An 85-year-old priest has died after he crashed his car into a tree in West Hartford on Wednesday afternoon, police said.

Police received a report that a car went into the woods near Simsbury Road and Tumblebrook Lane around 2:41 p.m. The West Hartford Police Department responded, along with the West Hartford Fire Department and AMR medical personnel.

The driver, later identified as 85-year-old Terence Kristofak, of West Hartford, was the car’s only occupant. Firefighters extricated him from the car before he was taken to a hospital with serious, life-threatening injuries, police said. He was later pronounced dead at the hospital.

Kristofak served as a Passionist priest at the Holy Family Passionist Retreat Center, according to a Facebook post from the church.

“Father Terry had been visiting family and was on his way home at the time of the accident,” the church wrote. “We are filled with grief at the loss of such a kind, loving, and faithful friend. His presence touched the lives of so many, and his passing is a tremendous loss to our community.”

Simsbury Road was closed in both directions between King Edward Road and North Main Street while crews responded. The road has since reopened.

West Hartford police’s traffic division is investigating the crash.

Anyone with information about the crash is asked to contact the West Hartford Police Department at 860-523-5203 or submit an anonymous tip by calling 860-570-8969 or emailing whpdtips@westhartfordct.gov.

Maine’s highest court weighed Wednesday whether the state can reject petition signatures collected by out-of-state circulators who did not check a box consenting to Maine’s jurisdiction, a legal dispute that could determine whether Mainers vote on transgender inclusion in sports this November.

The group called “Protect Girls Sports” initially submitted enough signatures to qualify for the ballot, proposing an initiative that would restrict what school sports teams, bathrooms and facilities trans students can access. Secretary of State Shenna Bellows later determined that the campaign had failed to qualify, after thousands of signatures were invalidated. That ruling was upheld by a Superior Court judge in June and the campaign appealed that decision to the Supreme Judicial Court. 

More than 1,500 of the invalidated signatures were collected by four out-of-state circulators who had not checked a box on the form agreeing to Maine’s jurisdiction. The Maine Supreme Judicial Court must now decide whether those signatures were properly invalidated. The initiative is short 500 signatures to qualify. 

Here are some excerpts from our conversation:

Senior Living Facilities

Risking Old Age in America (ROA): You have been working [to make improvements] across the whole continuum of care from nursing homes [to] assisted living facilities to home healthcare. Please talk about the legislature’s initiatives in these areas.

Rep. Thomas M. Stanley: In 2024, the governor signed the long-term care reform bill into law. This was the first major legislative update of nursing homes and assisted living residences in over 25 years.

It increases transparency and oversight of nursing homes through new suitability standards for owners and operators. It requires a review of the civil and criminal litigation history of owners and operators; and we put in place tools for the Department of Public Health to monitor and take punitive action against facilities, including increased fines and creating the ability to appoint a temporary manager to oversee a struggling facility.

It expands the suitability reviews of management companies including any [firm] with at least a 5-percent stake in a nursing facility. The law also establishes the long-term care workforce and capital fund to help address the workforce crisis in nursing homes. Money from the fund can be used for Certified Nursing Assistant training grants, career ladder grants for Licensed Practical Nurses, and also leadership training.

The law gives assisted living facilities the ability to offer basic health services, like wound care, eye drops, and medication distribution to their residents.

ROA: The Dignity Alliance [a senior advocacy group]…[has said] state supervision and enforcement of nursing facilities is…not tough enough, that there might be fines and other penalties on the books, but nobody’s applying them to nursing homes that don’t meet their obligations. It sounds like the ability to put them into receivership under the new legislation may be the remedy that’s needed.

Stanley: That’s correct. Under the old rules you would end up in the situation of really punishing or fining a nursing home and end up having it going to foreclosure. In that case, where are the residents going to go? The new law allows the Department of Public Health (DPH) to get in earlier and work with them so that they understand what the DPH is looking for in terms of quality of care and so forth. They can take care of the facility and all the residents so they don’t go astray.

ROA: So the DPH might have felt that it was between a rock and a hard place because if they enforced the regulations, they might lose the nursing home.

Stanley: [Yes]…and the nursing homes, by and large, were not letting them know that they were having certain problems. So this allows the DPH to get in earlier, understand what’s going on and help them make adjustments so that they can right the ship.

Long-Term Care Insurance

Stanley: The state of Washington is really in the forefront of looking down the road to provide for some type of revenue stream…for folks to be able to afford their home care or [other] long-term care needs. So we’re modeling our program after theirs and we’re learning from their mistakes and successes.

ROA: That’s the Washington Cares Fund?

Stanley: Yes, exactly. Last session Senator Jehlen and I worked together to get $500,000 in the state budget for the Executive Office of Health and Human Services to hire an independent firm to conduct the actuary study of various public, private and public-private long-term support service financing options. They hired Milliman to conduct the study. [The full study is available here.]

How it would work in a nutshell is that a public…insurance program would be funded via a payroll tax. After individuals pay into the program for a certain number of years, a vesting period, they would become eligible. And as they age and require long-term support services, they can apply for benefits under the program. There are countless ways to design the program, increasing or decreasing the benefit amount or…the vesting period, determining what the benefit can be used for – home care, assisted living or even paying family caregivers. We have filed legislation to establish a commission to discuss the results of the actuary study and the feasibility of a public long-term care financing program in Massachusetts and potentially recommending a model that works.

ROA: It sounds like this would help a lot, but one question I have about it is that if there’s a vesting period where you have to pay in for a number of years before you can become eligible for the benefit, would it only be available for people who are continuing to work during that time?

Stanley: That’s definitely something that has to be discussed by the commission, but everyone has to contribute and the 10-year vesting period is necessary to get enough money into the program to make it sustainable.

Listen to our entire conversation here.

For more from Harry Margolis, check out his Risking Old Age in America blog and podcast.  He also answers consumer estate planning questions at AskHarry.info.  To stay current on the Squared Away blog, join our free email list.