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SSA impersonation scams are getting more personal

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SSA impersonation scams are getting more personal

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The Social Security Administration and its Office of Inspector General issued warnings during their March 2026 “Slam the Scam” campaign, citing the continued volume of impersonation fraud tied to Social Security. Federal data shows these scams remain widespread; more than 330,000 government impersonation complaints were reported to the FTC in 2025. That’s a 25% increase from the year before.

Losses tied to these scams reach into the hundreds of millions of dollars each year, placing them among the most relentless forms of consumer fraud.

These scam messages often resemble official SSA communication, referencing issues with a Social Security number or account records.

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TECH GIANTS UNITE TO FIGHT ONLINE SCAMS

Scammers design messages to look like official Social Security alerts, often using familiar details to gain your trust.  (Kurt “CyberGuy” Knutsson)

How do these SSA scams work?

Scammers are using bits of information that feel familiar. A message may include your name, part of your SSN, or even a reference to benefits. Caller IDs can seem to match government offices, and emails or texts may follow the same format used in official SSA communication.

Much of this information comes from data that has already been part of data breaches. When those details show up in a message, the claim sounds consistent with what you already know about your own records.

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Earlier this year, there were reports of scam emails that looked like official Social Security messages, asking people to download their Social Security statement through links that led to fraudulent sites. These emails are not from the SSA and will steal your personal information and likely hack your phone or computer once you allow access.

A message that lines up with recognizable information is less likely to be ignored. It moves the conversation forward faster and brings your guard down.

What scammers want when they contact you

At the point of contact, they are trying to get one of two things:

1) Your personal identifiers

They ask for this information under the guise of verifying your identity or resolving an issue with your account.

2) Your money

  • Direct payments (wire transfer, gift cards, crypto)
  • Access to bank or retirement accounts
  • Instructions to “move money to protect it”

This usually comes after they earn your trust or create urgency.

FAKE GOOGLE SECURITY PAGE CAN TURN YOUR BROWSER INTO A SPYING TOOL

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Once scammers have your information, they can pass identity checks and open or access financial accounts in your name. (Kurt “CyberGuy” Knutsson)

What scammers do with the information

Once scammers have your information, they move quickly to turn it into access, money and long-term identity fraud.

They use it to get past identity checks

Your SSN, date of birth, and address are often enough to get through basic verification systems. That allows scammers to present themselves as you when applying for credit or contacting financial institutions.

They open or access financial accounts

Once through those checks, they can apply for credit in your name, leading to new accounts, hard inquiries, and balances showing up on your credit report. If login details or verification codes were shared, existing accounts can also be accessed.

They go after benefit-related accounts

The same information can be used to access or make changes to Social Security-related records. This can include attempts to redirect payments by updating direct deposit details.

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They continue using the data

Any stolen information can be reused or combined with made-up details to create additional identities, which can then be used to open more accounts over time.

What the SSA will not do

The SSA does not contact individuals out of the blue to request personal information.

It does not ask for full SSNs, bank details, or login credentials over phone calls, text messages, or email.

It also does not demand payment to resolve issues tied to your SSN or benefits.

Requests to transfer money, purchase gift cards, or move funds to keep your accounts safe are not part of any SSA process.

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Threats are another warning sign. The agency does not suspend SSNs or issue arrest warnings.

Legitimate communication from the SSA happens through mailed notices or through your My Social Security account. 

The agency states it may send emails in limited cases, such as account notifications, but these do not ask for personal information.  

SSA emails will direct you to log in through SSA.gov rather than asking you to click on links or download attachments.

PHISHING SCAM EXPLOITS APPLE MAIL ‘TRUSTED SENDER’ LABEL

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Stolen data can also be used to target your Social Security benefits, including attempts to redirect payments. (Kurt “CyberGuy” Knutsson)

What to do if you receive or respond to one of these messages

If you get a message claiming to be from the SSA, don’t respond and don’t click any links. Don’t call the number in the message.

