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Technology
Retirees lose millions to fake holiday charities as scammers exploit seasonal generosity
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The holidays are supposed to be a season of generosity, family and giving back. For many retirees, October through December is the time to support causes close to their hearts, whether it’s helping veterans, feeding families or donating to disaster relief. But there’s a darker side to this generosity. Scammers know that retirees are among the most generous members of our communities, and they exploit that kindness to line their own pockets.
Millions of dollars are stolen through fake “charities” that pop up just before the holidays. Their calls, letters and emails look legitimate, but the money never reaches those in need. Instead, it funds criminals who are ready to strike again.
Here’s what every retiree (and their loved ones) should know about holiday charity scams and how to protect their money, identity and peace of mind.
HOW RETIREES CAN STOP FAKE DEBT COLLECTOR SCAMS
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Scammers mimic real charities to pressure retirees into quick donations. (Kurt “CyberGuy” Knutsson)
Why retirees are prime targets for fake charities
Retirees often give more generously than other groups. Scammers know this, and they know how to tailor their pitch.
- Emotional appeals: Fraudsters will mention children, veterans or natural disaster victims to tug at heartstrings.
- Polite persistence: Retirees tend to answer calls and engage longer on the phone, which scammers see as an opportunity.
- Data exposure: Your name, age, phone number and even donation history can already be found online through data brokers. That means scammers don’t need to guess; they target you because they know you’ve donated before.
When you combine generosity with publicly available data, scammers see retirees as the “perfect donors.”
HOW SCAMMERS TARGET YOU EVEN WITHOUT SOCIAL MEDIA
Fake charity red flags
How do you know if a charity request is real or just a scam dressed up for the holidays? Look for these warning signs:
- Pressure to act fast: If a caller insists you donate “right now” or tries to guilt you into giving before you hang up, it’s likely a scam. Real charities welcome donations anytime.
- No details about how money is used: Authentic charities can explain where funds go. Scammers use vague promises like “helping the needy” without specifics.
- Untraceable payment methods: Requests for gift cards, wire transfers or peer-to-peer app transfers (like Venmo or Zelle) are instant red flags.
- Lookalike names: Fraudsters often invent names that sound similar to well-known charities, like “Veterans Hope Relief” or “Children’s Aid International.”
- Caller ID tricks: Scammers can spoof numbers to make it look like they’re calling from a local area code or even a real charity office.
How to safely check a charity before donating
Here’s how to protect yourself while still supporting the causes that matter to you:
- Research the charity’s name: Before donating, search it on sites like Charity Navigator or the Better Business Bureau’s Wise Giving Alliance at give.org/. If it doesn’t appear there, that’s a red flag.
- Ask for written information: Real organizations will happily mail or email details about their mission, budgets and how donations are used.
- Verify tax-exempt status: Use the IRS Tax-Exempt Organization Search at Irs.gov/charities-and-nonprofits to confirm the charity is legitimate.
- Check how much goes to the cause: Some charities are real but inefficient, spending more on salaries than programs. Make sure your donation actually helps.
REMOVE YOUR DATA TO PROTECT YOUR RETIREMENT FROM SCAMMERS
Protecting your payment details
Even if the charity itself is real, you need to protect how you give:
- Use a credit card rather than a debit card because credit cards offer stronger fraud protection.
- Never give payment info over the phone if you didn’t initiate the call.
- Donate through the charity’s official website instead of clicking links in unsolicited emails.
- Keep records of your donations for tax purposes and to spot anything suspicious later.
The elderly must stay vigilant as holiday charity scams target older donors. (iStock)
Why removing your data online reduces charity scam calls
Here’s something most people don’t realize: many charity scams start with data brokers. These companies collect your personal details, such as age, phone number, donation history and even religious or political leanings, and sell them to anyone who asks. That means fraudsters can buy a ready-made list of “generous retirees who donate to veterans’ causes” and start calling immediately. The more information out there about you, the more personalized and convincing scam calls become. That’s why removing your data from broker sites is one of the most powerful defenses available to you.
The easy way to do it
Manually contacting hundreds of data brokers is a never-ending task. Each one has its own forms, emails and hoops to jump through, and many will re-add you months later. That’s where a data removal service comes in. They automatically reach out to data brokers on your behalf, demand the removal of your personal info and keep following up so it doesn’t creep back online.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
Get a free scan to find out if your personal information is already out on the web: Cyberguy.com.
HOW SCAMMERS EXPLOIT YOUR DATA FOR ‘PRE-APPROVED’ RETIREMENT SCAMS
Protect your personal information by donating only through verified official websites. (Kurt “CyberGuy” Knutsson)
Kurt’s key takeaways
The holidays should be about joy, generosity and giving back, not about lining the pockets of fraudsters. By spotting the red flags of fake charities, double-checking where your money goes and removing your personal information from online databases, you can keep your donations safe and make sure they reach the people who truly need them. Remember: protecting your generosity is just as important as sharing it.
