Florida
Florida ranks in the top 10 most expensive for car insurance. What drivers are paying
How to save money on car insurance
This app can help save you money on car insurance.
ProblemSolved, USA TODAY
Floridians don’t just pay some of the highest insurance rates in the nation to insure their homes. The cost for car insurance in Florida is priced well over the national average as well.
Financial information company MarketWatch completed 800 hours of research, reviewed 45 car insurance companies and surveyed 8,500 car insurance consumers to create a guide to the best car insurance companies by state, age, driving record and credit score.
According to MarketWatch’s car insurance guide, Florida ranks in the top three states where care insurance costs the most.
Here’s where Florida ranks in car insurance prices, an average of what Floridians pay for car insurance each month and some of the cheapest options for Sunshine State drivers.
What state has the highest car insurance rates?
According to MarketWatch’s car insurance guide, Louisiana is the state with the most expensive car insurance prices. New York follows close behind in second place and Florida, where drivers pay an estimated $289 per month for full coverage car insurance, ranks in third place overall.
Here are the top 10 states where car insurance costs the most and the corresponding average rate for full coverage car insurance in each state, according to MarketWatch:
- Louisiana, $340
- New York, $310
- Florida, $289
- Nevada, $281
- Texas, $271
- Pennsylvania, $269
- California, $260
- Colorado, $246
- Rhode Island, $244
What is the average car insurance payment in Florida?
How expensive it is to insure a car depends on if the policy you buy is full or minimum coverage and which insurance company you purchase from.
The average full coverage car insurance policy in Florida costs around $289 per month, a whole $66 more than the national average for full coverage car insurance pricing, according to MarketWatch’s car insurance guide.
Here are some other key findings about the cost of car insurance in Florida, according to MarketWatch’s car insurance guide:
- The cheapest full coverage auto insurance option in Florida is through Geico, at an average rate of $174 per month.
- The cheapest minimum liability auto insurance option in Florida is also through Geico, at an average rate of $54 per month.
- The average minimum liability auto policy in Florida costs $130 per month.
Who has the most affordable auto insurance in Florida?
“According to rate data, on average, Florida auto insurance costs $3,244 per year for full coverage insurance policies, which is 62% higher than the national average,” according to MarketWatch.
“Car insurance rates went up an average of 10.1% in Florida in 2023…However, some of the best car insurance companies in the country offer manageable premiums, despite Florida having far more expensive coverage than the U.S. average, according to our rate data.”
According to MarketWatch’s findings, the cheapest car insurance options in the state of Florida are offered by State Farm, Geico, Travelers, Mercury and Progressive. Which option is cheapest for you depends on a lot of different variables, though; like how old you are, which city you live in, your credit score (or lack thereof) and your driving record.
Finding a car insurance policy that’s best for you will require getting and comparing quotes from different companies, since pricing is somewhat personalized based on the factors listed above.
Florida
FBI says suspects tried to rob Offset outside a Florida casino when he was shot in the leg
The rapper Offset was ambushed by a “large group” of people who tried to rob him outside a Florida casino last week when he was shot in the leg, the FBI said Tuesday.
Federal investigators said that they are still searching for the suspects who assaulted Offset last Monday night outside of Seminole Hard Rock in Hollywood, just north of Miami. Throughout the assault, a single shot was fired into Offset’s leg before an unsuccessful attempt to remove the rapper’s watch, the statement said. Offset, who rose to fame as part of the influential hip-hop trio Migos, was hospitalized for a couple of days, but swiftly returned to the stage at a performance at a music festival at the University of Arkansas on Saturday.
The suspects fled the scene in two Chevrolet SUVs that went in separate directions: A black Suburban that fled towards Hollywood, Florida, and a Tahoe that fled southbound towards Miami.
Following the shooting, officers detained two people, but law enforcement hasn’t shared evidence to directly tying either one to the shooting.
One of the people detained was rapper Lil Tjay, born Tione Jayden Merritt. He was arrested in connection with an altercation that occurred before the shooting, the Seminole Police Department in Florida said. He was charged with disorderly conduct and operating a vehicle without a valid license. His lawyer, Dawn M. Florio, told The Associated Press last week that Lil Tjay did not have a gun and was not charged with any weapons or gun-related crimes. He was swiftly released after posting bond.
Offset, born Kiari Kendrell Cephus, launched his career with Migos, one of the most popular hip-hop groups of all time. The Atlanta trio is celebrated for their rapid-fire triplet flow, an often-imitated delivery that changed the trajectory of trap.
The group had several multiplatinum selling singles, including “Bad and Boujee,” which went No. 1 on the all-genre Billboard Hot 100 chart, “Stir Fry,” and “Narcos.” Migos released four full-length albums across their career.
More than three years ago, Offset’s cousin Takeoff, another member of Migos, was shot and killed at a Houston bowling alley.
