Technology
January scams surge: Why fraud spikes at the start of the year
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Every January, I hear from people who say the same thing: “I just got an email that looked official, and I almost fell for it.” That’s not a coincidence. January is one of the busiest months of the year for scammers. While most of us are focused on taxes, benefits, subscriptions, and getting our finances in order, criminals are doing their own kind of cleanup, refreshing scam lists and going after people with newly updated personal data. If you’ve ever received a message claiming your account needs to be “verified,” your benefits are at risk, or your tax information is incomplete, this article is for you.
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10 SIMPLE CYBERSECURITY RESOLUTIONS FOR A SAFER 2026
Scam messages often look urgent and official, pushing you to act before you have time to think. That pressure is exactly what criminals rely on. (Kurt “CyberGuy” Knutsson)
Why January is prime time for scammers
January is when scammers have everything they need. According to YouMail’s Robocall Index, U.S. consumers received just over 4.7 billion robocalls in January 2025, a roughly 9% increase from December 2024. This year, we can expect the same pattern from scammers.
They know:
But the biggest reason scams spike now? Your personal data is easier to find than you think. Data brokers quietly collect and update profiles year after year. By January, those profiles are often more complete than ever, and scammers know it.
The “account verification” scam you’ll see everywhere
One of the most common January scams looks harmless at first. You get a message saying:
- “Your Social Security account needs verification”
- “Your Medicare information has to be updated”
- “Your benefits could be delayed without action”
The message sounds official. Sometimes it even uses your real name or location. That’s where people get tricked. Government agencies don’t ask for sensitive information through random emails or texts. Scammers rely on urgency and familiarity to push you into reacting before thinking.
My rule: If you didn’t initiate the request, don’t respond to it. Always go directly to the agency’s official website or phone number, never through a link sent to you.
MAKE 2026 YOUR MOST PRIVATE YEAR YET BY REMOVING BROKER DATA
January is a prime time for fraud because people are dealing with taxes, benefits and account updates. Scammers know these messages feel expected and familiar. (Kurt “CyberGuy” Knutsson)
Fake tax and benefits notices ramp up in January
Another favorite scam this time of year involves taxes and refunds.
You may see:
- Emails claiming you owe back taxes
- Messages saying you’re due a refund
- Notices asking you to “confirm” banking information.
These scams work because they arrive at exactly the moment people expect to hear from tax agencies or benefits programs.
Scammers don’t need much to sound convincing. A name, an email address or an old address is often enough. If you get a tax-related message out of the blue, slow down. Real agencies don’t pressure you to act immediately.
Subscription “problems” that aren’t real
January is also when subscription scams explode. Fake messages claim:
Scammers know most people have subscriptions, so they play the odds. Instead of clicking, open the app or website directly. If there’s a real problem, you’ll see it there.
Why these scams feel so personal
People often tell me, “But they used my name, how did they know?” Here’s the uncomfortable truth: They probably bought it. Data brokers compile massive profiles that include:
- Address histories
- Phone numbers and emails
- Family connections
- Shopping behavior.
That data is sold, shared and leaked. Once scammers have it, they can tailor messages that feel real, because they’re built on real information.
10 WAYS TO PROTECT SENIORS FROM EMAIL SCAMS
The more personal data scammers have, the more convincing their messages become. Removing your information from data broker sites can help reduce targeted scams over time. (Kurt “CyberGuy” Knutsson)
What you should do right now
Before January gets any busier, take these steps to reduce your exposure to scams and fraud:
1) Remove your personal data from broker sites
Deleting emails or blocking numbers helps, but it does not stop scams at the source. Scammers rely on data broker sites that quietly collect, update and sell your personal information. Removing your data from those sites reduces scam calls, phishing emails and targeted texts over time. It also makes it harder for criminals to personalize messages using your real name, address or family connections. You have two ways to do this:
Do it yourself:
You can visit individual data broker websites, search for your profile and submit opt-out requests.This method works, but it takes time. Each site has its own rules, identity verification steps, and response timelines. Many brokers also re-add data later, which means you have to repeat the process regularly.
