Pennsylvania
Health insurance premiums could skyrocket in Pennsylvania
Pennie, the official health insurance provider in Pennsylvania, has said health premiums in the state may increase by 82 percent on average as enhanced tax credits are set to expire at the end of the year.
Why It Matters
Experts have expressed concern that the high costs of premiums will lead some Pennsylvanians to drop health insurance coverage altogether, joining an estimated 677,600 people in the state who are uninsured, WHYY reported.
One expert told the outlet that if healthier people dropped out of health insurance to avoid the costs, then insurers would be left covering a greater proportion of people with more complex health needs, which could drive up premium rates even further.
Nicholas Kamm/AFP via Getty Images
What To Know
Since March 2021, millions of Americans have received enhanced premium tax credits under the Affordable Care Act for coverage purchased through the Health Insurance Marketplace.
During his administration, President Joe Biden increased the subsidies for those who earned between 100 percent and 400 percent of the federal poverty level, while also extending the subsidies to those earning above 400 percent.
WHYY reported that the expanded subsidies allowed some beneficiaries to save an additional $100 or more each month.
The enhanced credits were extended through to the end of 2025, but President Donald Trump’s recently inaugurated administration seems unlikely to approve the needed funding. Some of Trump’s first executive orders upon returning to office sought to reverse the moves Biden made in relation to the enhanced tax credits.
As a result, Pennie, which provides health insurance to almost half a million Pennsylvanians, predicted that health insurance premiums would go up by 85 percent for those on an income of less than $21,870, and up by 50 percent for those on an income between $36,450 to $58,320.
However, enrollees on income thresholds between those bands could see their monthly premium cost more than double in 2026, Pennie reported.
The health insurance provider predicted that those on an income between $21,870 and $29,160 would see their health insurance premium cost rise by 117 percent, while those on an income between $29,160 and $36,450 would see theirs increase by 105 percent.
Pennie added that enhanced premium tax credits ensured that no family paid more than 8.5 percent of household income for coverage through the health care marketplace. However, if the credits expire, that figure will increase to more than 40 percent of household income for some families.
The health insurance provider also gave two examples of what the expiration could look like for couples in the state.
In Philadelphia, a 60-year-old couple earning $82,000 a year pays about $581 per month in insurance premiums with the enhanced tax credits. Without them, their monthly premium would increase to $1,544, a 166 percent increase.
In York County, a similar couple earning $82,000 could see their premiums climb from $586 to $2,976, a 412 percent increase, Pennie said.
The health insurance provider also said rural counties would “experience a disproportionately high financial impact, as rural residents will lose more premium tax credit dollars than those in urban counties.”
What People Are Saying
Devon Trolley, Pennie’s executive director, said in a news release on the insurer’s website: “Enhanced premium tax credits have made affordable health coverage a reality for many Pennsylvanians for the first time. Without them, costs will rise sharply, forcing nearly half a million people to choose between their health and their financial security. Keeping these tax credits in place means Pennsylvanians can continue to access essential care and protect themselves from medical debt—benefits that ripple through our families, communities, and the entire healthcare system.”
What Happens Next
Two of Trump’s recent executive orders included reversing Biden’s executive order 14009, which expanded open enrollment periods for ACA plans, and executive order 14070, which sought to lower ACA premiums.
The orders are among the first moves in the president’s broader agenda to reshape federal policies and American health care.
Pennsylvania
Iran vows revenge after the killing of its top leader
Pennsylvania
The 10 Friendliest Little Towns In Pennsylvania
Some Pennsylvania towns make it easy to feel included within a day of arriving. In Lititz, summer concerts at Lititz Springs Park turn into informal reunions, with families setting up lawn chairs side by side and local shop owners joining once they lock their doors for the evening. In Boiling Springs, the path around Children’s Lake doubles as a daily check-in point where walkers greet each other by name before drifting into the cafés along Front Street. And in Ligonier, the Diamond and its bandstand pull residents downtown for markets and community events that rely on volunteers rather than outside organizers. The same pattern carries through the rest of the towns on our list.
Lititz
Lititz is in Lancaster County, about 6 miles north of the city of Lancaster. Founded in 1756, the town was named after a castle in Bohemia and initially served as a Moravian congregation settlement. Lititz is home to the Julius Sturgis Pretzel Bakery, established in 1861 as the first commercial pretzel bakery in the United States.
