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DOE aims to end Biden student loan repayment plan. What it means for Ohio

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DOE aims to end Biden student loan repayment plan. What it means for Ohio


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  • The Department of Education has agreed to a settlement to end the Biden-era SAVE student loan repayment plan.
  • Over seven million borrowers currently on the SAVE plan will need to select a new repayment program if the court approves the settlement.
  • Ohio has about 1.7 million student loan borrowers and over $60 billion in debt. The average student loan debt in the state is approximately $35,072.

Student loan borrowers under the Biden-era student loan repayment plan, Saving on a Valuable Education (SAVE), may soon have to select a new repayment plan after the U.S. Department of Education agreed to a measure to permanently end the program.

A proposed joint settlement agreement announced Tuesday between the DOE and the State of Missouri seeks to end what officials call the “illegal” SAVE program, impacting more than seven million SAVE borrowers who would have to enroll in another program. The settlement must be approved by the court before it can be implemented.

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Ohio borrowers carry some of the nation’s highest student loan debt. Here’s how the proposed change could affect them.

What is the SAVE plan?

Originally known as REPAYE, the Saving on a Valuable Education (SAVE) plan was created to deliver the lowest monthly payments among income-driven repayment programs. Under the Biden administration, it became the most affordable option for borrowers.

According to USA TODAY, the SAVE plan was part of Biden’s push to deliver nearly $200 billion in student loan relief to more than 5 million Americans. It wiped out $5.5 billion in debt for nearly half a million borrowers and cut many monthly payments down to $0.

But officials in President Donald Trump’s administration claim the Biden plan was illegal.

Why does the Department of Education want to end the SAVE plan?

The DOE says the SAVE plan aimed to provide mass forgiveness without congressional approval, costing taxpayers $342 billion over 10 years. In a press release, the Department said the administration promised unrealistically low payments and quick forgiveness without legal authority.

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“The Trump administration is righting this wrong and bringing an end to this deceptive scheme,” Under Secretary of Education Nicholas Kent said in a release. “Thanks to the State of Missouri and other states fighting against this egregious federal overreach, American taxpayers can now rest assured they will no longer be forced to serve as collateral for illegal and irresponsible student loan policies.”  

If the agreement is approved by the court, no new borrowers will be able to enroll in the SAVE plan. The agency says it will deny any pending applications and move all SAVE borrowers back into other repayment plans.

Borrowers currently enrolled in the SAVE Plan would have a limited time to select a new repayment plan and begin repaying their student loans.

The DOE adds that it is working on the loan repayment provisions of the “One Big Beautiful Bill” Act, which created a new Income-Driven Repayment plan called the Repayment Assistance Plan (RAP), that will be available to borrowers by July 1, 2026.

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How many people in Ohio have student loan debt?

Numbers from the Education Data Initiative show that there are about 1.7 million student loan borrowers in Ohio, carrying over $60 billion in debt. The average student loan debt is approximately $35,072.

Ohio also ranks No. 10 among the states with the most student debt, according to personal finance site WalletHub.

How much money does Ohio get from the Department of Education?

The DOE budget for Ohio for fiscal year 2025 is estimated to be more than $5.65 billion, The Columbus Dispatch previously reported.

President Trump announced his intentions to eliminate the Department of Education earlier this year, meaning that Ohio could lose more than $5 billion in annual funding.



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Part of Ohio could’ve been named Metropotamia. Here’s what happened instead

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Part of Ohio could’ve been named Metropotamia. Here’s what happened instead


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  • The Northwest Ordinance, one of the most significant pre-Constitution legislations, created the Northwest Territory and established a process for states from the territory to be added to the Union.
  • The clause in the ordinance that prohibited slavery in the territory effectively made the Ohio River the dividing line between new free and slave states.
  • Thomas Jefferson had a plan for creating new states in the western territory and suggested interesting, exotic names.
  • Ohio was the first state from the Northwest Territory, added to the Union in 1803.

Before Ohio was a state, the vast, largely uncharted expanse between the Ohio and Mississippi rivers, up to the Great Lakes, was known as the Northwest Territory.

Many parties, including the British, French, Spanish, Native American tribes and Eastern states, had previous claims to portions of the territory.

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The Northwest Ordinance of 1787 settled the matter by organizing it as the Northwest Territory and laying the groundwork for the expansion of the United States.

The ordinance was among the most significant legislation created by the Congress of the Confederation of the United States, which governed the U.S. from 1781 to 1789, before the federal government was established by the U.S. Constitution.

Jefferson’s plan for westward expansion

Prior to the American Revolution, to strengthen British and Native American relations, King George III issued the Royal Proclamation of 1763, which forbade expansion of the colonies west of the Appalachian Mountains – an area considered an “Indian reserve.”

The British ceded that land in the 1783 Treaty of Paris following the Revolutionary War, and the new nation was ready to expand west.

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The Confederation Congress pressured other states to relinquish their claims on the territory, such as Virginia’s declared boundaries extending “from Sea to Sea.”

