Florida
Florida ranks in the top 10 most expensive for car insurance. What drivers are paying
How to save money on car insurance
This app can help save you money on car insurance.
ProblemSolved, USA TODAY
Floridians don’t just pay some of the highest insurance rates in the nation to insure their homes. The cost for car insurance in Florida is priced well over the national average as well.
Financial information company MarketWatch completed 800 hours of research, reviewed 45 car insurance companies and surveyed 8,500 car insurance consumers to create a guide to the best car insurance companies by state, age, driving record and credit score.
According to MarketWatch’s car insurance guide, Florida ranks in the top three states where care insurance costs the most.
Here’s where Florida ranks in car insurance prices, an average of what Floridians pay for car insurance each month and some of the cheapest options for Sunshine State drivers.
What state has the highest car insurance rates?
According to MarketWatch’s car insurance guide, Louisiana is the state with the most expensive car insurance prices. New York follows close behind in second place and Florida, where drivers pay an estimated $289 per month for full coverage car insurance, ranks in third place overall.
Here are the top 10 states where car insurance costs the most and the corresponding average rate for full coverage car insurance in each state, according to MarketWatch:
- Louisiana, $340
- New York, $310
- Florida, $289
- Nevada, $281
- Texas, $271
- Pennsylvania, $269
- California, $260
- Colorado, $246
- Rhode Island, $244
What is the average car insurance payment in Florida?
How expensive it is to insure a car depends on if the policy you buy is full or minimum coverage and which insurance company you purchase from.
The average full coverage car insurance policy in Florida costs around $289 per month, a whole $66 more than the national average for full coverage car insurance pricing, according to MarketWatch’s car insurance guide.
Here are some other key findings about the cost of car insurance in Florida, according to MarketWatch’s car insurance guide:
- The cheapest full coverage auto insurance option in Florida is through Geico, at an average rate of $174 per month.
- The cheapest minimum liability auto insurance option in Florida is also through Geico, at an average rate of $54 per month.
- The average minimum liability auto policy in Florida costs $130 per month.
Who has the most affordable auto insurance in Florida?
“According to rate data, on average, Florida auto insurance costs $3,244 per year for full coverage insurance policies, which is 62% higher than the national average,” according to MarketWatch.
“Car insurance rates went up an average of 10.1% in Florida in 2023…However, some of the best car insurance companies in the country offer manageable premiums, despite Florida having far more expensive coverage than the U.S. average, according to our rate data.”
According to MarketWatch’s findings, the cheapest car insurance options in the state of Florida are offered by State Farm, Geico, Travelers, Mercury and Progressive. Which option is cheapest for you depends on a lot of different variables, though; like how old you are, which city you live in, your credit score (or lack thereof) and your driving record.
Finding a car insurance policy that’s best for you will require getting and comparing quotes from different companies, since pricing is somewhat personalized based on the factors listed above.
Florida
Man convicted of 1991 fatal shooting of police officer is set to be executed in Florida
STARKE, Fla. (AP) — A man convicted of fatally shooting a police officer with his own service weapon during a traffic stop is set to be executed Tuesday evening in Florida.
Billy Leon Kearse, 53, is scheduled to receive a three-drug injection starting at 6 p.m. at Florida State Prison near Starke. Kearse was initially sentenced to death in 1991 after being convicted of first-degree murder and robbery with a firearm.
The Florida Supreme Court found that the trial court failed to give jurors certain information about aggravating circumstances and ordered a new sentencing. Kearse was resentenced to death in 1997.
This is Florida’s third execution scheduled for 2026, following a record 19 executions last year. Republican Gov. Ron DeSantis oversaw more executions in a single year in 2025 than any other Florida governor since the death penalty was reinstated in 1976. The highest number before then was eight executions in both 1984 and 2014, under former governors Bob Graham and Rick Scott, respectively.
According to court records, Fort Pierce Police Officer Danny Parrish pulled over Kearse for driving the wrong way on a one-way street in January 1991. When Kearse couldn’t produce a valid driver’s license, Parrish ordered Kearse out of his vehicle and attempted to handcuff him.
A struggle ensued, and Kearse grabbed Parrish’s firearm, prosecutors said. Kearse fired 14 times, striking the officer nine times in the body and four times in his body armor. A nearby taxi driver heard the shots and used Parrish’s radio to call for help.
Parrish was rushed to a nearby hospital, where he died from the gunshot wounds, officials said. Meanwhile, police used license plate information that Parrish had called in before approaching Kearse to identify the attacker’s vehicle and home address, where Kearse was arrested.
Last week, the Florida Supreme Court denied appeals filed by Kearse. His attorneys had argued that he was unconstitutionally deprived of a fair penalty phase and that his intellectual disability makes his execution unconstitutional.
Final appeals were pending Tuesday before the U.S. Supreme Court.
A total of 47 people were executed in the U.S. in 2025. Florida led the way with a flurry of death warrants signed by DeSantis, far outpacing Alabama, South Carolina and Texas which each held five executions.
Besides the two Florida executions this year, Texas and Oklahoma have each executed one person so far.
Two more Florida executions have already been scheduled for this month. Michael Lee King, 54, is scheduled to die on March 17, and the execution of James Aren Duckett, 68, is set for March 31.
All Florida executions are carried out via lethal injection using a sedative, a paralytic and a drug that stops the heart, according to the Department of Corrections.
Florida
Florida High School Boys Basketball 2026 Playoff Brackets, Schedule (FHSAA) – March 2, 2026
Gray Reid has spent most of his career in basketball and sports media. He began as a student manager for the Nevada men’s basketball team, then went on to coach overseas in China and later joined the LC State men’s basketball program as a graduate assistant. After coaching, Gray joined SBLive Sports as a videographer and video editor, eventually moving into his current role as Regional Marketing Director.
Florida
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