Lititz Springs Park, a historic community hub since 1756, hosts various yearly events, notably the well-known Lititz Fourth of July Celebration. For dining, the Appalachian Brewing Company provides locally brewed beers and a distinctive menu showcasing regional dishes. The Wilbur Chocolate Factory, a landmark since the late 1800s, includes a museum and shop where visitors can explore chocolate-making processes and buy unique confections.
Boiling Springs
Boiling Springs, in Cumberland County, owes its name to the natural artesian springs that maintain a constant temperature and were crucial to early ironworks in the area. Established in the 18th century, it is also part of the Appalachian Trail community, underscoring its long-standing connection to nature and history. The town’s historic district includes the Iron Furnace, dating to 1760 and a testament to Boiling Springs’ early industrial role.
The town features a variety of attractions for visitors and residents. Allenberry Resort and Playhouse, a historic venue since the mid-20th century, provides entertainment, dining, and lodging options. The Boiling Springs Tavern, founded in 1832, offers classic American cuisine in a historic environment. For outdoor enjoyment, Children’s Lake is perfect for fishing and relaxing walks, and the Appalachian Trail runs through the center of the community, offering great hiking opportunities.
Jim Thorpe
Jim Thorpe sits in the Lehigh Gorge in eastern Pennsylvania, and was originally known as Mauch Chunk and played a pivotal role in the coal and railroad industries. Renamed in 1954 to honor the legendary athlete Jim Thorpe, the town retains a Victorian era charm, with much of its architecture preserved and celebrated. This heritage is evident in attractions such as the Asa Packer Mansion, built in 1861 by a philanthropist and railroad magnate, which now serves as a museum.
Visitors to Jim Thorpe can choose from various recreation and dining options. The Lehigh Gorge Scenic Railway provides a scenic ride through the mountains, perfect for enjoying the area’s natural beauty. Dining choices include Moya, famous for its upscale American dishes, and Stone Row Pub & Eatery, offering a relaxed atmosphere with local ingredients. Outdoor lovers can enjoy boating and hiking at Mauch Chunk Lake Park, making the town an attractive destination.
Ligonier
Ligonier was established in the 1760s and features a rich colonial history highlighted by Fort Ligonier, a British fortification from the French and Indian War. The town square, known as the Diamond, is circled by original structures and a bandstand from the 19th century, reinforcing its historical ambiance.
Fort Ligonier functions as both a museum showcasing 18th-century artifacts and a venue for reenactments and educational activities. The Southern Alleghenies Museum of Art enriches visitors with American art exhibitions. Dining options in Ligonier include the historic Ligonier Tavern, known for its local cuisine, and The Wicked Googly, famous for its vibrant atmosphere and live music. For outdoor leisure, Ligonier Beach offers a distinctive swimming experience with a historic pool from 1925.
Wellsboro
Wellsboro, located in Tioga County, was established in 1806 and acts as the gateway to the Pennsylvania Grand Canyon, also known as Pine Creek Gorge. The town exudes nostalgic charm with its gas-lit streets and historic Victorian buildings, offering a window into its storied history. A prime example of this history is the Penn Wells Hotel, which has been serving visitors since the early 1900s.
For those wanting to explore Wellsboro, the restored 1920s movie theater, The Arcadia Theatre, regularly features films and performances, serving as a cultural center for locals and visitors. The Native Bagel offers a relaxed dining atmosphere with dishes made from locally sourced ingredients. Outdoor lovers can enjoy Leonard Harrison State Park, which offers stunning views of the Pennsylvania Grand Canyon, along with trails and picnic spots. Furthermore, the annual Pennsylvania State Laurel Festival attracts crowds with its parade, arts and crafts, and local food stalls, honoring the area’s cultural traditions.
Foxburg
Foxburg, situated along the Allegheny River in Clarion County, was founded in 1870. It is famous for being home to the oldest golf course still in operation in the United States, the Foxburg Country Club, established in 1887. This historical feature adds to its charming and distinctive character, blending small-town American charm with a deep golf tradition.
The Foxburg Wine Cellars offers tastings of locally produced wines, complemented by a scenic setting. For dining, the Allegheny Grille provides riverfront views alongside a menu featuring regional cuisine, emphasizing the town’s picturesque location. Culture enthusiasts can explore the American Golf Hall of Fame, located within the Foxburg Country Club, which houses a collection of golf memorabilia and artifacts. For outdoor activities, the nearby Allegheny River Trail offers miles of biking and walking paths, making Foxburg a destination with diverse appeal.
