Florida
Florida Saw Jump in Workers' Comp Cost per Claim in 2022-23, WCRI Report Shows
Call it the effects of wage creep during the pandemic, along with a little bit of creep in the duration of benefits.
Employers and insurers in Florida saw a 7% increase in total cost per workers’ compensation claim in 2022 and 2023, to just over $30,000 on average, due largely to higher wages and longer temporary disability benefits duration. That was the finding of an analysis by the Workers Compensation Research Institute, which compared COVID-19 pandemic-era costs in Florida and 16 other states.
“The large indemnity growth in 2022 was mainly driven by increases in the average preinjury weekly wage of workers with injuries and duration of temporary disability. In particular, wages in Florida grew 9.5 percent in 2022, faster than the increases in prior years,” notes the report, authored by WCRI researcher Rebecca Yang. Other study states saw similar cost increases.
The work echoed other studies that have found that as employers rebounded from the pandemic shutdowns, they were forced to pay higher wages to attract workers. That led to higher payrolls and higher weekly benefits for injured employees.
The trend was highlighted late last year when the Florida Division of Workers’ Compensation raised the 2024 maximum weekly indemnity benefit to reflect the big jump in average weekly wages. The average wage rose from $1,099 in 2021 to $1,260 in 2023 – a 15% increase. That much of an increase had not been since the high-inflation days of 1980, which saw a 20% spike in wages from two years earlier.
The reasons for a half-week increase in temporary disability benefits duration were also related to the economic realities of the pandemic. In many states, including Florida, TD duration increased in 2020, declined or remained stable in 2021, then increased again in 2022. High unemployment early in the COVID era may have kept some injured workers out of a job, leading to longer injury or benefits duration times, the WCRI report said.
Later, as employment rose nationwide, “the tight labor markets and the potential workforce shortages associated with this reality may have led to longer working hours and worse overall health among current employees.”
The study underscored what other analyses have found – that many employers were forced to hire less-experienced workers in 2022, which may have led to higher injury rates in some job classifications. Post-pandemic, employers have seen an increase in comorbidities for workers. Some employees may have had problems accessing medical care due to a shortage of health care professionals, the study said.
“These factors may have led to more severe injuries, prolonged recovery, and slower return to work,” the report noted.
The analysis found that duration of temporary disability in Florida increased in 2022 in most industry groups and across age groups with workers aged 35 and above at the time of injury. The report can be accessed here.
It’s too soon to know if the higher costs will put pressure on workers’ compensation rates in Florida. The state, like most others, has seen a steady drop in comp rates over the last two decades. Late last year, Florida regulators approved a 15% average decrease in rates.
WCRI also found that medical payments per claim have remained stable in recent years, in contrast to a 5% per-year increase in the years from 2017 to 2019. Part of the stability was due to a drop in the utilization of medical services at ambulatory surgery centers and other non-hospital providers, the report noted.
That cost stability could be positively impacted, at least to some degree, by new Florida limits on emergency room costs. Florida Gov. last week signed House Bill 989, which, among other changes, clarifies that emergency care, except those procedures subject to the maximum reimbursement allowance, must be set at 250% of Medicare’s rates, unless governed by a contract.
The “agency bill,” which addresses a wide range of issues identified by the Florida Department of Financial Services, also requires DFS to work with actuarial firms to develop maximum reimbursement allowances for emergency services.
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South Florida leaders take preventative safety measures after the U.S. and Israel’s attack on Iran
South Florida leaders are taking preventative measures to keep residents safe after the U.S. and Israel launched major strikes on Iran early Saturday morning.
Miami-Dade County mayor Daniella-Levine Cava issued a statement reacting to the military operation that President Trump dubbed on Truth Social as “Operation Epic Fury.”
The statement reads: “The escalating conflict between the United States, Israel, and Iran poses serious risks to regional stability and international safety.”
She goes on to say that her thoughts are “with the people of Israel and the Jewish community here in South Florida who are watching these events with worry and uncertainty.” She also says the Iranian people “deserve peace, safety, dignity, and the freedom to live without repression.”
Of the Trump administration’s decision to launch the military operation, Levine-Cava writes: “Any military action taken without congressional authorization is a dangerous precedent, and we must learn from our nation’s past challenges. What must come next is a serious effort to restore stability and pursue diplomacy, not further violence.”
As for measures she will be taking, she says she asked her Chief of Public Safety to “ensure public safety agencies are aware and ready to activate plans in case of any disruption.”
The Miami-Dade Sheriff Rosie Cordero-Stutz also issued a statement saying that MDSO is “taking immediate security measures by increasing patrols to ensure the safety of our residents.” She said that they have increased security presence around places of worship, cultural centers, and schools.
“Our thoughts and prayers are with the servicemen and women protecting our national security interests around the globe,” Cordero-Stutz wrote.
Aventura Police have also responded to the current situation on X, saying that they are monitoring the “current situation in the Middle East with our local, state, and federal partners.”
They go on to say: “At this time, there are no known or credible threats to the U.S. or Miami-Dade County.” However, they note that in “an abundance of caution,” they will be increasing security in religious facilities and other locations they deem as “sensitive” throughout the city.
The City of Miami Beach also posted its statement to X, saying it is also “closely monitoring the ongoing conflict in the Middle East.” They also note that at this time, there are no known credible threats to the city.
