Finance
The Joy Of Money: Embracing Financial Freedom And Fulfillment
The Joy Of Money: Embracing Financial Freedom And Fulfillment
Money has a profound impact on our lives, and for many of us, money is very emotional. While it’s true that money can’t buy happiness, it certainly can provide the means to live a life of comfort, security, and fulfillment. Having money offers opportunities otherwise unavailable to you.
Understanding and embracing the joy of money goes beyond material possessions; it’s about achieving financial freedom and using it to enhance our overall well-being.
You will find me often encouraging women to build a positive relationship with money so that you can build your wealth and reap financial security. Having money is not greedy; it’s a means of self-care.
Financial Security: The Foundation of Peace of Mind
One of the most significant joys of money is the security it provides. Having a stable financial foundation means not worrying about unexpected expenses or emergencies. When your finances are in order, it’s easier to face life’s uncertainties with confidence.
When you have financial stability, you have peace of mind that allows you to put your attention on other things in life instead of being bogged down with financial stress. You can focus on more of the things in life that bring you joy, like relationships and pursuing your passions.
Freedom to Pursue Your Passions
Financial freedom opens doors to opportunities that may otherwise remain out of reach. Whether it’s traveling to new destinations, starting a business, or investing in hobbies, money gives you the flexibility to pursue your dreams.
This freedom isn’t about extravagance, rather it’s about having the means to make choices that align with your values and interests. The joy of waking up every day and doing what you love, without financial constraints, is immeasurable.
Generosity and Impact
Another aspect of the joy of money is the ability to give back. Financial abundance enables you to support causes you care about and make a positive impact on your community. Whether through charitable donations, volunteering, or helping a friend in need, the act of giving enriches your life and fosters a sense of purpose and connection.
Knowing that your financial contributions are making a difference can bring profound satisfaction and joy.
Personal Growth and Learning
Managing money effectively requires learning and growth. From budgeting and saving to investing and planning for the future, the journey to financial literacy can be incredibly rewarding. As you gain knowledge and confidence in handling your finances, you’ll find a sense of accomplishment and empowerment. This personal growth extends beyond finances, as the skills and discipline you develop can be applied to other areas of your life.
Enjoying Life’s Simple Pleasures
Money also allows you to enjoy the simple pleasures in life. Whether it’s a cozy dinner with loved ones, a relaxing weekend getaway, or indulging in a hobby, financial resources can enhance your everyday experiences. These moments of joy, often taken for granted, are made possible by the stability and freedom that money provides.
Embracing a Balanced Perspective
While it’s important to recognize that money isn’t the sole source of happiness, it undeniably plays a significant role in shaping our lives. Embracing the joy of money means appreciating the security, freedom, and opportunities it brings, while also recognizing the importance of using it wisely and generously. By fostering a healthy relationship with money, you can enhance your overall well-being and lead a more fulfilling life.
The bottom line is that it is key to strike a balance in your life. When you are enjoying the benefits of financial success while staying grounded in what truly matters is achieving balance. When you view money as a means to achieve your goals and enrich your life, rather than an end in itself, you unlock its true potential to bring joy and fulfillment.
Finance
Crunch Fitness, Petland could get a new neighbor at Pensacola Square
The Pensacola Square shopping plaza, which includes businesses such as Hobby Lobby, Books-A-Million and Crunch Fitness, may be getting a new tenant.
Alabama-based loan agency Regional Finance is looking to open its first Florida branch at unit 117 of Pensacola Square.
Regional Finance has over 350 branch locations across 19 U.S. states at this time, including Alabama, Georgia, Mississippi and North Carolina, and they provide a range of services to their clients, ranging from personal and auto repair loans to furniture, appliance and travel loans.
They submitted an application to the city in order to conduct alterations on the space, which is located next to Petland inside the plaza, and the plans are still under review by city officials at the time of writing.
moved onto a new chapter with the addition of national gym franchise Crunch Fitness, which is bringing flocks of people into the southern half of the plaza since it opened off North Davis Highway.
Plans submitted to the city of Pensacola show it could get a new tenant soon. However, this addition may not appeal to as many potential customers as its neighbors.
Regional Finance has over 350 branch locations across 19 U.S. states at this time, including Alabama, Georgia, Mississippi and North Carolina, and they provide a range of services to their clients, ranging from personal and auto repair loans to furniture, appliance and travel loans.
If the plans for their first Florida branch are approved, the loan agency will join a plaza with multiple popular businesses, including Hobby Lobby, Beall’s and Petland, that still has room to grow.
Trader Joe’s even showed interest in leasing a space inside the plaza at one point, according to a showcase of the property by Cushman & Wakefield.
Crunch Fitness, a gym that signed a 15-year lease for its space, is has help revitalizing interest in Pensacola Square, along with recent additions like Fuji Sushi & Grill & Hotspot as well as incoming tenants like Concentra.
