Florida
Florida ranks in the top 10 most expensive for car insurance. What drivers are paying
How to save money on car insurance
This app can help save you money on car insurance.
ProblemSolved, USA TODAY
Floridians don’t just pay some of the highest insurance rates in the nation to insure their homes. The cost for car insurance in Florida is priced well over the national average as well.
Financial information company MarketWatch completed 800 hours of research, reviewed 45 car insurance companies and surveyed 8,500 car insurance consumers to create a guide to the best car insurance companies by state, age, driving record and credit score.
According to MarketWatch’s car insurance guide, Florida ranks in the top three states where care insurance costs the most.
Here’s where Florida ranks in car insurance prices, an average of what Floridians pay for car insurance each month and some of the cheapest options for Sunshine State drivers.
What state has the highest car insurance rates?
According to MarketWatch’s car insurance guide, Louisiana is the state with the most expensive car insurance prices. New York follows close behind in second place and Florida, where drivers pay an estimated $289 per month for full coverage car insurance, ranks in third place overall.
Here are the top 10 states where car insurance costs the most and the corresponding average rate for full coverage car insurance in each state, according to MarketWatch:
- Louisiana, $340
- New York, $310
- Florida, $289
- Nevada, $281
- Texas, $271
- Pennsylvania, $269
- California, $260
- Colorado, $246
- Rhode Island, $244
What is the average car insurance payment in Florida?
How expensive it is to insure a car depends on if the policy you buy is full or minimum coverage and which insurance company you purchase from.
The average full coverage car insurance policy in Florida costs around $289 per month, a whole $66 more than the national average for full coverage car insurance pricing, according to MarketWatch’s car insurance guide.
Here are some other key findings about the cost of car insurance in Florida, according to MarketWatch’s car insurance guide:
- The cheapest full coverage auto insurance option in Florida is through Geico, at an average rate of $174 per month.
- The cheapest minimum liability auto insurance option in Florida is also through Geico, at an average rate of $54 per month.
- The average minimum liability auto policy in Florida costs $130 per month.
Who has the most affordable auto insurance in Florida?
“According to rate data, on average, Florida auto insurance costs $3,244 per year for full coverage insurance policies, which is 62% higher than the national average,” according to MarketWatch.
“Car insurance rates went up an average of 10.1% in Florida in 2023…However, some of the best car insurance companies in the country offer manageable premiums, despite Florida having far more expensive coverage than the U.S. average, according to our rate data.”
According to MarketWatch’s findings, the cheapest car insurance options in the state of Florida are offered by State Farm, Geico, Travelers, Mercury and Progressive. Which option is cheapest for you depends on a lot of different variables, though; like how old you are, which city you live in, your credit score (or lack thereof) and your driving record.
Finding a car insurance policy that’s best for you will require getting and comparing quotes from different companies, since pricing is somewhat personalized based on the factors listed above.
Florida
Florida State recruiting: Georgia edge rusher Jaxon Holly commits to FSU over Auburn, Virginia Tech, Georgia
The Florida State Seminoles landed a verbal commitment from a defensive lineman today, as Jaxon Holly has decided to join #Tribe27.
Holly is a 6’3, 235 pound edge rusher who plays for Roswell High School in Georgia. 247Sports Composite currently has him as a three-star, ranked as the 611th best player nationally (52nd best Edge, 76th best player in GA). He holds three dozen offers and chose the Seminoles over fellow finalists Auburn and Virginia Tech, along with Alabama, Georgia, Indiana, LSU, Michigan, Ole Miss, and Texas A&M, among many others. He obviously wasn’t a priority for some of those programs but certainly was for the Tigers and Hokies. The Bulldogs were also in contention at one point.
Holly was limited to five games last season but still managed 32 tackles (seven for loss), 12 QB hits, two sacks, two pass breakups and a forced fumble. FSU’s edge rusher board has thinned considerably over the past month, and Holly represents a nice win for Nick Williams on the trail. He’s likely going to need at least one season in the weight room before meaningfully contributing, but the tools are there for Holly to be a solid rotational player.
2027 Florida State recruiting: Current commitments
Florida
Florida romance author’s 5 favorite restaurants that inspired new book
USA TODAY Bestselling Author Grace Reilly recommends several restaurants in the Stuart and Port Salerno area.
