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Warning: This fake PayPal email scam is everywhere right now

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Warning: This fake PayPal email scam is everywhere right now

“Reminder: You’ve still got a money request!” That was the subject line of the messages flooding my husband Barry’s inbox for weeks. The first couple were concerning, then it was just downright annoying.

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He’s not the only one getting them; there’s a sneaky scam going around that looks totally legit — because it actually comes from PayPal.

Let’s take a closer look at how it works so you don’t fall for it.

DON’T SCAM YOURSELF WITH THE TRICKS HACKERS DON’T WANT ME TO SHARE

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Here’s how it goes down

Lucky for us, scammers use the same tricks. This one is getting common enough, it’s easy to spot if you’re careful.

First, you receive an invoice via PayPal. It might say something like, “Payment due for a purchase” or tell you a payment was processed due to a technical error. 

It looks real because it was sent through PayPal’s platform. They hope you’ll panic and act without thinking. PayPal is a trusted platform, so when you see their logo and familiar format, it’s easy to let your guard down.

A woman is pictured using a phone. (iStock )

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Related: Don’t fall for it! Hackers are trying to get you to scam yourself

It’s a bogus invoice, of course

PayPal allows anyone with an account to send an invoice, which scammers exploit to make it seem legit.

In the invoice notice is a phone number you can call for support. It’s listed as PayPal’s number, but it’s someone ready to steal your money and info. All the scam emails I’ve reviewed had different numbers attached.

12 EASY, TECHY WAYS TO MAKE THE HOLIDAY SMOOTHER

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Calling the fake support number is the worst thing you can do. The scammer might ask for your login details or payment card information to ‘resolve the issue.’ In some cases, they’ll install malware on your device, stealing passwords and financial details in the background.”

Related:

How to spot and stop it

This March 10, 2015, file photo, shows signage outside PayPals headquarters in San Jose, Calif. (AP Photo/Jeff Chiu, File)

PayPal will never send invoices for random purchases you didn’t authorize. If something seems off, trust your instincts and double-check before taking action.

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  • Check the details: Look at the sender’s email and transaction history. If it’s not a company or person you recognize, it’s likely a scam.
  • Double-check the invoice recipient: That’s another glaring red flag in this case. All the emails I saw had someone other than my husband listed in small text at the top. Look carefully.
  • Don’t call any of the phone numbers listed: This is smart with any strange invoice, call, document, email, text, whatever. Don’t use contact info that’s included. Go to the official website to find it.

I looked this one up for you: PayPal’s real support number is 1-888-221-1161. They take calls from 6 a.m. to 6 p.m. PT every day.

THIS CRIME SHOT UP 400% — HOW TO PROTECT YOURSELF

When in doubt, your best bet is to contact customer service. They’re much more familiar with scam patterns then most regular folks since they see them day in and day out. Plus, they can look into your account to tell you what is a legitimate request and what’s not.

If you’re sure the invoice is fake, delete it. But first …

Report it to PayPal. Consider this your good deed of the day. Reporting scams doesn’t just help you — it helps everyone. When you flag fake invoices to PayPal, their team can track patterns, shut down scammers’ accounts and warn others about similar tactics.

  • Log in to your PayPal account, then visit the Resolution Center, where you can report suspicious invoices.
  • Even easier, forward the email to phishing@paypal.com to alert their security team.

Related: 3 immediate steps to take if you fell for a scam

A person is pictured holding a stack of twenty-dollar bills. (iStock)

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Lock down your account for extra security

If you don’t have two-factor authentication set up, don’t wait. It only takes a minute. Now you’ll get a code when you log in. Annoying? A little. But it’s worth the extra step on any account tied to your finances.

  • Log in to your PayPal account on a browser. Click the Settings icon > Security > 2-step verification. You can use an authenticator app or receive codes as text messages. Pro tip: An authenticator app is the more secure option. 
  • Follow the on-screen directions to finish up.

Scams like this are sneaky, but they’re easy to spot if you know what to look for. Share this with your friends and family so they don’t fall for it.

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Technology

You need to listen to Billy Woods’ horrorcore masterpiece for the A24 crowd

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You need to listen to Billy Woods’ horrorcore masterpiece for the A24 crowd

Billy Woods has one of the highest batting averages in the game. Between his solo records like Hiding Places and Maps, and his collaborative albums with Elucid as Armand Hammer, the man has multiple stone-cold classics under his belt. And, while no one would ever claim that Woods’ albums were light-hearted fare (these are not party records), Golliwog represents his darkest to date.

