Technology
ATM jackpotting attacks surge across the US
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You swipe your card and enter your PIN. You grab your cash and head out the door. It feels routine and secure. Most of us never give it a second thought. However, some ATMs are quietly being turned into cash machines for criminals.
The Federal Bureau of Investigation recently issued a cybersecurity alert about a rise in malware attacks targeting ATMs. These incidents are known as jackpotting attacks. In simple terms, hackers force machines to spit out money on command.
The numbers are growing. Since 2020, nearly 1,900 attacks have been reported. More than a third occurred just last year. In 2025 alone, losses have already exceeded $20 million. So what is really happening inside these machines, and why is the threat accelerating now?
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The FBI warns of rising ATM “jackpotting” attacks, where hackers force machines to dispense cash using malware. (TIM SLOAN/AFP via Getty Images)
How ATM jackpotting attacks work
This is not a Hollywood hacking scene. In many cases, attackers use generic keys to open the ATM’s maintenance cabinet. Once inside, they remove the storage drive. Then they load malware onto it or swap it with a compromised one.
After rebooting the machine, the malicious software takes control. One of the most widely used tools is a malware strain called Ploutus. It targets software known as XFS, which ATMs use to communicate with bank networks and authorize transactions.
Instead of asking the bank for permission, the malware overrides that process. It sends its own commands to the machine. The result? The ATM dispenses cash without a card, without an account and without a legitimate transaction. That is jackpotting.
Why are so many ATMs vulnerable?
Here is the uncomfortable truth. Many ATMs run on aging versions of Windows. Some machines have even displayed Windows 7 login screens. That operating system was released in 2009 and officially discontinued years ago.
Outdated software creates opportunity. If attackers find a vulnerability in the Windows operating system, they can exploit it across different ATM brands and financial networks. The FBI says these attacks are not tied to one specific bank or ATM manufacturer. Instead, they target common weaknesses shared across systems.
That makes the problem much bigger. And with hundreds of thousands of ATMs deployed across the U.S., upgrading and securing every machine will take time.
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Nearly 1,900 ATM jackpotting attacks have been reported since 2020, with losses topping $20 million in 2025 alone. (Robert Alexander/Getty Images)
What banks are being told to do
The FBI has outlined several defensive steps for financial institutions:
- Monitor ATMs for unauthorized files and suspicious executables
- Disable USB ports to prevent malware loading
- Replace generic locks with keypad systems
- Add secondary alarms and enhanced physical security
These are practical fixes. But rolling them out nationwide is a slow process. Meanwhile, attackers continue to look for weak targets.
Why this still matters to you
You might be thinking this sounds like a bank problem, not a personal one. Technically, consumers are not the direct victims in these cases. Unlike Bitcoin ATM scams that have cost individuals hundreds of millions, jackpotting attacks hit financial institutions. However, there is a ripple effect.
When banks lose money, insurance companies pay claims. Eventually, those costs show up somewhere. Higher fees. Increased service charges. Stricter policies. In the end, everyday customers absorb the impact. Cybercrime rarely stays contained.
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Cybercriminals are exploiting outdated ATM software to override bank controls and trigger unauthorized cash withdrawals. (Justin Sullivan/Getty Images)
How to protect yourself when using ATMs
While ATM jackpotting attacks primarily target banks, you can still take smart steps to protect yourself when using cash machines.
1) Use ATMs in well-lit, secure locations
Choose machines inside bank branches or in busy areas with foot traffic. These locations are more likely to be monitored and maintained.
2) Avoid late-night or isolated ATMs
Criminals need physical access to tamper with machines. High traffic areas during regular business hours reduce that risk.
3) Watch for unusual ATM behavior
If a machine suddenly reboots, freezes or behaves strangely, stop immediately. Do not insert your card. Report the issue to the bank right away.
4) Look for signs of tampering
Check for loose panels, exposed wiring or unusual attachments near the card slot or keypad. If something looks off, use a different machine.
5) Cover the keypad when entering your PIN
Shield your PIN with your hand as you type. This protects you from hidden cameras and shoulder surfers who may try to capture your code.
6) Set up real-time transaction alerts
Enable text or app notifications for withdrawals and account activity. Instant alerts help you act quickly if anything unexpected appears.
7) Check your bank statements regularly
Even though jackpotting bypasses customer accounts, fraud tactics evolve. Review your transactions often so you can catch unauthorized charges early.
8) Consider identity theft monitoring
Identity theft protection services can provide alerts about unusual financial activity across your accounts. Think of it as an added layer of awareness rather than a fix for ATM malware. See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.
9) Use contactless or in-app ATM withdrawals
Many banks offer cardless access through secure mobile apps. This reduces exposure to skimming devices and physical tampering.
10) Keep your banking app updated
Install updates promptly to ensure you have the latest security patches and protections.
Staying alert lowers your risk and reinforces good habits, even when attackers are targeting financial institutions rather than individual customers.
Kurt’s key takeaways
ATM jackpotting attacks reveal something important. Even familiar machines can hide modern vulnerabilities. Most of us rarely think about the software running inside a cash dispenser. Yet those systems rely on the same operating foundations as home and office computers. When they fall behind on updates, criminals notice. The FBI alert is not a reason to panic. It is a reminder that digital security touches nearly every part of daily life, even the simple act of withdrawing cash.
How much trust do you place in the technology you use every day without ever seeing how it works? Let us know by writing to us at Cyberguy.com.
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Technology
Google invests in A24 to build AI movie tools
Google’s DeepMind AI lab is teaming up with A24 to develop new movie production technologies that aim to help future filmmakers “expand their storytelling possibilities.” As part of this new research and development collaboration, The Wall Street Journal reports that Google is investing “around $75 million” into A24, marking the first time the search giant has taken a stake in a film studio.
