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Earning enough to be considered middle class has gotten more expensive, with rising housing and everyday costs pushing the income bar higher, according to a recent report from GOBankingRates.
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The median range for middle-class income across the country is between $59,000 and $104,000 in 2026, depending on which state you live in. GOBanking Rates used Pew Research Center’s definition of middle class — income ranging from two-thirds to twice a state’s median household income — and added data from the U.S. Census Bureau to report lowest middle-income, highest middle-class income and median income for each state, including Maryland and Virginia, and Washington D.C.
The current national middle-class minimum of $59,000 would have declared you middle class a decade ago in the U.S. In 2016, earning $39,000 placed a household at the lower edge of the middle class — and in regions like DC, MD and VA, median incomes were already far higher than the national median, so the “middle-class floor” was much higher than $39,000 even then.
In the DC region, the income required to be considered middle class is significantly higher than nationally, with the threshold starting around $61,000 in Virginia and nearly $69,000 in Maryland — compared with about $47,000 nationwide, GOBankingRates data shows. To be considered middle class in Washington DC, you’d have to earn at least $70,200. GoBankingRates omitted DC from their report; however, using the same formula and same US Census data cited, USA TODAY Network was able to calculate the low, high and median middle class income ranges. Here’s what the report shows and what we found for middle-class consideration in 2026.
What is middle class in Washington DC?
The middle class is a socioeconomic group in the U.S. that falls between the working class and upper class, earning around the middle of the income distribution for where they live. Middle class households often are able to cover their bills, rely on loans to buy homes or cars, and occasionally eat out or vacation, but not without careful budgeting, according to Investopedia.
Washington DC’s middle-class income in 2024 (the most recent year available from Census data) was between $70,200 and $209,600. GoBankingRates omitted DC middle-class data; however, USA TODAY Network used the same calculation, using the Census Bureau’s American Community Survey (ACS) and the Pew Research Center’s benchmark definition of middle class. Here is the breakdown for middle-class in Washington DC:
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Median household income: $104,800
Lowest end of middle-class income: $70,200
Highest end of middle-class income: $209,600
Due to the region’s high cost of living, Washington DC’s middle-class median income surpasses not only the U.S. median, but it’s neighbors in Delaware, Virginia and Maryland. It also slightly surpasses the median middle-class income of New Jersey.
What is middle class in Virginia?
In Virginia, the income needed to be considered middle class starts at about $61,400 and can range up to roughly $184,200, according to GOBankingRates. That is based on Pew Research Center’s definition — two-thirds to twice the median household income. Here’s the breakdown of Virginia’s middle-class income as reported in 2026 using the latest Census data available from 2024:
Median household income: $92,090
Lowest end of middle-class income: $61,393
Highest end of middle-class income: $184,180
What is middle class in Maryland?
To be considered middle-class in Maryland, the income required starts at about $68,600 and can extend up to roughly $205,800, according to GOBankingRates, which used the latest 2024 U.S. Census Bureau data available in their 2026 report.
For many Maryland households, especially in the DC suburbs, earning what sounds like a solid income does not always translate into financial comfort once housing, childcare and community costs are factored in: Maryland housing costs (rent and home prices) are well above national averages, according to Zillow market trends, and commuting costs for DC-area workers are among the longest and costliest, Census data shows. Maryland also consistently ranks among the most expensive states for childcare, often surpassing $15,000 per year per child, according to a Care.com 2024 Cost of Care report.
Highest middle-class incomes in the US
Massachusetts income range: $69,885 to $209,656
Maryland income range: $68,603 to $205,810
New Jersey income range: $69,529 to $208,588
Hawaii income range: $67,163 to $201,490
California income range: $66,766 to $200,298
New Hampshire income range: $66,521 to $199,564
Washington income range: $66,259 to $198,778
Colorado income range: $64,742 to $194,226
Connecticut income range: $64,033 to $192,098
Virginia income range: $61,393 to $184,180
Lori Comstock is a New Jersey-based news reporter covering trending news with USA TODAY Network’s Mid-Atlantic Connect Team. She covers news in the Northeast, including New Jersey, Pennsylvania, Delaware, Washington DC, Maryland, and Virginia.Reach her at LComstock@usatodayco.com.
Associated Students of GCU President Judah Floyd (left) and Vice President Gracie Zimbardi (right) participated in a workshop with Arizona Congressman Eli Crane at the Campus Victory Forum conference in Washington, D.C.
Washington, D.C., has been a popular spot this summer, especially since it’s the nation’s 250th anniversary. And it’s where many Grand Canyon University students have traveled, including the campus’s student body leaders.
Associated Students of GCU President Judah Floyd and Vice President Gracie Zimbardi traveled to Washington, D.C., to participate in the Campus Victory Forum conference and celebrate the country’s 250th anniversary of signing the Declaration of Independence.
