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Delaware

These new health care laws are coming to Pa., N.J. and Del. in 2025

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These new health care laws are coming to Pa., N.J. and Del. in 2025


Abortion insurance coverage

A new law requires most private health insurance plans, state-regulated plans and Delaware’s Medicaid insurance program to cover abortions and related health care.

Health insurers are required to cover up to $750 for abortion services, which state lawmakers said should fully cover the cost of care for most patients.

There is an exemption for churches, religious businesses and employers to seek a waiver from the new requirements.

Insurance coverage for abortion begins Jan. 1 for people enrolled in Medicaid. Coverage for people with other types of health insurance plans will begin the following year, on Jan. 1, 2026.

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New Jersey

Medical debt consumer protections

Parts of the Louisa Carman Medical Debt Relief Act already took effect this past summer, and more consumer protections are scheduled to kick in this coming July.

Right now, people in New Jersey who have unpaid bills and debt from hospital stays, health procedures and other kinds of care will not see their credit scores impacted as they figure out how to pay off their debt or dispute charges.

“Medical debt is incurred involuntarily, and it can result in exponential economic harms,” said Laura Waddell, health care program director at New Jersey Citizen Action. “So it wasn’t like, ‘Should we work on this?’ It was, ‘We have to work on this.’”

Debt collectors can no longer report a person’s medical debt to credit bureaus and agencies, which determine a person’s credit score. If someone’s score drops because of their medical debt, they may find it more difficult to secure a car loan, get approved for an apartment rental, apply for credit cards and even get a job.

If a bill collector does report a person’s medical debt to a credit bureau or agency in violation of the new state law, the amount of debt that is reported is voided, meaning, the patient will no longer have to pay it.

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Beginning this July, all notices to patients about medical debt and billing must also notify them of their rights and new consumer protections. Interest on medical debt will be capped at 3% and debt collectors will be banned from using wage garnishment — when a portion of a person’s paycheck is withheld to pay off debt — for people earning up to 600% of the Federal Poverty Level, which is about $90,360 a year for a single person, or $187,200 for a family of four.

Waddell said the new consumer protections may not apply to people who are using medical credit cards to pay for services, copays and other charges (these are different from debit cards used for Health Savings Accounts).

Efforts to reduce the burdens of medical debt and regulate collection practices even more is ongoing, Waddell said.

“In the coming year, we want to try to bring more protections so that these aggressive debt collection practices, really try and curb some of those,” she said.

Postpartum health care planning

Later this spring, health care providers will be required to make a care plan with pregnant patients and new mothers for the postpartum period, which is a time after when women can experience complications after labor and delivery.

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These postpartum care plans must include the review of future health care appointments; recommended testing or procedures for any ongoing health issues; guidance on the signs and symptoms of postpartum depression, anxiety and other mental health needs; breastfeeding support services; contraception options; and recommendations for other common postpartum health issues.

Plans and guidance must also be offered to patients who’ve experienced stillbirth and pregnancy loss.



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Delaware

Delaware will save more than $300M after federal tax decoupling takes effect

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Delaware will save more than 0M after federal tax decoupling takes effect


The fiscal year 2027 forecast remained relatively flat from the October meeting. But some expenses declined, including salaries for teachers. Brian Maxwell, state director of Management and Budget, said teacher salary expenses were down because student enrollment has dropped. He said federal immigration policy could be impacting the state’s Multilingual Learners.

“Obviously, there have been a number of students that may not be showing up to class just because of the enforcement of [Immigration and Customs Enforcement],” he said. “So some of the families may be scared to actually send their kids to school.”

Maxwell said overall enrollment is down, but the number of students needing special education services is up. The next student count is in February.

DEFAC members also discussed the revised Healthcare Spending benchmark. In September, the subcommittee devised a methodology that only used healthcare inflation, resulting in a 7.13% for 2026.

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“We all gathered in October and there was a fair amount of concern with that outcome,” said Christen Linke Young, director of Health and Social Services. “So the subcommittee reconvened earlier this month to consider a new approach.”