  • Instead, go to SSA.gov or use a verified phone number to check if there’s actually an issue with your account.
  • If you have already shared information, stop contact immediately and take note of what you shared. You can report the scam to the SSA Office of Inspector General at oig.ssa.gov/report
  • You can also file a report at IdentityTheft.gov, which helps create a record.
  • To limit further misuse, place a fraud alert or credit freeze with Equifax, Experian, and TransUnion, and check your credit reports for any unfamiliar activity.

How to protect yourself

Stolen information is not always used right away. In many cases, identity theft like this is not apparent until it shows up on a credit report or a lender flags it. Monitoring tools can track this type of activity as it happens. Alerts tied to changes in your credit file or exposed personal data can show you where your information is being used.

Many identity protection services monitor credit across the three major bureaus and scan for exposed personal data, including Social Security numbers. They can alert you to new inquiries or accounts and offer support if something looks suspicious.

Some services also scan dark web marketplaces and data leaks to see if your information is being shared or sold. Starting with a free identity breach scan can help you understand your risk and take action early.

If identity theft does happen, these services often provide fraud resolution support. This can include help to contact creditors, placing fraud alerts, disputing unauthorized accounts and preparing documentation to recover your identity. Some plans also include identity theft insurance to help cover eligible recovery costs.

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No service can prevent every type of identity theft. However, early alerts and guided support can make a major difference in how quickly you catch and recover from fraud.

How to check if your personal information was exposed

If you are unsure whether your information has already been exposed, take action now. Start with a free identity breach scan to see if your data appears in known leaks. Catching it early gives you more control and helps limit the damage before it spreads.

See my tips and best picks on Best Identity Theft Protection at Cyberguy.com

Kurt’s key takeaways

SSA impersonation scams are not new, but they are getting more convincing. When a message includes details that match your life, it feels legitimate. That is exactly what scammers are counting on. The key is to slow down and verify everything through official channels. The SSA is not going to text you out of the blue, demand money or ask for sensitive details. If a message pushes you to act quickly, that is your signal to pause. Staying ahead of these scams comes down to awareness and simple habits. Verify first. Protect your data. And assume that any unexpected message about your Social Security number deserves a second look.

Have you ever received a message that looked like it came from Social Security, and what made you trust it or question it? Let us know by writing to us at Cyberguy.com

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Copyright 2026 CyberGuy.com. All rights reserved.

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Nothing cancels this year’s CMF phone due to RAM prices

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Nothing cancels this year’s CMF phone due to RAM prices

Nothing’s next budget phone is the latest victim of RAMageddon. As 9to5Google reports, Nothing co-founder Akis Evangelidis announced in a post on X that a follow-up to the CMF Phone 2 Pro won’t be coming this year:

We were working on a successor but with memory prices where they are right now, we can’t build a phone that feels like a genuine step forward at a price that makes sense for CMF. As a result, we’ve decided not to launch a new CMF phone this year.

Last week, Nothing CEO and co-founder Carl Pei also said the RAM shortage has impacted the cost of the company’s mid-range phone, stating, “For Phone 4A, memory costs doubled between when we decided to build the device and when it launched. They’ve doubled again since.” According to Pei, “memory is now the most expensive component in a smartphone.” Nothing is far from the only company facing RAM pricing challenges — earlier this week, Tim Cook announced Apple will be raising prices, saying “the situation has become unsustainable.”

While there won’t be a new CMF phone this year, Evangelidis added in his post that CMF still has “several new products launching as well as some entirely new categories.” He also hinted that “the smartphone launch season at Nothing isn’t over yet.”

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China’s brain chip breakthrough raises big questions

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China’s brain chip breakthrough raises big questions

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A coin-sized brain chip in China could help people with paralysis control devices using their thoughts. China has approved a brain-computer interface called NEO for commercial medical use in certain patients with paralysis caused by spinal cord injuries. That moves brain-chip technology out of research trials and closer to real-world medical care.

