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Your guide to the California insurance commissioner’s race: Who will replace Ricardo Lara?

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Your guide to the California insurance commissioner’s race: Who will replace Ricardo Lara?
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State Sen. Ben Allen (D, El Segundo) addresses the crowd during the California Democratic Convention in San Francisco.

(Christina House / Los Angeles Times)

Ben Allen, 48, is a third-term Democratic state senator who represents the Palisades fire zone and, since the blazes, has authored bills that provide tax relief to fire victims and raise payments for personal property losses. He previously made a name for himself on environmental issues, including leading the effort to put a successful $10-billion climate bond on the 2024 ballot. A native and resident of Santa Monica, Allen attended Harvard and has a law degree from UC Berkeley. He previously served on the Santa Monica-Malibu Unified School District Board. He is endorsed by California U.S. Sens. Adam Schiff and Alex Padilla.

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Jane Kim is running for California insurance commissioner.

Jane Kim is running for California insurance commissioner.

(Jane Kim)

Jane Kim, 48, is a Democrat from San Francisco who served as a city supervisor (2011-19) and has a progressive record. Her accomplishments include leading a groundbreaking campaign to make the city’s community college tuition free. She served as California political director for Bernie Sanders’ 2020 presidential run and is endorsed by Sanders, the progressive independent senator from Vermont. The daughter of Korean immigrants, she attended Stanford and has a law degree from UC Berkeley. Prior to her political career, she was an attorney at the Lawyers’ Committee for Civil Rights and is a leader of the Working Families Party.

Steven Bradford is running for California insurance commissioner.

Steven Bradford is running for California insurance commissioner.

(Steve Bradford)

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Steven Bradford, 66, served as a Democratic state senator from 2016 to 2024, representing parts of south Los Angeles County and the South Bay. Key accomplishments included a bill that created the first statewide process to decertify police officers who commit wrongdoing. He previously served in the Assembly and in 1997 was the first African American elected to the city council of Gardena, a community he grew up in and where he continues to reside. He worked at IBM and Southern California Edison before entering politics full time. A graduate of Cal State Dominguez Hills, he is endorsed by Los Angeles Mayor Karen Bass.

Patrick Wolff is running for California insurance commissioner.

Patrick Wolff is running for California insurance commissioner.

Patrick Wolff, 58, is a Democrat, chartered financial analyst and real estate investor who’d never run for public office but has been active in local San Francisco politics. He serves on the citizen oversight committee for the San Francisco Unified School District bond program. A chess grandmaster who once played professionally, he pursued a career in finance, founding a hedge fund, working at a family office and building the auto and home insurance brokerage business of Capital One — relevant experience, he says. A graduate of Harvard, he has donated $500,000 to his campaign and loaned it another $100,000.

Robert Howell is running for California insurance commissioner.

Robert Howell is running for California insurance commissioner.

(Robert Howell)

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Robert Howell, 71, of San José, was the Republican candidate in the 2022 general election for insurance commissioner, which he lost to Lara by 20 points. He is the owner of Silicon Valley electronics testing firm Exatron and has been involved in GOP politics for years. A populist, Howell founded one of the first Tea Party groups in the state and is a member of the Santa Clara County Republican Central Committee. Howell also has run for state Senate and lost. He is endorsed by the conservative California Republican Assembly.

Stacy Korsgaden is running for California insurance commissioner.

Stacy Korsgaden is running for California insurance commissioner.

(Stacy A. Korsgaden)

Stacy Korsgaden, 62, is a Republican and Grover Beach financial adviser who owned a Farmers Insurance agency for decades. A free market advocate who cites her industry experience, Korsgaden says Proposition 103, which regulates the industry, has limited the availability of insurance. She has lost in runs for Grover Beach mayor and for a seat on the San Luis Obispo County board of supervisors. A graduate of Cal Poly, she is endorsed by state Senate Minority Leader Brian Jones. Korsgaden attended the Jan. 6, 2021 rally at the U.S. Capitol but said she abhors the violence that took place. She is endorsed by the California Republican Party.