Have you ever been contacted by a fake charity during the holidays? What tipped you off? Let us know by writing to us at Cyberguy.com.
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Copyright 2025 CyberGuy.com. All rights reserved.
Technology
Blue Origin successfully reused its New Glenn rocket
Today’s launch of AST SpaceMobile’s BlueBird 7 satellite aboard Blue Origin’s reusable New Glenn rocket was a partial success. The New Glenn touched down on its landing pad without incident, making it the second launch and landing for the first stage booster, and officially giving Jeff Bezos a reusable launch vehicle. Unfortunately for AST SpaceMobile, the mission was less successful. Its cell-tower-in-space was delivered to a lower orbit than expected by the second stage of the launch vehicle, rendering it functionally useless.
While the satellite separated from the launch vehicle and powered on, the altitude is too low to sustain operations with its on-board thruster technology and will de-orbited.
Bezos, for his part, posted a video of the landing on X without comment.
Technology
iPhone and Samsung flashlight tricks you should know
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Most people treat their phone flashlight like a basic on and off switch. You tap it when you drop something under the couch or walk through a dark parking lot. That’s it.
But with the latest software updates, both iPhone and Samsung phones have quietly turned the flashlight into something much more useful. You can control how bright it is. On some devices, you can even change how wide the beam spreads.
Once you know where to look, it feels like you just upgraded your phone without spending a dollar.
10 IOS 26 TRICKS THAT HELP YOU GET MORE OUT OF YOUR IPHONE
Both iPhone and Samsung phones have quietly turned the flashlight into something much more useful. (Silas Stein/picture alliance)
iPhone flashlight features you’re probably missing
Your iPhone flashlight does more than turn on and off, and a few hidden controls can completely change how you use it.
How to adjust iPhone flashlight brightness
On almost all iPhones:
- Swipe down from the top right to open Control Center
- Press and hold the flashlight icon
- Drag the vertical slider up to increase brightness or down to lower it
This has been around for years, but many people still tap instead of holding. That’s where the real control lives.
How to change iPhone flashlight beam width (Pro models)
This is the feature most people have never seen. On newer Pro iPhones running the latest software:
- Swipe down to open Control Center
- Press and hold the flashlight icon
- When the flashlight control appears at the top of the screen, swipe left or right to adjust the beam width
You can go from a narrow, focused beam to a wide flood of light.
That means:
- Narrow beam = better for seeing farther ahead
- Wide beam = better for lighting up a full area
This feature was introduced in iOS 18 and is still available in iOS 26.4, but it only works on iPhone 14 Pro and newer Pro models, including iPhone 15 Pro and later versions. You won’t see it on standard models.
How to turn on iPhone flashlight from the Lock Screen
You don’t even need to unlock your phone:
- Press and hold the flashlight icon on the Lock Screen
It turns on instantly, which is faster than digging through menus.
How to use Siri to control your iPhone flashlight
You can say:
- “Hey Siri, turn on the flashlight.”
- “Set flashlight to 50 percent.”
- “Hey Siri, turn off the flashlight.”
It’s one of the fastest hands-free options when your hands are full.
The flashlight is one of the most used features on your phone, yet most people never go beyond the basics. (Anna Barclay/Getty Images)
Bonus: Use iPhone flashlight for alerts and notifications
Your iPhone can use the flashlight as a visual alert:
- Go to Settings
- Tap Accessibility
- Tap Audio/Visual
- Scroll down and turn on Flash for Alerts
Your flashlight will blink for calls and notifications, which helps if your phone is on silent or in a noisy place.
Samsung flashlight features you should know
Samsung takes a different approach and, in some ways, gives you more flexibility right out of the box.
Note: Settings may vary depending on your Samsung device model and One UI version.
How to adjust Samsung flashlight brightness
On most Samsung Galaxy phones:
- Swipe down to open Quick Settings
- Press and hold the flashlight icon
- Use the brightness slider (labeled “Brightness”) to adjust the light level
Many people miss this because a quick tap only turns the flashlight on or off. The brightness controls appear after you press and hold, giving you more control depending on your situation.
How to turn on the Samsung flashlight with your voice
If you use Google Assistant:
- “Hey Google, turn on the flashlight.”
- “Hey Google, turn off the flashlight.”
It works well when your hands are full or when you need quick access.