After adopting the methodology using expected national inflation data and a three-year measure of health care cost growth, the benchmark now sits at 4.9%. But Young said there would be no penalty for hospitals exceeding the guideline.

Gov. Meyer and the state’s largest nongovernmental employer, ChristianaCare Health System, reached an agreement earlier this year in a lawsuit the regional hospital system filed last year. The Diamond State Hospital Cost Review Board was created by lawmakers in June 2024 to try to rein in hospital spending. But the agreement, which requires new legislation and the governor’s signature, would strip the board of its authority to approve and modify hospital budgets.



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Snow melting soon as Delaware warms after icy blast

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Snow melting soon as Delaware warms after icy blast


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Delaware may have seen its first snowfall of the season, but it won’t stick around for long.

Despite below freezing temperatures Dec. 15 and Dec. 16, it’s possible that by the weekend there won’t be a trace of snow.

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Here’s what to know about this week’s weather and snow melt.

When will the snow melt away?

While Delaware will face freezing temperatures Dec. 15 and Dec. 16, the National Weather Service forecast is calling for a warmup starting on Dec. 17. Here’s the forecast:

New Castle County

Cold weather will continue this evening and into Dec. 16 with lows dropping into the teens. The county will hit 32 degrees on Dec. 16 before dropping to 22 that night. Temperatures start climbing into the low 40s with partly sunny skies on Dec. 17. Highs will hit 51 degrees on Dec. 18. If most of the snow hasn’t melted by that point, it should be gone after rain goes through the area during the overnight between Dec. 17 and Dec. 18. Highs will remain above freezing, hitting 44 on Dec. 18.

Kent County

Lows will drop into the teens overnight before climbing above freezing on Dec. 16. On Dec. 17, Kent County will see partly sunny skies with highs in the upper 40s. It will be mostly cloudy on Dec. 18 with highs hitting 55. There’s a 90% chance of rain during the overnight hours into Dec. 19. The 19th is looking mostly cloudy with highs reaching 47.

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Sussex County

After lows hit 19 during the overnight tonight, the high for Dec. 16 will be 38 degrees with sunny skies. Any snow in the southern part of the state will vanish Dec. 17 and Dec 18. Both days will feature sunny skies with highs reaching the low 50s on Dec. 17 and almost hitting 60 on Dec. 18.

What is black ice?

Despite the warm up, overnight temperatures are expected to be below freezing. If you are driving at night, you’ll need to watch out for black ice.

According to The Weather Channel, black ice is a thin layer of ice that forms on roads and is difficult to see. It’s generally found on bridges, overpasses and spots on the road shaded by trees or other objects.

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If roadways are wet from rain, snow or fog and temperatures drop below 32 degrees, black ice can form on roadways.

If you hit black ice, you should do the following:

  • Keep your steering wheel straight.
  • Do not brake
  • Take your foot off the accelerator to reduce speed



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Delaware

Delayed openings in Delaware: What schools are starting late?

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Delayed openings in Delaware: What schools are starting late?


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Potentially icy road conditions have led every public school in Delaware to announce delayed openings for Dec. 15.

Every public school is operating on some sort of delay, most of which are two hours. The Delaware Department of Transportation already sent out a warning about treacherous driving conditions. Whatever has not dried from the Dec. 14 snowstorm will freeze over as temperatures plunge into the 20s and winds kick up over night.

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The following school districts have announced delays.

New Castle County

  • Red Clay- 2 hours
  • Christina- 2 hours
  • Brandywine- 2 hours
  • Colonial- 2 hours
  • Appoquinimink- 2 hours
  • New Castle County Vo-Tech- 2 hours

Kent County

  • Smyrna- 2 hours
  • Capital- 1 hour
  • Lake Forest- 2 hours
  • Polytech- 2 hours

Sussex County

  • Milford- 2 hours
  • Woodbridge- 2 hours
  • Cape Henlopen- 2 hours
  • Laurel- 2 hours
  • Seaford- 2 hours
  • Delmar- 90 minutes
  • Indian River- 2 hours
  • Sussex Tech- 2 hours

(This story was updated to add a photo gallery.)



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