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Hawaiian Cities Where You Need a Salary Over $200K To Live Comfortably

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Hawaiian Cities Where You Need a Salary Over 0K To Live Comfortably


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If you’re thinking about making a move to Hawaii, you’re probably already aware that it’s among the most expensive states in the United States. It may even be the most expensive, depending on which statistics and categories you check out.

Explore More: How Much Money Is Needed To Be Considered Middle Class in Every State?

Try This: How To Get Rich in Real Estate Starting With Just $1,000

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To help you figure out which locations may be the best for your salary, GOBankingRates analyzed cities in Hawaii to find the salary needed to live comfortably as a single person. Here’s a look at some of the most expensive ones, where the salary needed to live comfortably is over $200,000. The household median income and total cost of living annually are also listed.

If $200,000 is out of reach for you, check out the full study to find out where you might be able to make your home.

It’s Going Viral: Want to Retire Rich? Suze Orman Says You’re Missing This Key Money Move

Kaneohe

  • Population: 35,493

  • Household median income: $120,451

  • Total cost of living annually: $101,694

  • Salary needed to live comfortably: $203,387

Find Out: See What a $100K Salary Looks Like After Taxes in Your State

Honolulu

  • Population: 348,547

  • Household median income: $82,772

  • Total cost of living annually: $112,875

  • Salary needed to live comfortably: $225,751

Kihei

  • Population: 22,247

  • Household median income: $89,892

  • Total cost of living annually: $118,915

  • Salary needed to live comfortably: $237,830

Kailua

  • Population: 40,323

  • Household median income: $138,363

  • Total cost of living annually: $127,857

  • Salary needed to live comfortably: $255,714

Ways To Cut Back

If you want to live in a more expensive location but your salary isn’t quite there, you might want to think about ways to cut back on spending.

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Track Your Spending

According to Debt.org, one of the first steps to take is to figure out where your money is going. That means tracking your spending habits, including fixed and variable expenses. While fixed expenses pretty much stay the same each month, variable ones may fluctuate month to month.

Create a Budget

Once you track your spending, it’s time to create a budget and stick to it. “This is where the mind-shifting begins,” according to Debt.org. “Write down how much money you make and how much you spend every month.”

Review Your Subscriptions

Take time to look at all the subscriptions you’re paying for each month or for the full year. The most obvious choices may be streaming and entertainment subscriptions. You may be able to cut back on some or even all of these. Look at your other subscriptions, as well, to make sure you need all those services.

Shop Smarter

Per Forbes, one simple way to cut back is to buy sale items and generic brands at the grocery store. If it works for your budget, perhaps buying in bulk may help save you money.

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You could also try making fewer trips to the store to potentially buy less and spend less on gas money.

Eat Smarter

It may not only be better for your budget to eat at home more, it may help improve your health. You can make healthy choices, because you’re in charge when you prepare your meals. When you do eat out, per Forbes, you can choose water and smaller portions to save money and make healthier decisions.

Methodology: GOBankingRates analyzed cities in Hawaii to find the salary needed to live comfortably as a single person. GOBankingRates found cities in Hawaii. For each city, total population, total households, population 65 and over and median household income were all sourced from the U.S. Census American Community Survey, the cost-of-living indexes were sourced from Sperling’s BestPlaces, the average single-family home value was sourced from the Zillow Home Value Index, and the livability index was sourced from AreaVibes. With the cost-of-living indexes and using the national average expenditure costs as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey for a single person, the average cost of expenditures was found for each city. With the average home value, assuming a 10% down payment, and using the national average 30-year fixed mortgage rate as sourced from the Federal Reserve Economic Data, the average mortgage cost was calculated. Using the average mortgage and expenditure costs, the total cost of living was calculated. Using the 50/30/20 budgeting rule that states needs should not exceed 50% of the household income, the total cost of living was doubled to find the cost of living comfortably. Using the household median income and the total cost of living comfortably as a single person, the leftover savings were calculated for each city. All data was collected on and is up to date as of Sept. 18, 2024.

