Technology
January scams surge: Why fraud spikes at the start of the year
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Every January, I hear from people who say the same thing: “I just got an email that looked official, and I almost fell for it.” That’s not a coincidence. January is one of the busiest months of the year for scammers. While most of us are focused on taxes, benefits, subscriptions, and getting our finances in order, criminals are doing their own kind of cleanup, refreshing scam lists and going after people with newly updated personal data. If you’ve ever received a message claiming your account needs to be “verified,” your benefits are at risk, or your tax information is incomplete, this article is for you.
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10 SIMPLE CYBERSECURITY RESOLUTIONS FOR A SAFER 2026
Scam messages often look urgent and official, pushing you to act before you have time to think. That pressure is exactly what criminals rely on. (Kurt “CyberGuy” Knutsson)
Why January is prime time for scammers
January is when scammers have everything they need. According to YouMail’s Robocall Index, U.S. consumers received just over 4.7 billion robocalls in January 2025, a roughly 9% increase from December 2024. This year, we can expect the same pattern from scammers.
They know:
But the biggest reason scams spike now? Your personal data is easier to find than you think. Data brokers quietly collect and update profiles year after year. By January, those profiles are often more complete than ever, and scammers know it.
The “account verification” scam you’ll see everywhere
One of the most common January scams looks harmless at first. You get a message saying:
- “Your Social Security account needs verification”
- “Your Medicare information has to be updated”
- “Your benefits could be delayed without action”
The message sounds official. Sometimes it even uses your real name or location. That’s where people get tricked. Government agencies don’t ask for sensitive information through random emails or texts. Scammers rely on urgency and familiarity to push you into reacting before thinking.
My rule: If you didn’t initiate the request, don’t respond to it. Always go directly to the agency’s official website or phone number, never through a link sent to you.
MAKE 2026 YOUR MOST PRIVATE YEAR YET BY REMOVING BROKER DATA
January is a prime time for fraud because people are dealing with taxes, benefits and account updates. Scammers know these messages feel expected and familiar. (Kurt “CyberGuy” Knutsson)
Fake tax and benefits notices ramp up in January
Another favorite scam this time of year involves taxes and refunds.
You may see:
- Emails claiming you owe back taxes
- Messages saying you’re due a refund
- Notices asking you to “confirm” banking information.
These scams work because they arrive at exactly the moment people expect to hear from tax agencies or benefits programs.
Scammers don’t need much to sound convincing. A name, an email address or an old address is often enough. If you get a tax-related message out of the blue, slow down. Real agencies don’t pressure you to act immediately.
Subscription “problems” that aren’t real
January is also when subscription scams explode. Fake messages claim:
Scammers know most people have subscriptions, so they play the odds. Instead of clicking, open the app or website directly. If there’s a real problem, you’ll see it there.
Why these scams feel so personal
People often tell me, “But they used my name, how did they know?” Here’s the uncomfortable truth: They probably bought it. Data brokers compile massive profiles that include:
- Address histories
- Phone numbers and emails
- Family connections
- Shopping behavior.
That data is sold, shared and leaked. Once scammers have it, they can tailor messages that feel real, because they’re built on real information.
10 WAYS TO PROTECT SENIORS FROM EMAIL SCAMS
The more personal data scammers have, the more convincing their messages become. Removing your information from data broker sites can help reduce targeted scams over time. (Kurt “CyberGuy” Knutsson)
What you should do right now
Before January gets any busier, take these steps to reduce your exposure to scams and fraud:
1) Remove your personal data from broker sites
Deleting emails or blocking numbers helps, but it does not stop scams at the source. Scammers rely on data broker sites that quietly collect, update and sell your personal information. Removing your data from those sites reduces scam calls, phishing emails and targeted texts over time. It also makes it harder for criminals to personalize messages using your real name, address or family connections. You have two ways to do this:
Do it yourself:
You can visit individual data broker websites, search for your profile and submit opt-out requests.This method works, but it takes time. Each site has its own rules, identity verification steps, and response timelines. Many brokers also re-add data later, which means you have to repeat the process regularly.
Use a data removal service:
A data removal service automates the opt-out process by contacting hundreds of data brokers on your behalf and monitoring for re-listings. This option saves time and provides ongoing protection, especially if you want long-term results without constant follow-ups.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services, and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
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2) Don’t click links in unexpected messages
If you did not initiate the request, do not click. Scam messages are designed to create urgency, especially around taxes, benefits and account issues. Instead, go directly to the official website by typing the address yourself or using a saved bookmark. This single habit prevents most phishing attacks.
3) Turn on two-factor authentication wherever possible
Two-factor authentication (2FA) adds a critical second layer of protection. Even if someone gets your password, they still cannot access your account without the second verification code. Start with email, financial accounts, social media and government services.