Thomas Jefferson proposed the lands west of the Appalachians be divided into 10 states that would be equal to the original 13 colonies.

He suggested interesting names: Sylvania, Michigania, Cherronesus, Assenisipia, Metropotamia, Illinoia, Saratoga, Washington, Polypotamia and Pelisipia. What is now Ohio would have been part of Metropotamia, Washington and Saratoga.

Although a slave owner himself, Jefferson also proposed there be no slavery in the states after 1800.

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Congress cut out the state boundaries, exotic names and slavery clause before passing the Land Ordinance of 1784.

Northwest Ordinance prohibited slavery in the territory

That ordinance was superseded by the Northwest Ordinance of 1787, which created incorporated territories led by a governor, a secretary and three judges chosen by Congress.

The Northwest Territory was designed to be carved into “not less than three nor more than five States.” Article 5 outlined a three-stage process for a state to be admitted to the Union. Once a district acquired 60,000 inhabitants, it could apply for statehood.

Slavery was not permitted in the territory. Article 6 states: “There shall be neither slavery nor involuntary servitude in the said territory, otherwise than in the punishment of crimes whereof the party shall have been duly convicted.”

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The 13th Amendment used a similar phrase in abolishing slavery in the U.S. in 1865.

The Northwest Ordinance did have a clear fugitive slave clause, though, which allowed enslaved people who had escaped to be taken back to slavery.

Article 6 effectively made the Ohio River the dividing line between territories that prohibited or permitted slavery.

Setting the path to statehood

Under the Land Ordinance of 1785 (a different ordinance than Jefferson’s plan), the land in the Northwest Territory was subdivided into a rectangular grid system of 6-mile townships. The surveyed tracts were sold to individuals and speculative land companies.

John Cleves Symmes bought 311,682 acres between the Great Miami and Little Miami rivers, an area known as the Symmes Purchase, and resold tracts to settlers, such as the pioneers who founded Columbia, Losantiville (Cincinnati) and North Bend.

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Most Native American tribes refused to acknowledge treaties signed after the Revolutionary War regarding lands north of the Ohio River that the tribes inhabited. This led to great conflict between the indigenous people and the settlers.

Military expeditions launched from Fort Washington in Cincinnati engaged forces led by Shawnee chief Blue Jacket and Miami chief Little Turtle all across Ohio until Gen. “Mad Anthony” Wayne won a decisive victory in the Battle of Fallen Timbers.

The peace treaty between the U.S. and Native American tribes really opened up the Northwest Territory for more settlers.

Rather than following the European colonial model, the Northwest Ordinance set a clear path to statehood and equality within the federal government.

Ohio in 1803 became the first new state from the territory, followed by Indiana (1816), Illinois (1818), Michigan (1837) and Wisconsin (1848).

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Writing of the Northwest Ordinance in “The Law in Southwestern Ohio,” Frank G. Davis said, “By leading the Territory step-by-step to statehood, or rather statehoods, it set the pattern for the political and legal development of the entire continental U.S.”



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Governor DeWine announces Ohio sales tax holiday

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Governor DeWine announces Ohio sales tax holiday


COLUMBUS, Ohio (WOIO) – Gov. Mike DeWine is encouraging Ohioans to take advantage of this year’s sales tax holiday in August.

According to the governor’s office, the holiday will take place from midnight Friday, August 7 through 11:59 p.m. Sunday, August 9.

The following items qualify for the sales tax exemption during the three-day holiday:

  • Clothing priced at $75 or less per item
  • School supplies priced at $20 or less per item
  • School instructional materials priced at $20 or less per item

“Ohio’s Sales Tax Holiday comes at a time of year when families are getting ready for back-to-school,” said Governor DeWine. “The sales tax break is designed to provide meaningful savings for families as they purchase new school essentials for the upcoming year.”

Copyright 2026 WOIO. All rights reserved.

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Ohio State men’s tennis beats Buffalo to advance in NCAA Tournament

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Ohio State men’s tennis beats Buffalo to advance in NCAA Tournament


The Ohio State men’s tennis team easily took care of business on Friday in a first-round NCAA Tournament match and will be moving on. The Buckeyes disposed of Buffalo 4-0 to earn the right to face California on Saturday in Columbus.

The Buckeyes started out on the right foot by winning the doubles point when Jack Anthrop and Bryce Nakashima won for the fourth time this year together, 6-2, while Nikita Filin and Brandon Carpico won 6-2 on court one.

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Ohio State kept things rolling in the singles matches. Anthrop, Loren Byers, and Filin all earned straight set victories on courts three, four, and five to clinch the 4-0 sweep over Buffalo and advance on to try and beat the Bears and punch a ticket to the Super Regionals. The No. 3-seeded Buckeyes are heavy favorites to beat Cal, but we’ll find out if that’s the case at 4 p.m. ET.

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This article originally appeared on Buckeyes Wire: Ohio State men’s tennis sweeps Buffalo, advances in NCAA Tournament



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