10 INCREDIBLY USEFUL IPHONE AND ANDROID TRICKS THAT MAKE YOUR LIFE EASIER
How to customize Samsung flashlight access
Samsung gives you a few ways to keep the flashlight within easy reach. To keep it in your main Quick Settings panel:
- Swipe down from the top of the screen to open Quick Settings
- If you do not see the flashlight icon in the main panel, tap the pencil icon to edit
- Tap Edit
- Find Flashlight in the available buttons
- Hold and drag the flashlight icon into the main Quick Settings area
- Tap Done or Save if prompted
Bonus: Use the Samsung flashlight for alerts and notifications
Samsung phones can also use the flashlight for visual alerts:
- Go to Settings
- Tap Accessibility
- Tap Advanced settings
- Tap Flash notifications
- Turn on Camera flash notification
You can also turn on Screen flash notification if you want your display to light up instead.
When iPhone and Samsung flashlight features actually matter
This is where it becomes practical:
- Walking at night: a narrow beam helps you see farther ahead
- Power outage: a wide beam lights up more of the room
- Looking for something nearby: lower brightness avoids harsh glare
- Emergency situations: faster access can save time
Once you start adjusting the light instead of just turning it on, it becomes far more useful.
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Apple improved control with hardware and software, while Samsung focused on flexibility and customization. (Kurt “CyberGuy” Knutsson)
Kurt’s key takeaways
The flashlight is one of the most used features on your phone, yet most people never go beyond the basics. Apple improved control with hardware and software, while Samsung focused on flexibility and customization. Both approaches make a simple tool far more capable.
Have you ever discovered a hidden feature on your phone that made you wonder what else you’ve been missing? Let us know by writing to us at Cyberguy.com
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
The future of local TV news has taken a Trumpian turn
A long time ago, in 2004, the Federal Communications Commission laid down a rule designed to prevent a monopoly: No one company could broadcast to more than 39 percent of all the TV households in the United States. But then Donald Trump returned to the White House in 2025. Brendan Carr became FCC chairman and immediately kicked off a deregulatory initiative called “Delete, Delete, Delete,” in which Carr vowed to get rid of “every rule, regulation, or guidance document” that placed “unnecessary regulatory burdens” on companies. And within months, Nexstar, which already owned over 200 stations nationwide and had hit its ownership cap, announced that it had entered an agreement to purchase its rival, Tegna, for an estimated $6.2 billion — something that could only happen, however, if Carr agreed to change the FCC’s rules.
If you ask Nexstar why it’s pursuing a merger that would give it control of over 80 percent of the market, it’d point to Big Tech as the culprit. As advertisers take their money to Netflix, YouTube, and other digital streamers, linear television — the local television news, the broadcast affiliates, the basic cable networks — has suffered, forcing them to consolidate and shut down newsrooms. In that sense, Nexstar argued, the merger would help it compete for ad revenue with the streaming services, thereby building more robust local journalism. However, the merger’s opponents believe that this is a basic violation of antitrust laws and principles — not to mention the danger of letting one company have editorial control over the vast majority of America’s local television newsrooms.
But the second Trump administration handles regulatory hurdles a little differently than others, and companies have found that it’s faster to get what they want if they bypass the agencies and talk (read: suck up) to Trump directly. And when Nexstar did so publicly, it confirmed its opponents’ fears about political influence. Last September, in the fraught weeks after the fatal shooting of Charlie Kirk, Nexstar announced it would no longer broadcast Jimmy Kimmel Live! — a response to Carr’s claim that the FCC could revoke the broadcast licenses of TV stations that aired the comedian’s comments related to Kirk. It briefly led to ABC suspending Kimmel’s show, though ABC and Nexstar soon reversed their decision after a massive nationwide backlash and an ABC boycott.
However, Nexstar’s loyalty to Trump himself was not enough to win over his most powerful MAGA supporters. Newsmax, a cable news network with a deeply pro-Trump bent, and its CEO, longtime Trump donor and outside adviser Chris Ruddy, filed a lawsuit objecting to the merger, claiming that Nexstar’s anticompetitive behavior would force channels like his off the air with steeper carriage fees. He specifically accused Nexstar of jacking up the fees for stations to carry Newsmax, while offering its similar network, NewsNation, for much cheaper.
The Nexstar-Tegna MAGA makeover then took a more subtle turn. NewsNation hired the pro-Trump Fox News commentator Katie Pavlich and gave her her own primetime show. (The network had already hired a slew of former Fox journalists as well.) Around this time, a political group called Keep News Local began airing ads in DC that seemed to directly address Trump, praising him for having “defeated the fake news monopolies before through independent voices and local news” and claiming that the Nexstar-Tegna merger was “crucial for MAGA to survive.” (A little self-contradictory and mildly illogical, but it’s the kind of stuff that Trump likes to hear.) When I last spoke to Ruddy in February, I asked if he’d worried that the dark money going into Keep News Local would sway Trump, and he chose his words carefully: “I think at the end of the day, Trump makes up his own mind. I’m not sure he’s going to be influenced by an ad campaign.”