“The collaboration pairs a world-leading research lab with the industry’s most filmmaker-forward studio to help artists develop new workflows and techniques,” Google said in its announcement blog. “This ensures the tools of the future are shaped by the creators who use them.”
The partnership is expected to span across “multiple projects over time” according to Google, though the announcement doesn’t mention any specific movies that Google will be involved with. WSJ reports that Google and A24 are aiming to create new tools for movie production and distribution, something that Google alluded to in its own announcement, saying the “initial focus is on bridging the gap between cutting-edge technology and next generation entertainment.”
The multiyear deal is non-exclusive, according to WSJ, and doesn’t allow Google to access A24’s film and television library data. Still, the partnership is likely to raise some eyebrows in the film industry, given that Google’s AI models are trained on publicly available internet data, and how ferociously other movie studios like Disney, Universal, and Warner Bros have fought AI companies for alleged copyright violations.
WSJ also reports that Google and A24 are hoping to include the movie studio’s existing roster of artists in the deal, such as YouTube creator and Backrooms director, Kane Parsons. In an interview with The Australian earlier this month, Parsons said that “generative AI feels less like innovation than a symptom of a broader cultural and economic rot,” and that he gets “no enjoyment” out of using the technology on any project.
According to Scott Belsky — an A24 partner who was previously Adobe’s chief strategy officer — the tools that Google and A24 are developing “won’t look anything like the prompted generation type of AI that people feel uncomfortable with.” In his statement to WSJ, Belsky said “there are better uses that preserve creative control and support risk-taking.”
Technology
Cold Court’s debut EP is an infectious, glitchy genre mashup
Cold Court is a brother-sister duo from Philly that seems to love nothing more than shoving all of their influences together in a messy soup that at least superficially resembles the hyperpop you’ve come to expect from acts like 100 Gecs. But, where songs like “Dumbest Girl Alive” goofily wink at pop punk and emo, Cold Court are a bit more self-serious, and that’s not necessarily a bad thing.
The opening track on the band’s debut EP (^_^) / (aka Hands Up), “Nina”, starts off sounding not unlike the dance punk bands that stormed the scene in the mid aughts like Franz Ferdinand or Test Icicles. But that all starts to change about a minute in, when the skuzzy riff gets chopped up and fed through a beat repeater. Another minute later, there’s a mellow proggy bridge that calls to mind Mars Volta. Then the whole thing ends on a barrage of glitches and digital chaos.
The record largely continues in this fashion. The songs on Hands Up clearly started life on drums and guitar. But then Mini and Jojo fed their creations to a computer, added layers, rearranged the pieces, and piled on the effects. Single “Burn” is perhaps the best example of all the parts coming together. It features big rock riffs, Daft Punk-esque synths, dubstep chops, autotuned vocals, and even a rapped bridge. Yet the whole thing feels like a cohesive, seething whole as they shout, “I just want to see it burn, give a fuck about your word.”
They’re not the deepest lyrics, but it works.
While Cold Court is clearly an exercise in maximalism, not every song goes quite as big as “Burn.” “Cola” moves more slowly, strips back some of the layers, but doesn’t turn the volume down. “Glass” almost becomes math rock as its guitars get chopped up and spit back out, and the EP’s closer “Light” is blown-out, sparkly prog.
Over the course of a full album, the relentless barrage might grow exhausting. But at just 21 minutes, Hands Up doesn’t overstay its welcome, and it will be interesting to see how the band evolves as the young duo grow.
Technology
Bose thinks it can be a media company for some reason
The history books are littered with the corpses of corporate record labels started by companies that had no business being in the music industry. Bose thinks it can be the exception to the rule. It thinks it can be Red Bull. And, while Bose has more of a right to dip its toes into the media world than Build-a-Bear, there’s little reason to believe it can succeed where so many others have failed.
In an interview with Business Insider, Bose CMO Jim Mollica said the company had created Bose Studios as part of a move away from traditional “campaign-driven marketing.” A big element of that is going to be Bose Records, a new label the company has formed to “help break underappreciated or new artists.” The competition isn’t the big three — Sony, UMG, Warner — it’s independent labels already being squeezed in an era of bedroom producers and self-distribution.
Mollica was transparent about the real goal, though: build a library of music that Bose could feature in its commercials without having to pay the licensing rights for. He said that the company wouldn’t own the artists’ masters or take a share of their streaming or sales revenue, and that they’d be free to sign with other labels. That sounds extremely artist-friendly on its face, which is great. But there’s still a lot we don’t know about the new business venture.
Bose is primarily known for making consumer-grade audio gear that tries to put on airs. Most audiophiles will be quick to tell you that Bose products are overpriced and, at best, merely okay. What the company is undeniably great at is marketing. But selling mediocre Bluetooth speakers at inflated prices is very different from discovering talent and promoting artists. Mollica didn’t mention poaching A&R talent from other labels or any splashy celebrity partnerships to launch. Though he did mention that some “legendary Hollywood names” were attached to films and TV series being commissioned by Bose Studios.
Which brings us to another issue: a lack of focus. Simply launching a record label is hard enough. Why does Bose — again, whose primary experience is in manufacturing audio hardware — think that it can also launch a movie studio, a podcast network, and a live event production company? These are all things that Mollica said are in the works, according to Business Insider.
Sure, you could argue that Bose, as an audio company, has more of a right to dive into the music industry than those failed ventures. But they featured celebrity endorsements, partnerships with bigger labels, or, at the very least, some specific cultural hook. Bose Studios just seems desperate and unfocused.
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