“It was a humbling opportunity to be able to represent GCU and be poured into by so many admirable Christian leaders,” Floyd said. “It reminds me of the leader I want to be as a Christ follower and as someone who’s been put in a position to have influence on the students of GCU.”
Outside of conference sessions, Judah Floyd and Gracie Zimbardi explored Washington, D.C.
The three-day conference was organized by Campus Victory, an organization empowering collegiate leaders to step into civic engagement. It featured workshops, sessions and activities that equipped students with practical tools to step into their leadership roles.
Roughly 250 student leaders from universities all around the country traveled to the nation’s capital for the conference, where they met and heard from politicians and community leaders, including U.S. Rep. Eli Crane of Arizona.
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He addressed the young crowd with a personal testimony about his experience in public leadership and gave an empowering message from 1 Timothy 4:12, which reads, “Don’t let anyone look down on you because you are young, but set an example for the believers in speech, in conduct, in love, in faith and in purity.”
He encouraged students to boldly press on in their positions despite their young age.
Sharing a home state with Crane was made extra special to Floyd and Zimbardi when Crane invited all Arizona students backstage to meet and have conversations with him.
“He was phenomenal,” Zimbardi said. “He talked about how being firm in our faith is so important in this time, and though we are young leaders, we do have the knowledge, experience and people to look up to, so use it. It was so inspiring to hear from him.”
Gracie Zimbardi (left) displayed her patriotism with student leaders from other universities.
When sessions concluded, students explored significant landmarks, including memorials, museums, and federal and local government buildings.
Everything was decked out in red, white and blue, with flags and banners hanging everywhere to commemorate the milestone anniversary.
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Celebratory events unfolded one after another on Independence Day, finishing with the largest fireworks show in history. Some 850,000 pyrotechnic effects were detonated over 40 minutes, with thousands gathered for the once-in-a-lifetime event.
Floyd waited five hours in line to attend Salute to America 250, which concluded yearlong celebratory festivities. The six-hour event on the National Mall featured presidential remarks, musical performances and military flyovers.
While in Washington, D.C., Judah Floyd (center) met with other student leaders.
“President Donald Trump talked about how America is really a land of people of faith and people who overcome challenges time after time,” Floyd said. “It really rekindled in us the spirit of liberty that we all carry as Americans and the importance of defending that liberty for generations to come.”
Military veterans were brought onstage and honored for their commitment to serving the country. Flags from every generation of America were displayed, and singer Lee Greenwood led the crowd in singing “God Bless the U.S.A.”
The World Cup was happening at the same time. While Floyd and Zimbardi were in Washington, D.C., they witnessed another level of patriotism when a Team USA vs. Bosnia and Herzegovina watch party, complete with a projector screen, was organized in front of the U.S. Congress.
“Thousands of people all wearing U.S.A. jerseys were shouting and screaming and spraying water in the sky when we scored a goal. It was deafening,” Floyd said.
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Judah Floyd and Gracie Zimbardi celebrated the Fourth of July in Washington, D.C., with student leaders from around the country.
As the start of academic year approaches, Floyd and Zimbardi’s tenure as student body president and vice president will soon commence.
The duo said that participating in the Campus Victory Forum conference, networking with student body presidents and vice presidents from other universities, and witnessing everyone’s patriotism prepared them to lead with passion and boldness.
“It means a lot to me that someone in this organization thought of us, GCU, and said, ‘We need them there.’ Zimbardi said. “It was really unique hearing from other students about how they do things at other universities.
“We got to sit down and spitball back and forth. We talked about things like, ‘Wow, that’s what works for you? We are struggling in that area, do you mind if we try it?’ Having conversations like that is extremely helpful, and it is cool how unified we can all become.”
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Dozens of Iowa National Guard soldiers leaving Iowa today will spend the next six months serving in Washington, D.C..
Last August, President Trump issued an executive order declaring there was an epidemic of crime in the nation’s capitol and he immediately mobilized National Guard troops from the District of Columbia. The Pentagon then started asking state guard units to deploy to D.C. and made a request of Governor Kim Reynolds last year. “They asked earlier and I said no because we had one of the largest deployments that we’ve had for a long, long time and I just felt we were stretched pretty thin,” Reynolds said.
In May of last year, nearly 2000 Iowa National Guard soldiers were deployed to the Middle East. The final group of those soldiers returned to Iowa last month. Reynolds said the Pentagon “circled back” recently and asked her to send a group of Iowa Guard soldiers to D.C. and she’s deployed 120 Iowa Guard soldiers to D.C. “to ensure the safety and security” of people who are in the nation’s capitol, “especially with everything that’s going on with the 250th birthday of our country,” Reynolds said, “and so we were able to participate and do our share.”
Reynolds told reporters the federal government will pay the entire cost of the deployment. Reynolds will speak this morning at a private send off ceremony for the Iowa Guard soldiers before they leave for D.C. There were over 5000 National Guard troops in Washington this past Sunday, including 185 from Nebraska and over 100 from Minnesota.
