Technology
Updated Android malware can hijack calls you make to your bank
Do you remember those TV shows where the villain gets defeated in one season but comes back even stronger in the next? Think “Stranger Things” on Netflix. The malware we’re talking about here is just like that. It’s called FakeCalls, and every time researchers figure out how it infects devices, it evolves with new ways to hide.
Earlier this year, it was reported to be impersonating large financial institutions, and now security researchers have discovered that the malware has gone through another upgrade. It can even hijack the calls you make to your bank using your Android phone.
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Man surfing on his Android phone (Kurt “CyberGuy” Knutsson)
What you need to know
FakeCalls is a banking trojan that focuses on voice phishing, where victims are deceived through fraudulent calls impersonating banks and are asked to share sensitive information. Earlier versions did this by prompting users to call the bank from within an app that impersonated the financial institution, as reported by Bleeping Computer. However, the latest version, analyzed by Zimperium, sets itself as the default call handler.
The default call handler app manages incoming and outgoing calls, allowing users to answer, reject or initiate calls. Giving these permissions to a malicious app, as you can imagine, carries serious risks.
When a user gives the app permission to set itself as the default call handler, the malware gets the green light to intercept and mess with both outgoing and incoming calls. It even shows a fake call interface that looks just like the real Android dialer, complete with trusted contact info and names. This level of deception makes it really tough for victims to see what’s happening.
“When the compromised individual attempts to contact their financial institution, the malware redirects the call to a fraudulent number controlled by the attacker,” explains the new Zimperium report. “The malicious app will deceive the user, displaying a convincing fake UI that appears to be the legitimate Android’s call interface showing the real bank’s phone number.”
“The victim will be unaware of the manipulation, as the malware’s fake UI will mimic the actual banking experience, allowing the attacker to extract sensitive information or gain unauthorized access to the victim’s financial accounts,” the report added.
Android home screen (Kurt “CyberGuy” Knutsson)
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The malware can also steal your data
This malware not only hijacks your calls but can also steal your data. It gets access to Android’s Accessibility permissions, which basically gives it free rein to do whatever it wants. The developer of the malware has also added several new commands, including the ability to start livestreaming the device’s screen, take screenshots, unlock the device if it’s locked and temporarily turn off auto-lock. It can also use accessibility features to mimic pressing the home button, delete images specified by the command server, and access, compress and upload photos and thumbnails from storage, especially from the DCIM folder.
Android phone (Kurt “CyberGuy” Knutsson)
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6 ways to protect yourself from FakeCalls malware
1) Have strong antivirus software: Android has its own built-in malware protection called Play Protect, but the FakeCalls malware proves it’s not enough. Historically, Play Protect hasn’t been 100% foolproof at removing all known malware from Android phones. Also, avoid clicking on any links in messages or emails that seem suspicious. The best way to protect yourself from clicking malicious links that install malware that may get access to your private information is to have antivirus protection installed on all your devices. This can also alert you of any phishing emails or ransomware scams.
Get my picks for the best 2024 antivirus protection winners for your Windows, Mac, Android and iOS devices.
2) Download apps from reliable sources: It’s important to download apps only from trusted sources, like the Google Play Store. The FakeCalls malware infects your phone when you download an app from an unknown link. As an Android user, you should only download apps from the Play Store, which has strict checks to prevent malware and other harmful software. Avoid downloading apps from unknown websites or unofficial stores, as they pose a higher risk to your personal data and device. Also, never trust download links that you receive through SMS.
3) Be cautious with app permissions: Always review the permissions requested by apps before installation. If an app requests access to features that seem unnecessary for its function, it could be a sign of malicious intent. Do not give any app Accessibility permissions unless you really need to. Avoid granting permissions that could compromise your personal data.
4) Regularly update your device’s operating system and apps: Keeping your software up to date is crucial, as updates often include security patches for newly discovered vulnerabilities that could be exploited by malware like FakeCalls.