This is not your typical horrorcore record. Others, like Geto Boys, Gravediggaz, and Insane Clown Posse, reach for slasher aesthetics and shock tactics. But what Billy Woods has crafted is more A24 than Blumhouse.

Sure, the first track is called “Jumpscare,” and it opens with the sound of a film reel spinning up, followed by a creepy music box and the line: “Ragdoll playing dead. Rabid dog in the yard, car won’t start, it’s bees in your head.” It’s setting you up for the typical horror flick gimmickry. But by the end, it’s psychological torture. A cacophony of voices forms a bed for unidentifiable screeching noises, and Woods drops what feels like a mission statement:

“The English language is violence, I hotwired it. I got a hold of the master’s tools and got dialed in.”

Throughout the record, Woods turns to his producers to craft not cheap scares, but tension, to make the listener feel uneasy. “Waterproof Mascara” turns a woman’s sobs into a rhythmic motif. On “Pitchforks & Halos” Kenny Segal conjures the aural equivalent of a POV shot of a serial killer. And “All These Worlds are Yours” produced by DJ Haram has more in common with the early industrial of Throbbing Gristle than it does even some of the other tracks on the record, like “Golgotha” which pairs boombap drums with New Orleans funeral horns.

That dense, at times scattered production is paired with lines that juxtapose the real-world horrors of oppression and colonialism, with scenes that feel taken straight from Bring Her Back: “Trapped a housefly in an upside-down pint glass and waited for it to die.” And later, Woods seamlessly transitions from boasting to warning people about turning their backs on the genocide in Gaza on “Corinthians”:

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If you never came back from the dead you can’t tell me shit
Twelve billion USD hovering over the Gaza Strip
You don’t wanna know what it cost to live
What it cost to hide behind eyelids
When your back turnt, secret cannibals lick they lips

The record features some of Woods’ deftest lyricism, balancing confrontation with philosophy, horror with emotion. Billy Woods’ Golliwog is available on Bandcamp and on most major streaming services, including Apple Music, Qobuz, Deezer, YouTube Music, and Spotify.

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Grok AI scandal sparks global alarm over child safety

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Grok AI scandal sparks global alarm over child safety

NEWYou can now listen to Fox News articles!

Grok, the built-in chatbot on X, is facing intense scrutiny after acknowledging it generated and shared an AI image depicting two young girls in sexualized attire.

In a public post on X, Grok admitted the content “violated ethical standards” and “potentially U.S. laws on child sexual abuse material (CSAM).” The chatbot added, “It was a failure in safeguards, and I’m sorry for any harm caused. xAI is reviewing to prevent future issues.”

That admission alone is alarming. What followed revealed a far broader pattern.

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OPENAI TIGHTENS AI RULES FOR TEENS BUT CONCERNS REMAIN

The fallout from this incident has triggered global scrutiny, with governments and safety groups questioning whether AI platforms are doing enough to protect children.  (Silas Stein/picture alliance via Getty Images)

Grok quietly restricts image tools to paying users after backlash

As criticism mounted, Grok confirmed it has begun limiting image generation and editing features to paying subscribers only. In a late-night reply on X, the chatbot stated that image tools are now locked behind a premium subscription, directing users to sign up to regain access.

The apology that raised more questions

Grok’s apology appeared only after a user prompted the chatbot to write a heartfelt explanation for people lacking context. In other words, the system did not proactively address the issue. It responded because someone asked it to.

Around the same time, researchers and journalists uncovered widespread misuse of Grok’s image tools. According to monitoring firm Copyleaks, users were generating nonconsensual, sexually manipulated images of real women, including minors and well-known figures.

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After reviewing Grok’s publicly accessible photo feed, Copyleaks identified a conservative rate of roughly one nonconsensual sexualized image per minute, based on images involving real people with no clear indication of consent. The firm says the misuse escalated quickly, shifting from consensual self-promotion to large-scale harassment enabled by AI.

Copyleaks CEO and co-founder Alon Yamin said, “When AI systems allow the manipulation of real people’s images without clear consent, the impact can be immediate and deeply personal.”

PROTECTING KIDS FROM AI CHATBOTS: WHAT THE GUARD ACT MEANS

Grok admitted it generated and shared an AI image that violated ethical standards and may have broken U.S. child protection laws. (Kurt “CyberGuy” Knutsson)

Sexualized images of minors are illegal

This is not a gray area. Generating or distributing sexualized images of minors is a serious criminal offense in the United States and many other countries. Under U.S. federal law, such content is classified as child sexual abuse material. Penalties can include five to 20 years in prison, fines up to $250,000 and mandatory sex offender registration. Similar laws apply in the U.K. and France.