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Developed by researchers at Tsinghua University and Shanghai-based Neuracle Technology, NEO sits under the skull but rests on the brain’s protective outer layer rather than piercing deep into brain tissue. That design could make it less invasive than some competing implants.

For patients who have lost movement, this kind of technology could be life-changing. It could help restore a level of independence that once felt out of reach. But here’s where we need to slow down a bit. If a brain chip can turn your brain signals into digital commands, we need to ask who controls that data and how well it is protected.

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BRAIN IMPLANT ENABLES ALS PATIENT TO COMMUNICATE USING AI

China’s NEO brain implant could help some paralysis patients control devices, like prosthetic hands, with their thoughts while raising concerns over brain data privacy. (Tsinghua University)

What is China’s NEO brain chip?

NEO is a brain-computer interface, often called a BCI. These systems read brain activity and translate it into commands for an external device. In this case, the implant uses sensors placed near the brain’s motor-control area. Those signals can help a patient operate equipment such as a robotic glove or computer interface.

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What makes NEO especially notable is its placement. Brain-computer interfaces can be designed in different ways, and some go deeper into the brain than others. The company most people know in this space is Neuralink, the brain-chip startup co-founded by Elon Musk. Its implant uses tiny threads that enter the brain’s cortex. NEO takes a less invasive approach by placing electrodes on the dura mater, which is the protective membrane around the brain.

That design matters because every brain implant carries medical risk. Surgery can cause bleeding, swelling, infection or tissue damage. Even a small complication in the wrong part of the brain can affect speech or movement.

China’s approval does not mean brain chips are suddenly available for anyone who wants one. This remains a medical device for a narrow group of patients. Right now, the focus centers on helping people with severe paralysis regain some digital or assisted movement control.

Why China’s brain chip breakthrough matters

The medical upside here is hard to deny. More than three billion people worldwide live with neurological conditions, according to the World Health Organization. That includes people dealing with stroke, epilepsy, Parkinson’s disease, spinal cord injuries and other serious conditions.

For someone who has spent years unable to move freely or communicate easily, even a small amount of restored control could feel enormous. That is why brain-computer interfaces are getting so much attention. They could give some patients a new way to interact with the world around them.

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Neuralink has already shown what that can look like in real life. Audrey Crews, a Neuralink trial participant who has been paralyzed for years, publicly shared that she wrote her name using the implant by controlling her computer.

ELON MUSK SHARES PLAN TO MASS-PRODUCE BRAIN IMPLANTS FOR PARALYSIS, NEUROLOGICAL DISEASE

How China’s brain chip compares with Neuralink

Elon Musk’s Neuralink has attracted most of the public attention in the U.S. brain-chip race. Musk has talked openly about restoring movement, helping people communicate and one day addressing vision loss.

Neuralink received approval to begin human trials, and more than 20 people have reportedly received its implant through testing. However, it has not received broad FDA approval for general commercial use.

China’s NEO approval puts a different kind of pressure on the field. It shows that China wants to move brain-computer interface technology into its health system and build a major industry around it.

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This also fits a larger pattern. China has made BCI development part of its strategic technology push. The country wants breakthroughs by 2027 and a globally competitive brain-computer interface industry by 2030.

The coin-sized NEO brain chip rests on the brain’s protective outer layer, making it less invasive than implants that pierce brain tissue. (Tsinghua University)

Why brain chip privacy is such a big concern

We already worry about phones listening, apps tracking location and smart TVs collecting viewing habits. Brain-computer interfaces take that concern to another level.

A BCI collects signals from the nervous system. Today, that may mean decoding movement intent, such as whether a patient wants to move a cursor left or right. But as the technology improves, the data could become more sensitive.

That raises some big questions. Who owns the brain data? Can it be sold, shared or used to train AI systems? Could an insurer, employer or government ever demand access? What happens if a company changes its privacy policy after the implant becomes part of someone’s daily life?