4) Check accounts only through official apps or websites
If you receive a warning about an account problem, do not trust the message itself. Open the official app or website, and check there. If something is wrong, you will see it immediately. If not, you just avoided a scam.
5) Watch for account alerts and login activity
Enable login alerts and security notifications on important accounts. These alerts can warn you if someone tries to sign in from a new device or location. Early warnings give you time to act before real damage occurs.
6) Use strong, unique passwords and a password manager
Reusing passwords makes it easy for scammers to take over multiple accounts at once. If one service is compromised, attackers try the same login on email, banking, and social media accounts. A password manager helps you create and store strong, unique passwords for every account without needing to remember them. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.
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Kurt’s key takeaways
January scams aren’t random. They’re targeted, timed and fueled by personal data that shouldn’t be public in the first place. The longer your information stays online, the easier it is for scammers to use it against you. If you want a quieter inbox, fewer scam calls and less risk this year, take action early, before criminals finish rebuilding their lists. Protect your data now, and you’ll be safer all year long.
Have you noticed more scam emails, texts or calls since the new year started? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Defense secretary Pete Hegseth designates Anthropic a supply chain risk
This week, Anthropic delivered a master class in arrogance and betrayal as well as a textbook case of how not to do business with the United States Government or the Pentagon.
Our position has never wavered and will never waver: the Department of War must have full, unrestricted access to Anthropic’s models for every LAWFUL purpose in defense of the Republic.
Instead, @AnthropicAI and its CEO @DarioAmodei, have chosen duplicity. Cloaked in the sanctimonious rhetoric of “effective altruism,” they have attempted to strong-arm the United States military into submission – a cowardly act of corporate virtue-signaling that places Silicon Valley ideology above American lives.
The Terms of Service of Anthropic’s defective altruism will never outweigh the safety, the readiness, or the lives of American troops on the battlefield.
Their true objective is unmistakable: to seize veto power over the operational decisions of the United States military. That is unacceptable.
As President Trump stated on Truth Social, the Commander-in-Chief and the American people alone will determine the destiny of our armed forces, not unelected tech executives.
Anthropic’s stance is fundamentally incompatible with American principles. Their relationship with the United States Armed Forces and the Federal Government has therefore been permanently altered.
In conjunction with the President’s directive for the Federal Government to cease all use of Anthropic’s technology, I am directing the Department of War to designate Anthropic a Supply-Chain Risk to National Security. Effective immediately, no contractor, supplier, or partner that does business with the United States military may conduct any commercial activity with Anthropic. Anthropic will continue to provide the Department of War its services for a period of no more than six months to allow for a seamless transition to a better and more patriotic service.
America’s warfighters will never be held hostage by the ideological whims of Big Tech. This decision is final.
Technology
What Trump’s ‘ratepayer protection pledge’ means for you
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When you open a chatbot, stream a show or back up photos to the cloud, you are tapping into a vast network of data centers. These facilities power artificial intelligence, search engines and online services we use every day. Now there is a growing debate over who should pay for the electricity those data centers consume.
During President Trump’s State of the Union address this week, he introduced a new initiative called the “ratepayer protection pledge” to shift AI-driven electricity costs away from consumers. The core idea is simple.
Tech companies that run energy-intensive AI data centers should cover the cost of the extra electricity they require rather than passing those costs on to everyday customers through higher utility rates.
It sounds simple. The hard part is what happens next.
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At the State of the Union address Feb. 24, 2026, President Trump unveiled the “ratepayer protection pledge” aimed at shielding consumers from rising electricity costs tied to AI data centers. (Nathan Posner/Anadolu via Getty Images)
Why AI is driving a surge in electricity demand
AI systems require enormous computing power. That computing power requires enormous electricity. Today’s data centers can consume as much power as a small city. As AI tools expand across business, healthcare, finance and consumer apps, energy demand has risen sharply in certain regions.
Utilities have warned that the current grid in many parts of the country was not built for this level of concentrated demand. Upgrading substations, transmission lines and generation capacity costs money. Traditionally, those costs can influence rates paid by homes and small businesses. That is where the pledge comes in.
What the ratepayer protection pledge is designed to do
Under the ratepayer protection pledge, large technology companies would:
- Cover the full cost of additional electricity tied to their data centers
- Build their own on-site power generation to reduce strain on the public grid
Supporters say this approach separates residential energy costs from large-scale AI expansion. In other words, your household bill should not rise simply because a new AI data center opens nearby. So far, Anthropic is the clearest public backer. CyberGuy reached out to Anthropic for a comment on its role in the pledge. A company spokesperson referred us to a tweet from Anthropic Head of External Affairs Sarah Heck.
