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What Trump’s ‘ratepayer protection pledge’ means for you

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What Trump’s ‘ratepayer protection pledge’ means for you

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When you open a chatbot, stream a show or back up photos to the cloud, you are tapping into a vast network of data centers. These facilities power artificial intelligence, search engines and online services we use every day. Now there is a growing debate over who should pay for the electricity those data centers consume.

During President Trump’s State of the Union address this week, he introduced a new initiative called the “ratepayer protection pledge” to shift AI-driven electricity costs away from consumers. The core idea is simple. 

Tech companies that run energy-intensive AI data centers should cover the cost of the extra electricity they require rather than passing those costs on to everyday customers through higher utility rates.

It sounds simple. The hard part is what happens next.

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At the State of the Union address Feb. 24, 2026, President Trump unveiled the “ratepayer protection pledge” aimed at shielding consumers from rising electricity costs tied to AI data centers. (Nathan Posner/Anadolu via Getty Images)

Why AI is driving a surge in electricity demand

AI systems require enormous computing power. That computing power requires enormous electricity. Today’s data centers can consume as much power as a small city. As AI tools expand across business, healthcare, finance and consumer apps, energy demand has risen sharply in certain regions.

Utilities have warned that the current grid in many parts of the country was not built for this level of concentrated demand. Upgrading substations, transmission lines and generation capacity costs money. Traditionally, those costs can influence rates paid by homes and small businesses. That is where the pledge comes in.

What the ratepayer protection pledge is designed to do

Under the ratepayer protection pledge, large technology companies would:

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  • Cover the full cost of additional electricity tied to their data centers
  • Build their own on-site power generation to reduce strain on the public grid

Supporters say this approach separates residential energy costs from large-scale AI expansion. In other words, your household bill should not rise simply because a new AI data center opens nearby. So far, Anthropic is the clearest public backer. CyberGuy reached out to Anthropic for a comment on its role in the pledge. A company spokesperson referred us to a tweet from Anthropic Head of External Affairs Sarah Heck.

“American families shouldn’t pick up the tab for AI,” Heck wrote in a post on X. “In support of the White House ratepayer protection pledge, Anthropic has committed to covering 100% of electricity price increases that consumers face from our data centers.”

That makes Anthropic one of the first major AI companies to publicly state it will absorb consumer electricity price increases tied to its data center operations. Other major firms may be close behind. The White House reportedly plans to host Microsoft, Meta and Anthropic in early March to discuss formalizing a broader deal, though attendance and final terms have not been confirmed publicly.

Microsoft also expressed support for the initiative. 

“The ratepayer protection pledge is an important step,” Brad Smith, Microsoft vice chair and president, said in a statement to CyberGuy. “We appreciate the administration’s work to ensure that data centers don’t contribute to higher electricity prices for consumers.”  

Industry groups also point to companies such as Google and utilities including Duke Energy and Georgia Power as making consumer-focused commitments tied to data center growth. However, enforcement mechanisms and long-term regulatory details remain unclear.

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CHINA VS SPACEX IN RACE FOR SPACE AI DATA CENTERS

The White House plans talks with Microsoft, Meta and Anthropic about shifting AI energy costs away from consumers. (Eli Hiller/For The Washington Post via Getty Images)

How this could change the economics of AI

AI infrastructure is already one of the most expensive technology buildouts in history. Companies are investing billions in chips, servers and real estate. If firms must also finance dedicated power plants or pay premium rates for grid upgrades, the cost of running AI systems increases further. That could lead to:

  • Slower expansion in some markets
  • Greater investment in renewable energy and storage
  • More partnerships between tech firms and utilities

Energy strategy may become just as important as computing strategy. For consumers, this shift signals that electricity is now a central part of the AI conversation. AI is no longer only about software. It is also about infrastructure.

The bigger consumer tech picture

AI is becoming embedded in smartphones, search engines, office software and home devices. As adoption grows, so does the hidden infrastructure supporting it. Energy is now part of the conversation around everyday technology. Every AI-generated image, voice command or cloud backup depends on a power-hungry network of servers.

By asking companies to account more directly for their electricity use, policymakers are acknowledging a new reality. The digital world runs on very physical resources. For you, that shift could mean more transparency. It also raises new questions about sustainability, local impact and long-term costs.

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As AI expansion strains the grid, a new proposal would require tech firms to fund their own power needs. (Sameer Al-Doumy/AFP via Getty Images)

What this means for you

If you are a homeowner or renter, the practical question is simple. Will this protect my electric bill? In theory, separating data center energy costs from residential rates could reduce the risk of price spikes tied to AI growth. If companies fund their own generation or grid upgrades, utilities may have less reason to spread those costs among all customers.

That said, utility pricing is complex. It depends on state regulators, long-term planning and local energy markets.

