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‘I find it impossible to catch my bearings’: Yahoo Finance community reacts to Trump tariff stock market plunge

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‘I find it impossible to catch my bearings’: Yahoo Finance community reacts to Trump tariff stock market plunge

Shocked investors are searching for a light at the end of the tunnel after being hit by Trump tariffs.

Indeed a glimmer of any kind is hard to find at the moment.

Markets have shed an astounding $5.4 trillion in value in the two days since President Trump revealed big-time tariffs on major countries last Wednesday. The S&P 500 (^GSPC) is now at its lowest level in 11 months, with pros saying the carnage may not yet be over.

Futures on the S&P 500 (ES=F), Nadaq 100 (NQ=F), and Dow Jones Industrial Average (YM=F) are down 2.8%, 3%, and 2.5%, respectively.

Wall Street has been slashing its S&P 500 price targets for 2025, dialing up recession odds, and pontificating worst-case scenarios for the bottom lines of household name companies, from Apple (AAPL) to Amazon (AMZN) to Walmart (WMT).

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“What I’ve been saying in my meetings lately, even before the Rose Garden [ceremony last week on tariffs], is that it’s not clear to me where [for sectors and industries] new value has been unlocked,” RBC Capital Markets strategist Lori Calvasina told Yahoo Finance. “If you are looking at individual stocks that have any of these [tariff] issues, I suspect it’s very hard to make assumptions about earnings that you can have confidence in.”

Read more: The latest news and updates on Trump’s tariffs

So with this as a backdrop, I put a straightforward question to the Yahoo Finance retail investor community in my Sunday Morning Brief newsletter: What stocks are you buying amid one of the biggest routs in recent memory, if any?

“You’re right, it’s messy right now and difficult to decide what to do,” one investor remarked.

Below are several of the best responses I received.

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I would still love to hear from you as you navigate the markers this week. Drop me a line @BrianSozzi on X or directly via email brian.sozzi@yahoofinance.com.

“So what am I buying what am I selling? Buying, not much. Like you I find it is impossible to get my bearings on individual shares since tech began to waver last August.

“You’re right it’s messy right now and difficult to decide what to do. I have taken lumps and sold positions that I was keeping to see if they went up over time, but time ran out Thursday … they went down too much, so my marginal investments went kaput and I sold for losses ranging from 8% to 25%. Gulp.

“I have retained my IT investments which earlier this year I had moved to ETFs due to individual position volatility, but I’am facing a huge loss with Dell, (DELL) my chosen darling and only remaining tech stock, in what now looks like a horrid decison. It is a loss that I have yet to materialize but it rankles me. I may average down.

“I sold most everything where I was losing big or medium. I bought no new positions but added to two dividend payment positions as defensive measures Mercedes Benz Group (MBG.DE) and Banco BPM (BAMI.MI)

“I have kept all my (5) European defense stocks, Hensoldt (HAG.DE), Leonardo (LDO.MI), Rheinmetall (RHM.DE), losing Renk (RENK.VI) and Indra (ISMAY) due to stop losses that in the midst of battle, I inadvertently forgot to remove. (they all had big profit cushions, not crying about those sales). I kept 2 of my 3 my ETF’s related to defense … selling a US dollar denominated ETF only.

“My utility investments have done well in this sinkhole market.

“I am steeling myself for additional loss-making sales next week, as, despite a potential bounce back, I don’t expect this to be a two day calamity.

“I have kept most banks due to dividends, takeover situations and large profit cushion. I added to a German mid cap ETF as I expect there will be orders going their way. I am also keeping Mercedes Benz and Porsche (PAH3.DE) auto shares because of their potential to segue into defense related production to save themselves.

“I have also retained two engineering construction companies that are involved in oil exploration or refinery building or similar un-ecological energy activities, despite also having some green energy projects.

“I’m a 61-year-old barely-retired self-managed investor living in Michigan, heart of the US auto industry. Under Trump 1.0 I underperformed broad market indices. The president’s continuous tweets and flip-flops made rational investing challenging. I sold into negative comments, missed out on snapback rallies, and watched long-term passive investors who paid no attention to daily gyrations make sizable gains.

“This time I would learn from prior mistakes — so I thought.

“I checked charts to recall China trade war rhetoric and saw a two-week 8% drawdown in March 2018 precede a strong rally. As the Rose Garden tariff chart flashed across the internet on Wednesday, I saw my opportunity. Not knowing what to purchase with my cash hoard I went broad with QQQ (QQQ) and SPY (SPY), picking them up “on the cheap” thinking this would be capitulation of the March correction similar to 2018. I finished the day down 2%. The next day down another 5%.

“Now, with sentiment reaching extreme lows, I wait. I bite my nails for fear of further drops yet can’t chance being out of the market should a positive announcement occur (tariff “deal”, end of military conflict, or some out of the blue statement from the president).

“I ask, how a nation can offer “concessions” when its only transgression is supplying the US appetite for goods. How does a company restructure, overnight, global supply chains and manufacturing that took decades to establish? How should an investor respond when this entire “tariff” correction is resultant of one man’s simplistic US trade deficit calculations? What if this all vanishes with a single post on social media?”

Read more: How to protect your money during economic turmoil, stock market volatility

“Brian, I lived through the financial crisis as well, and in my view, this situation is very different. Unlike back then, this crisis could potentially be resolved with the stroke of a pen. While I understand that some damage has already been done, the sell-off so far feels largely indiscriminate.

“Right now, I’m investing in management teams rather than just companies. No one can say for sure when or how this ends, but I believe that backing leaders who have successfully navigated multiple crises will pay off in the long run.”

“Just read this. Although I agree with the premise, I don’t think it is as doom and gloom as the article paints. Example would be if as an analyst if your clients bought Apple back then, where would they be now or 10 years ago? As to what stocks I’m buying: tech, healthcare.”

