racial disparities in homeownership are crucial for closing the racial wealth gap and moving us toward equity,” Sullivan said when Acting Gov. Tahesha Way signed the law in September.

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“For far too long, systems were in place that would perpetuate racial bias,” Way said. “With this bill, we will ensure that personal biases don’t influence appraisers.”

Effective date: March 8.

New moms must be presented with a postpartum plan

With one out of five mothers developing a mood disorder during or after pregnancy, health care professionals must now develop an individualized postpartum treatment plan for their patients in the state.

The law (S912), which Murphy signed last month, says the plan would include notes about any of the patient’s pregnancy complications and recommended follow-ups, guidance outlining symptoms of postpartum depression or anxiety and advice regarding breastfeeding.

The plan would be given to all patients being discharged at the end of a pregnancy, including those who have experienced a stillbirth or miscarriage.

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“By requiring health care professionals to provide information about personalized postpartum care plans, we are empowering mothers to prioritize their health and well-being during and after pregnancy,” said state Sen. Kristin Corrado, R-Bergen, one of the bill’s sponsors. “This new law will directly help reduce preventable pregnancy-related mortality and enhance women’s healthcare overall.”

Effective date: May 17.

The minimum wage will rise again

Minimum wage workers in New Jersey will get another raise in the new year. They will be paid $15.49 per hour, a 36-cent increase.

Employees who work on a farm for an hourly or piece-rate wage will be paid $13.40 an hour up from $12.81.

Long-term care facility direct care staff will see their minimum hourly wage rise by 36 cents, to $18.49 an hour.

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The minimum hourly wage for seasonal and small business workers.these employees will increase to $14.53 on, up from $13.73.

The raises are part of a 2019 law that raised the wage to $15, then baked in additional raises based on the consumer price index.

Effective: Jan. 1.

NJ Advance Media staff writer Jackie Roman contributed to this report.

Thank you for relying on us to provide the journalism you can trust. Please consider supporting NJ.com with a subscription.

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Susan K. Livio may be reached at slivio@njadvancemedia.com. Follow her on X @SusanKLivio.





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The arrest of New Jersey’s royal governor changed the colony forever

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The arrest of New Jersey’s royal governor changed the colony forever



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  • The 1st New Jersey Regiment, made up of local tradesmen and farmers, placed Franklin under house arrest after he refused to yield authority.
  • Franklin later led Loyalist operations from Manhattan, using knowledge of New Jersey to target rebel homes and disrupt Patriot efforts.

On a bitter January morning in 1776, Patriot militia from the 1st New Jersey Regiment slogged through slush to the Proprietary House in Perth Amboy. Their target was William Franklin, the Crown’s highest-ranking civilian official between New York and Philadelphia.

Franklin was not a visiting British officer or a passing bureaucrat. He was the royal governor of New Jersey, and his arrest was a milestone that destroyed the bridge back to reconciliation.

His father, Benjamin Franklin, was already a figure of international renown. Printer, scientist, inventor and diplomat, he moved easily between Philadelphia and London. William had grown up in that orbit, trained in law and politics.

Unlike his father, who increasingly sympathized with the colonial cause, William sided with the Crown. He saw loyalty to Britain as vital to protect law, order and property.

Story continues below photo gallery.

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In the months before militiamen arrived at his door, Franklin steadfastly refused to yield authority as governor. While local Committees of Observation enforced boycotts and intercepted mail, Franklin continued issuing proclamations, corresponding with British officials and loyalists and asserting that the government was still under control of the Crown.

By early January, patience had ended among members of the state’s revolutionary committees. Allowing Franklin to operate inside New Jersey was no longer seen as tolerable.

Shoemakers, tanners and farmers

The men sent to detain him were not professional soldiers in the British sense. In the 1872 “Official Register of the Officers and Men of New Jersey in the Revolutionary War,” historian William Stryker wrote that the 1st New Jersey Regiment was drawn largely from Essex, Bergen and Elizabethtown.

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Stryker noted that shoemakers and tanners from Newark, men who had watched their businesses tighten under British currency and customs policies, made up a significant portion of the early volunteers.

Alongside them were Dutch-descended farmers from the Hackensack Valley, many of whom viewed Franklin’s land agents and surveyors as a threat to their claims, historian Adrian Leiby wrote in the 1962 work “The Revolutionary War in the Hackensack Valley.”

It also had members of the Elizabeth-Town Rifles, whose officers lived within sight of the British fleet in New York Harbor.

The group included men who had previously served during British campaigns during the French and Indian War, when Franklin held a captain’s commission. In her 1990 biography “William Franklin: Son of a Patriot, Servant of a King,” historian Sheila Skemp wrote that some had trained with him, while others had marched beside him.

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Mission led by Lord Stirling from Basking Ridge

Primary source journals from the regiment describe the uncomfortable silence of the Jan. 8 mission, led by William Alexander, an aristocrat from Basking Ridge known as Lord Stirling. In the 1847 volume “The Life of William Alexander,” William Alexander Duer wrote that before the war, Stirling and Franklin had shared wine, discussed land deals and attended the same elite galas.

The group did not storm the Proprietary House. Contemporary journals describe a solemn encirclement. Guards were placed at the gates. According to the “New Jersey Archives” published in 1886, Franklin was informed by Stirling rather plainly that he “received orders… (and) to prevent your quitting the Province… I have therefore ordered a guard to be placed at your gates.”

Franklin objected immediately, calling the arrest a “high insult” and illegal.

The 1886 “New Jersey Archives” record that he argued that nobody in New Jersey possessed the right to restrain the king’s appointed governor, but it was no use. Authority had shifted.