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Those questions sound dramatic until you remember how many connected devices began as conveniences and turned into data pipelines.

A brain chip designed for medical help should not become another ad platform, another surveillance tool or another database waiting to be breached.

YOUR HEALTH DATA IS BEING SOLD WITHOUT YOUR CONSENT

Could hackers target brain-computer interfaces?

This is where the whole brain-chip conversation gets very serious. Any device that connects to a computer raises security questions. A brain-computer interface raises even bigger ones because it deals with signals from your body and, in some cases, the devices that help you move or communicate.

The concern here is someone getting access to neural data, device settings or the commands moving between the implant and outside equipment. Think about that for a second. If a brain chip helps someone control a robotic hand, a wheelchair or a communication device, a security failure could affect far more than privacy. It could affect that person’s independence and safety. That to me is scary.

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Companies building these devices need to treat cybersecurity like part of the surgery, not some software update they figure out later. Encryption, strict access controls, medical-grade testing and clear update policies should be baked in from day one.

And because a brain implant may stay inside a person’s body for years, long-term support has to be part of the deal. No one should end up with an outdated implant in their head because a company moved on to the next big product launch.

What China’s brain chip means to you

For now, this technology is geared toward patients with serious medical needs. So, no, most of us are not lining up for a brain chip anytime soon. But this should still get your attention.

We already give up a lot of personal data through our phones, watches, cars and smart home devices. A brain implant takes that to a whole different level because the data comes from inside the body. That is about as personal as it gets.

Before this technology moves beyond hospitals and medical trials, patients need plain answers before they agree to anything. They should know who can access the data, how long it gets stored, whether it can be shared and whether it can help train AI systems.

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The medical potential here is incredible. Helping someone regain control or communicate again could change a life. But the privacy protections need to be just as strong as the technology itself.

NEURALINK BRAIN IMPLANT HELPS ARIZONA MAN REGAIN CONTROL OF HIS LIFE

Brain-computer interfaces, like Neuralink, pictured here, could restore independence for some patients, but experts say neural data needs strong privacy and cybersecurity protections. (Neuralink)

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Kurt’s key takeaways

China’s NEO brain chip could be a huge step forward for people living with paralysis. If this technology helps someone regain control or communicate again, that is powerful. But I also think we need to be very careful here. Once a device connects your brain signals to outside technology, the privacy stakes change fast. We are talking about data tied to your nervous system. That to me is the line we need to watch closely. Brain chips could do incredible good. But companies and governments need clear limits before this technology moves any further into everyday life. The promise is real. So are the risks. And when the data comes from inside your own head, “trust us” will never be enough.

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Would you ever consider a brain implant if it could restore movement or communication, or does the privacy risk feel too personal to accept? Let us know by writing to us at CyberGuy.com.

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  • Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox.
  • For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com trusted by millions who watch CyberGuy on TV daily.
  • Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.

Copyright 2026 CyberGuy.com. All rights reserved.

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NASA selects Eric Schmidt’s rocket company for a 2028 mission to Mars

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NASA selects Eric Schmidt’s rocket company for a 2028 mission to Mars

Relativity Space, the rocket company led by former Google executive Eric Schmidt, was picked to launch NASA’s Aeolus payload to Mars in 2028, as reported earlier by TechCrunch. Under a new public-private partnership, Relativity Space will provide the “spacecraft, rocket, and cruise operations” to fly Aeolus to Mars, where the payload will “provide the first integrated, daily, global view of Martian winds, temperatures, dust, and clouds.”

The Aeolus payload will have four instruments on board for studying the Martian atmosphere, which NASA says will “directly inform entry, descent, and landing systems and support safer, more predictable mission planning for astronauts.”

Schmidt, who served as CEO of Google from 2001 to 2011, became Relativity Space’s CEO in 2025, a couple of years after it launched the “world’s first 3D-printed rocket,” Terran 1, which failed shortly after launch. Relativity Space’s larger Terran R rocket isn’t scheduled to have its first launch until later this year.

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