Florida
Florida Saw Jump in Workers' Comp Cost per Claim in 2022-23, WCRI Report Shows
Call it the effects of wage creep during the pandemic, along with a little bit of creep in the duration of benefits.
Employers and insurers in Florida saw a 7% increase in total cost per workers’ compensation claim in 2022 and 2023, to just over $30,000 on average, due largely to higher wages and longer temporary disability benefits duration. That was the finding of an analysis by the Workers Compensation Research Institute, which compared COVID-19 pandemic-era costs in Florida and 16 other states.
“The large indemnity growth in 2022 was mainly driven by increases in the average preinjury weekly wage of workers with injuries and duration of temporary disability. In particular, wages in Florida grew 9.5 percent in 2022, faster than the increases in prior years,” notes the report, authored by WCRI researcher Rebecca Yang. Other study states saw similar cost increases.
The work echoed other studies that have found that as employers rebounded from the pandemic shutdowns, they were forced to pay higher wages to attract workers. That led to higher payrolls and higher weekly benefits for injured employees.
The trend was highlighted late last year when the Florida Division of Workers’ Compensation raised the 2024 maximum weekly indemnity benefit to reflect the big jump in average weekly wages. The average wage rose from $1,099 in 2021 to $1,260 in 2023 – a 15% increase. That much of an increase had not been since the high-inflation days of 1980, which saw a 20% spike in wages from two years earlier.
The reasons for a half-week increase in temporary disability benefits duration were also related to the economic realities of the pandemic. In many states, including Florida, TD duration increased in 2020, declined or remained stable in 2021, then increased again in 2022. High unemployment early in the COVID era may have kept some injured workers out of a job, leading to longer injury or benefits duration times, the WCRI report said.
Later, as employment rose nationwide, “the tight labor markets and the potential workforce shortages associated with this reality may have led to longer working hours and worse overall health among current employees.”
The study underscored what other analyses have found – that many employers were forced to hire less-experienced workers in 2022, which may have led to higher injury rates in some job classifications. Post-pandemic, employers have seen an increase in comorbidities for workers. Some employees may have had problems accessing medical care due to a shortage of health care professionals, the study said.
“These factors may have led to more severe injuries, prolonged recovery, and slower return to work,” the report noted.
The analysis found that duration of temporary disability in Florida increased in 2022 in most industry groups and across age groups with workers aged 35 and above at the time of injury. The report can be accessed here.
It’s too soon to know if the higher costs will put pressure on workers’ compensation rates in Florida. The state, like most others, has seen a steady drop in comp rates over the last two decades. Late last year, Florida regulators approved a 15% average decrease in rates.
WCRI also found that medical payments per claim have remained stable in recent years, in contrast to a 5% per-year increase in the years from 2017 to 2019. Part of the stability was due to a drop in the utilization of medical services at ambulatory surgery centers and other non-hospital providers, the report noted.
That cost stability could be positively impacted, at least to some degree, by new Florida limits on emergency room costs. Florida Gov. last week signed House Bill 989, which, among other changes, clarifies that emergency care, except those procedures subject to the maximum reimbursement allowance, must be set at 250% of Medicare’s rates, unless governed by a contract.
The “agency bill,” which addresses a wide range of issues identified by the Florida Department of Financial Services, also requires DFS to work with actuarial firms to develop maximum reimbursement allowances for emergency services.
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The Florida Panhandle has a 50% chance of snow on Tuesday. Latest forecast
A blast of Siberian air and back-to-back winter storms will send subfreezing temperatures in the 20s across North Florida and bring a high chance of snow to the Florida Panhandle and a portion of the Big Bend and Jacksonville areas.
“The cold outbreak will occur right smack in the middle of what is historically the coldest part of the winter,” AccuWeather Senior Meteorologist Bob Larson said.
The first of two winter storms expected to impact the southeastern United States will bring showers and a possible thunderstorm to the Florida Panhandle starting late Friday night and continuing through Saturday, according to AccuWeather.
The second winter storm will be colder and snowier – even in Florida, which is the only contiguous U.S. state not to see snow this winter.
North Florida has a 50% chance of snow
The National Weather Service and the European Centre for Medium-Range Weather Forecast model are now in agreement as the chance of snow creeps to 50% in the Florida Panhandle on Tuesday.
The chance of snow diminishes eastward across the Sunshine State. Tallahassee has a slight chance of rain and snow showers before 10 a.m. on Tuesday and a possible mix of rain and snow later that night. The ECMRWF model puts those chances around 30-40%.
Jacksonville does not currently have a chance of snow, according to the NWS, but the ECMRWF model shows a sliver of a chance, between 10-20%.
How cold will it get in Florida?
Much of Florida will avoid the worst parts of the chill, according to AccuWeather. North Florida will see the coldest temperatures, but freezing temperatures will likely be felt even in Central Florida, too.