Brian Sozzi is Yahoo Finance’s Executive Editor. Follow Sozzi on X @BrianSozzi, Instagram, and LinkedIn. Tips on stories? Email brian.sozzi@yahoofinance.com.

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Finance

By the Numbers: Financial report reveals scale of financial costs, growth

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By the Numbers: Financial report reveals scale of financial costs, growth

Following a year marked by financial turbulence, Northwestern’s financial report for fiscal year 2025 revealed the University’s struggles and growth as they navigated a tumultuous landscape in higher education.

The latest report detailed fiscal year 2025, which began Sept. 1, 2024 and ended Aug. 31, 2025. It did not include the University’s stipulated $75 million payment to the federal government, which was part of the agreement struck in November 2025.

According to the University’s 2025 financial report, net assets sit at $16.2 billion, up from 2024’s $15.6 billion. However, the University spent almost $148 million more than it brought in during fiscal year 2025. 


In the last five fiscal years, the University has increased steadily in operating costs for assets without donor restrictions.

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Year-to-year increases in operating costs hovered around 10% in the past five fiscal years. Simultaneously, revenue growth has decreased year to year, from 12.8% between 2021 to 2022 to only 3.9% between 2024 to 2025.

Amanda Distel, NU’s chief financial officer, identified “rising benefits expenses, litigation, new labor contracts, and rapidly unfolding federal actions” as key challenges in fiscal year 2025 in the report.

Before the deal, NU invested between $30 to $40 million each month to sustain research impacted by the federal freeze, interim President Henry Bienen confirmed in an Oct. 24 interview with The Daily.

In an attempt to reduce costs, the University announced a switch in July to UnitedHealthcare from Blue Cross Blue Shield as the University’s employee health care administrator, effective Jan. 1. However, faculty and staff have reported increased out-of-pocket costs for certain services like mental health care.

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Financial aid increased from $618.3 million in fiscal 2024 to $638.3 million in fiscal year 2025. Among undergraduate students in the 2024-25 school year, 15% are first-generation college students and 22% receive federal Pell Grants. According to the report, most families earning less than $70,000 per year attend at no cost, and most families earning less than $150,000 per year attend tuition-free.

Tuition is the second largest source of revenue behind grants and contracts. By the end of the fiscal year, the University held $778 million in outstanding conditional awards, an increase from fiscal 2024’s $713.5 million, according to the report. 

Distel wrote that the number of gift commitments above $100,000 reached its highest in University history, calling it a “strong year of philanthropic support.”

Donor funds are categorized by whether or not restrictions were imposed on the time, use or nature of the donation. In fiscal 2025, University net assets without donor restrictions totaled $9.59 billion, or 59.1%, while net assets with donor restrictions totaled $6.65 billion, or 40.9%, of total net assets.

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The University’s investment in construction efforts saw an immense uptick from $275.2 million in fiscal 2024 to $750.5 million in fiscal 2025.

This cost is spread across multiple projects, such as Ryan Field, which started construction in 2024 and is slated to open October 2026. The project operates with a $862 million budget, including a $480 million contribution from the Ryan family.

The Ann McIlrath Drake Executive Center, Cohen Lawn and Jacobs Center renovations also continued during the fiscal year.

Email: [email protected] 

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The Daily Explains: How does Northwestern spend its money? 

Northwestern NIH, NSF grant cessations total more than $1 billion 

Northwestern announces 3.3% tuition increase ahead of 2025-26 academic year 

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When should kids start learning about money? Advice from local financial advisor

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When should kids start learning about money? Advice from local financial advisor

When should kids start learning about money, and preparing for adult expenses like rent, car payments, and insurance?

It’s a question asked recently by an ARC Seattle viewer.

We took the question to Adam Powell, Financial Advisor at Private Advisory Group in Redmond. Powell talked with ARC Seattle co-anchor Steve McCarron to share insights on the right age to form money habits, common financial mistakes parents unknowingly pass down to their children, and practical tips to set kids up for long-term financial success.

Find more ARC Seattle stories on our YouTube page.

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Soft-saving era? Gen-Z embraces new financial trend that puts experiences over long-term planning

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Soft-saving era? Gen-Z embraces new financial trend that puts experiences over long-term planning

LOS ANGELES (KABC) — Many Gen-Zers are adopting a financial approach that prioritizes quality of life in the present, a trend that’s being called “soft saving.”

Bob Wheeler, a CPA, described the mindset as a shift in how young adults balance their current lifestyle with longterm planning.

“It’s really a financial approach of ‘I want to make sure I have a good quality of life, and I’m thinking about the future,’ but not as much as the present,” Wheeler said.

For many Gen Z consumers, that can mean spending more on experiences – like vacations or concerts – rather than saving for major purchases like a car or home.

Wheeler said the approach can offer emotional benefits.

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“I think there are definitely benefits, I mean, less anxiety, feeling like life is what you want it to be, fulfillment, versus saving for later on,” he said.

Still, financial experts caution against ignoring longterm stability. Wheeler encouraged young workers to take advantage of employer-sponsored retirement plans.

“They’re not going to do the max. They’re going to do enough to make sure they’re getting the match from your employer, so maybe they’re doing 3% or 5%. Maybe they’re not maxing out their IRAs. Maybe they’re doing $2,500,” he said.

He also stressed the importance of building an emergency fund, typically enough to cover six months of expenses.

“I want people to enjoy their life now because tomorrow is not promised,” Wheeler said. “I also just really reiterate to them ‘and you need to have some money set aside because we don’t know.’”

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But saving for a home may not be practical for everyone. In some places, renting can be cheaper, and tenants avoid maintenance costs.

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