For months, no one could accurately predict if Trump would override Carr’s wishes and bless the deal, as he’s often done for other companies facing regulatory scrutiny. Trump’s Truth Social posts about the merger have been a good indicator of how precarious the merger has been and who’s been able to influence him at any given moment: Last November, he blasted the deal as an “EXPANSION OF THE FAKE NEWS NETWORKS,” but by February, he posted that the deal would “help knock out the Fake News because there will be more competition.”
Several current and former NewsNation employees told Status at the time that they feared that the parent company was steering NewsNation away from the centrist, “unbiased” reputation they’d long cultivated. “A lot of people within the network believe that the network has gone hard right to appeal to Trump and Brendan Carr,” one former employee told Status. Coincidentally, days before the deal was finalized, NewsNation began ramping up its explicitly pro-Trump content, tweeting a clip of CNN’s Kaitlan Collins being berated by White House press secretary Karoline Leavitt, along with the comment “Just going to leave this here.”
When Trump greenlit the merger in mid-March, but before the FCC’s three commissioners could vote on whether to waive the ownership cap, Nexstar and Tegna immediately announced a new complication: Tegna and Nexstar had already started merging. Tegna was no more and CEO Mike Steib had already sold $22.6 million of his company stock.
In response, eight state attorneys general and satellite TV operator DirectTV, which had already been planning to file separate federal antitrust suits against the merger, asked US District Judge Troy Nunley in Sacramento for an emergency restraining order that would prevent Nexstar from taking over Tegna’s assets. The order was granted on March 27th and on April 17, Nunley issued a formal injunction, ruling that Tegna must be operated as an independent financial entity, and Nexstar must take steps to ensure it remains separate from Tegna before further legal proceedings.
For now, Nunley has allowed the states and DirecTV to combine their cases, in which both argue that the merger was a clear violation of antitrust laws and would crush news competition.
Meanwhile, Republicans and Democrats in Congress are furious at Carr. On March 30th, Sens. Ted Cruz (R-TX) and Maria Cantwell (D-WA) sent the chairman a joint letter admonishing him for allowing his staff to waive the regulations to let the merger pass, instead of having the full commission of political appointees — one from the Biden administration — vote on it. “Under these circumstances,” they wrote, “any subsequent vote risks being largely procedural rather than a genuine exercise of commission responsibility.” They also pointed out that their hasty approval without the commission’s approval would now complicate the merger financially: “In a transaction of this scale, where integration proceeds quickly and unwinding becomes impractical, delay in judicial review can insulate the decision from meaningful challenge.” Notably, though they share similar ideological views on the media and deregulation, Cruz and Carr have frequently clashed over how to achieve their objectives. Cruz previously slammed Carr as a “mafioso,” for instance, for the way he’d used the FCC to silence Kimmel.
But even if it’s legally paused, the journalistic merger’s fallout has started to hit local news. NPR’s David Folkenfirk reported on Tuesday that Tegna journalists had already started receiving orders to stop broadcasting content from major broadcasters like ABC, CBS, and NBC — media outlets being targeted by Carr — and instead begin airing content from Nexstar’s NewsNation.
- Brendan Carr’s views on using the FCC to punish major broadcasters was outlined pretty extensively in the chapter he authored in Project 2025, an initiative led by the conservative Heritage Foundation on how to reform the federal bureaucracy to be more favorable to the American right.
- Exactly how much is local television losing to digital? According to industry publication NewscastStudio, in an investor call defending the purchase, Nexstar chairman Perry Sook cited a market research study from Borrell Associates, which found that “digital advertising in local markets exceeds $100 billion, compared to just $25 billion for local linear television advertising, with nearly two-thirds of digital ad dollars flowing to five major technology companies.”
- If you want to see exactly how much Keep Local News was trying to suck up to Trump, the ads are archived here.
- The Vergecast has a long-running segment called “Brendan Carr is a dummy.”
- The LA Times reported on last week’s preliminary hearings in front of Nunley, and how lawyers for Nexstar, the states, and DirecTV plan to argue their case.
- The Desk has insights from Kirk Varner, a former TV newsroom director, on how the case could go.
- Andrew Liptak covered Nexstar’s previous acquisition sprees for The Verge in 2018.
- Adi Robertson walks through exactly how the Kimmel suspension was an attack on free speech.
- Brendan Carr keeps trying to convince people that he’s not threatening to suspend broadcast licenses for reporting on unfavorable things like the Iran war, reports Lauren Feiner.
- The Vergecast has a long-running segment called “Brendan Carr is a dummy.”
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