Use a data removal service:
A data removal service automates the opt-out process by contacting hundreds of data brokers on your behalf and monitoring for re-listings. This option saves time and provides ongoing protection, especially if you want long-term results without constant follow-ups.
While no service can guarantee the complete removal of your data from the internet, a data removal service is really a smart choice. They aren’t cheap, and neither is your privacy. These services do all the work for you by actively monitoring and systematically erasing your personal information from hundreds of websites. It’s what gives me peace of mind and has proven to be the most effective way to erase your personal data from the internet. By limiting the information available, you reduce the risk of scammers cross-referencing data from breaches with information they might find on the dark web, making it harder for them to target you.
Check out my top picks for data removal services, and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
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2) Don’t click links in unexpected messages
If you did not initiate the request, do not click. Scam messages are designed to create urgency, especially around taxes, benefits and account issues. Instead, go directly to the official website by typing the address yourself or using a saved bookmark. This single habit prevents most phishing attacks.
3) Turn on two-factor authentication wherever possible
Two-factor authentication (2FA) adds a critical second layer of protection. Even if someone gets your password, they still cannot access your account without the second verification code. Start with email, financial accounts, social media and government services.
4) Check accounts only through official apps or websites
If you receive a warning about an account problem, do not trust the message itself. Open the official app or website, and check there. If something is wrong, you will see it immediately. If not, you just avoided a scam.
5) Watch for account alerts and login activity
Enable login alerts and security notifications on important accounts. These alerts can warn you if someone tries to sign in from a new device or location. Early warnings give you time to act before real damage occurs.
6) Use strong, unique passwords and a password manager
Reusing passwords makes it easy for scammers to take over multiple accounts at once. If one service is compromised, attackers try the same login on email, banking, and social media accounts. A password manager helps you create and store strong, unique passwords for every account without needing to remember them. Check out the best expert-reviewed password managers of 2026 at Cyberguy.com.
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Kurt’s key takeaways
January scams aren’t random. They’re targeted, timed and fueled by personal data that shouldn’t be public in the first place. The longer your information stays online, the easier it is for scammers to use it against you. If you want a quieter inbox, fewer scam calls and less risk this year, take action early, before criminals finish rebuilding their lists. Protect your data now, and you’ll be safer all year long.
Have you noticed more scam emails, texts or calls since the new year started? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
Apple might let you use ChatGPT from CarPlay
CarPlay users could soon be able to use their chatbot of choice instead of Siri. As Bloomberg reports, Apple is working to add support for CarPlay voice control apps from OpenAI, Anthropic, Google, and others. Previously, users who wanted to access third-party chatbots in the car would need to go through their iPhone, but soon they may be able to talk with ChatGPT, Claude, or Gemini directly in CarPlay.
However, Apple reportedly “won’t let users replace the Siri button on CarPlay or the wake word that summons the service.” So, users will need to manually open their preferred chatbot’s app. Developers will be able to set their apps to automatically start voice mode whenever they’re opened, though, which could help streamline the experience.
According to Bloomberg, the addition of third-party chatbots in CarPlay could roll out “within the coming months,” but hasn’t been officially announced yet. The rumored update follows Apple’s announcement last month that Google Gemini will power an updated version of Siri, which is slated to arrive sometime this year.
Technology
Watch Super Bowl LX ads: 10 must‑see commercials
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The cost of a Super Bowl commercial has officially entered jaw-dropping territory. For Super Bowl LX, some 30-second ad slots have reportedly sold for as much as $10 million.
That figure marks a new high for the Big Game. Even the average price this year sits closer to $8 million. As a result, Super Bowl airtime has become one of the most valuable buys in advertising, especially for brands chasing massive live audiences.
