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Miami sued by insurance company for paying Commissioner Joe Carollo's legal fees

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Miami sued by insurance company for paying Commissioner Joe Carollo's legal fees


The city of Miami may be on the hook for millions of dollars in a new lawsuit arising out of Commissioner Joe Carollo’s longstanding legal battle with Little Havana property owners.

QBE Specialty Insurance Company, a firm that provides legal insurance coverage for municipalities, this week sued the city in federal court. The company seeks to recover the millions of dollars it has paid to the city since 2018 to cover the legal costs of defending Carollo in a series of lawsuits.

“This action seeks a declaration that QBE has no duty under the … Policies to defend the City, Carollo or any of the other individuals who are defendants in the Underlying Lawsuits,” QBE wrote in its 66-page complaint. (A copy of the complaint is embedded at the end of this story.)

The decision to have the city pay Carollo’s legal fees was one of the foremost reasons former City Attorney Victoria Méndez was pushed out of her position last month. A staunch defender of Carollo, Méndez said it was the responsibility of the city to pay for his legal representation, despite arguments from critics that his actions fell outside the scope of his duties as a city commissioner.

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READ MORE: U.S. Marshals set to auction Joe Carollo’s home over $63.5 million federal judgment

Little Havana entrepreneurs William Fuller and Martin Pinilla sued Carollo in federal court in 2018. They accused Carollo of repeatedly sending code enforcement, police and the city’s fire department to their properties to satisfy what they called a “vendetta” against them. Fuller and Pinilla had supported Carollo’s political opponent Alfie Leon in 2017. They argued Carollo was angry at them for backing his rival, and when he took office, he took it out on their businesses.

Last June, the two businessmen won their lawsuit against the commissioner after a Broward jury found Carollo liable for violating their First Amendment right to free speech. Carollo was ordered to pay $63.5 million in damages to Fuller and Pinilla, a decision the commissioner has since appealed.

In the intervening years, Fuller and his business partners — including Mad Room LLC, which represents the ownership of the Ball & Chain Bar on Calle Ocho — have brought other lawsuits against Carollo and the city of Miami with the same allegations.

Throughout all of the lawsuits, the City of Miami has paid the bill for Carollo’s legal defense out of their insurance policy with QBE.

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Millions of dollars in defense

According to the insurer’s complaint, the cost of defending the city in all of the lawsuits has exceeded $10 million.

QBE argues it has no responsibility to insure the city for the facts alleged in Carollo’s lawsuits because they are predicated on “willful” and “deliberate” acts by the commissioner to deprive the plaintiffs of their individual rights.

“The fundamental premise underlying each and every one of the Underlying Lawsuits is that Carollo — through his own actions and by conscripting others to do his bidding — engaged in a years-long campaign of retaliation and harassment with the conscious objective of inflicting harm on the underlying plaintiff,” QBE wrote.

The complaint also alleges that the city was not entitled to make insurance claims for these lawsuits under their Law Enforcement Liability (LEL) policies, because none of the defendants named in the Fuller group’s lawsuits are law enforcement officials. Those defendants include Carollo, Méndez, City Manager Art Noriega, City Building Director Asael Marrero and Assistant City Attorney Rachel Dooley.

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Jose A. Iglesias

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El Nuevo Herald

City of Miami Attorney Victoria Méndez speaks during a City of Miami Commission meeting on Jan. 12, 2023.

“None of the individual defendants (natural persons) in the Underlying Lawsuits hold any of the ‘Positions to be Insured’ that are listed on the applications for the LEL Policies,” QBE wrote.

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The complaint also names Fuller, Pinilla and the other plaintiffs in their various lawsuits against the City of Miami as defendants in QBE’s case. The insurance company wants a federal judge to declare that QBE has no responsibility to insure the city for these cases, and give it permission to recover the funds it has already paid out.

City of Miami officials could not immediately respond to a request for comment from WLRN for this story.





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Storms fire up over mainland Monroe: South Florida heat builds into the weekend

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Storms fire up over mainland Monroe: South Florida heat builds into the weekend


Next Weather radar tracks intensifying storms over inland Monroe County, bringing dark skies and heavy rain away from the coasts. As showers wind down overnight, South Florida braces for rising heat—temperatures could hit the 90s for the first time this season. Find out what to expect in your neighborhood and when rain chances will drop off in the days ahead.



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5 storylines we’re excited about ahead of the Miami GP

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5 storylines we’re excited about ahead of the Miami GP


After four weekends without a Formula 1 race, we will soon be back on track with a spectacular event in the United States. As the paddock heads to the second Sprint weekend of the season, there are a number of talking points and unknowns to get stuck into ahead of the trip to Miami.

Upgrades, and lots of ‘em

The Miami Grand Prix has seen some teams bring significant upgrade packages in the past, but it’s a whole new ball game this year.

New regulations mean an increased development rate in the early part of the season, as teams are able to find bigger gains as they explore different directions that have been opened up by the rules.

Where many of the teams might have been aiming to bring their first major updates to the Bahrain Grand Prix, the two scheduled rounds in April being unable to take place has meant more time to develop and manufacture new parts, as well as additional spares before the race weekend in Miami.

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The scale of the changes could be massive across the grid, with McLaren Team Principal Andrea Stella going as far as describing his team’s efforts as representing a whole new car, and he doesn’t think they’ll be alone.

“In our intent, there was always the idea to deliver a completely new car – especially from a aerodynamic upgrades point of view – for the North American races,” Stella said. “So we could keep up with this plan. Obviously, the fact that the calendar has been changed sort of helped a little bit, like I’m sure helped all the other teams that could work more streamlined towards upgrading the car rather than being busy with racing.