Merritt Farren is running for California insurance commissioner.

Merritt Farren is running for California insurance commissioner.

(Merritt Farren)

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Merritt Farren, 65, is a lifelong Democrat who switched parties to run for insurance commissioner as a Republican. He is a newcomer to political office whose campaign leans heavily on his personal experience of losing his Pacific Palisades home in the fire. Last year, he intervened as a consumer advocate in State Farm’s request for a rate hike, seeking to tie it to its claims-handling practices. He points to his experience as an in-house legal counsel for Amazon and Disney as good preparation for running the insurance department. He is a graduate of Stanford and obtained a law degree from UC Berkeley.

Also running are Republicans Sean Lee, a financial services executive, and Eric Thor Aarnio, a contractor. Eduardo “Lalo” Vargas, a science teacher, is the Peace and Freedom Party candidate. Keith W. Davis, an insurance agent, is the American Independent Party candidate.

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Disney’s ABC challenges FCC, escalating fight over free speech

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Disney’s ABC challenges FCC, escalating fight over free speech

Walt Disney Co.’s ABC is forcefully resisting Federal Communications Commission efforts to soften the network’s programming, accusing the federal agency of an overreach that violates 1st Amendment freedoms.

Last week, the FCC took the unusual step of calling in the licenses of eight Disney-owned television stations for early review. The move — widely interpreted as an effort to chill the network’s speech — came a day after President Trump demanded that ABC fire late-night host Jimmy Kimmel over a joke about First Lady Melania Trump.

The FCC separately has taken aim at ABC’s daytime discussion show, “The View,” which delves deeply into politics.

The FCC has questioned whether the show, which prominently features Trump critics Whoopi Goldberg and Joy Behar, could continue toclaim an exemption to rules that require broadcasters to provide equal time for opponents of political candidates.

In its response this week to the FCC, Disney’s Houston television station raised the stakes in “The View” dispute, calling the commission’s actions “unprecedented” and “beyond the Commission’s authority.” The ABC station’s petition for a declaratory ruling said “The View,” has long qualified as a “bona fide” news interview program with freedom to conduct interviews of legally qualified political candidates.

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“The Commission’s actions threaten to upend decades of settled law and practice and chill critical protected speech, both with respect to The View and more broadly,” the Houston station KTRK-TV said in the filing.

The network’s firm stance sets up a clash with the Trump administration, including the president’s hand-picked FCC Chairman Brendan Carr, who has made no secret of his disdain for Kimmel and other ABC programming. Earlier this year, Carr announced that decades-old exemptions from the so-called “equal time rule,” for some programs, including “The View,” were no longer valid.

In a statement, the FCC said it would “review Disney’s assertion that ‘The View’ is a ‘bona fide news program’ and thus exempt from the political equal time rules,” according to a spokesperson.

“Decades ago, Congress passed a law that generally prohibits broadcast television programs from putting a thumb on the scale in favor of one political candidate over another,” the spokesperson said. “The equal time law encourages more speech and empowers voters to decide the outcome of elections.”

ABC’s strenuous arguments mark a turning point for the Disney-owned outlet.

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In December 2024, a month after Trump was elected to a second term, the network quickly settled a lawsuit over statements made by news anchor George Stephanopoulos that Trump found offensive. ABC agreed to pay Trump $15 million to end his legal fight — sparking an outcry among free speech advocates, who accused the network of caving on a case it may have won.

But, over the past year, the network has weathered several storms, including a threat by Carr in September to punish ABC if it didn’t muzzle Kimmel for comments he made in the wake of conservative activist Charlie Kirk’s death. ABC briefly benched Kimmel to allow tensions to cool but, during the week his show was off the air, protesters loudly bashed Disney, demanding the legendary company stand up for free speech.

Thousands of consumers canceled their Disney+ and Hulu subscriptions in protest.