They write: “Out of an abundance of caution, we have increased our uniformed presence at synagogues, schools, and other key locations citywide. We remain in close coordination with our law enforcement partners and leaders within the faith-based community.”
They also urge residents to report any “suspicious or unlawful activity” to call their non-emergency number at 305-673-7901 or, if it is an emergency, call 911.
Other cities’ police departments, such as Bal Harbour, Sunny Isles Beach, and Hallendale Beach, posted on their social media that they will also increase security measures after the U.S.-Israel strikes on Iran.
Florida
Golf roundup: Austin Smotherman plays ‘boring, simple’ to expand lead in Florida
Austin Smotherman will carry a three-stroke lead into the weekend at the Cognizant Classic at The Palm Beaches.
Smotherman followed his opening 62 with a 2-under-par 69 on Friday at PGA National’s Champion Course in Palm Beach Gardens, Fla. That brought him to 11 under, comfortably clear of Taylor Moore, who is in second after his second straight 4-under 67.
Cognizant Classic scoreboard
“Yeah, leading a PGA Tour event, come on, pretty awesome,” Smotherman said.
Smotherman, 31, is in fine position for his first win on the PGA Tour since turning pro a decade ago. He has won three times on the Korn Ferry Tour, including last June.
Afterwards, he credited himself with playing “Austin Smotherman golf.” When asked what that meant, he responded, “as boring and simple as it can be.
“That’s what I want to do out there. I feel like I ball strike it good enough to have that kind of boring golf, a bunch of fairways ideally,” he said.
He suffered three bogeys Friday after a bogey-free opening round, but the key stretch for him after starting on the back nine was between Nos. 17 and 3. He birdied four holes in that stretch, starting with a 54-foot bomb at the par-3 17th hole.
“Anything under par I thought would have been (good) following up a round like yesterday, which was a special one,” he said, “and try not to get too far ahead of myself thinking I’m going to make every long putt I’m looking at, like kind of was the feeling yesterday, and then today I still make a 55-footer on 17.”
Moore overcame a bogey in each half of his round with three birdies on either nine, more than counterbalancing the rough patches to earn his second straight solid score.
“I think very different 67s,” Moore said when comparing his rounds. “I didn’t hit many fairways yesterday, kind of grinded a lot, had a couple chip-ins, which obviously helps. I thought I struck the ball much better today. Drove it in the fairways on the par-5s, I felt like. Yeah, still had a few up-and- downs, obviously, with the tough windy conditions this afternoon, but overall I thought it was solid.”
Canadian A.J. Ewart had the round of the day, a 64 that powered him to 7 under for the week. He’s tied with Colombia’s Nico Echavarria (72), and Joel Dahmen is in fifth at 6 under after a second consecutive 68.
Ewart, who played for nearby Barry University in college, came in with some familiarity.
“We used to come and watch this tournament when I was at school. I think I came up here twice, maybe three times and watched,” Ewart said. “I had never actually played the golf course, but I felt like I knew it just from watching it.”
Irishman Shane Lowry, one of the most recognizable players in the field, is in a large knot for sixth at 5 under after posting a 67. Defending champion Joe Highsmith made the cut on the number at even par.
Notable players who missed the cut included Webb Simpson (1 over), Gary Woodland (2 over), Matt Kuchar (2 over) and Canada’s Adam Hadwin (3 over).
Kim maintains narrow lead in Singapore
Auston Kim maintained a narrow lead over three seasoned competitors with a 3-under-par 69 on Friday at the HSBC Women’s World Championship in Singapore.
Kim carded five birdies and a double-bogey at the par-5 16th hole at Sentosa Golf Club to move to 9-under par, one shot ahead of major champions Minjee Lee of Australia (64 on Friday) and Thailand’s Ariya Jutanugarn (67) and three- time LPGA Tour winner Haeran Ryu of South Korea (68).
Lurking two shots back at 7-under in the no-cut event are Australia’s Hannah Green (66), Denmark’s Nanna Koerstz Madsen (68), Sweden’s Linn Grant (69) and England’s Mimi Rhodes (69).
Kim, an LPGA Tour member since 2024, has been knocking on the door of her first tour win. The American has eight finishes in the top 10 and was the runner-up at the KPMG Women’s PGA Championship last season.
“I think just sticking to my process. I’m trying to earn each shot and win each shot and win each day,” Kim, 25, said of her strategy heading into the weekend. “I can put a hundred percent of my focus into every single shot and try my best to execute each time, I’ll do well.”
Lee soared into contention with an eagle at the par-4 second hole and six birdies in a bogey-free round.
“I think just I holed a few more putts out there,” Lee said of the difference between Friday’s play and her opening-round of 72. “I holed a few long ones and I also holed out for eagle on the second. That always helps the score.”
Jutanugarn had six birdies, including three straight from holes Nos. 5-7, and one bogey.
Ryu collected four birdies in a round free of bogeys, but not free from pain.
“Today, my neck was so bad and I cannot turn it around, it’s so hard, my neck,” Ryu said. “But yeah, golf is not perfect. I just think about it, just hit the fairway and the green. Yeah, that’s good for me. There’s a lot of birdies, and yeah, I’m so happy.”
Angel Yin matched Lee for the low round of the day with a 64 to move into a tie for ninth at 6-under.
Defending champion Lydia Ko of New Zealand (72) remained a 2-under posting four birdies and four bogeys.
World No. 1 Jeeno Thitikul of Thailand is tied for 33rd at 1-under after a round of 70.
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