On a sunny morning two years ago, a group of state officials stood in the mountains of northwestern Colorado in front of a handful of large metal crates. With a small crowd watching them, the officials began to unlatch the crate doors one by one. Out of each came a gray wolf — arguably the nation’s most controversial endangered species.
Colorado
Colorado wants to force insurance companies to help homeowners understand, mitigate wildfire risk
Insurance companies operating in Colorado would be required to inform homeowners of ways they could reduce the risk of wildfire to their properties and subsequently pay less in premiums under a bill introduced this week in the state legislature.
House Bill 1182 would also require insurers to give customers an opportunity to appeal assessments of a property’s wildfire risk, which can lead to increased costs and nonrenewals.
The measure is the legislature’s latest effort to tackle the growing problem of rising homeowners insurance costs and nonrenewals in wildfire-prone areas of Colorado as climate change increases the frequency and severity of wildland fires across the state. The cost of property insurance in Colorado has become one of the fastest-growing household expenses, with premiums increasing an average of 57.9% from 2018 to 2023, according to the Rocky Mountain Insurance Information Association.
Nevertheless, in eight of the past 11 years, property insurers have lost money in Colorado, said Ethan Aumann, senior director of environmental issues and resiliency at the American Property Casualty Insurance Association.
In 2023, the legislature passed a bill creating a quasi-governmental insurer of last resort for homeowners who can’t get coverage on the private market. Lawmakers hope House Bill 1182 will serve as a way to prevent homeowners from needing that last-resort coverage.
Hail is a big part of the rising cost of homeowners insurance in Colorado. Wildfire is another.
Unlike hail, however, Colorado homeowners can take several steps to protect their properties against wildland blazes.
The bill’s lead sponsors in the House are Democratic Reps. Kyle Brown of Louisville and Brianna Titone of Arvada. In the Senate, the main sponsors are Sens. Lisa Cutter, D-Jefferson County, and Cleave Simpson, R-Alamosa.
Titone said she knows of examples of homeowners losing their coverage because insurance companies have made incorrect assumptions about a property’s risk of being destroyed in a wildfire. One person’s insurer dropped them after determining based on satellite images that their property was in the woods, even though it really wasn’t, Titone said.
“We want to make sure that these kinds of situations are rectified,” Titone said.

House Bill 1182 would require home insurers in Colorado that use a wildfire risk model or scoring method to share the details of those calculations with the state and how they affect underwriting decisions and rates.
The models and scoring methods would be required to take into account a homeowner’s work to mitigate risk on their property, such as removing vegetation to create defensible space for firefighters and using fire-resistant building materials, as well as community- and state-level mitigation activities.
Finally, insurers would have to take into account the state-level purchases of equipment to combat wildfires. Colorado has purchased two wildfire-fighting helicopters in recent years — Colorado’s only state-owned firefighting aircraft.
Insurers would have to tell homeowners within 60 days of a renewal or 90 days of a nonrenewal how they assessed a property’s wildfire risk. Insurance companies would have 30 days to respond to an appeal, and any denials of an appeal would have to be forwarded to the Colorado insurance commissioner.
The bill, if it passes the legislature and is signed into law, would go into effect in 2026. The changes are a key part of Gov. Jared Polis’ legislative agenda this year.
“I hear from Coloradans across our state — I’m sure you have too — who either can’t find coverage or who are seeing very large increases and getting priced out of the market for the coverage that they have,” Polis told lawmakers during his State of the State address last month. “And the rising cost of insurance of course doesn’t just affect homeowners. It’s also passed along to renters, too.”
Insurance companies have concerns about how soon the bill would go into effect and their ability to adhere to its changes, citing technological limitations.
“We do believe in mitigation,” said Carole Walker, who leads the Rocky Mountain Insurance Information Association, an insurance industry trade group. “We have common ground on (wanting) mitigation to matter and we want to incentivize homeowners to do personal- and community-level mitigation.”
The hang-up is around protecting the proprietary technology of the third-party companies that provide modeling to insurers and verifying and measuring the meaningfulness of mitigation work of homeowners and communities.
“It has to be something that both the modeling companies can comply with and the insurance companies can, (too),” she said. “The stakes are really high.”

Titone said she is open to working with the companies to give them more time to prepare for the legislation before it would go into effect.
“Maybe there’s some things that you need to push off a little bit later, but we shouldn’t kick the whole thing down the road just because there’s a couple technological things that we need to address,” Titone said.
The measure was assigned to the House Business Affairs and Labor Committee. Its first hearing hasn’t been scheduled yet.