More From GOBankingRates

This article originally appeared on GOBankingRates.com: Hawaiian Cities Where You Need a Salary Over $200K To Live Comfortably

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Tourist accused of hurling rock at endangered Hawaii monk seal’s head is arrested by federal agents

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Tourist accused of hurling rock at endangered Hawaii monk seal’s head is arrested by federal agents


A tourist who drew widespread condemnation in Hawaii after a witness recorded him chucking a coconut-sized rock at “Lani,” a beloved, endangered Hawaiian monk seal off a Maui beach, was arrested Wednesday by federal agents.

Igor Mykhaylovych Lytvynchuk, 38, of Covington, Washington, is charged with harassing a protected animal, the U.S. attorney’s office in Honolulu said, adding that National Oceanic and Atmospheric Administration special agents arrested him near Seattle. He was scheduled to appear in U.S. District Court in Seattle on Thursday.

The court docket didn’t list an attorney, and a person who answered the phone at a number associated with Lytvynchuk declined to comment.

A state Department of Land and Natural Resources officer last week investigated a report of Hawaiian monk seal harassment in Lahaina, the community that was largely destroyed by a deadly wildfire in 2023. A witness showed the officer video of the seal swimming in shallow water while a man watched from shore.

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Igor Mykhaylovych Lytvynchuk is charged with harassing a protected animal, the U.S. attorney’s office in Honolulu said.

Department of Justice


“In the cellphone video, the man can be seen holding a large rock with one hand, aiming, and throwing it directly at the monk seal,” prosecutors said in a criminal complaint. The rock narrowly missed the seal’s head, but caused the “animal to abruptly alter its behavior,” the complaint said.

When a witness confronted the man, he said “he did not care and was ‘rich’ enough to pay any fines,” the complaint said.

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Maui resident Kaylee Schnitzer, 18, told HawaiiNewsNow she witnessed the incident while taking photos nearby.

“What he was picking up was like a rock the size of a coconut,” Schnitzer said. “It wasn’t no small rock. It was the size of a coconut. And he threw it right, directly aiming towards the monk seal’s head.”

Maui Mayor Richard Bissen said the charges send a clear message that cruelty toward protected wildlife won’t be tolerated. Lani’s return after the wildfires brought a sense of healing and hope during a difficult time, he said.

“Lani is a reminder that humanity and the instinct to protect what is vulnerable are still values people can unite around,” Bissen said in an emailed statement.

The mayor said he called the U.S. attorney in Honolulu to advocate for prosecution.

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Lytvynchuk is charged with harassing and attempting to harass an endangered Hawaiian monk seal.

seal-screenshot-2026-05-14-062032.png

Igor Mykhaylovych Lytvynchuk is charged with harassing a protected animal, the U.S. attorney’s office in Honolulu said.

Department of Justice


Hawaiian monk seals are a critically endangered species. Only 1,600 remain in the wild.

“The unique and precious wildlife of the Hawaiian Islands are renowned symbols of Hawaii’s special place in the world and its incredible biodiversity,” U.S. Attorney Ken Sorenson said in a statement. “We are committed to protecting our vulnerable wild species, in particular, endangered Hawaiian monk seals.”

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If convicted, Lytvynchuk, faces up to one year in prison for each charge. He also faces a fine of up to $50,000 under the Endangered Species Act and a fine of up to $20,000 under the Marine Mammal Protection Act.

In 2016, a man was seen on video appearing to beat a pregnant Hawaiian monk seal in shallow water.



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Episode 47 of Kilauea fountaining expected to begin

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Episode 47 of Kilauea fountaining expected to begin


HAWAII VOLCANOES NATIONAL PARK (HawaiiNewsNow) – The United States Geological Survey Volcanoes said episode 47 of lava fountaining at the summit of Kilauea is expected to begin on Wednesday or Thursday.

USGS said that with the eruption likely imminent, the Hawaiian Volcano Observatory raised the alert level from advisory to watch and the aviation color code from yellow to orange.

All activity remains confined to Halemaʻumaʻu crater in Hawaii Volcanoes National Park.

Click here to check the alerts and conditions before heading to the park.

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Episode 43: Volcano Watch issued for Kilauea(USGS)

Copyright 2026 Hawaii News Now. All rights reserved.



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Kona CDP committee weighs in on STRVs measure – West Hawaii Today

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Kona CDP committee weighs in on STRVs measure – West Hawaii Today






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