Honesdale
Honesdale serves as the county seat for Wayne County and was founded in 1826. It has historical significance as the terminus of the Delaware and Hudson Canal, pivotal in the transport of coal to major markets in the northeast. Notably, Honesdale is credited with being the site of the first commercial steam locomotive run on rails in the United States, the Stourbridge Lion, adding a rich layer to its industrial heritage.
The Wayne County Historical Society presents exhibits on canal and railroad history, shedding light on the town’s growth. For dining, visitors can choose the upscale Hotel Wayne, known for its fine dining and bistro bar, or the more relaxed Trackside Grill, offering views of the historic railroad. Outdoor lovers can visit Honesdale Park, which has walking paths and recreational facilities, serving as a popular venue for community events and gatherings.
Milford
Milford is situated at the crossroads of the Delaware River and the Pocono Mountains’ foothills. Established in 1796, it rapidly gained popularity as a resort in the 19th century, thanks to its scenic landscape and fresh mountain air. The town is also renowned for the Milford Historic District, which features a range of well-preserved buildings that reflect its prosperous history.
The Columns Museum houses the famous Lincoln Flag, believed to be stained with Abraham Lincoln’s blood from the night of his assassination, providing a profound historical experience. For dining, Bar Louis at the Hotel Fauchère offers a contemporary menu in a stylish setting, while the Waterwheel Café provides a rustic atmosphere with live music and local cuisine. Additionally, Grey Towers National Historic Site, the former home of Gifford Pinchot, founder of the U.S. Forest Service, offers guided tours and scenic grounds.
Mount Joy
Mount Joy was founded in 1759 and has a name derived from an old Irish ship, the “Mountjoy,” which played a pivotal role in breaking a siege during the Irish Confederate Wars. This town, nestled among the rich, rolling farmlands of the county, has historically been a hub for agriculture and today melds historic charm with modern vibrancy, evident in its revitalized downtown area.
Bube’s Brewery, an intact historic 19th-century brewery and museum, offers unique dining experiences in its catacombs and regularly hosts murder mystery dinners. The Country Table Restaurant is known for its comfort food and welcoming atmosphere, reflecting the town’s friendly spirit. For outdoor activities, Little Chiques Park provides scenic walking paths and picnic areas, perfect for family outings. Additionally, the annual “Mount Joy Winterfest” brings the community together with craft vendors, food, and entertainment, showcasing the town’s lively community spirit.
Lewisburg
Lewisburg is a vibrant town established in 1785. It is home to Bucknell University, established in 1846, which adds a youthful energy and cultural richness to the town. Lewisburg’s downtown is listed on the National Register of Historic Places, featuring well-preserved 19th-century architecture and a tree-lined main street that enhances its historic charm.
In terms of activities and dining, Lewisburg offers a variety of choices that cater to both residents and visitors. The Campus Theatre, one of the few remaining single-screen art deco movie theaters in the country, offers a unique cinematic experience. For dining, Elizabeth’s American Bistro provides a fine dining experience using local ingredients, while the Bull Run Tap House offers a more casual atmosphere with a comprehensive selection of craft beers. For outdoor enthusiasts, Hufnagle Park offers a green retreat in the heart of the town, complete with walking paths and garden areas, making it a popular gathering place for community events and casual recreation.
As we journey through Pennsylvania’s coziest corners, we discover that these small towns do more than just charm visitors with their picturesque settings and historical backdrops. They invite us into a world where community spirit thrives and every street and alley tells a story. These towns, from Lititz’s pretzel-perfumed air to Lewisburg’s university vibes, showcase the true heart of Pennsylvania through their unyielding warmth and hospitality. Whether you’re seeking a serene retreat or a peek into America’s storied past, these towns offer a refuge where friendliness is the native language.
Pennsylvania
Iran’s Supreme Leader Ayatollah Ali Khamenei killed in strikes; Pennsylvania lawmakers respond
-
World4 days agoExclusive: DeepSeek withholds latest AI model from US chipmakers including Nvidia, sources say
-
Massachusetts5 days agoMother and daughter injured in Taunton house explosion
-
Denver, CO5 days ago10 acres charred, 5 injured in Thornton grass fire, evacuation orders lifted
-
Louisiana1 week agoWildfire near Gum Swamp Road in Livingston Parish now under control; more than 200 acres burned
-
Technology1 week agoYouTube TV billing scam emails are hitting inboxes
-
Politics1 week agoOpenAI didn’t contact police despite employees flagging mass shooter’s concerning chatbot interactions: REPORT
-
Technology1 week agoStellantis is in a crisis of its own making
-
News1 week agoWorld reacts as US top court limits Trump’s tariff powers