Back in 1967, when the first Super Bowl aired, commercial placements were modest and easy to overlook. Since then, the Super Bowl has grown into a cultural event where advertisers compete for attention and relevance. Today, commercials are no longer treated as interruptions. Instead, they are appointment viewing. With audiences expected to once again approach historic highs, brands are betting that the right creative moment can justify even an eight-figure price tag.
Based on what brands are putting on screen this year, that investment shows up in different ways. For example, Super Bowl LX ads span a wide range of styles. Some lean into self-aware humor and celebrity chaos. Others focus on quieter, more emotional storytelling and wellness messages.
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SUPER BOWL SCAMS SURGE IN FEBRUARY AND TARGET YOUR DATA
Ben Affleck and the art of Super Bowl self-parody
Dunkin’ is once again leaning all the way into self-aware absurdity, and Ben Affleck is clearly having a blast. In “Golden Cringe,” Affleck returns for his fourth straight Super Bowl run with Dunkin’ Donuts, this time pitching a VHS-era “gold mine” to two mystery figures named “Jen and Matt” — setting off a celebrity guessing game about whether familiar faces like Jennifer Lopez and Matt Damon might return.
The teaser plays like a chaotic brainstorm you were never supposed to see, and Affleck’s long-running joke that his Dunkin’ obsession predates fame, studios and good ideas. Affleck even riffs on how other stores once “kicked him out,” underscoring his obsession with the brand while teasing that this could be the “pinnacle of all our careers.”
When one keg becomes the main character
Bud Light keeps it simple and lets the moment spiral. In Keg, NFL legend Peyton Manning, comedian Shane Gillis and Grammy winner Post Malone stand together as Manning casually holds a glass of Bud Light. Post Malone scans the scene and asks the question everyone at a party eventually asks: “Is there enough for everyone?” Manning points off into the distance and replies, “Oh, right there,” just as a guy hauling a keg completely loses control. The keg breaks free and starts rolling down a canyon, sending all three tumbling after it as Whitney Houston’s I Will Always Love You swells dramatically in the background. After the chaos settles, Manning stands up, places his Bud Light down and looks around before delivering the understated line, “Heck of a wedding, huh?”
The ceremony somehow continues. Gillis turns to the bride and offers a polite, “Hey, it’s a great ceremony,” then pivots to the camera and deadpans, “I give it a week.” The ad lands by letting the contrast do the work. Sentimental music, runaway kegs and brutally honest humor collide, making Bud Light’s Super Bowl moment feel effortless, absurd and perfectly timed.
A sci-fi legend tackles fiber head-on
Kellogg’s leans into nostalgia and cheeky humor with Will Shat, starring William Shatner as Raisin Bran’s unlikely “bran ambassador.” The spot opens in space as an alert flashes that America is low on fiber. Shatner answers the call in classic deadpan style, declaring that “duty calls” before announcing he is here to bring fiber to the masses with Kellogg’s Raisin Bran. The ad then becomes a fast-moving tour of everyday life. Shatner pops up in a sports bar and a living room, calmly delivering bathroom-adjacent puns while everyone around him looks stunned.
He declares, “It’s fiber time,” then eyes a nearby dog and asks, “Is that dog a shih tzu?” The joke lands again when the pup’s collar reveals a “Will” dog tag. The chaos peaks at a football tailgate, where Shatner climbs onto a car, mutters that he is “too old for this,” and crashes down onto a table stacked with Raisin Bran boxes.
Football reimagined as a diner menu
Uber Eats plays it straight in “Diner Menu,” starring Parker Posey and Matthew McConaughey as two people calmly unraveling what they believe is an obvious truth. Sitting together, Posey starts laying out her case, rattling off food-coded phrases like “pancake blocks” and “hash marks,” treating football terminology like menu items. McConaughey nods and admits he could eat that “every morning and twice on Sunday.” Their conclusion feels inevitable. Football, according to them, is basically a diner menu.