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Franklin signed a parole agreement restricting his movement. Within weeks, it nonetheless became clear that he had no intention of complying.

Seized and transported to Connecticut

He continued corresponding with loyalist figures and acting as governor in all but name. The Provincial Congress responded by ordering his removal from New Jersey. In June 1776, Franklin was seized again and transported under guard to Connecticut.

While Franklin remained imprisoned, events in New Jersey continued. Royal government collapsed. A new governor, William Livingston, assumed office. New Jersey moved formally into rebellion.

Franklin was released in a 1778 prisoner exchange and sent to British-occupied New York City. He did not return to New Jersey. Instead, he took up a new role as president of the Board of Associated Loyalists, an organization tasked with coordinating loyalist refugees and retaliatory actions against Patriot strongholds.

In research for the Online Institute for Advanced Loyalist Studies, Todd Braisted wrote that this organization operated as a paramilitary arm of the Loyalist cause.

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From Manhattan, Franklin drew on his detailed knowledge of New Jersey’s geography and leadership. Raids authorized under the board targeted farms, barns and ironworks. Loyalist parties crossed the Hudson at night, seizing property and prisoners in Bergen and Essex counties.

Leiby documented that survivors later testified that attackers called out names as they approached, which provided evidence of the advanced knowledge Franklin had gathered as governor.

Franklin’s actions during these years ensured that he could never return. When the war ended, he relocated permanently to Britain, where he died in 1813.



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Soaking rain, gusty winds looming in N.J. this weekend before cold air sweeps in

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Soaking rain, gusty winds looming in N.J. this weekend before cold air sweeps in


New Jersey residents can expect quiet conditions Thursday night before a warm front lifts northward, bringing increasing clouds and a chance of rain showers by Friday afternoon.

Temperatures are forecast to rise 10 to 15 degrees above normal, reaching the mid-50s, as a precursor to a wet start to the weekend.

The first round of precipitation is expected to arrive late Friday afternoon into the early evening hours. While rainfall is generally expected to be light during this initial phase, there could be an isolated rumble of thunder, according to forecasters from the National Weather Service.

A cold front will pass through the region overnight, likely creating a lull in the rain showers before the next system arrives.

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More widespread rainfall is forecast to return Saturday afternoon and evening as low pressure tracks across the area. During this time, rain could become heavy at times.

Rainfall totals between a half inch and 1.5 inches are predicted across New Jersey through Saturday night. Despite the anticipated volume of water, forecasters say flooding risks should be minimal to none.

Due to the recent stretch of mild temperatures, there is no concern regarding ice jams or river ice hindering runoff.

Temperatures will remain warm for January in New Jersey through the weekend, but heavy rain is expected Friday night into Saturday.National Weather Service

There is some uncertainty in the forecast regarding specific temperatures and wind speeds for Saturday, the weather service said.

Conditions will change significantly on Sunday as a secondary cold front moves through the region, forecasters said. As the rain clears, strong cold air advection will result in a breezy day, with west to northwest wind gusts peaking in the 30 to 40 mph range.

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Temperatures will drop throughout the day, falling into the 20s for most of the area by Sunday night.

Looking ahead to the start of the work week, high pressure will build over the region, bringing dry conditions. Monday and Tuesday are expected to feature clear skies and temperatures near normal for January.

By Tuesday and Wednesday, return flow will develop as high pressure moves off the coast, helping temperatures moderate to about 5 degrees above normal.

No significant weather impacts are expected from Monday through next Thursday.

Current weather radar



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Family grieving after deadly wrong-way crash in Totowa, New Jersey

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Family grieving after deadly wrong-way crash in Totowa, New Jersey


Two people were killed and two others, including a toddler, were injured in a wrong-way crash in Totowa, New Jersey, earlier this week.

Officials confirm the wrong-way driver was off-duty Newark firefighter Albin Fermin, 30. According to Newark officials, Fermin had been with the Newark Fire Department since February 2024 and was assigned to Engine 10.

Wrong-way driver, mother of 2-year-old killed

The crash happened on I-80 just after 2 a.m. Monday.

New Jersey State Police said 60-year-old Joanne Furman was driving west on I-80 with her daughter Imani Furman, 24, and her 2-year-old grandson, when they were struck head-on by Fermin, who was driving the wrong way.

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Fermin and Imani Furman were both killed in the crash.

Police said Joanne Furman was seriously injured and the 2-year-old suffered moderate injuries. Both were taken to a local hospital.

The crash remains under investigation.

Imani Furman and her 2-year-old son, Messiah

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Photo provided


“It wasn’t my daughter’s fault”

Janice Furman, Joanne Furman’s mother and Imani Furman’s grandmother, said her family is devastated.

“It wasn’t my daughter’s fault. It was not her fault,” she said. “They’re showing pictures of [Fermin], his family and the whole team of his fire department. ‘We’re going to miss you.’ Almost like a heroic thing. This isn’t heroic. He killed someone.”

Janice Furman said after undergoing several surgeries, Joanne Furman regained consciousness Wednesday. That’s when the family had to break the news about Imani Furman.

“That’s all she said to me, is, ‘Mommy, she’s gone,’” Janice Furman said.

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She said the family is overwhelmed with grief.

“Imani was a very spirit-filled young lady. She loved life. She loved to sing. She loved to dance,” Janice Furman said.

She said Imani Furman’s only son, Messiah, was her world.

“She won’t see him graduate. She won’t see anything,” Janice Furman said. 

Joanne Furman will have to undergo weeks of physical therapy before she can walk again, her mother said. The family is asking for prayers as they navigate her recovery and plan a funeral.

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