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In 2024, a Pennsylvania man received nearly eight years in prison for creating and possessing deepfake CSAM involving child celebrities. That case set a clear precedent. Grok itself acknowledged this legal reality in its post, stating that AI images depicting minors in sexualized contexts are illegal.

The scale of the problem is growing fast

A July report from the Internet Watch Foundation, a nonprofit that tracks and removes child sexual abuse material online, shows how quickly this threat is accelerating. Reports of AI-generated child sexual abuse imagery jumped by 400% in the first half of 2025 alone. Experts warn that AI tools lower the barrier to potential abuse. What once required technical skill or access to hidden forums can now happen through a simple prompt on a mainstream platform.

Real people are being targeted

The harm is not abstract. Reuters documented cases where users asked Grok to digitally undress real women whose photos were posted on X. In multiple documented cases, Grok fully complied. Even more disturbing, users targeted images of a 14-year-old actress Nell Fisher from the Netflix series “Stranger Things.” Grok later admitted there were isolated cases in which users received images depicting minors in minimal clothing. In another Reuters investigation, a Brazilian musician described watching AI-generated bikini images of herself spread across X after users prompted Grok to alter a harmless photo. Her experience mirrors what many women and girls are now facing.

Governments respond worldwide

The backlash has gone global. In France, multiple ministers referred X to an investigative agency over possible violations of the EU’s Digital Services Act, which requires platforms to prevent and mitigate the spread of illegal content. Violations can trigger heavy fines. In India, the country’s IT ministry gave xAI 72 hours to submit a report detailing how it plans to stop the spread of obscene and sexually explicit material generated by Grok. Grok has also warned publicly that xAI could face potential probes from the Department of Justice or lawsuits tied to these failures.

LEAKED META DOCUMENTS SHOW HOW AI CHATBOTS HANDLE CHILD EXPLOITATION

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Researchers later found Grok was widely used to create nonconsensual, sexually altered images of real women, including minors. (Nikolas Kokovlis/NurPhoto via Getty Images)

Concerns grow over Grok’s safety and government use

The incident raises serious concerns about online privacy, platform security and the safeguards designed to protect minors.

Elon Musk, the owner of X and founder of xAI, had not offered a public response at the time of publication. That silence comes at a sensitive time. Grok has been authorized for official government use under an 18-month federal contract. This approval was granted despite objections from more than 30 consumer advocacy groups that warned the system lacked proper safety testing.

Over the past year, Grok has been accused by critics of spreading misinformation about major news events, promoting antisemitic rhetoric and sharing misleading health information. It also competed directly with tools like ChatGPT and Gemini while operating with fewer visible safety restrictions. Each controversy raises the same question. Can a powerful AI tool be deployed responsibly without strong oversight and enforcement?

What parents and users should know

If you encounter sexualized images of minors or other abusive material online, report it immediately. In the United States, you can contact the FBI tip line or seek help from the National Center for Missing & Exploited Children.

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Do not download, share, screenshot or interact with the content in any way. Even viewing or forwarding illegal material can expose you to serious legal risk.

Parents should also talk with children and teens about AI image tools and social media prompts. Many of these images are created through casual requests that do not feel dangerous at first. Teaching kids to report content, close the app and tell a trusted adult can stop harm from spreading further.

Platforms may fail. Safeguards may lag. But early reporting and clear conversations at home remain one of the most effective ways to protect children online.

Take my quiz: How safe is your online security?

Think your devices and data are truly protected? Take this quick quiz to see where your digital habits stand. From passwords to Wi-Fi settings, you’ll get a personalized breakdown of what you’re doing right and what needs improvement. Take my Quiz here: Cyberguy.com       

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Kurt’s key takeaways

The Grok scandal highlights a dangerous reality. As AI spreads faster, these systems amplify harm at an unprecedented scale. When safeguards fail, real people suffer, and children face serious risk. At the same time, trust cannot depend on apologies issued after harm occurs. Instead, companies must earn trust through strong safety design, constant monitoring and real accountability when problems emerge.

Should any AI system be approved for government or mass public use before it proves it can reliably protect children and prevent abuse? Let us know by writing to us at Cyberguy.com.

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Google pulls AI overviews for some medical searches

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Google pulls AI overviews for some medical searches

In one case that experts described as “really dangerous”, Google wrongly advised people with pancreatic cancer to avoid high-fat foods. Experts said this was the exact opposite of what should be recommended, and may increase the risk of patients dying from the disease.

In another “alarming” example, the company provided bogus information about crucial liver function tests, which could leave people with serious liver disease wrongly thinking they are healthy.

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