Here is what you can watch for in your area:

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  • New data center construction announcements
  • Utility filings that mention large commercial load growth
  • Public service commission decisions on rate adjustments

Even if you rarely use AI tools, your community could feel the effects of a nearby data center. The pledge is intended to keep those large-scale power demands from showing up in your monthly bill.

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Kurt’s key takeaways

The ratepayer protection pledge highlights an important turning point. AI is no longer only about innovation and speed. It is also about energy and accountability. If tech companies truly absorb the cost of their expanding power needs, households may avoid some of the financial strain tied to rapid AI growth. If not, utility bills could become an unexpected front line in the AI era.

As AI tools become part of daily life, how much extra power are you willing to support to keep them running? Let us know by writing to us at Cyberguy.com.

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Copyright 2026 CyberGuy.com. All rights reserved.

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Live updates from Elon Musk and Sam Altman’s court battle over the future of OpenAI

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Live updates from Elon Musk and Sam Altman’s court battle over the future of OpenAI

Sam Altman and Elon Musk are facing off in a high-stakes trial that could alter the future of OpenAI and its most well-known product, ChatGPT. In 2024, Musk filed a lawsuit accusing OpenAI of abandoning its founding mission of developing AI to benefit humanity and shifting focus to boosting profits instead.

Elon Musk, his financial manager and Neuralink CEO, Jared Birchall, and OpenAI cofounder Greg Brockman have already testified before the jury. Now, on Wednesday, May 6th, Shivon Zilis, a former OpenAI board member who shares four children with Musk, is taking the stand, and the courtroom is seeing testimony from former OpenAI exec Mira Murati via video.

Microsoft CEO Satya Nadella is scheduled to appear on Monday, with OpenAI cofounder and former chief scientist Ilya Sutskever lined up to testify after that.

Musk was a cofounder of OpenAI and claims that Altman and Brockman tricked him into giving the company money, only to turn their backs on their original goal. However, OpenAI says that “This lawsuit has always been a baseless and jealous bid to derail a competitor” in a bid to boost Musk’s own SpaceX / xAI / X companies that have launched Grok as a competitor to ChatGPT.

Elon Musk — plaintiff, OpenAI cofounder and now CEO of rival xAI

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Steven Molo — lead counsel for plaintiff

Jared Birchall — manager of Musk’s family office

Shivon Zilis — former OpenAI board member who shares multiple children with Musk

Sam Altman — defendant, CEO of OpenAI

William Savitt — lead counsel for defendant

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Greg Brockman — president of OpenAI as well as a cofounder

Ilya Sutskever — former chief scientist at OpenAI and a cofounder

Yvonne Gonzalez Rogers — aka YGR, trial judge

Here’s all the latest on the trial between Musk and Altman:

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World Password Day: Check if your passwords are safe

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World Password Day: Check if your passwords are safe

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World Password Day is here, and it is the perfect excuse to check something most of us ignore until it is too late. Your passwords.

Think about it. You are scrolling on your phone, maybe checking email or social media, when you see a message claiming someone has access to your account. You want to ignore it. It feels like spam.

But this time, you pause. Because breaches happen all the time, and stolen passwords are still one of the easiest ways for hackers to get in.

So instead of waiting for a scare, today is a good day to get ahead of it.

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AMERICA’S MOST-USED PASSWORD IN 2025 REVEALED

World Password Day is a reminder to update weak or reused passwords before hackers use stolen login details to access your accounts. (Pekic/Getty Images)

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 Why World Password Day actually matters

This isn’t just another made-up holiday. It is a reminder of a very real problem. Companies get breached. Databases leak. And once login details are exposed, they often get shared or sold online.

From there, attackers try those same passwords across other accounts. This is called credential stuffing, and it works more often than you would think. That is why even one weak or reused password can put multiple accounts at risk. 

How to check and protect yourself today

You do not need a complicated process. Start simple and work your way through it.

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1) Change your most important passwords

Start with your email, banking and social media accounts. If any of those passwords are old or reused, update them now.

2) Stop reusing passwords

Using the same password across sites is one of the biggest risks. If one account is exposed, the rest can fall like dominoes.

3) Turn on two-factor authentication

Two-factor authentication (2FA) adds a second layer of protection. Even if someone has your password, they still cannot get in without that extra step.

10 SIGNS YOUR PERSONAL DATA IS BEING SOLD ONLINE

Reused passwords can put multiple accounts at risk if one company breach exposes login details to hackers. (Kurt “CyberGuy” Knutsson)

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4) Reduce how much of your data is online

This step is often overlooked, but it matters more than people think. The more personal information floating around online, the easier it is for scammers to target you or break into your accounts. You can take a more proactive approach. Some data removal services offer a free scan that checks whether your personal information is exposed on data broker and people-search sites. It only takes a minute to run, and the results can show you which companies may have your data. From there, you can decide whether to remove that information and reduce your exposure going forward. Results arrive by email in about an hour.

Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting CyberGuy.com.

How to create a strong password

If you are updating passwords today, make sure you are doing it right.

Make it long

Aim for at least 12 characters. Longer passwords are much harder to crack. 

Mix different types of characters

Use uppercase and lowercase letters, numbers and symbols to increase complexity.

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Avoid common words and phrases

Simple words or predictable combinations are easy for attackers to guess. What are the top 5 passwords to avoid? The most commonly used and insecure passwords are:

  • 123456
  • 123456789
  • 12345678
  • password
  • Qwerty123

These passwords are extremely easy to guess and should be avoided at all costs.

Skip obvious substitutions

Replacing letters with symbols, like “$” for “S,” is no longer effective. Hackers already account for that.

HOW SECURE IS MY PASSWORD? USE THIS TEST TO FIND OUT

Strong passwords, two-factor authentication and password managers can help protect email, banking and social media accounts from attackers. (Neil Godwin/Future via Getty Images)

Why a password manager is worth it

Managing strong passwords on your own isn’t realistic. That is why password managers exist.

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These tools can generate strong, unique passwords for every account and store them securely. You only need to remember one master password.

It also makes logging in faster and easier, while removing the temptation to reuse passwords. That alone can prevent a lot of problems.

Check out the best expert-reviewed password managers of 2026 at CyberGuy.com.

Kurt’s key takeaways

World Password Day is a reminder, but it should not be the only day you think about this. Still, it is a good starting point. A few quick changes today can prevent a major headache later. Strong passwords, two-factor authentication and reducing your online footprint all work together. Tools like Incogni help take that one step further by limiting how much information is out there to begin with. Pair that with a password manager, and you are not just reacting to threats. You are building a much stronger defense.

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When was the last time you updated your passwords, and what made you finally do it? Let us know by writing to us at CyberGuy.com.

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Musk’s biggest loyalist became his biggest liability

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Musk’s biggest loyalist became his biggest liability

I sat down in the Musk v. Altman trial courtroom today, painfully aware that no one was going to ask Shivon Zilis the question on everyone’s minds: Girl, what the fuck are you doing?

Zilis, who testified under oath that she is the mother of four of Musk’s children, was… what’s the best way to characterize this? A Musk advisor? She denies she was a “chief of staff” but says she worked for Musk’s “entire AI portfolio: Tesla, Neuralink, and OpenAI” starting in 2017. The two met through OpenAI, and they had what she referred to as a “one off” before becoming “friends and colleagues.” The “one off,” she confirmed, was “romantic in nature.”

Her job under Musk was “to go find bottlenecks and solve them,” and she claims to have worked 80 to 100 hours a week doing that. “It was just bananas,” she said. Her first two children by Musk — twins — were born in 2021, while Zilis was serving on OpenAI’s board. She kept this a secret. She did not tell the board who the father was until Business Insider reported on court documents that listed Musk as the father.

“My first call was to my dad,” said Zilis, who testified that even her own family didn’t know the children’s paternity. “The call right after that was to Sam Altman.” Greg Brockman, OpenAI’s president, had testified he found out about Zillis’ children from news reports. When he talked to her about it, she claimed her relationship with Musk was “platonic” and that she’d had kids via IVF. This was reassurance enough for Brockman, who’d been friends with her since 2013. She remained on the board.

On the stand, Zilis spoke softly and quickly. She seemed mousy. A significant part of what made her testimony so bad for Musk was that she appeared to be the only person taking notes on what Brockman, Altman, Ilya Sutsekever, and Musk were discussing when the cofounders considered their options for creating a for-profit arm of OpenAI. She also was “aiding and facilitating communication between the principal parties.” Those notes are the trial’s most important evidence — more important, even, than Brockman’s diary.

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The goal of the direct testimony seemed to be to take the sting out of what Zilis and the plaintiff’s lawyers had to know was coming. So she told the court that her role also meant telling Altman when Musk was “in a good headspace” for a conversation — perhaps inadvertently strengthening Brockman’s testimony yesterday that at one point he feared Musk would physically attack him —while vehemently denying that she funneled information to Musk.

Look, she and Musk testified they lived together and have a romantic relationship and four kids. She was originally a plaintiff in the suit. She kept her children’s paternity secret from her own father. All of those things would be reason enough to doubt her testimony about thinking OpenAI betrayed its mission during the chaos when Altman was fired by the board. She claimed that Microsoft CEO Satya Nadella said something to the effect of “we are above them, we are below them, we are around them” during that chaotic period as being “terrifying.” (The quote was “We are below them, above them, around them.”)

But the notes are really what did Musk’s case in. Try as she might, Zilis couldn’t explain them away.