“But I could say overall that across Miami and Canada, we will see an entirely new MCL40… I would like to stress that this is what I would expect of most of our competitors.”

Antonelli’s happy hunting ground

Sometimes it’s a little hard to believe the current championship leader is only in his second season in F1, and even harder to recall the struggles he faced during the European swing of races last year.

Kimi Antonelli had an encouraging start to 2025, but the first headline moments came in Miami and Montreal. Prior to his first podium in Canada, the visit to the Miami International Autodrome saw Antonelli set the fastest time in Sprint Qualifying, and he followed that with a top three Qualifying performance, just 0.067s adrift of pole position.

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Given the difficulties he faced with the Mercedes throughout the middle part of last year, Antonelli’s performance in Miami stands out as a particularly strong weekend. Arriving with a nine-point championship lead over George Russell after back-to-back wins from pole position, will he be able to replicate that on his return this year?

Regulation tweaks

This year’s regulations have been a major talking point among drivers and fans alike, and were always designed with mechanisms that could be adjusted if required once there was proven on-track data from race weekends.

With three rounds down in Australia, China and Japan, the unexpected gap in races provided a larger window for discussions to take place among the sport’s key stakeholders – also including the teams, drivers, FIA and power unit manufacturers – about any changes that could address certain aspects of car performance.

Meetings were described by many of those involved as extremely collaborative, and the main outcomes focused on trying to allow drivers to maximise Qualifying performance as well as reducing the likelihood of excessive closing speeds in race conditions.

The changes have been carefully considered and simulated using the data from the opening three events, but Miami will be the first true test of them in race conditions.

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Two American teams and a first home race for Cadillac

Miami has quickly become a significant stop on the calendar for the entire field, with multiple teams carrying out additional activations and often running special liveries.

There will likely be a number of designs on display again this year, but two teams get to call it the first of three home races, as Haas return looking to add to a record of just three points – two of them in a Sprint – in the previous four editions. Given the strong form to start the year that sees Haas sitting fourth in the Teams’ Championship, more points will certainly be the target.

While the on-track aims are currently at a different stage to Haas, it will still be a big weekend for Cadillac as they make their debut on home soil. The team are hoping to bring their first upgrade package to Miami, but also feel the support from the American crowd as they continue their maiden season in the sport.

Sergio Perez and Valtteri Bottas are sure to have a huge amount of backing during the race weekend, as is another member of the Cadillac line-up…

A Sprint weekend and an F2 US debut

It’s not just Cadillac getting to enjoy their first home race in Miami, but their third driver Colton Herta also has an unexpected chance to race in Formula 2 in the United States.

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Herta has made the switch from IndyCar and with Bahrain and Saudi Arabia unable to take place in April – they were both set to feature F2 rounds – that has meant the next two North American F1 weekends will host instead. For the first time as either F2 or its previous guise as GP2, the feeder series will be racing on the continent, giving fans a chance to see the next generation racing twice over each weekend.

And speaking of racing twice, that’s exactly what the F1 grid will be doing as both Miami and Montreal are Sprint weekends, providing two opportunities to score points.

Given the length of the gap between races, and the amendments made to the regulations since the last time the teams were on track in Japan, the FIA has opted to extend the only practice session on Friday from its usual one-hour length to run for 90 minutes. It’s sure to be an action-packed weekend.



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Miami Claims Sixth Straight Series Win, Defeating Cal Without Superstar Hitter

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Miami Claims Sixth Straight Series Win, Defeating Cal Without Superstar Hitter


Withstanding the one at bat during the midweek game against FAU, the Miami Hurricanes have not had their superstar hitter Daniel Cuvet for four games, and did not have him in this important series against the California Golden Bears.

Entering game three against the Golden Bears, the series was tied, and it was up to the offensive production and the Canes Ace AJ Ciscar, and both delivered. Miami (32-12, 12-9 ACC) defeats Cal 4-1, earning its sixth straight series win and fifth straight in ACC play.

Ciscar would pick up his fourth win of the season, going 7.2 innings, allowing 10 hits but limiting the damage, allowing only one run, and adding seven strikeouts. Lyndon Glidewell entered and earned his second save of the season, closing out the game in 1.1 innings, picking up three strikeouts on only 16 pitches.

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Moreover, the Canes offense was also ready to play, nearly matching Cal’s hit total (nine), and was powered by another star freshman who is in over Cuvet.

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Gabriel Milano continues to be a positive for the Canes this week, bringing in two runs and two hits highlighting the future of the program.

Along with him was senior Jake Ogden and junior Alex Sosa, who consistently hit, with Sosa bringing in two more runs thanks to a two-run RBI single in the bottom of the fifth inning.

It would be enough to keep the Bears at bay while the Canes’ pitching continued to play a pivotal role over the weekend.

This win might have also been enough to get the Canes back into the rankings ahead of their road trip to NC State, where they look to defeat another ACC foe.

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Head coach J.D. Arteaga continues to work with what he’s got as he has dealt with an injured roster all season. Lucky for him, he has several freshmen waiting on the call, and those who are also delivering when they are called.

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Arteaga continues to search for a consistent pitching rotation while building the right defensive and offensive lineup. With so many moving parts, figuring out what works best and what doesn’t work is still in question because of the inconsistnecy.

Now the Hurricanes prepare for more as the ACC Tournament and NCAA Tournament quickly approach.

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