Here’s a look at temperatures in some of Florida’s regional hubs, according to AccuWeather’s Forecast:
- Pensacola
- Sunday: High 54, low 25
- Monday: High 43, low 28
- Tuesday: High 39, low 21
- Wednesday: High 41, low 29
- Tallahassee
- Sunday: High 60, low 27
- Monday: High 47, low 32
- Tuesday: High 47, low 24
- Wednesday: High 43, low 24
- Jacksonville
- Sunday: High 67, low 35
- Monday: High 47, low 39
- Tuesday: High 48, low 31
- Wednesday: High 45 low 35
- Orlando
- Sunday: High 71, low 45
- Monday: High 53, low 46
- Tuesday: High 58, low 39
- Wednesday: High 57, low 45
- Tampa
- Sunday: High 73, low 47
- Monday: High 58, low 45
- Tuesday: High 57, low 39
- Wednesday: High 54, low 42
- Miami
- Sunday: High 81, low 65
- Monday: High 70, low 66
- Tuesday: High 74, low 61
- Wednesday: High 66, low 63
Why is snow so rare in Florida?
The most basic answer is that subfreezing temperatures in Florida tend to be brought on by cold fronts, which generally produce dry air.
Florida’s best chance of seeing snow happens when a storm pulls in moisture from the Gulf of Mexico while cold air is being pushed from the north. Of course, if cold air is moving south, it’s likely pushing that moisture away from Florida, hence the conundrum.
The more complicated reason snow is rare in Florida is almost everything about Florida, from its geographical features to its proximity to the equator, discourages the conditions needed for snow.
Florida’s warm temperatures are the first problem. The second issue is that Florida, the Sunshine State, gets a lot of sunlight because of how close it is to the equator. That sunlight and warmer temperatures tend to keep sustained cold air at bay, preventing it from amassing in quantities for snow to form.
Florida is also a pretty flat state, and its highest point, Britton Hill, is only about 345 feet above sea level. That doesn’t give cold air a lot of places to hang out.
Lastly, there’s the Gulf of Mexico. The Gulf is a relatively warm body of water, and it acts as a large temperature moderator for Florida.
What’s needed for snow to form?
The conditions required to produce snow are typically generalized. Most people know that it needs to be at or below 32 degrees, which is considered the threshold for water to freeze. That’s not the only condition where snow can form, however.
Snow can still form even in temperatures as high as 33.8 degrees. There are occasions when a higher layer of atmosphere is slightly above freezing where the snowflake might start to melt as it passes through that layer but can still make it to the ground as snow.
Another special case is referred to as the “wet bulb” effect. The wet bulb temperature is the temperature air reaches when water evaporates into it. Snow can still manage to form if the height where the wet bulb temperature reaches freezing is less than 1,500 above the ground.
In both special circumstances, the snow will be wetter and stickier than traditional fluffy and dry snow.
Florida
Second arrest made in Florida bowling alley shooting that left off-duty ATF agent paralyzed: 'Senseless'
Florida authorities have charged a second person with attempted murder this week in connection with the December shooting of an off-duty federal agent that left him paralyzed.
The Hillsborough County Sheriff’s Office arrested Tia Heyward, 23, on Wednesday after investigators determined she allegedly aided Christopher Smith, 18, in the Dec. 27, 2024, shooting of an off-duty Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) agent.
Heyward is charged with first-degree attempted murder with great bodily harm (accessory after the fact), aggravated battery with great bodily harm (accessory after the fact) and two counts of simple battery.
Smith, who was arrested hours later on Dec. 28, faces similar charges of first-degree attempted murder – discharging a firearm causing great bodily harm, aggravated battery causing great bodily harm with a deadly weapon, tampering with physical evidence and carrying a concealed firearm.
POLICE OFFICER KILLED IN NORTH CAROLINA GROCERY STORE SHOOTING JUST DAYS BEFORE CHRISTMAS
FOX 13 Tampa Bay identified the ATF agent as Special Agent Matthew Murray, who serves with the bureau’s Tampa Field Division.
Murray was shot at approximately 11:07 p.m. on Dec. 27 at The Alley at Southshore in Riverview, Florida, after attempting to deescalate a fight between two men and a woman in the parking lot of the bowling alley.
He was out for a night of bowling with his wife, their children, and family friends, when they saw the fight break out while standing near the front door.
SUSPECT ACCUSED OF FATALLY SHOOTING HOUSTON DEPUTY IS SHOT AND KILLED BY POLICE
Murray’s wife said during a pre-trial detention hearing for Smith that her husband identified himself as law enforcement and told the group of people to go home, FOX 13 reported. One of them allegedly threw a bottle or cup at Murray, according to his wife. Meanwhile, Smith alleged that Murray hit him in the shoulder.
Smith is then accused of shooting Murray in the back of the neck.
He was taken to Tampa General Hospital, where he underwent emergency surgery and remains in critical condition with permanent paralysis, Murray’s wife stated.
Smith allegedly fled the bowling alley in a Nissan Altima and was located by Hillsborough County deputies at a nearby home approximately seven hours later.
Smith has been behind bars since Dec. 28 and was denied bond earlier this month. Heyward is in jail on $42,000 bond.
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“Our detectives have worked tirelessly to ensure that all those responsible for this senseless act of violence are held accountable and face the consequences of their actions,” HCSO Sheriff Chad Chronister said in a statement. “Our prayers remain with the ATF agent as he courageously embarks on his road to recovery. His bravery and selflessness exemplify his dedication to protecting our community.”
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