There were a lot of ideas batted around in 2017 and 2018. We saw a lot of Zilis’ emails from that period. Notably in one, an option was “switch to for profit in next couple of weeks (woah fast!).” Another email noted that a “complete non-negotiable” for Altman, Brockman and Sutskever “is an ironclad agreement to not have Elon (or anyone) have absolutely [sic] control of AGI they create.” In another she wrote to Musk money manager Jared Birchall, “They say they will not move forward without a guarantee to switch away from him having control. You and I can argue that’s stupid all we want but they are holding firm on it.”

“If he hung around E perhaps it would force him to think about humanity more”

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Zilis also knew about Musk halting donations before OpenAI did. On August 20, 2017, she wrote, “Funding freeze: OpenAI is likely to realize this week that their $5M in Q3 is, albeit correctly, on hold. Unsure how this will impact negotiations but wanted to flag it since it’s likely to have a big psychological impact on them if they find out.” Musk told Brockman and Sutskever over a week later, on September 1st, that he’d pulled funding.

There were other machinations:

  • At one point, Musk seemed to have suggested that she, Sam Teller, and Birchall — two of Musk’s closest fixers — should all take seats on OpenAI’s board so that Musk would have control of the nonprofit. Zilis wrote to Teller that she didn’t share that with the OpenAI team.
  • In November 2017, Musk was thinking of creating a “world-class AI lab” inside Tesla. To that end, Musk offered Altman a board seat at Tesla.
  • Zilis wrote an email to Musk saying that to save him time she’d brainstormed some solutions for him. Three of them involved developing AGI at Tesla. One was making OpenAI a public benefit corporation subsidiary of Tesla. One was getting Altman as an “anchor” for TeslaAI.
  • My favorite of those solutions was: “Find a way to get Demis. Seriously…. Demis really does fanboy hard and I don’t think he’s immoral… just amoral. If he hung around E perhaps it would force him to think about humanity more.”
  • After hiring Andrej Karpathy, Musk asked for a list of top OpenAI people to poach.

We had already seen one of her text messages in the docket — the one where Musk leaves the board and she asks him whether she should remain “close and friendly” to continue funneling him information. In her direct testimony, she tried to put that in the context: “They were going through this weird half-breakup,” she said. But in the cross, we found out that she didn’t remember that in her deposition.

“Your long-lost memories have been recovered,” said Sarah Eddy, the OpenAI attorney, in one of the trial’s funnier moments. Sure, Musk’s team objected and the objection was sustained, but we all heard it. In fact, it was one of several times Zilis seemed to have recovered memories she didn’t have at her deposition, memories that — coincidentally I’m sure — happened to be good for Musk’s case.

To be fair, Zilis performed the best under cross examination of anyone we’ve seen so far, but she doesn’t exactly come across as truthful. And there was even more reason to be skeptical of her when we discovered how she left the board, which — according to her deposition — happened “because I picked up a call from Sam and he said, ‘I’ve heard Elon is starting a competitive venture’ and I said, ‘Well if that’s true, this is the time to resign.’”

Her primary allegiance was and is to Musk

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Mysteriously, she had forgotten that call between the deposition and today. But she did seem to know that Musk was moving on AI when she texted a friend, who was in her phone as “Shahini Rubicon Fluffer.” (Incredible name. Thomas Pynchon will be so jealous.) “Have to resign OpenAI board btw,” she wrote. “E’s effort has become well-known.” Her friend didn’t seem surprised by the revelation. Zilis went on: “When the father of your babies starts a competitive effort and will recruit out of OpenAI there is nothing to be done.”

Zilis added that Musk “proactively apologized that he had pruned my friend network through this.”

Here’s what it added up to, as far as I am concerned: Her primary allegiance was and is to Musk. To believe she didn’t know about xAI, I would have to believe that despite their — at the time — three children and the time he spent with them every week, he never discussed it with her. I don’t believe that. Who would? There’s enough evidence in her meeting notes to suggest she routinely held back information from OpenAI on Musk’s behalf — xAI would be no different. I also don’t believe that she didn’t give Musk information about the Microsoft deals she approved while sitting on OpenAI’s board.

Musk didn’t have a problem converting the whole of OpenAI to a for-profit or kneecapping the charity by recruiting its strongest researchers. He didn’t mind the idea of subsuming it into Tesla in any of a variety of ways. The thing he did mind was not being in control of it. That’s what I took away from Zilis’ texts and emails.

Brockman and the OpenAI board were incredibly naive to allow Zilis to continue working there after learning of her twins’ paternity. But then, maybe no one expected someone so meek to be so devious. She was smart enough not to raise her voice or nitpick obvious questions during her cross-examination, so her bearing read as more trustworthy than anyone we’ve seen yet. It’s just that the overall takeaway from her written communications is that she’s put Musk first in her life. Everyone else — including, apparently, her own father — comes second. So on the stand, you might as well assume she’s saying what Musk wants to hear too.

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