5) Monitor financial activity regularly: Check your bank and credit card statements often for unauthorized transactions. Set up alerts for any account activity, which can notify you immediately if suspicious activity occurs.
6) Limit sensitive transactions on mobile: Whenever possible, avoid performing high-risk transactions (like large money transfers) on your mobile device, especially if you’re in public or connected to unsecured Wi-Fi. Use a secure computer or contact your bank directly from a verified number.
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Kurt’s key takeaway
Hackers are constantly upgrading their tactics and finding clever ways to hack your devices and scam you out of your hard-earned money. I really think Android phone manufacturers and Google need to step up their game on security to help keep users from getting hacked so often. I don’t see the same level of malware affecting iPhones.
How comfortable are you using your mobile phone for financial transactions, and what would make you feel safer? Let us know by writing us at Cyberguy.com/Contact.
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OpenAI announced yet another reorganization Friday, consolidating certain areas and making company president Greg Brockman the official lead of all things product.
In a memo viewed by The Verge, Brockman wrote that since OpenAI’s product strategy for this year is to go all-in on AI agents, the company is combining its products to “invest in a single agentic platform and to merge ChatGPT and Codex into one unified agentic experience for all.”
To do this, the company is making a suite of org chart changes, although it’s still operating under some of the same ones from last month. That’s when AGI boss Fidji Simo went on medical leave and OpenAI announced that Brockman would be in charge of product strategy and CSO Jason Kwon, CFO Sarah Friar, and CRO Denise Dresser would take control of business operations.
It’s all part of OpenAI’s recent strategic shift to focus on key revenue drivers like coding and enterprise and stop pouring resources into “side quests” ahead of its potential IPO later this year and amid investor pressure to turn a profit.
In Simo’s continued absence, Brockman’s role leading product strategy is now official, as well as the company’s “scaling” arm. Under Brockman will be four different pillars. The first is core product and platform, led by Thibault Sottiaux, who has been OpenAI’s engineering lead for Codex, and the second is critical enterprise industries, led by ChatGPT head Nick Turley. Third is the consumer pillar, such as health, commerce, and personal finance, which will be led by Ashley Alexander, who has been its healthcare products VP. The fourth pillar — core infrastructure, ads, data science, and growth — will be led by Vijaye Raji, who has been OpenAI’s CTO of applications.
Brockman wrote in the memo that OpenAI’s goal is now to “bring agents to ChatGPT scale, in order to give individuals and organizations significantly more value and utility from our products.”
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You’re going about your day when your phone buzzes. A text hits your phone. It looks official. It sounds urgent. And suddenly, you are being told you owe money for a traffic violation. That is exactly what Todd from Texas experienced. He emailed us and said:
“I received this text message today. It was so baffling because I haven’t lived in California for nearly a decade. I didn’t click on anything or respond. How can I tell if this is for real or if this is a scam?”
If you’ve gotten a message like this, you are not alone. This type of scam is spreading fast, and it is designed to pressure you into acting before you think. Let’s break down what is really going on.
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FAKE AGENT PHONE SCAMS ARE SPREADING FAST ACROSS THE US
This message may look official, but several red flags show it is likely a scam designed to pressure you into paying quickly. (Kurt “CyberGuy” Knutsson)
What the traffic ticket scam text looks like
At first, the message seems convincing. It claims to be a “final reminder” from the California DMV, and it warns of penalties like license suspension and added fees. It even includes a link that appears somewhat official. However, once you slow down and take a closer look, the red flags quickly start to pile up.
The biggest red flags in this message
Here are the key warning signs to watch for in messages like this.
9 WAYS SCAMMERS CAN USE YOUR PHONE NUMBER TO TRY TO TRICK YOU
1) The phone number makes no sense
The message comes from a number with a +63 country code. That is the Philippines, not California. Government agencies in the U.S. do not send official legal notices from international numbers. That alone is a major warning sign.
2) No name, just “Dear Driver”
Legitimate notices from a DMV or court almost always include your full name or at least some identifying information. “Dear Driver” is vague on purpose. It allows scammers to send the same message to thousands of people.