Protesters swarmed Hollywood Boulevard, protesting ABC’s move to bench Jimmy Kimmel in September over comments he made about the shooting of right-wing influencer Charlie Kirk.

(Genaro Molina/Los Angeles Times)

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Some conservatives, including Sen. Ted Cruz (R-Texas) and commentator Ben Shapiro also criticized Carr’s handling of 1st Amendment issues.

“The days of the FCC as a paper tiger are numbered,” the FCC’s lone Democrat, Anna M. Gomez, said Friday in a statement. “What the public will remember is who complied in advance and who fought back. I’m glad Disney is choosing courage over capitulation.”

The high-profile dispute presents an early challenge for Disney Chief Executive Josh D’Amaro, who succeeded longtime chief Bob Iger in March.

ABC has asked for the full commission — a three member panel of Carr, Gomez and Commissioner Olivia Trusty, a Republican — to rule on the equal time exemption for “The View.” ABC said that, in 2002, it received a ruling from the FCC that granted the exemption, and the show’s format has not changed. “The View” is produced by ABC News.

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“Some may dislike certain — or even most — of the viewpoints expressed on The View or similar shows,” the station said in its filing. “Such dislike, however, cannot justify using regulatory processes to restrict those views.”

ABC described a logistical nightmare of providing equal time for political opponents by pointing to California’s crowded primary field of gubernatorial candidates. “Affording equal time would mean accommodating over 60 legally qualified candidates, regardless of their perceived newsworthiness,” the station wrote.

The network said it makes show bookings based on newsworthiness, not partisan politics. It also noted it has invited politicians from both sides of the aisle to appear on “The View,” but some, including Vice President J.D. Vance, Health Secretary Robert F. Kennedy, Jr., Secretary of State Marco Rubio and entrepreneur Elon Musk, have declined the invitation.

The station also noted that, while the FCC has questioned the exemption for “The View,” the agency hasn’t shown interest in regulating programs on other networks, “including the many voices — conservative and liberal — on broadcast radio.” The FCC also oversees radio station licenses.

“The danger is that the government will simply decide which perspectives to regulate and which to leave undisturbed,” ABC said.

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On April 28, Carr called for a review of Disney’s broadcast licenses, including for the Houston station and KABC-TV in Los Angeles, two years before any of them were set to expire. The FCC said the review was part of the agency’s year-old inquiry into Disney’s diversity, equity and inclusion policies and whether they violated federal anti-discrimination rules.

In its Thursday petition, ABC said it had fully complied with the FCC’s request for documents related to its diversity and hiring.

The company has produced more than 11,000 pages of documents to comply with the request, Disney said.

The same week that Disney sent documents to the FCC, Kimmel made a joke on his show about Melania Trump, comparing her glow to that of “an expectant widow.” On April 25, a gunman tried to breach security at the Washington Hilton, where the first couple were on stage for the White House Correspondents’ Assn. Dinner. Shots were fired outside the ballroom.

Three days later, the FCC announced it was requiring early license renewal applications for the Disney-owned stations.

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U.S. Targets Iran’s Missile and Drone Program With Sanctions

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U.S. Targets Iran’s Missile and Drone Program With Sanctions

The United States on Friday announced a flurry of new sanctions intended to increase pressure on Iran’s economy, targeting people and companies in China and Hong Kong that have been helping the Iranian military gain access to supplies and war equipment.

The sanctions came ahead of a major summit between President Trump and China’s leader, Xi Jinping, in Beijing next week. China’s support for Iran has become a flashpoint with the Trump administration, which has been trying to compel independent Chinese refineries to stop purchasing Iranian oil.

China is Iran’s biggest buyer of oil, and the Trump administration has said that it is sponsoring terrorism by propping up the Iranian economy.

The new sanctions are aimed at Iran’s military industrial supply chain, and are intended to make it harder for Iran to secure access to the material it needs to build drones and missiles. In addition to China, the sanctions also target people and companies based in Belarus and the United Arab Emirates.

