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These states are increasing their consumer debt. Georgia ranked fifth

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These states are increasing their consumer debt. Georgia ranked fifth


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As prices continue to rise across the country, Americans are tacking more and more money onto their consumer debt.

Americans have $1.3 trillion in credit card debt, $1.7 trillion in auto loan debt and billions of dollars in personal loans, collectively. Consumer debts also include mortgages, payday loans and student loans.

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But, the residents of some states are increasing their debt faster than others.

A new report from WalletHub compared all 50 states for the change in average debt from the third quarter to the fourth quarter of 2025. Here’s what they found.

States with highest increase in consumer debt

“At a time when interest rates are very high, it’s especially important to minimize the accumulation of debt. Americans have added a staggering amount of new debt in the past decade, and it can be very easy for that debt to become unsustainable leading to future issues like default and major credit score damage,” John Kiernan, a WalletHub editor, said in the report.

Here are the states that increased their consumer debt the most in the second half of 2025.

  1. Maine
  2. Wyoming
  3. Hawaii
  4. Montana
  5. Georgia
  6. New Mexico
  7. North Dakota
  8. Florida
  9. Texas
  10. Vermont

“The average credit card balance in Maine increased by nearly 8% from Q3 2025 to Q4 2025, rising to nearly $8,000,” the report said. “For context, the vast majority of states saw increases of less than 5%”

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Maine’s auto loans balances went up 2%, the third highest in the country, while personal loans increased 0.5%, one of only three states that had increases.

Wyoming was second with a 5.5% increase in credit card debt, and a 2.5% increase in auto loan debt, the largest in the country. The state’s personal loan debt, however, decreased by 2.4% during the time period.

States with lowest increase in consumer debt

Here are the states with the lowest increases, or even decreases in debt.

  1. Michigan
  2. Kentucky
  3. Ohio
  4. New Hampshire
  5. Connecticut
  6. Iowa
  7. Missouri
  8. Delaware
  9. Oregon
  10. West Virginia

How can you start to pay off your consumer debt?

WalletHub experts gave a few tips for paying down your debt — and then keeping it down.

You should start by creating a detailed repayment plan that lists all debts, their interest rates and minimum monthly payments to create a schedule to pay the debt down with extra funds. Experts also recommend cutting down unnecessary expenses so money can be redirected toward paying debt.

If possible, you can negotiate lower interest rates with creditors, or even find a temporary fix through a hardship plan. If needed, you can try and find additional income through a part-time job, freelancing or selling unwanted or unneeded items.

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If you have debt but also good credit, you may be able to refinance your debt through a balance transfer or debt consolidation loan.

Irene Wright is the Atlanta Connect reporter with USA Today’s Deep South Connect team. Find her on X @IreneEWright or email her at ismith@usatodayco.com.



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Georgia farmers on alert as New World Screwworm confirmed in Texas, New Mexico

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Georgia farmers on alert as New World Screwworm confirmed in Texas, New Mexico


SCREVEN COUNTY, Ga. (WTOC) – A parasite not seen in the United States since the 1960s is making a comeback, and Georgia cattle producers are watching closely.

The New World Screwworm has been confirmed in Texas and New Mexico, raising alarms across the South. The pest — eradicated in the U.S. more than 60 years ago and driven all the way to Panama — has been working its way back north through Mexico.

Screven County cattle producer Lindy Sheppard says he learned about screwworm in agriculture college and heard stories from his father, who dealt with the parasite in the 1950s and ’60s.

“I never thought I would have to deal with it,” said Sheppard.

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Now, with confirmed cases edging closer to Georgia, Sheppard isn’t so sure.

“We hope they keep it on that side of the Mississippi River,” he said. “We don’t want it over here.”

How screwworm spreads

The New World Screwworm spreads through flies whose larvae burrow into the open wounds of living animals. Livestock, horses, pets and wildlife are all at risk. Newborn cattle are especially vulnerable; their exposed navel cords provide an entry point for flies.

Sheppard says calving season, which begins as early as late August in Georgia, is his biggest concern.

“When we start calving in late August, September, because the navel cords are so exposed. That’s a red flag in my mind that it could be a real problem when we start calving this fall,” he said.

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Georgia’s response

The Georgia Department of Agriculture is already taking action. Officials are monitoring livestock movement into and out of the state around the clock and have prepared traps ready to deploy if needed.

Georgia Agriculture Commissioner Tyler Harper said the state is stepping up protocol checks on all animals entering Georgia.

Sheppard says he is confident in the state’s leadership.

“We’ve got Tyler Harper, our commissioner of agriculture. He’s all over it,” Sheppard said. “I feel like they’re doing everything they can. I really do.”

Economic concerns

The screwworm threat comes as Georgia’s cattle industry is already under significant pressure. Rising costs, shrinking profit margins, dwindling access to markets and an aging workforce have pushed many farmers to the brink.

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Sheppard, 65, notes the average age of a cattle farmer is 58, and says screwworm could be the breaking point for some.

“We’re losing cattle in this state anyway, so that may accelerate it,” he said. “It might be the straw that breaks the camel’s back, it sure might. It makes them go ahead and sell all of the cattle.”

The USDA has allocated $100 million toward screwworm eradication efforts. In South Texas, federal officials are already releasing sterile flies, the same method used to eradicate the parasite in the 1960s.

Food supply not at risk

Despite the growing concern, both Sheppard and state officials say the food supply is not in danger.

“It does not affect the food supply,” Sheppard said. “The quality of the food has nothing to do with it… it only really affects those of us here producing it. And we just have to manage it the best we can.”

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What to do if you suspect screwworm

The Georgia Department of Agriculture is urging farmers and pet owners to report any signs of screwworm immediately, including unusual wounds, maggots or strange behavior in livestock or animals.

To report a suspected case, contact the Office of the State Veterinarian:

  • Phone: 404-656-3667
  • Email: AnimalHealth@agr.georgia.gov

Copyright 2026 WTOC. All rights reserved.



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Georgia National Fair announces ticket pricing changes for 2026

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Georgia National Fair announces ticket pricing changes for 2026


PERRY, Ga. (WALB) — The Georgia National Fair announced ticket pricing changes for 2026 in a Facebook post.

Children ages 3-10 will now require a $5 admission ticket.

Adult tickets purchased with cash at the entry gate will cost $20, excluding discounted admission days. Adults paying with a card at the gate will pay $15.

All online transactions will include a processing fee.

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Discounted admission days will be $10 for everyone. Seniors 60 and up are $10 every day.

For more ticket information and fair dates, visit https://www.georgianationalfair.com/p/getconnected/pricing.

Have a news tip or see an error that needs correction? Let us know. Please include the article’s headline in your message.

To stay up to date on all the latest news as it develops, follow WALB on Facebook, Instagram and X. For more South Georgia news, download the WALB News app and add WALB as a preferred source on Google.

Copyright 2026 WALB. All rights reserved.

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DHS appears to axe plan to construct immigration detention megacenter in small Georgia town

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DHS appears to axe plan to construct immigration detention megacenter in small Georgia town


After months of tension between the city of Social Circle and the federal government, the city announced in a press release Thursday that the U.S. Department of Homeland Security will abandon its plan to convert an industrial warehouse into a 10,000-bed immigration detention center in the rural community.  The department’s apparent decision to discontinue the […]



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