3) The link isn’t a real DMV website
The message includes this link:
ca.mnvtl.life/dmv
That isn’t a government domain. Official DMV websites in California use “.ca.gov” or similar trusted domains. Scammers often create lookalike links to trick you into clicking.
4) Urgency and threats
The message pushes you to act quickly with a deadline. It lists consequences like license suspension and extra charges. Scammers rely on fear. When you feel rushed, you are more likely to click without thinking.
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5) Asking you to reply to proceed
The text says to reply with “Y” to get instructions. That is another trap. Responding confirms your number is active, which can lead to more scam messages.
6) Generic language and odd phrasing
Parts of the message feel slightly off. The tone is formal but not quite right. That subtle awkwardness is common in scam messages sent to large groups of people.
7) Overloaded threats designed to scare you
The message piles on consequences like license suspension, added fees, court action and even credit damage. In this case, it even mentions a license suspension and a $160 late payment charge. That combination is meant to overwhelm you and push you to act fast. Real agencies usually provide clear, specific notices, not a long list of escalating threats in a single text.
INSIDE A SCAMMER’S DAY AND HOW THEY TARGET YOU
Scam texts like this often arrive out of nowhere and try to create urgency before you have time to question them. (Kurt “CyberGuy” Knutsson)
What this means for you
Even if you have never driven in California, you could still receive this message. Scammers cast a wide net and hope someone takes the bait. If you click the link, you could be taken to a fake payment page. That page may ask for your credit card details, personal information or login credentials. In some cases, it can also install malware on your device or redirect you to credential-stealing pages. This isn’t about a ticket. It is about getting your data. State DMVs typically do not send final legal notices or payment demands by text message.
Why these scams keep working
These messages work because they tap into something most people fear. Legal trouble, fines and losing driving privileges. They also look just real enough to pass a quick glance. That is all scammers need. As more services move online, these scams will continue to evolve.
Unlike typical DMV scams, this message impersonates a court and escalates the threats to make the situation feel more serious (Kurt “CyberGuy” Knutsson)
Ways to stay safe from traffic ticket text scams
Start with a simple rule. Never trust a payment request that shows up out of nowhere. Here are practical steps you can take:
1) Do not click the link
If you are unsure, do not tap anything in the message. That includes links and reply options.
2) Use strong antivirus software
If you accidentally click a link, strong antivirus software can help detect malware and protect your data. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android & iOS devices at Cyberguy.com
3) Verify directly with the DMV
Go to your state’s official DMV website by typing it yourself into your browser. Do not use the link in the text.
4) Check the sender carefully
Look at the phone number. International numbers or random strings are a clear warning sign.
5) Ignore generic greetings
Real notices will usually include your name or case details. Vague language is a red flag.
6) Consider a data removal service
Scammers often get your number from data broker sites. Removing your personal info from those databases with a data removal service can reduce these messages. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
7) Block and report the number
On your phone, block the sender and report it as spam. This helps reduce future attempts.
8) Turn on spam filtering
Enable spam filtering on your phone or through your carrier to catch more of these messages before they reach you.
Kurt’s key takeaways
Todd did the right thing. He paused, questioned the message and did not click. That one decision likely saved him from handing over personal information. When it comes to messages like this, skepticism is your best defense. If something feels off, trust that instinct.
Should phone carriers and tech companies be doing more to block scams like this before you ever see them? Let us know by writing to us at Cyberguy.com
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Copyright 2026 CyberGuy.com. All rights reserved.
Honda revealed prototypes of two new hybrid models, an Accord sedan and the Acura RDX SUV, during its annual business briefing this week, built on a platform that it says will begin launching next year. The RDX was announced earlier this year as Honda’s first SUV to feature the next-gen version of its two-motor hybrid system.
In March, Honda announced it would take a writedown of up to 2.5 trillion yen ($15.7 billion) on its EV investments. Now Honda says its EV-related losses will be “resolved” by 2029, and that it will reevaluate its EV plans in 2030.
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