“Under President Trump’s decisive leadership, we will continue to act to keep America safe and target foreign individuals and companies providing Iran’s military with weapons for use against U.S. forces,” Treasury Secretary Scott Bessent said in a statement.

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The Trump administration has been looking for ways to squeeze Iran’s economy and pressure the Iranian government to reopen the Strait of Hormuz, a conduit for the flow of global oil. Oil tankers have had sporadic access to the critical waterway since the war started earlier this year, and the United States and Iran have been fighting over who should control it.

U.S. warships that have been trying to transit the strait have been attacked by Iranian forces. The United States on Friday fired on and disabled two Iranian-flagged oil tankers as they tried to reach an Iranian port.

The Treasury Department has also imposed sanctions on the Chinese “teapot” refineries this month. The independent refineries are major purchasers of Iranian oil. But China invoked a domestic policy ordering its companies to disregard the sanctions.

Mr. Bessent said earlier this week that he expected Mr. Trump to urge Mr. Xi to use the country’s leverage over Iran to pressure it to allow oil cargo to travel.

“Let’s see if China — let’s see them step up with some diplomacy and get the Iranians to open the strait,” Mr. Bessent told Fox News on Monday.

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General Motors to pay $12.5 million to settle claims that it illegally sold California driver data

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General Motors to pay .5 million to settle claims that it illegally sold California driver data

General Motors has agreed to pay $12.5 million dollars to settle claims that the automaker illegally sold location and driving data of hundreds of thousands of Californians, state officials said Friday.

The settlement is an example of how automakers are facing more scrutiny over allegations that they share driver data with the insurance industry, influencing how much people pay for coverage. California, though, has a law that bars insurers from using driving data to set rates.

“If we get word that a company is illegally collecting, storing or selling consumer data, we won’t hesitate to look under the hood and hold them accountable to the law,” California Atty. Gen. Rob Bonta said in a news conference.

The settlement is the largest California Consumer Privacy Act penalty in the state’s history, Bonta said.

The act gives California consumers the right to request that businesses disclose what data they collect. They can also opt out of the sharing or sale of their personal information and request that businesses delete their data.

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Investigators found that from 2020 to 2024, GM sold driver data, including names, contact information, location data and driving behavior data, to data brokers Verisk Analytics Inc. and LexisNexis Risk Solutions. The data came from a driver’s use of OnStar, which is owned by GM and provides roadside assistance, navigation and other services.

GM said the agreement addresses a product called OnStar Smart Driver that the company discontinued in 2024. The product was meant to help improve people’s driving but faced privacy concerns from consumers. In 2024, GM also ended its partnership with the two data brokers and said it would enhance privacy controls.

“Vehicle connectivity is central to a modern and safe driving experience, which is why we’re committed to being clear and transparent with our customers about our practices and the choices and control they have over their information,” a GM spokesperson said in a statement.

Various district attorneys throughout the state, including in Los Angeles and San Francisco, were involved in the investigation and settlement.

Technology has been playing a bigger role in the auto industry, but the data collected from drivers can reveal personal information about people’s daily habits, including where they drop off their kids and doctor visits.

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The California Privacy Protection Agency in 2023 started investigating the privacy practices of connected cars. As the state was looking into the automakers, the New York Times reported in 2024 that GM was sharing consumer driving behavior with insurance companies. Nationwide, GM reportedly made roughly $20 million from selling data to Verisk and LexisNexis.

The state’s privacy protection agency has taken action against other automakers before. Ford Motor Company was fined $375,703 in March and Honda was fined $632,500 in 2025 for privacy violations.

Under the GM settlement, which still needs court approval, the automaker would delete any driving data the company kept within 180 days and request that the two data brokers do the same. They would also stop selling driving data to consumer reporting agencies for five years and develop a privacy program that includes assessing and mitigating the risks of data collected from OnStar.

California’s settlement with GM came after the Federal Trade Commission in 2025 also took action against the automaker and OnStar for its privacy practices, barring them from disclosing location and driver behavior data to consumer reporting agencies for five years.

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