McConaughey takes the theory a step further with a piece of football trivia. Barry Sanders played for Detroit for 10 years. What color was his jersey? Blue. Posey answers, “Blueberry,” McConaughey responds by letting out a shriek and casually popping a blueberry into his mouth. Parker then immediately admits, “That was a bit of a reach,” with Matthew adding, “Football is totally selling food.”
A Super Bowl teaser built on kindness and community
Rocket and Redfin take a softer approach to Super Bowl advertising with a black-and-white teaser featuring Lady Gaga. The spot reimagines “Won’t You Be My Neighbor?” – the iconic theme from Mister Rogers’ Neighborhood – setting the tone for a larger campaign focused on home, belonging and community. Instead of spectacle, the teaser leans on simplicity, emotion and a familiar melody that immediately signals warmth. Gaga’s understated performance anchors the message. Known for championing individuality and kindness, she brings a quiet sincerity to the song that feels personal rather than performative.
A deli singalong powered by mayo
Hellmann’s turns lunchtime into a full-blown musical in “Meal Diamond,” starring Andy Samberg as a parody crooner inspired by Neil Diamond. Set inside a crowded deli, the ad kicks off as Samberg launches into “Sweet Sandwich Time,” a mayo-fueled anthem that quickly pulls everyone behind the counter and in line into the performance. What starts as a routine lunch rush spirals into controlled chaos, with generous streams of Hellmann’s mayonnaise getting squeezed onto every sandwich by Samberg as he says, “This is how I make friends” and sings, “I’ll squirt you while I am walking by.”
Among the stunned customers is Elle Fanning, who plays the straight face to Samberg’s improv-heavy energy. She looks on and tells him, “You are incredible.” Samberg fires back without missing a beat, “Incredibly lonely.” If the goal is to get viewers humming and craving extra mayo on their sandwiches, Meal Diamond hits every note.
Grocery preferences go full Europop
Instacart’s “Bananas” spot leans into over-the-top ’80s Europop energy with Ben Stiller and Benson Boone as a retro disco-pop duo battling it out on a glittering stage. Directed by Spike Jonze, the 30-second commercial highlights Instacart’s new “Preference Picker” tool by turning grocery pickiness into performance art. Stiller and Boone harmonize about choosing bananas just the way you like them, using the app’s feature. As the duet escalates, Boone shows off with a dramatic mid-song backflip, prompting Stiller’s character to try and match him.
That attempt ends with Stiller crashing spectacularly into the drum kit on stage, underscoring the absurd rivalry and keeping the energy chaotic and fun. The spot closes with Ben falling off the stage and the tagline “Bananas just how you like,” a playful nod to the new Preference Picker, which helps Instacart customers choose banana ripeness and other grocery details with precision.
BUDWEISER UNVEILS PATRIOTIC NEW SUPER BOWL AD HONORING ‘DEEP-ROOTED AMERICAN HERITAGE’
A ski lesson with Super Bowl stakes
Michelob ULTRA makes its Super Bowl debut with “The ULTRA Instructor,” starring Kurt Russell and Lewis Pullman in a spot that blends winter sports intensity with laid-back beer humor. The 60-second commercial casts Russell as a legendary ski instructor training Pullman’s character to unlock a competitive edge, where bragging rights and rounds of ULTRA are on the line. The training montage leans into Russell’s coaching persona, complete with a playful callback to his role as Herb Brooks in Miracle. As Pullman sharpens his skis and pushes through drills, Russell delivers the familiar command, “Again,” turning a friendly ski session into a mock high-stakes competition.
The contrast between elite-level motivation and low-pressure rewards keeps the tone light while tapping into sports nostalgia. Directed by Joseph Kosinski, the spot also features Olympic snowboarder Chloe Kim and NHL champion T.J. Oshie, reinforcing Michelob ULTRA’s connection to Team USA and the Winter Olympics. By merging Super Bowl spectacle with Olympic energy, Michelob ULTRA positions itself as the beer for competition, camaraderie and winning moments on and off the slopes.