Florida
Florida teenager charged with sexually assaulting and killing stepsister Anna Kepner on cruise ship
A 16-year-old boy has been charged with murder and aggravated sexual abuse in Florida in the 6 November death of his 18-year-old stepsister on a Carnival cruise ship, the US justice department said Monday.
Timothy Hudson was initially charged in February and subsequently indicted on 10 March. But the breadth of the case was not known until a seal was lifted Friday, weeks after US district judge Beth Bloom in Miami said he would be prosecuted as an adult at the request of the government.
Anna Kepner, Hudson’s stepsister, had been traveling on the Carnival Horizon ship with her family. Before the ship was scheduled to return to Florida, her body was found concealed under a bed in a room she was sharing with two other teens, including the younger stepbrother.
The cause of Kepner’s death was determined to be mechanical asphyxia, which is when an object or physical force stops someone from breathing.
Email and voicemail messages seeking comment from Hudson’s attorneys about the charges were not immediately returned Monday. Hudson, whose name was disclosed through his signature on documents filed in federal court, has remained free in the care of an uncle since his arrest in February.
Kepner’s father, Christopher Kepner, released a statement, saying the family was placing “trust in the justice system to pursue the truth with care and integrity”.
“At the same time, we are deeply troubled that, despite the seriousness of the charges, he has not been taken into custody,” Kepner said. “The situation is deeply painful and complex for the entire family.”
In a written statement, US attorney Jason Reding Quiñones said, “Our hearts go out to the victim’s family during this unimaginable loss. A federal grand jury has returned an indictment charging serious offenses that allegedly occurred aboard a vessel in international waters.”
Kepner was a high school cheerleader at Temple Christian school in Titusville, Florida, about 40 miles (65 kilometres) east of Orlando. At her memorial service in November, family members encouraged people to wear bright colors instead of the traditional black “in honor of Anna’s bright and beautiful soul”.
Teens are rarely prosecuted in federal court. Hudson pleaded not guilty when he was initially charged in February, though the proceedings were not public because of his age – and neither were court documents. He was seen at the courthouse wearing a ball cap and a hoodie pulled tightly around his face.
A judge on 6 February said Hudson must wear an electronic tether while living with an uncle. The order was changed to allow him to join his father for a few days recently at a landscaping business, newly unsealed court records show.
Prosecutors objected to Hudson’s release, citing dangerousness, and asked a judge Monday to revisit that order now that he has been charged as an adult. Defense lawyers were given a week to respond.
“He committed these crimes against a victim with whom he had no apparent relational strife, and whom he was being raised to view as a sibling,” assistant US attorney Alejandra López said in a court filing.
Florida
16-year-old from Florida charged with sexually assaulting, killing stepsister on Carnival Cruise ship
MIAMI – A 16-year-old boy has been charged with murder and aggravated sexual abuse in Florida in the death of his 18-year-old stepsister on a Carnival Cruise ship, the U.S. Justice Department said Monday.
The teen, identified by the government as T.H., was initially charged as a juvenile on Feb. 2, but the case was sealed until U.S. District Judge Beth Bloom ordered that he would be prosecuted as an adult, the department said.
An email and voicemail seeking comment from T.H.’s lawyer about the indictment were not immediately returned.
Anna Kepner had been traveling on the Carnival Horizon ship in November with her family. Before the ship was scheduled to return to Florida, her body was found concealed under a bed in a room she was sharing with two other teens, including the younger stepbrother.
The cause of Kepner’s Nov. 6 death was determined to be mechanical asphyxia, which is when an object or physical force stops someone from breathing.
Kepner was a high school cheerleader at Temple Christian School in Titusville, Florida, some 40 miles (65 kilometers) east of Orlando. At her memorial service in November, family members encouraged people to wear bright colors instead of the traditional black “in honor of Anna’s bright and beautiful soul.”
Teens prosecuted in federal court are extremely rare. T.H. was seen at the Miami courthouse on Feb. 6, wearing a ball cap and a hoodie pulled tightly around his face. But his status at that time was not fully known because his age barred public disclosures by his lawyer, the government or the court.
Experts believe the case is in federal court, and not a state court where teens are commonly prosecuted, because Kepner died in international waters.
Copyright 2026 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.
-
Atlanta, GA1 week ago1 teenage girl killed, another injured in shooting at Piedmont Park, police say
-
Georgia1 week agoGeorgia House Special Runoff Election 2026 Live Results
-
Arkansas4 days agoArkansas TV meteorologist Melinda Mayo retires after nearly four decades on air
-
Pennsylvania1 week agoParents charged after toddler injured by wolf at Pennsylvania zoo
-
Milwaukee, WI1 week agoPotawatomi Casino Hotel evacuated after fire breaks out in rooftop HVAC system
-
Ohio10 hours ago‘Little Rascals’ star Bug Hall arrested in Ohio
-
Austin, TX7 days agoABC Kite Fest Returns to Austin for Annual Celebration – Austin Today
-
World1 week agoZelenskyy warns US-Iran war could divert critical aid from Ukraine