Colorado
Colorado family calls for answers after 23 year old killed in hit-and-run in Aurora: “He didn’t deserve that”
A Colorado family is pleading for accountability after a 23-year-old man was killed in a crosswalk on Thursday. Aurora police believe Lennard Dawson Jr. was struck by three separate vehicles. Two of the drivers didn’t stop.
Police say the crash happened just before midnight at a signal-controlled crosswalk along the Unnamed Creek Trail at South Tower Road. The third driver remained at the scene and is cooperating with investigators.
Dawson later died at the hospital.
At a vigil Monday night at Highland Hollows Park, Dawson’s loved ones gathered to mourn and remember a young man they described as warm, generous, and always smiling.
“He would talk to everybody,” said his sister, Kelia Brown. “Good or bad days, he always had a smile. He was a great dad. He helped his son learn everything. I feel like I lost my twin.”
Brown said she learned about the crash in the middle of the night and hasn’t slept much since. The family lives roughly 10 minutes from the crash site.
What haunts her most is that two drivers didn’t stop.
“I was so angry,” she said. “If you’re going to leave, at least move him out of the street. He didn’t deserve that.”
Dawson’s nephew, Nassir Bandy, said he modeled nearly everything he did after his uncle.
“I wanted to be just like him,” Bandy said. “He was my role model. I played basketball because he played basketball. I wanted dreads because he had dreads. I was so mad when he cut them.”
He urged the drivers responsible to come forward.
“Take accountability for your actions. Come clean,” he said. “Whatever’s done in the dark will come to light.”
Monday afternoon, dozens of relatives, friends, and neighbors came out, holding candles and singing hymns.
The crash marks the 19th pedestrian death in Aurora this year, part of a growing concern citywide about speeding and reckless driving.
“People in Aurora and Denver can’t drive,” Brown said. “Illegal lane changes, no blinkers, speeding, it’s constant. We need better driving schools or something. They’re giving licenses to anybody.”
Bandy agreed, calling many crashes “preventable mistakes.”
In a statement, the City of Aurora said it’s analyzing the incident as part of its ongoing traffic safety efforts:
“Any loss of life is a tragedy. Public Works is looking into this specific incident as it relates to traffic data. The Aurora Police Department continues to investigate. Aurora’s Public Works Department is working on a Safety Action Plan, evaluating safety and making recommendations across the city. The plan will be completed early next year.”
For Dawson’s family, the grief is compounded by the questions that remain, including whether he might have survived had the first two drivers stopped to help.
“He was a blessing,” Brown said. “A light to life. The biggest star in the universe. We will get justice for Lennard.”
Anyone with information about the drivers involved is urged to contact the Aurora Police Department.
Colorado
Colorado has wolves again for the first time in 80 years. Why are they dying?
This was a massive moment for conservation.
While gray wolves once ranged throughout much of the Lower 48, a government-backed extermination campaign wiped most of them out in the 19th and 20th centuries. By the 1940s, Colorado had lost all of its resident wolves.
But, in the fall of 2020, Colorado voters did something unprecedented: They passed a ballot measure to reintroduce gray wolves to the state. This wasn’t just about having wolves on the landscape to admire, but about restoring the ecosystems that we’ve broken and the biodiversity we’ve lost. As apex predators, wolves help keep an entire ecosystem in balance, in part by limiting populations of deer and elk that can damage vegetation, spread disease, and cause car accidents.
In the winter of 2023, state officials released 10 gray wolves flown in from Oregon onto public land in northwestern Colorado. And in January of this year, they introduced another 15 that were brought in from Canada. Colorado Parks and Wildlife (CPW) — the state wildlife agency leading the reintroduction program — plans to release 30 to 50 wolves over three to five years to establish a permanent breeding population that can eventually survive without intervention.
“Today, history was made in Colorado,” Colorado Governor Jared Polis said following the release. “For the first time since the 1940s, the howl of wolves will officially return to western Colorado.”
Fast forward to today, and that program seems, at least on the surface, like a mess.
Ten of the transplanted wolves are already dead, as is one of their offspring. And now, the state is struggling to find new wolves to ship to Colorado for the next phase of reintroduction. Meanwhile, the program has cost millions of dollars more than expected.
The takeaway is not that releasing wolves in Colorado was, or is now, a bad idea. Rather, the challenges facing this first-of-its-kind reintroduction just reveal how extraordinarily difficult it is to restore top predators to a landscape dominated by humans. That’s true in the Western US and everywhere — especially when the animal in question has been vilified for generations.