A health message takes the Super Bowl stage
Ro makes its Super Bowl debut with “Healthier on Ro,” starring Serena Williams in a rare healthcare-focused Big Game spot. This time, the direct-to-patient company uses the moment to talk about GLP-1 medications in a broader way. Instead of framing them as a quick fix for weight loss, the ad positions them as a tool for overall health.
In the commercial, Williams speaks candidly about her own experience using GLP-1s through Ro. Over the past year, she says she has lost 34 pounds. As a result, she has eased stress on her knees and stabilized her blood sugar. She also points to improvements in her cholesterol levels and overall heart health.
More importantly, Williams focuses on how the program fits into her life. “I feel better now than I have in years,” she says. The message stays centered on feeling stronger and more like herself, rather than chasing a number on the scale. For Ro, the ad marks a major step. It brings healthcare and GLP-1 conversations into a space usually dominated by snacks, beer and cars. Airing during Super Bowl LX, the spot reflects how wellness brands are increasingly using the Big Game to normalize treatment, reduce stigma and reach a mainstream audience through personal stories.
Pepsi flips the cola wars in a polar-powered spot
Pepsi takes a playful jab at soda rivalries with “The Choice,” a 30-second commercial directed by Taika Waititi that brings the classic Pepsi Challenge to life. At the center of the ad is a cola-loving polar bear, a nod to the iconic mascot long associated with Coca-Cola, who sits down for a blind taste test between Pepsi Zero Sugar and Coke Zero Sugar. When taste alone determines the winner, he surprisingly picks Pepsi, exposing a phenomenon Pepsi refers to as the “Pepsi Paradox,” where people prefer Pepsi once brand labels and bias disappear.
Set to Queen’s “I Want to Break Free,” the bear’s initial shock turns into a whimsical journey of self-discovery, complete with a humorous therapist cameo by Waititi himself and a concert-style celebration that evokes a memorable kiss-cam moment, with the tagline, “You deserve taste.” The ad leans into Pepsi’s decades-long cola rivalry by turning an age-old debate into a lighthearted story about taste and identity, challenging viewers to rethink which cola they’d choose when all labels are removed.
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Kurt’s key takeaways
Super Bowl commercials have always reflected the moment we are living in. In 2026, that moment feels louder, stranger, more emotional and far more expensive. For example, some beer ads lean into chaos and humor. Meanwhile, food brands embrace full-on absurdity. At the same time, healthcare companies are stepping onto football’s biggest stage. Still, the common thread among them is ambition. At $10 million per slot, brands are not just buying airtime. Instead, they are buying a chance to be remembered. Some commercials will land iconic moments. Others will fade by halftime. In the end, one thing is clear. The Super Bowl is no longer just a game with ads. It is an advertising event that happens to include football.
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With Super Bowl ads now costing $10 million for 30 seconds, which commercials actually feel worth the price? Let us know by writing to us at Cyberguy.com.
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Copyright 2026 CyberGuy.com. All rights reserved.
Technology
We found 20 Verge-approved gifts on sale ahead of Valentine’s Day
Valentine’s Day is coming up fast, and if you haven’t started shopping yet, there are a lot of great gifts on sale that should still arrive in time if you order soon. Several Verge-approved gadgets are seeing some of their best discounts since the holidays, with options we think will appeal to a wide range of interests, from thoughtful picks like digital photo frames to e-readers, smart speakers, smartwatches, massagers, and even practical stuff like vacuums. While some are bigger-ticket items, quite a few cost under $100, so there’s something here for a range of budgets, too.
Below, we’ve rounded up the best Valentine’s Day gift deals you can shop right now across a range of categories and prices, whether you’re buying for a partner, a friend, or yourself.
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