USA TODAY bestselling author Grace Reilly next month will release her new book “Yes, Chef,” which was inspired by several Treasure Coast cities and restaurants.
The story is set in Diamond Bay, a fictional town meant to be a mashup of different cities from Fort Pierce to Hobe Sound.
A disgraced chef, Jack, returns to his hometown to take over the restaurant his late mentor left him. To revive the restaurant, he teams up with a social media influencer, Poppy, the daughter of his ex-boss.
Since the story was inspired by local restaurants, TCPalm asked Reilly about her favorite restaurants, and here are her recommendations.
Grace Reilly’s Treasure Coast restaurant recommendations
- District Table and Bar, Port Salerno: “With a menu that changes regularly, going to District is always an adventure,” Reilly said. “It’s my absolute favorite restaurant and the first place I think of when I need somewhere to celebrate a birthday or milestone. I imagine Fable, Jack and Poppy’s restaurant, as having that same spirit and flair for experimentation.”
- Hudson’s on the River, Stuart: “When I think of a classic coastal Florida restaurant, this comes to mind immediately,” she said. “Delicious seafood, a fun, bright atmosphere and excellent drinks. No meal there is complete without their deconstructed coconut cream pie.”
- Sailor’s Return, Stuart: “The restaurant that provided so much inspiration for ‘Yes, Chef,’ ” she said. “The location in Sunset Bay Marina in downtown Stuart is beautiful and the food is classic. It’s right by Gilbert’s Coffee Bar, my favorite coffee shop.”
- Fantini’s Italian Restaurant, Stuart: “As a former New Yorker, I have lots of opinions about pizza. Fantini’s is actually New Haven-style, but hands down the best slice I’ve gotten so far on the Treasure Coast,” she said. “Pizza Fridays are an institution for my family. I adore their A La Vodka pizza, as well as a classic sausage and black olive combo.”
- The Gafford, Stuart: “An absolute gem in downtown Stuart,” she said. “It brings classic Southern vibes with South Floridian flair. Their specials are always unique and delicious and the atmosphere is lovely.”
Olivia Franklin is TCPalm’s trending reporter. You can contact her at olivia.franklin@tcpalm.com, 317-627-8048 or follow her on X @Livvvvv_5.
Florida
Florida jewelry store employee arrested after $150K merchandise theft, fleeing to Panama
LAKE WORTH BEACH, Fla. (CBS12) — A Lake Worth Beach jewelry store owner is seeking justice after detectives say a trusted employee stole $150K in merchandise and later left the country.
Officers with the Boynton Beach Police Department say 46-year-old Zabrina Herrera Acosta, who was arrested on Friday, managed to pawn at least 126 jewelry items between February and November of 2025, netting nearly $87,000.
The victim told deputies she hired Herrera Acosta in February 2025 at YR Jewelry on South Military Trail.
Because the owner was attending to a family matter, she was unable to be at the store as often as usual and trusted Herrera Acosta to handle the store’s inventory.
Investigators say that trust was deeply abused when Herrera Acosta intentionally stole items while hiding in a known surveillance blind spot.
See also: World Cup fans gather outside Palm Beach resort amid Ronaldo rumors
The owner did not report the thefts immediately because she confronted Herrera Acosta, who begged for time to pay her back.
However, after learning that her former employee had left the country for Panama, the owner realized she was never going to see her money or gold again.
When Palm Beach County Sheriff’s Office detectives stepped in, they uncovered a massive paper trail consisting of 58 separate pawn tickets stretching from Palm Beach to Broward County.
Pawn shop employees told detectives that Herrera Acosta presented herself as a business owner who sold jewelry for a living. For every transaction, she provided her Panama passport, signed a declaration stating she legally owned the jewelry, and left a fingerprint.
By the time detectives tracked down the shops, only 13 of the 126 items remained in stores, nine of which the owner positively identified as her stolen property.
The store owner later provided detectives with a video recording of their final phone conversation in Spanish, where Herrera Acosta reportedly confessed to the thefts, admitted to selling the jewelry for less than retail value, and promised to pay her back using her grandmother’s gold.
An arrest warrant was signed on January 23, and Herrera Acosta was arrested on Thursday for Organized Scheme to Defraud over $50,000, Grand Theft over $100,000, 29 counts of Dealing in Stolen Property, and 29 counts of False Verification of Ownership to a Pawnbroker.
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