Why 10 of the reintroduced wolves are already dead
One harsh reality is that a lot of wolves die naturally, such as from disease, killing each other over territory, and other predators, said Joanna Lambert, a wildlife ecologist at the University of Colorado Boulder. Of Colorado’s new population, one of the released wolves was killed by another wolf, whereas two were likely killed by mountain lions, according to Colorado Parks and Wildlife.
The changes that humans have made to the landscape only make it harder for these animals to survive. One of the animals, a male found dead in May, was likely killed by a car, state officials said. Another died after stepping into a coyote foothold trap. Two other wolves, meanwhile, were killed, ironically, by officials. Officials from CPW shot and killed one wolf — the offspring of a released individual — in Colorado, and the US Department of Agriculture killed another that traveled into Wyoming, after linking the wolves to livestock attacks. (An obscure USDA division called Wildlife Services kills hundreds of thousands, and sometimes millions, of wild animals a year that it deems dangerous to humans or industry, as my colleague Kenny Torella has reported.)
Yet, another wolf was killed after trekking into Wyoming, a state where it’s largely legal to kill them.
Colorado Parks and Wildlife has, to its credit, tried hard to stop wolves from harming farm animals. The agency has hired livestock patrols called “range riders,” for example, to protect herds. But these solutions are imperfect, especially when the landscape is blanketed in ranchland. Wolves still kill sheep and cattle.
This same conflict — or the perception of it — is what has complicated other attempts to bring back predators, such as jaguars in Arizona and grizzly bears in Washington. And wolves are arguably even more contentious. “This was not ever going to be easy,” Lambert said of the reintroduction program.
Colorado is struggling to find more wolves to ship in
There’s another problem: Colorado doesn’t have access to more wolves.
The state is planning to release another 10 to 15 animals early next year. And initially, those wolves were going to come from Canada. But in October, the Trump administration told CPW that it can only import wolves from certain regions of the US. Brian Nesvik, director of the US Fish and Wildlife Service, a federal agency that oversees endangered species, said that a federal regulation governing Colorado’s gray wolf population doesn’t explicitly allow CPW to source wolves from Canada. (Environmental legal groups disagree with his claim).
So Colorado turned to Washington state for wolves instead.
But that didn’t work either. Earlier this month, Washington state wildlife officials voted against exporting some of their wolves to Colorado. Washington has more than 200 gray wolves, but the most recent count showed a population decline. That’s one reason why officials were hesitant to support a plan that would further shrink the state’s wolf numbers, especially because there’s a chance they may die in Colorado.
Some other states home to gray wolves, such as Montana and Wyoming, have previously said they won’t give Colorado any of their animals for reasons that are not entirely clear. Nonetheless, Colorado is still preparing to release wolves this winter as it looks for alternative sources, according to CPW spokesperson Luke Perkins.
Ultimately, Lambert said, it’s going to take years to be able to say with any kind of certainty whether or not the reintroduction program was successful.
“This is a long game,” she said.
And despite the program’s challenges, there’s at least one reason to suspect it’s working: puppies.
Over the summer, CPW shared footage from a trail camera of three wolf puppies stumbling over their giant paws, itching, and play-biting each other. CPW says there are now four litters in Colorado, a sign that the predators are settling in and making a home for themselves.
“This reproduction is really key,” Eric Odell, wolf conservation program manager for Colorado Parks and Wildlife, said in a public meeting in July. “Despite some things that you may hear, not all aspects of wolf management have been a failure. We’re working towards success.”
Colorado
Rain and snow roll through Colorado on Sunday
A quick system is rolling through Colorado on Sunday. The mountains will see some snow; however, the northern mountains won’t see much at all. A winter weather advisory is in effect through midnight tonight for Southwestern Colorado, to include the San Juan Mountain Range and Pikes Peak. Four to eight inches is possible, with a foot for the higher mountain passes.
The Denver metro area and Eastern Plains could see some rain showers on Sunday afternoon.
This is a quick system that will clear out overnight, and the work week will start off mild and dry. If you are traveling for the Thanksgiving holiday in Colorado, the weather will be ideal. High temperatures in the Denver metro area will be in the mid- to upper-50s.
All of that changes as we look forward to next weekend. It’s still too far out to have high confidence, but there is a chance Denver could see its first snow next weekend. Even if Denver doesn’t get snow, the temperatures will plummet due to an arctic blast. High temperatures will only be in the 20s and 30s with lows in the teens and single digits.
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