“American families shouldn’t pick up the tab for AI,” Heck wrote in a post on X. “In support of the White House ratepayer protection pledge, Anthropic has committed to covering 100% of electricity price increases that consumers face from our data centers.”
That makes Anthropic one of the first major AI companies to publicly state it will absorb consumer electricity price increases tied to its data center operations. Other major firms may be close behind. The White House reportedly plans to host Microsoft, Meta and Anthropic in early March to discuss formalizing a broader deal, though attendance and final terms have not been confirmed publicly.
Microsoft also expressed support for the initiative.
“The ratepayer protection pledge is an important step,” Brad Smith, Microsoft vice chair and president, said in a statement to CyberGuy. “We appreciate the administration’s work to ensure that data centers don’t contribute to higher electricity prices for consumers.”
Industry groups also point to companies such as Google and utilities including Duke Energy and Georgia Power as making consumer-focused commitments tied to data center growth. However, enforcement mechanisms and long-term regulatory details remain unclear.
CHINA VS SPACEX IN RACE FOR SPACE AI DATA CENTERS
The White House plans talks with Microsoft, Meta and Anthropic about shifting AI energy costs away from consumers. (Eli Hiller/For The Washington Post via Getty Images)
How this could change the economics of AI
AI infrastructure is already one of the most expensive technology buildouts in history. Companies are investing billions in chips, servers and real estate. If firms must also finance dedicated power plants or pay premium rates for grid upgrades, the cost of running AI systems increases further. That could lead to:
- Slower expansion in some markets
- Greater investment in renewable energy and storage
- More partnerships between tech firms and utilities
Energy strategy may become just as important as computing strategy. For consumers, this shift signals that electricity is now a central part of the AI conversation. AI is no longer only about software. It is also about infrastructure.
The bigger consumer tech picture
AI is becoming embedded in smartphones, search engines, office software and home devices. As adoption grows, so does the hidden infrastructure supporting it. Energy is now part of the conversation around everyday technology. Every AI-generated image, voice command or cloud backup depends on a power-hungry network of servers.
By asking companies to account more directly for their electricity use, policymakers are acknowledging a new reality. The digital world runs on very physical resources. For you, that shift could mean more transparency. It also raises new questions about sustainability, local impact and long-term costs.
ARTIFICIAL INTELLIGENCE HELPS FUEL NEW ENERGY SOURCES
As AI expansion strains the grid, a new proposal would require tech firms to fund their own power needs. (Sameer Al-Doumy/AFP via Getty Images)
What this means for you
If you are a homeowner or renter, the practical question is simple. Will this protect my electric bill? In theory, separating data center energy costs from residential rates could reduce the risk of price spikes tied to AI growth. If companies fund their own generation or grid upgrades, utilities may have less reason to spread those costs among all customers.
That said, utility pricing is complex. It depends on state regulators, long-term planning and local energy markets.
Here is what you can watch for in your area:
- New data center construction announcements
- Utility filings that mention large commercial load growth
- Public service commission decisions on rate adjustments
Even if you rarely use AI tools, your community could feel the effects of a nearby data center. The pledge is intended to keep those large-scale power demands from showing up in your monthly bill.
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Kurt’s key takeaways
The ratepayer protection pledge highlights an important turning point. AI is no longer only about innovation and speed. It is also about energy and accountability. If tech companies truly absorb the cost of their expanding power needs, households may avoid some of the financial strain tied to rapid AI growth. If not, utility bills could become an unexpected front line in the AI era.
As AI tools become part of daily life, how much extra power are you willing to support to keep them running? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Here’s your first look at Kratos in Amazon’s God of War show
Amazon has slowly been teasing out casting details for its live-action adaptation of God of War, and now we have our first look at the show. It’s a single image but a notable one showing protagonist Kratos and his son Atreus. The characters are played by Ryan Hurst and Callum Vinson, respectively, and they look relatively close to their video game counterparts.
There aren’t a lot of other details about the show just yet, but this is Amazon’s official description:
The God of War series storyline follows father and son Kratos and Atreus as they embark on a journey to spread the ashes of their wife and mother, Faye. Through their adventures, Kratos tries to teach his son to be a better god, while Atreus tries to teach his father how to be a better human.
That sounds a lot like the recent soft reboot of the franchise, which started with 2018’s God of War and continued through Ragnarök in 2022. For the Amazon series, Ronald D. Moore, best-known for his work on For All Mankind and Battlestar Galactica, will serve as showrunner. The rest of the cast includes: Mandy Patinkin (Odin), Ed Skrein (Baldur), Max Parker (Heimdall), Ólafur Darri Ólafsson (Thor), Teresa Palmer (Sif), Alastair Duncan (Mimir), Jeff Gulka (Sindri), and Danny Woodburn (Brok).
While production is underway on the God of War series, there’s no word on when it might start streaming.
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