Isaac Hayes III — a famous record producer and the son of Isaac Hayes — is diving into an incident he says went down just outside his gated community on Christmas Eve … when he filmed a woman cursing at him and making a racist remark.

Here’s the deal … Hayes shared a video on his Instagram where a woman asks him for his name — accusing him of driving too fast in and out of the Atlanta gated community — before adding “f*** you.”

The diatribe then takes a racial turn … with what sounds like her saying, “Why don’t you be white?”

We spoke with Isaac … who tells us he had first seen this woman while driving into his neighborhood — waving her arms at him and shouting in what he thought was an effort to flag him down for assistance.

Hayes stopped to speak with the woman — who he says was cursing at him and making racist comments … and, he started to record to make sure he was safe.

Isaac says he’s heard a lot of “Karen” stories in his life … but, this is the first time anything like this has ever happened to him. People online are pissed, Isaac adds, though he’s trying to keep a cool head about the whole interaction.

Hayes tells us he doesn’t know what the aftermath of this incident will bring … but, there’s one thing he has no interest in doing. Listen to the clip yourself to hear what it is.