Concentra, one of the top occupational health services providers in the U.S., will open inside the former home of Rainbow clothing.
While the address for the project is 6235 N. Davis Hwy, the alterations won’t be carried out on the Hobby Lobby and Books-A-Million chunk of the plaza.
That section was purchased last year for $7 million by Destiny Worship Center, a not-for-profit corporation based in Destin with locations in Crestview, Freeport, Fort Walton Beach and Panama City Beach but none in Pensacola, sparking concern that the businesses would be replaced by a new church.
Rob Bell, senior advisor and asset manager for Bellcore Commercial, who represented Destiny Worship Center in the sale, emphasized this week that it’s still unlikely Hobby Lobby will leave the plaza anytime soon because they still hold a long-term lease inside the building.
Finance
State aims to reclaim $850K from campaign finance vendor
OKLAHOMA CITY (KFOR) — The state is now looking to recoup around $850,000 from a company they said didn’t meet deadlines to create a campaign finance website.
It’s The Guardian and was supposed to be up and running in October, but that didn’t happen. The Guardian is the name of the state’s online campaign finance reporting system.
“They were unable to deliver a compliant system,” said Ethics Commission Executive Director Leeanne Bruce Boone during their meeting on Friday.
The company at the center of it all is RFD and Associates, based in Austin, Texas. They were hired in December 2024 to begin the project of creating The Guardian 2.0.
The previous company, according to the commission, was with Civix. However, problems arose between the state and that company, so they had to shift and find a new vendor.
The commission appropriated around $2.2 million for the endeavor.
Months went by, and according to the commission’s timeline, deadlines were missed altogether.
Dates in June were missed, and in August, the company received a warning from the Ethics Commission. The Office of Management and Enterprise Services (OMES) had to get involved in October and conduct an independent technical assessment.
The October date was proposed by the company, but it wasn’t met. In November, a formal notice of system failures and vendor non-compliance was noted.
“None of the milestones were met,” said Bruce Boone during the meeting. “Extensive corrective steps over many months. Written warnings were sent.”
At the Friday meeting, the commission voted to cut the contract with the company, and a contract with the previous one was then sent out.
“Terminate the contract and proceed with legal action,” said Bruce Boone.
Bruce Boone said that in total $850,000 was actually spent throughout this process on RFD. The new contract with Civix, she said, is estimated to cost over $230,000 and should last for three years. The effort is needed ahead of the 2026 election.
Now the commission has decided to bring in the Attorney General’s Office to see if they can get the money back.
“I take very seriously my role to ensure that taxpayer dollars are spent fairly and appropriately,” AG Drummond said in a statement. “My office stands ready to take legal action to recover damages, hold those responsible accountable, and work with the Ethics Commission to ensure the public has a reliable means to access campaign finance reports.”
News 4 attempted to get a statement out of the Chief Operating Officer of RFD and Associates, who had been in the meeting but quickly left after the commission voted.
“No comment,” said COO Scott Glover.
What would you say to taxpayers about that?
In response, he said, “I don’t agree with the ethics commission’s decision. That’s all I have to say.”
The Guardian had been delayed by several months, but the commission did respond appropriately and timely manner to requests made for documents.
The Guardian was back online Friday afternoon.
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Finance
One.funding and MV Commercial launch MV Asset Finance
One.funding has partnered with UK-based MV Commercial to introduce MV Asset Finance, which offers an alternative method for MV Commercial’s customers to secure finance, according to a LinkedIn post.
In developing MV Asset Finance, representatives from One.funding worked closely with MV Commercial’s team to better understand business priorities and the requirements of their customer base.
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According to the post, the service aims to remove friction, ensure complete transparency, and enable a seamless process from initial engagement to completion by integrating support within MV Commercial’s operations and presenting it under their brand.
MV Commercial supplies fleet solutions for vehicles within the UK.
The company’s offerings include trucks, trailers, and light commercial vehicles that are available for sale, rental, or contract hire.
Its current rental and Ready to Go fleets consist of 2,000 specialist trucks, vans, and trailers across various depots in Airdrie, Grantham, Livingston, Oxford, Haydock, and London Luton.
One.funding CEO Lee Schofield said: “At One.funding, we’ve 20 years of experience in building point-of-sale finance that fits naturally into how businesses sell. MV Asset Finance shows what’s possible when that experience is embedded into the MV Commercial journey, making it easier for their customers to keep moving and keep growing.”
A recent example involved AMK Plant & Tipper Hire, which added a DAF FAD XD450 Construction eight-by-four tipper truck to its fleet, the company’s first DAF tipper purchase.
The transaction was finalised in three weeks; MV Commercial supplied the vehicle while financing was arranged through the newly launched MV Asset Finance framework.
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